Shows / Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Welcome to the Get Out of Debt Podcast with Steve Rhode, your trusted source for practical debt solutions, budgeting tips, and effective money management strategies. Join us for real-world discussions on overcoming financial challenges. https://www.pinterest.com/getoutofdebtguy/ https://www.instagram.com/thegetoutofdebtguy/ https://bsky.app/profile/getoutofdebtguy.bsky.social https://www.facebook.com/GetOutOfDebtGuy/ https://x.com/getoutofdebtguy
Episodes
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
20 Debt Relief Scams and Sales Tricks to Watch Out For: How to Get Out of Debt Wisely
Debt relief shouldn’t feel like a trap—but for too many people, it is. In this episode of the Get Out of Debt Podcast, your trusted debt coach, Steve Rhode…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Breaking the Chains: Understanding the Morality of Debt and How to Get Out of Debt
Debt isn’t just about numbers—it’s about the emotional, moral, and even spiritual weight it puts on your shoulders. In this episode of The Get Out of Debt…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Smart Expense Cutting Strategies for Getting Out of Debt
Are you ready to learn how to get out of debt while cutting expenses without hating your life? In this episode of the Get Out of Debt Guy Show, I’m joined by…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Is Your Interest Rate Too High? Plus the Student Loan Bombshell
We kick things off by answering a listener’s question: How do I know if my interest rate is too high? Seems simple—until we dig into the loopholes big banks…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Living Too Close to the Edge: Why Financial Choices Matter Now
Life doesn't wait — and when the unexpected hits, your finances can crumble fast if you're not ready. In this episode, Steve Rhode, the original Get Out of…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
This One Deadline Could Wreck Your College Plans — Parent PLUS Changes Every Family Needs to Hear
Big changes are coming for Parent PLUS loans—and most families have no idea. In this episode of The Get Out of Debt Guy Show, Steve Rhode and Damon Day break…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Why Good Bankruptcy Attorneys Lose Clients (And What That Means for You)
Today on The Get Out of Debt Guy Show, Steve and Damon are together in person for a rare live conversation—and they’re diving deep into a topic most people…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
AI Is Coming for Your Job — And It’s Not Waiting
In this eye-opening episode, I sit down with Damon Day to talk about the fast-moving threat of artificial intelligence replacing middle-class jobs. From…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The Secret Guilt That Keeps You Broke — And How to Finally Break Free
Debt and guilt go hand-in-hand—and not in a good way. In this episode of the Get Out of Debt Guy podcast, Steve (the original Get Out of Debt Guy) and Damon…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The Morality Trap: When Doing the 'Right' Thing Keeps You Broke
Is it more moral to protect your future—or to financially bleed yourself dry trying to pay everyone back? In this episode, Steve, the original Get Out of Debt…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The $50,000 Closet: Why Self-Storage Might Be Storing Your Regrets
Steve, the original Get Out of Debt Guy, and Damon, the new Get Out of Debt Guy, crack open the rolling doors of America's $44 billion self-storage obsession…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Don’t Buy the Wrong Fix: What Really Works to Get Out of Debt
Too many people waste thousands chasing the wrong debt solution. In this eye-opening episode, Steve Rhode—the original Get Out of Debt Guy—and Damon Day—the…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
A Listener’s Drowning in Debt at 71—Here’s What I Told Him
In this episode of the Get Out of Debt Guy podcast, I answer a powerful listener question from a 71-year-old semi-retired filmmaker who’s buried in $30,000 of…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
How to Pick the Best Credit Card (and Stop Getting Played)
Struggling to choose the right credit card? In this episode of the Get Out of Debt Guy podcast, Damon Day breaks down how to find a credit card that actually…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Is College Still Worth It? The Truth About Degrees, Debt & Smarter Paths Forward
Is college still the golden ticket—or just expensive boomer advice? In this episode of the Get Out of Debt Guy podcast, Steve and Damon unpack the myths…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Why Money Discussions Feel So Damn Hard — And How to Make Them Easier
Money discussions should be simple—but they rarely are. Fear, anger, mistrust, and emotional baggage make even basic talks feel explosive. In this episode…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
What I Learned in My 30 Years as a Debt Coach: Hard Truths, Big Wins, and Letting Go
After three decades as a debt coach, I’ve held sobbing clients, watched others walk into disaster, and celebrated life-changing wins with those who were…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The Truth About Late Payments and Debt Collectors
Is missing one payment really the end of the world? Not even close. In this episode, Steve Rhode and Damon Day dig into the real fears around debt—like dodging…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The Credit Trap: How Good Options Disappear While You Wait
Easy access to credit can feel like a lifeline—but it’s often a trap that silently drains your future. In this episode, Damon breaks down why waiting to deal…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Debt Doesn’t Just Break Your Bank—It Breaks Your Brain
Ever felt like your brain just shuts down when bills pile up? That’s not weakness—it’s survival mode. In this episode, Steve shares the science behind debt…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The Debt-Free Lie No One Talks About
Everyone tells you to be debt-free—but what if that goal is a trap? Damon shares the story of Anthony, a man who paid everything off… and still ended up back…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
One Class, a Lifetime of Mistakes? The Myth of Financial Literacy
We all say we want to raise financially savvy kids—but what if we’re accidentally setting them up to fail? In this episode, Damon Day dives into why one-off…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The Most Powerful Saving Techniques I’ve Seen in 30 Years
Struggling to save money—even when you know you should? In this powerful episode, Steve Rhode dives deep into the most effective saving techniques that…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Struggling to Get Out of Debt? Why a Debt Coach is Your Secret Weapon.
