001 — Your $2 Million 401(k) Is Not $2 Million You Can Spend
In this episode, Jean looks at what changes when a retirement portfolio stops being an accumulation account and starts becoming part of your paycheck.In this episode:• Why a $2 million balance is not the same as $2 million of spendable money• How taxes and lifestyle spending change retirement readiness• Why the timing of market returns matters after retirement• The difference between accumulation and decumulation• Why different parts of your retirement money may need different jobsThe better retirement question isn’t simply, “How much do I have?”It’s: What kind of retirement does this money…
The skinny
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