Shows / She's On The Money
She's On The Money
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all…
Episodes
She's On The MoneyThe $75k Property Nightmare We Didn’t See Coming
This week’s Money Diary is a property rollercoaster. One that starts off feeling sensible… and then does three loop-de-loops. Our diarist bought…
She's On The MoneySummer Starter Series: Get Your Superannuation Sorted
You don’t need spare cash to make your future better. You just need to make sure the future fund you already have is working as hard as it can for you…
She's On The MoneyWhat Will Make You Richer: Money in Your Offset Account or the Sharemarket? Plus, How To Handle Family Estate Disputes
Which one makes more money sense? Smashing down your mortgage faster, or putting that money to work in shares? This week’s Friday Drinks opens with one…
She's On The MoneyHow to Invest in the Share Market for Kids (Without Losing It All to Tax)
Everyone wants to give their kids the best start in life, and investing for them feels like the obvious answer… right up until the tax rules turn the…
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Not a Date to Celebrate with Clothing the Gaps
January 26 isn’t just another public holiday. For many First Nations Australians, it marks the beginning of invasion and the impacts of colonisation that…
She's On The MoneySummer Starter Series: Protecting Yourself With Personal Insurance
What would you do if you woke up tomorrow and couldn’t earn an income anymore? How long would it be before your safety net ran out? In the forth episode…
She's On The MoneyAre Your Parents Risking Their Retirement? And a Spicy Wedding Bill Drama
Do you ever worry your parents are making bad money decisions… or heading toward retirement totally unprepared? This week’s Friday Drinks starts…
She's On The MoneyWhat a Family Lawyer Wishes Every Woman Knew About Money and Relationships
This is the episode every woman needs to hear. Because most of us think money in relationships will just sort itself out, or that breaking up is something that…
She's On The MoneyThe $60k Debt Wake-Up Call That Changed Everything
If you’ve ever looked at your debt and thought how did I even get here, this one’s for you. Because that’s exactly where our Money Diarist…
She's On The MoneySummer Starter Series: Making Saving Easier
Saving money is one of those things we’re told should be simple, but somehow rarely feels that way. In this Summer Starter episode, we unpack why saving…
She's On The MoneyIs a Bridging Loan Worth the Risk? And The Dating Money Red Flags We Can’t Ignore
So who should actually pay on a date, and what are you meant to do when the bill arrives and someone suddenly gets a bit weird about it. This week’s…
She's On The MoneyHow to Buy Property in 2026: Everything You Need to Know Before Getting a Mortgage
If buying a home feels harder (and way more confusing) than it did a year ago, no, you’re not imagining it. The rules have changed, the competition has…
She's On The MoneyBec's Investing Confessions: Her First Year in the Share Market
If you’ve ever told yourself investing is something you’ll get to later, when you have more money, more brain space, or a slightly more…
She's On The MoneySummer Starter Series: Managing Debt
If you’ve ever looked at your debts and thought… I know I need to deal with this, I just don’t know where to start, this episode is for you…
She's On The MoneyHow Do You Know When It’s Time to See a Financial Advisor? And the Vet Bill Situation That's a Moral Minefield
If you’ve ever thought you should see a financial advisor, but also wondered if it's a now or later thing… this one’s for you. We’re…
She's On The MoneyVictoria’s 2026 Investing Playbook If She Had to Start From Zero
If you’ve been saying “I really should start investing" this episode is for you. Because wanting to invest and actually investing are two very…
She's On The MoneyFrom Financially Clueless to Confident With Money: How She Turned It All Around
This Money Diary starts at the exact moment you realise… okay, I can’t keep doing money like this. Our diarist had spent a few years doing exactly…
She's On The MoneySummer Starter Series: Budgeting and Cash Flow
This summer, we’re dropping a bonus foundations series for anyone who’s ready to feel more in control. Whether you’re brand new here, or…
She's On The MoneyThe Fresh Start Your Money Actually Needs in 2026 (No Matter Where You’re Starting From)
Want 2026 to be the year you get your money on track? This ep is the perfect place to start. It’s our very first Friday Drinks of the year and instead of…
She's On The MoneyEven More Unhinged Savings Hacks
Sometimes a spreadsheet isn’t going to cut it. Sometimes the only thing standing between you and an impulse purchase is a genuinely unhinged obstacle…
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A Love Letter to Everyone Who Survived 2025
If December has you replaying the year in your head, thinking about the money choices you made, the goals that shifted, or why things didn’t quite land…
She's On The MoneyTHE SOTM EOY PARTY… Plus Should You Get a Credit Card & Is Building a Home Really Cheaper Than Buying?
