J.P. Morgan’s 7% Forecast and Your Retirement Income
Average returns do not tell you when the bad years arrive—or how you will pay your bills while you wait for a recovery.
Jean explains J.P. Morgan’s updated 60/40 outlook and the difference between a long-term annualized forecast and a dependable retirement income plan. The 7% assumption is for a 10–15 year horizon; it is not a promise of 7% every year or a safe withdrawal rate.
Two hypothetical retirees, David and Michael, start with $2 million and withdraw $100,000 at year-end. Their first-year examples show how gains or losses before a withdrawal change what remains invested. The video then…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.