If you’ve ever felt like you’re drowning in debt, confused by the system, and overwhelmed by empty promises, this episode is for you. Damon Day, the new Get…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The Truth About Financial Intimacy - When Love Gets Awkward
You can share a bed, a future, and even a family—but if you can’t share your financial truth, the cracks will show. In this episode, Steve unpacks why…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Too Broke to Win: Why Being in Debt Costs More Than You Think
When you're broke, being smart with money isn't enough. In this episode, Steve Rhode (the old Get Out of Debt Guy) and Damon Day (the new Get Out of Debt Guy)…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
You Reboot Everything Else—Why Not Your Debt?
We reboot our phones, our routers, even our laptops when they freeze—without hesitation. But when our finances lock up? We stall. We panic. We wait. Why is…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
In Debt and Starting Over: Why It’s Not the End—It’s the Exit
Feeling stuck in debt? Starting over might sound like failure, but it could be the smartest, most freeing move you’ll ever make. In this episode, Damon Day…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
How to Do Credit Repair the Right Way Without Committing a Felony
Is fixing your credit really that hard—or are scammers just making a fortune convincing you it is? In this episode, Steve Rhode, the original Get Out of Debt…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Too Ashamed to Start Over? This Is What You Need to Hear
If you’ve just hit rock bottom—or you're stuck in the guilt, fear, and shame of financial failure—this episode is for you. In this raw and compassionate…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Making Extra Money: The Proven Side Hustles That Actually Work (and the Ones That Don’t)
Is it possible to make extra money without burning yourself out in a second job you hate? Damon Day says yes—and in this episode, he’s walking you through the…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Panic Is Expensive: How Fear Wrecks Your Finances and Fuels Bad Decisions
The market’s tanking. Your retirement account just took a nosedive. And TikTok says a magic letter can make your debt vanish. Deep breath. In this episode of…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Saving Money Might Not Feel Sexy — But It Can Be If You Let It.
Feel like you’ve failed at saving money? You’re not alone—and you’re not broken. In this episode, Steve, The Get Out of Debt Guy, shares how saving money has…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Dave Ramsey… We Should Talk About This?
Millions swear by Dave Ramsey’s advice—but what if following it blindly is costing you more than you realize? In this episode, Steve opens up a respectful but…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Getting Debt Free Isn’t One-Size-Fits-All: Why Your Plan Needs to Fit You
Feeling overwhelmed by debt and not sure how to get debt free? You’re not alone—and the truth is, getting debt free isn’t a one-size-fits-all journey. In this…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
You Just Got Sold Out and Abandoned: How the CFPB and Congress Just Put Your Finances at Risk
Payday loans, overdraft fees, and financial protection—everything you thought was regulated just got turned upside down. In this eye-opening episode, consumer…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Debt Crisis: What to Say (and What Not to Say) to Someone You Care About
When someone you care about is in a debt crisis, knowing how to help without making things worse is harder than it sounds. In this episode, I break down what…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Credit Score Improvement Tips That Actually Work (No Gimmicks, Just Results)
Struggling with a low credit score and don’t know where to start? In this episode of The Get Out of Debt Guy Podcast, Damon Day pulls back the curtain on the…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
You’ve Been Lied To—Debt Elimination Isn’t What You Think
What if everything you thought you knew about debt elimination was actually keeping you trapped? In this eye-opening episode, Steve pulls back the curtain on…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Fries Now, Regret Later? Klarna, DoorDash & the Debt Trap You Didn’t See Coming
Explore the financial implications of financing food. Steve and Damon unpack the true costs of using Klarna for deliveries. In this episode of the Get Out of…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Build Wealth Easily: The Stupid Simple Millionaire Approach Even if You Are in Debt
Stop waiting to be debt-free—discover the strategies to start investing today! The biggest lie keeping you broke? Waiting until you're debt-free to start…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Investing Basics Made Simple: Start Now, Even in Debt!'