It's our biggest Friday Drinks of the year so we're throwing a party aka our year in review. The stats, the moments that surprised us, and the community wins…
She's On The MoneyOur 5 Christmas Wishes For You (That’ll Make You Richer, Calmer & More Confident in 2026)
This is the one conversation you need to hear before the year ends, because the way you think about money right now will shape how 2026 feels far more than any…
She's On The MoneyHe Convinced Her To Buy Property With Her Inheritance… Then Tried to Take It in the Breakup
This is one of those Money Diaries that starts with a decision that feels sensible at the time… and slowly reveals just how much weight it carries. When…
She's On The MoneyHow to Navigate Different Family Money Values this Christmas... and a Very Relatable Bill-Splitting Drama
Ever stared at the bill split amount and thought… sorry, why am I paying for food I did not eat? We’re unpacking a takeaway dilemma where one…
She's On The MoneyYou Can Invest in Property With $5. Yes, Really. (A Beginner’s Guide to REITs)
If you’ve ever looked at property prices and thought, cool, guess I’ll just rent forever then, this episode is for you. Because while the white…
She's On The MoneyFrom $60k in Debt and Lying About Being Unemployed to Becoming the Lazy CEO Behind Showpo’s $100 Million Empire
Even some of the most successful people you know started at rock bottom like $60k in debt, no job, and pretending everything is totally fine. That was Jane…
She's On The MoneyYou’re Doing Everything Right, So Why Do You Still Feel Behind? And The Pressure to Make Christmas Perfect
Some weeks it feels like you’re doing everything right with money… and still getting nowhere. If that’s been your energy lately…
She's On The MoneyBougie on a Budget: 17 Hacks to Slash Your Christmas Food Bill with Chelsea Goodwin (Plus Her Menu For Under $100 You Can Steal)
If you want to wow your family with a fancy-looking Christmas feast while secretly spending way less, you need this episode. We called in our favourite…
She's On The MoneyHow a Year Making SOTM Completely Transformed Our Producer Emma’s Finances
A year after being thrown head first into financial litteracy and producing over 200 episodes of She’s On The Money, our behind the scenes queen Emma is…
She's On The MoneyShould You Push Through Burnout for Your Financial Goals? And How To Quit Without Burning Bridges
You’re trying to save, plan, be responsible, do the grown-up things, but underneath it you’re tired in a way that a weekend off doesn’t quite…
She's On The Money7 Sneaky Christmas Traps That Make You Blow Your Budget (and How to Beat Them)
Every December starts with good intentions and ends with the same sentence: how did I spend that much? Because Christmas has a way of turning even the most…
She's On The MoneyWait till You Hear What this 25 Year Old Has Built on a Macca’s Paycheck
If you’ve ever looked at your payslip and thought “there’s no way I can build anything on this,” this diary is the proof you need. Our…
She's On The MoneyFinancial Confidence for Our First Nations Community with Leah Bennett
This special episode was created for our First Nations community members. Victoria invited Leah Bennett from the First Nations Foundation on the show to talk…
She's On The MoneyIs Crypto a Goldmine or a Gamble? And The Smartest Way to Use Your Spare Cash
Ever seen a crypto bro promising this coin is going to be the next big thing and thought… okay but what if? Well this week we got a DM from someone…
She's On The MoneyEmma Edwards Stopped Shopping for 365 Days and Accidentally Fixed Her Finances (Plus Her Relationship With Money and Herself)
You know when you’re standing in front of your overflowing wardrobe, absolutely drowning in clothes, and still somehow convincing yourself you have…
She's On The MoneyInvesting Diaries: She Didn’t Invest for Two Years… and Her Portfolio Grew $20K Anyway
Our very first Investing Diary has landed, and she is the perfect reminder that investing is absolutely for women like us. Before she ever opened an app, she…
She's On The MoneyDIY Investing vs Managed Portfolios: Which One Should You Choose? And How to Avoid a Black Friday Budget Blowout
If you’ve ever heard “managed portfolio” and thought… okay but what actually are they, this one’s for you. We break down what…
She's On The MoneyYour Superannuation Glow-Up Part 2: The Small Add-Ons That Could Make You a Millionaire
We all want a bigger super balance… but how do you actually make that happen in real life? Part 1 in our Super Glow-Up series got your foundations…
She's On The MoneyMoney Diaries Update: What Really Happens in a Divorce Settlement (And Where She Ended Up)
This is the update you’ve all been waiting for… and a year later, she’s back to tell us what really went down. Last time we spoke, the…
She's On The MoneyBorrowing to Invest: Brilliant Move or Big Mistake? And How To Survive Christmas Gifting Season (Without Going Broke)
