Shows / Bitesize Retirement
Bitesize Retirement
Helping people with $1M+ in retirement savings make smarter decisions about taxes, Social Security, RMDs, Roth conversions, Medicare, retirement income, and more — one decision at a time.
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Episodes
Bitesize RetirementElection is over. But Should Your Retirement Depend on What Happens Next?
Democrats won both chambers of Congress, and Wall Street had an interesting reaction. The S&P 500 rose as much as 1.7% in early trading. But some AI stocks…
Bitesize RetirementMedicare introduced AI-assisted prior authorization, and some medical procedures dropped by nearly 20%！
Medicare introduced AI-assisted prior authorization, and some medical procedures dropped by nearly 20%！ But were unnecessary treatments eliminated, or did…
Bitesize RetirementAI could change the world. But does that mean AI stocks will make investors rich?
Even if AI companies deliver extraordinary growth, investors could still lose money if expectations are already priced into their stocks. For those approaching…
Bitesize RetirementMoving your retirement savings from stocks to bonds feels safer. But what happens when both fall at the same time?
In 2022, the U.S. aggregate bond market lost roughly 13%.Imagine having $2 million in your 401(k), but still needing $4,000 every month from your investments…
Bitesize RetirementA Bigger Portfolio or a More Reliable Paycheck?
Would you rather have a bigger retirement portfolio—or know where next month’s spending money is coming from? More wealth can be valuable, but portfolio size…
Bitesize RetirementThe Most Expensive Retirement Mistake Can Happen in a Rising Market
A market index can recover while your retirement account remains behind. If you keep withdrawing throughout a downturn and recovery, the money that leaves…
Bitesize RetirementSocial Security Reform: Is Your 401(k) Tax-Ready?
Is your retirement plan flexible enough if tax rules change? A Social Security payroll-tax proposal is in the news—but it is a proposal, not enacted law, and…
Bitesize RetirementThe S&P 500: What If 20 Years Isn’t Long Enough?
The S&P 500: What If 20 Years Isn’t Long Enough? #RetirementPlanning #SP500 #401k #RetirementIncome #StockMarket #SequenceOfReturnsRisk Is holding the S&P 500…
Bitesize RetirementRetiring at 63? Plan for Your Life, Not Just Your Portfolio
Will your money last—and which opportunities might change before you use it? Retirement planning needs room for both questions. Jean follows Mark and Linda, a…
Bitesize RetirementThe AI Bubble Bursts. What Happens to Your Retirement?
The AI Bubble Bursts. What Happens to Your Retirement? #RetirementPlanning #AIBubble #401k #StockMarket #RetirementIncome What if the AI boom ends in a stock…
Bitesize RetirementRetirement Income Planning: Why $1.5 Million Can Still Feel Unsafe
A $1.5 million retirement balance can look substantial—and still feel frightening when the paycheck is about to stop. For careful savers, the missing piece may…
Bitesize RetirementDelaying Retirement: The Trade-Off Beyond a Bigger Portfolio
Working one more year can improve your finances. But what are you giving up in exchange? Jean explores the decision through David, a hypothetical 64-year-old…
Bitesize RetirementJ.P. Morgan’s 7% Forecast and Your Retirement Income
Average returns do not tell you when the bad years arrive—or how you will pay your bills while you wait for a recovery. Jean explains J.P. Morgan’s updated…
Bitesize RetirementThe $2 Million 401(k) Tax Problem
A $2 million traditional 401(k) can be a major retirement achievement—and still leave important tax decisions ahead. Required withdrawals, a change to Single…
Bitesize RetirementYour Spouse Needs Long-Term Care. Can You Still Afford to Retire?
What happens when one spouse needs long-term care, but the same savings must still fund the other spouse’s retirement? A $2 million portfolio can face very…
Bitesize RetirementThe AI Boom Has A Warning For Your Retirement
A company can have billions of dollars in expected future revenue and still face serious financial pressure today.Retirement creates a similar challenge.You…
Bitesize Retirement005 - The AI Boom Has a Warning for Your Retirement
The AI boom is creating enormous wealth. But one of the companies helping build that future is sending a very different message from the credit market…
Bitesize Retirement004 - Your Tax Bracket Is Not a Roth Conversion Strategy
“We’re in the twenty-two percent bracket, so we should convert as much as possible.” That sentence sounds precise. It contains a number, a rule, and an action…
Bitesize Retirement003 - Your Retirement Plan Has Two Clients. One May Be Left Alone.
A couple can agree on almost everything about retirement and still have two very different relationships with money. One spouse watches investments. The other…
Bitesize Retirement002 - The Most Expensive Retirement Mistake Can Happen in a Rising Market
The portfolio recovered. The retirement plan did not. That sounds contradictory until you look at the money that had to leave the account along the way. A…
Bitesize Retirement001 — Your $2 Million 401(k) Is Not $2 Million You Can Spend
In this episode, Jean looks at what changes when a retirement portfolio stops being an accumulation account and starts becoming part of your paycheck.In this…