Shows / Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Welcome to the Get Out of Debt Podcast with Steve Rhode, your trusted source for practical debt solutions, budgeting tips, and effective money management strategies. Join us for real-world discussions on overcoming financial challenges. https://www.pinterest.com/getoutofdebtguy/ https://www.instagram.com/thegetoutofdebtguy/ https://bsky.app/profile/getoutofdebtguy.bsky.social https://www.facebook.com/GetOutOfDebtGuy/ https://x.com/getoutofdebtguy
Episodes
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The $470K Romance Scam Her Family Doesn't Know About
She sent $470,000 to someone she thought loved her, most of it from her 401(k) and an annuity, and her family doesn't know yet. Damon Day and I talk about how…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomStill Paying for Last Christmas? The Holiday Debt Trap
Christmas is coming. Unfortunately, you may still be paying for the last one. And the one before that. Steve, the original Get Out of Debt Guy, and Damon Day…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomThe 10 Things You Must Do After Bankruptcy
"It's been 20 years since my bankruptcy and I still can't let go of the shame." A reader sent Steve that note, and it's why step one on today's list is to take…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomCredit Card Debt, Hospital Bills & the “Just Get a Loan” Trap
“If I could just get a loan, everything would be fine.” Sound familiar? Before you drain your 401(k) or sign up for another debt consolidation loan, let’s talk…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Look Broke for a Year or Stay Broke for 10? The Credit Card Debt Trap
Would you rather look broke for a year or stay broke for the next decade? Before you answer, think about whose opinion you’re paying for with that car payment…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Budgets Suck: Debt Traps, Emergency Savings, and Keeping Up Appearances
Budgets suck—and they usually don’t work. Steve Rhode and Damon Day discuss what matters more: cash flow, money left at the end of the month, and a realistic…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Are You Helping Your Kids—or Hurting Your Retirement? – The Money Choices That Cost Millions
What if the everyday money decisions that feel completely normal are quietly costing you hundreds of thousands—or even millions—over your lifetime? You can get…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Should Adult Kids Pay Rent—or Are You Sacrificing Your Retirement?
Should adult children living at home pay rent? And if they do, should parents use that money for household expenses or quietly save it to help them later?…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Should You Stop Paying Credit Cards? – Why Banks Won’t Help Until You’re Behind
What if the “responsible” thing you’re doing with your debt is actually making your situation worse? This week, Steve Rhode and Damon Day dig into one of the…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Bankruptcy Isn't Failure—It's a Financial Tool | AI, College, and the Cost of Bad Money Decisions
Is bankruptcy really a moral failure—or is it one of the smartest financial tools available when debt has become impossible? In this episode, Steve Rhode and…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Your Debt Isn't the Problem—Your Plan Is | AI, College Costs, and Paying the Right Bills
If you're feeling overwhelmed by debt, this episode is a reminder that panic is expensive—but having a plan can change everything. Steve Rhode and Damon Day…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
AI Is Changing Work Fast: Side Hustles, Cybercabs, and Protecting Your Financial Future
AI is no longer a distant promise or threat—it is already transforming jobs, businesses, side hustles, and everyday life. In this episode of the Get Out of…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The Dirty Truth About Debt Relief Companies, Bank Profits, and Fast Ways to Make Extra Money
This week, Steve Rhode and Damon Day pull back the curtain on the debt relief industry and explain why so many people end up paying thousands of dollars for…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Debt Denial Is Expensive: When It’s Time to Stop Struggling Alone
Debt problems rarely improve while you are avoiding them. In this episode, Steve Rhode and Damon Day talk about the denial, fear, stress, and shame that keep…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Debt Settlement Salespeople, Bankruptcy Shame, and the Myths That Keep People Stuck
In this episode of the Get Out of Debt Guy podcast, Steve Rhode and Damon Day dig into one of the biggest emotional traps people face when they are drowning in…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
This Week in Debt: Settlement Money, AI Scams, Rate Cut Myths, and Debt Collector Traps
This week, Steve Rhode, the old original Get Out of Debt Guy, takes a solo run through the debt news that could actually matter to your wallet. I cover…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Debt, Savings, Salesmen, Bankruptcy, and the Fear of Making the Wrong Move
In this episode of the Get Out of Debt Guy podcast, Steve Rhode and Damon Day talk about the messy real-life decisions people face when debt, savings…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
When Paying Back Debt Becomes Self-Punishment & Sexual Financial Domination
In this episode of the Get Out of Debt Guy podcast, Steve Rhode and Damon Day start with a little “other guy” nonsense, AI trading experiments, Robinhood…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Why Do People Making Good Money Still Feel Broke?
