003 - Your Retirement Plan Has Two Clients. One May Be Left Alone.
A couple can agree on almost everything about retirement and still have two very different relationships with money. One spouse watches investments. The other keeps the household running. One knows the account passwords and understands the tax returns. The other knows which expenses can be postponed and which cannot. Together, they make an effective team. But many retirement projections quietly assume that team will remain intact for the entire period being modeled.
That assumption deserves more attention than it receives. The objective is not to dwell on loss. It is to recognize that a…
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