Don't let debt hold you back from investing. Here's how to start with ease. Afraid to invest because you’re still in debt? In this episode of the Get Out of…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Overcoming Financial Anxiety: Stop the Stress!
Financial anxiety affects many—join Steve and Damon to learn how to regain control over your financial well-being. Feeling like your finances are running the…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The Hidden Tax That’s Draining Your Wallet (And Who’s Really Cashing In)
Your wallet has been under attack, and the people behind it don’t want you to notice. Prices keep climbing, but your paycheck isn’t stretching any further—and…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Medicaid Cuts for Others Will Wreck Your Wallet—Think It Won’t?
You think Medicaid cuts won’t affect you? That's cute but think again. When hospitals lose funding, your bills skyrocket, your insurance premiums climb, and…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The Credit Card Game: How to Win Without Debt
Think credit cards are dangerous? Think again. Some personal finance gurus act like you’re holding a ticking time bomb, but the truth is—credit cards don’t get…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The 7 Sneaky Debts Draining Your Wallet (And What to Do About Them)
Most people think of debt as just money they owe, but what if I told you it’s actually a contract on your future? Every dollar borrowed is time you haven’t…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Steve and Damon Talk - Debt Relief Scams Exposed: How Commission-Driven Sales Tactics Can Leave You Worse Off
In this episode of the Get Out of Debt Guy Podcast, Steve Rhode and Damon Day expose the deceptive tactics some debt relief companies use to trap consumers…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Mastering Debt: How to Prioritize Payments and Understand Debt-to-Income Ratio
In this episode of the Get Out of Debt Guy Podcast, Steve Rhode and Damon Day break down the art of prioritizing debt payments and demystifying the…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Are You on the Verge of Debt Burnout? (Signs You Can’t Ignore & How to Escape!)
Feeling trapped in an endless cycle of debt? You’re not alone. Debt burnout is real, and it’s draining more than just your bank account—it’s zapping your…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The Debt Lie That’s Keeping You Broke—And How to Break Free
In this episode ofGet Out of Debt Guy, I sit down withDamon Day to tackle some of the biggest misconceptions about debt—and trust me, there are plenty! We dive…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Why Laughter is Important When You Are Getting Out of Debt (And Why You Need To)
Debt has a way of stealing more than just your money—it takes your joy, your peace, and sometimes, even your sense of humor. In this episode, we’re diving into…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Steve and Damon Talk About the Smartest Thing to Do After Dealing With Debt
In this episode, Steve Rhode discusses vital steps after overcoming financial difficulties with Damon Day. We focus on transitioning from escaping debt to…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomStruggling to Stay Positive With Money Troubles? Try This (It Actually Works)
Struggling to stay positive when money is tight? Financial stress can feel overwhelming, making it hard to see a way forward. But here’s the truth—positivity…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom10. How to Find Resilience After a Financial Disaster
This podcast dives deep into the struggles of resilience, offering real-life strategies for bouncing back from failure, overcoming adversity, and developing…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom9. Hard to Stay Positive? Let’s Have a Little Chat
Struggling to stay optimistic when life keeps knocking you down? You’re not alone. Finding hope after unexpected life changes can feel impossible, but optimism…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom8. Failure: The Lesson You Never Wanted But Absolutely Need
Failure feels like the end, but what if it’s actually the best education you’ll ever receive? In this powerful insight, we explore why setbacks are hidden…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom7. Finding Light in the Darkness: A Journey of Gratitude
I know that gratitude can feel like an impossible task when life is heavy, and it may seem like focusing on the good only makes the struggles feel bigger. But…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom6. Turning Setbacks into Setups for a Better Tomorrow
Are debt setbacks holding you back? In this podcast, we explore how to turn life’s challenges into opportunities for growth, success, and personal…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Steve and Damon Talk About if You Should Borrow From Your 401K to Deal With Debt
In this episode, Damon Day and I explore the complexities of borrowing from a 401(k) or home equity line of credit to repay debt. Damon shares insights from…