Steve Rhode, the old Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, dig into one of the biggest money mysteries out there: why do so many…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Debt Is Math Wrapped in Emotion: How to Stop Panicking and Start Finding a Way Out
Steve Rhode, the old original Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, are back with a brutally honest conversation about what debt…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The Real Cost of Staying in Debt: Farmers, Food Prices, Credit Cards, and the Financial Punch in the Face
Steve Rhode, the old Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, are back with a blunt, unscripted conversation about why waiting to deal…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
When Debt Plans Stop Working: Inflation, Bankruptcy, and the Cost of Waiting
Rising prices, higher food costs, utility bills, and shrinking purchasing power are forcing a lot of households to make harder financial choices. In this…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The E-Shaped Economy: Why the Middle Class Is Feeling Broke
Steve Rode, the old Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, record this episode from a Tesla in a Sonic parking lot while eating…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
AI Layoffs, Student Loans, Social Security, and Debt: Why Waiting Could Cost You
Steve Rhode, the old Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, dig into the financial warning signs that are already showing up in real…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Fuck the FICO: Why Cash Beats Credit When the Economy Gets Ugly
Steve Rhode, the old Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, tackle a big uncomfortable truth: your FICO score is not your financial…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Are Credit Lines About to Get Cut? Debt Settlement, HELOC Risk, and Why Cash Matters Now
In this episode of the Get Out of Debt Guy Show, Steve Rhode, the old or original Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, cut through…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Spring Cleaning Your Finances: Gas Prices, Debt Stress, Bankruptcy, and Smarter Money Moves
Spring cleaning is not just for closets. In this episode of the Get Out of Debt Guy podcast, Steve Rhode, the original Get Out of Debt Guy, and Damon Day, the…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
“Budgets Are a Page of Lies”: Real-World Debt Strategy Beyond Dave Ramsey
Dave Ramsey’s advice can help—until real life shows up. In this episode of The Get Out of Debt Guy, Steve Rhode (the old, original Get Out of Debt Guy) and…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Tax Refund and Debt: Why Throwing Your Refund at Credit Cards Usually Doesn’t Work
Steve Rhode, the old original Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, dig into a hard truth about tax refunds and debt: getting a…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Debt Forgiveness and Taxes: What a 1099-C Means Before You Settle Debt
What happens when a creditor forgives part of your debt? In this episode of the Get Out of Debt Guy Show, Steve Rhode, the original Get Out of Debt Guy, and…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Why Waiting for Your Tax Refund Is Costing You More in Credit Card Debt
After filing your taxes, it can feel smart to wait for your refund before making a debt plan. But in this episode, Steve Rhode, the original Get Out of Debt…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
What to Do With Your Tax Refund When You’re in Debt | Smart Debt Strategies That Actually Work
Got a tax refund coming and wondering whether to save it, use it to pay off credit cards, build an emergency fund, or settle debt? In this episode, Steve…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Your Tax Refund Won’t Save You: The Debt Math Most People Ignore (and What to Do Instead)
Your tax refund feels like a lifeline—until you do the math. In this episode of The Get Out of Debt Guy, Steve Rhode (the original Get Out of Debt Guy) and…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The “I’ll Figure It Out Myself” Debt Trap (Why DIY Debt Fixes Backfire)
You’re smart. You’re successful. You’ve solved hard problems at work and in life. So why is debt the one problem that keeps looping? In this episode, Steve…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The Debt Secret Conversation: A Step-By-Step Plan to Tell Your Partner
Ever been carrying debt (or a money mess) your spouse doesn’t know about… and you can feel the secret eating you alive? In this episode, Steve Rhode (the old…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The Real Reason You’re Not Fixing Your Debt Isn’t Money — It’s Fear
If you’ve run the numbers, know your options, and still haven’t taken action… this episode is for you. Steve Rhode (the old, original Get Out of Debt Guy) and…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Missed Your January Debt Goal? Here’s the February Reset Plan (Plus the Scams Hitting Hard Right Now)
January resolutions are cute. February is where the real work starts. In this episode of The Get Out of Debt Guy, Steve Rhode (the old, original Get Out of…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Debt News Roundup: Lawsuit Surge, Student Loan “Tax Bomb,” and the Truth About “Legal Protection”
What really happens when you stop juggling bills and start taking control? In this episode, Steve Rhode and Damon Day go a little off-script (in the best way)…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
You’re Not Bad With Money — You’re Overpaying the Minimums
If you’re making good money and still drowning in debt, this episode is for you. Steve Rhode (the old, original Get Out of Debt Guy) and Damon Day (the new Get…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Why “Pay More Than the Minimum” Fails With $80,000+ Credit Card Debt (Real Numbers + Better Options)
