The $470K Romance Scam Her Family Doesn't Know About

Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom · Oct 29, 2026 · 54m

She sent $470,000 to someone she thought loved her, most of it from her 401(k) and an annuity, and her family doesn't know yet. Damon Day and I talk about how that happens to smart, careful people, why lonely isn't the same as stupid, and what to do before it happens in your family: a family safe word against AI voice clones, why "go to a Bitcoin ATM" is always a scam, what you can and can't get back, and how an irrevocable trust can protect a parent before they need it.

Then the rest of this week's mailbag: a cosigner walkout, a widow's $30,000 surprise, gambling, memory care and a car title…