You’re ready to start investing… and then someone suggests borrowing money to make your portfolio grow faster. It sounds genius in theory, but is…
She's On The MoneyVictoria & Brooke Reveal the Really Simple Framework Behind Their Investment Portfolios
Want the inside scoop on the seriously simple strategy behind Victoria and Brooke's investment portfolios? This ep is all about the framework they both use…
She's On The MoneyShe Cried Over a Holiday She Couldn’t Afford… Now She’s on Track to Retire by 40
Have you ever wanted to see what would happen if you actually sat down and did that budget? This week’s Money Diarist actually did it and everything…
She's On The MoneyShould You Salary Sacrifice Into Super Or Save For a House? Plus a Spicy Sibling Debate About Financial Fairness
\What’s actually better for future you... adding more to your super, or growing that house deposit? This week we’re unpacking one of the biggest…
She's On The MoneyHow Sammy Robinson Built the Cult Brand One Mile (With Her Own Savings)
You know that dream of starting something on your own... but the money part feels impossible? Sammy Robinson did it anyway. At 22, she took the savings most of…
She's On The MoneyShe Maxed Out Her $10K Credit Card Partying... Now She Owns Two Properties
You know that feeling when you start earning your own money and suddenly everything feels possible... the festivals, the flights, the “let’s just…
She's On The MoneyShould You Invest While You're Still In Debt? And an Early Inheritance Dilemma
You’re smashing your financial goals, debt’s going down, confidence’s going up, and then that little voice pipes up: “Should I be…
She's On The MoneyHow To Buy Property Without The Bank of Mum and Dad (or a 20% Deposit)
If you’ve ever looked at house prices and thought, “I guess I’ll just marry rich or manifest an inheritance” this ep is for you!…
She's On The MoneyShe Left Her Husband With $12K and Two Suitcases... Now She’s Worth Six Figures
They say you end up with someone like your dad... and for this week’s diarist, that was the problem. Her dad was reckless with money, and years later…
She's On The MoneyShould You Quit A Toxic Job Without a Backup Plan? And What To Do If You Can’t Get Insurance
Ever had a job so toxic it makes your morning coffee taste like dread? This week, a community member wrote in ready to walk... 60-hour weeks, zero recognition…
She's On The MoneyWe Accidentally Found the Travel Hack That Saves You Serious Cash
You scrimp, save, and finally book your dream trip… only to spend it fighting for a pool lounger, paying peak rates for accom, and cropping 100 tourists…
She's On The MoneyShe Skipped Uni, Travelled for 4 Years… and Still Built Her Dream Life
Ever done something just because it’s what you’re supposed to do? Well, this week's diarist did the opposite. While everyone else was drowning in…
She's On The MoneyHow to Set Up Your Kids (Without Losing Your Benefits)…And What to Do When You’re Putting in More for the House Than Your Partner
We all want to be the parent who “sets the kids up,” right? But between savings accounts, offsets, and “future nest egg” fantasies it's…
She's On The MoneyThe Daily Edited & In The Roundhouse: How Alyce Tran Turned a $5K Side Hustle Into Global Brands (and Landed Hailey Bieber as a Fan)
What if your "little side-hustle" became the next big brand everyone’s talking about? That’s exactly what happened to Alyce Tran, the ex-lawyer who…
She's On The MoneyThe Teen Mum Who Went From Centrelink to a Six-Figure Life
Ever feel like everyone else’s life is speeding ahead while you’re stuck in the slow lane? This week’s Money Diarist knows that feeling too…
She's On The MoneyHow Much Should You Actually Save Before Having a Baby? And Balancing Travel Dreams Vs Buying a Home
Ever feel like your money goals are at war with your life goals? Like one minute you’re saving for a house… and the next you’re convincing…
She's On The MoneyBrooke’s FIRE Plan: How She’s Investing to Retire at 35
Retiring early is the ultimate dream... so when Brooke casually dropped that she’s on track to do it by 35 (without the Bank of Mum and Dad), you all…
She's On The MoneyMoney Confessions: What It Actually Costs to Launch a World-First Product (While Juggling 2 Kids and a Mortgage)
Ever wondered what it really costs to turn a light-bulb moment into something real? This week’s Money Diarist is a mum of two who did exactly that. She…
She's On The MoneyShould you use equity in your home to buy a car? And Is Asking for Trust Fund Cash the New First-Birthday Trend?
Have you ever wondered if you can use home equity to buy something else you need… like a car? The low interest rate makes it sound like the ultimate…
She's On The MoneyYour Superannuation Glow-Up Part 1: The $0 Tweaks That Could Change Your Retirement
You’ve listened to our episode about how much super you really need… but knowing your number is only half the story. The real question? How do you…