How many times have you heard it: “Just pay more than the minimum and you’ll be fine.” Sure—if you’ve got a small balance. But if you’re sitting on $80,000+ in…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
“Holy Crap” Moment: Add It Up, Face It, Fix It (Without Guilt or Shame)
New year, new you… and one number you’ve been dodging for way too long. In this episode, Steve Rhode (the old/original Get Out of Debt Guy) and Damon Day (the…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
New Year, Real Debt Strategy: The January Audit + 90-Day Reset With Steve Rhode & Damon Day
It’s the last day of the year…and we’re not doing the same tired “New Year’s resolution” routine. Steve Rhode (the old, original Get Out of Debt Guy) and Damon…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Debt Anxiety at 2 A.M.: A Holiday Reset When You Feel Behind
It’s Christmas Day… and if you’re lying awake at 2 a.m. staring at the ceiling thinking, “What am I going to do about my debt?” — this episode is for you…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Holiday Spending Without Debt: Cash, Boundaries, and the January Reset
Christmas is days away, and if your credit cards are already screaming… this episode is your permission slip to stop the shame-spiral, enjoy your people, and…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomThe Holiday Debt Spiral You're Pretending Isn't Happening
It’s December… and if you’re staring down holiday spending while your credit card debt is already heavy, you’re not alone. In this episode, Steve Rhode and…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomSide Hustles, Debt & Danger: How to Make Extra Money Without Going Broke
Is your side hustle really helping you get out of debt—or quietly dragging you deeper in? In this episode, Steve Rhode, the old, original Get Out of Debt Guy…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomThe Hidden Traps in Debt Relief Ads You’re Seeing Right Now
Every time you open TikTok, Instagram, or Facebook, there’s another slick “debt relief” ad chasing you around. Secret government programs. Guaranteed 80%…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomThe 50-Year Mortgage Trap, Money Saving Grocery Hacks & A Meaty Mamma Comeback
In this episode of The Get Out of Debt Guy Podcast, Steve Rhode — the original Get Out of Debt Guy — and co-host Damon Day dig into two big money topics you’ll…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomAI Might Take Your Job — Don’t Let It Take Your Future (Smart Money Moves to Make Now)
Steve Rhode — the old, original Get Out of Debt Guy — and the new Get Out of Debt Guy, Damon Day, break down the headlines behind AI, layoffs, and automation…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDebt Settlement - Should You Take That Credit-Card Settlement? Credit Score, Taxes (1099-C), and Smart Strategy
Steve Rhode — the original Get Out of Debt Guy — and Damon Day — the new Get Out of Debt Guy — break down the real-world pros and cons of accepting a…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomThe College Lie: Why Student Loans Could Be the Worst Investment You’ll Ever Make
Is college still worth it — or are we all buying into one of the most expensive myths in America? In this episode, Steve Rhode — the old, original Get Out of…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Video Podcast - A Different Plan for Meaty Mama: Hope, Debt, and Finding a Way Forward
In this heartfelt episode, Steve Rhode — the original Get Out of Debt Guy — and Damon Day — the new Get Out of Debt Guy — talk about The Meaty Mama, a…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomA Different Plan for Meaty Mama: Hope, Debt, and Finding a Way Forward
In this heartfelt episode, Steve Rhode — the original Get Out of Debt Guy — and Damon Day — the new Get Out of Debt Guy — talk about The Meaty Mama , a…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomLet’s Talk: Finding the Right Path Out of Debt — Without the One-Size-Fits-All Approach
In this episode, Steve Rhode — the original Get Out of Debt Guy — and Damon Day — the new Get Out of Debt Guy — open up an honest, thoughtful conversation…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomCan You Go to Jail for Credit Card or Loan Debt? The Truth About Debt, Fear & Scams
In this episode, Steve Rhode (the old Get Out of Debt Guy) and Damon Day (the new Get Out of Debt Guy) dig into one of the most common fears people have about…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Should You Use Your 401(k) to Pay Off Credit Card Debt? The Math vs. The Emotion
Is it worth pulling money from your 401(k) to wipe out credit card debt charging you 20% or more? In this episode of The Get Out of Debt Guy Podcast, Steve…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Laid Off or Terminated? Smart First Moves to Protect Your Finances
Losing your job can feel like the floor’s been pulled out from under you—but there are steps you can take right away to steady your finances and protect your…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Cost of Living Reality Check: Your Debt is Lava
Prices are climbing faster than paychecks—and families feel the squeeze. In this episode, Steve Rhode (the old Get Out of Debt Guy) and Damon Day (the new Get…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
How to Make Real Money After Dark with Gig Apps
Life’s more expensive than ever, and once you’ve cut back on extras, the only way forward is to earn more. In this episode of Get Out of Debt Guy, Steve Rhode…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Divorce and Dirty Debt - The Inside Truth
Divorce isn’t just the end of a relationship — it’s often the start of a financial nightmare. In this episode, Steve Rhode, the original Get Out of Debt Guy…