Shows / She's On The Money
She's On The Money
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all…
Episodes
She's On The MoneyDo I Have to Give Up My Social Life to Buy a House? + Is AI Putting My Super at Risk?
Apparently, saving for a house deposit now means saying goodbye to dinners with your friends, takeaway and basically anything that makes your twenties fun. But…
She's On The MoneyThe Perks of Working In Public Service: Salary Packaging
What if I told you that you could be missing out on thousands of dollars a year, simply because nobody explained a benefit you were already entitled to? And…
She's On The MoneyFour Brain Surgeries. A House Fire. Thank God She Had Insurance.
Imagine buying your dream blueberry farm (!!!), finally getting your life exactly where you want it, and then having absolutely everything go wrong. This…
She's On The MoneyHow to Budget on an Irregular Income + The $110K First Home Dilemma
Haaapppyyyy Friday friends! Imagine spending years saving $110,000 for your first home, only to realise you and your partner have completely different ideas…
She's On The MoneyHaving a Baby for Under $3,000? Two Aussie Mums Share Their Receipts
Could you really have a baby in Australia for less than $3,000? According to two mums in our She's on the Money community, absolutely. And they've brought the…
She's On The MoneyAt 38, She Could Barely Afford Her Mortgage. At 56, She's Financially Free.
At 38, she was raising a seriously unwell daughter, escaping a financially abusive relationship and using a credit card to pay a mortgage she couldn't afford…
She's On The MoneyI Saved My Money. My Siblings Spent Theirs. Now I'm Expected to Pay?
Being the financially responsible sibling is great. Until everyone starts assuming you'll be the one footing the bill for Mum and Dad. This week, we're getting…
She's On The MoneyShow Me The Dividends Part 1: When Do You Actually Get the Money?
We're always telling you to invest, invest, invest. But here's a question nobody seems to be answering... when do you actually get to spend the money?! Like…
She's On The MoneyShe Chose Europe Over a House Deposit. Now She's Questioning Everything.
She spent almost everything she'd saved travelling around the world, came home with just $1,000 in her bank account and has $74,000 in HECS debt. Oh, and now…
She's On The MoneyHear Me Out, I Wanna Buy A Horse... And A House
Real talk, have you been preparing your Milo wrong? Join Jess and Bec for a special edition of Friday Drinks, where they discuss our community’s best…
She's On The MoneyHow Does Parental Leave Work?
Be honest. How much do you know about parental leave? Because for many of our listeners, it’s one of those things that you don’t really pay…
She's On The MoneyShe Couldn’t Get a Credit Card as a Single Mum. It Became a Blessing in Disguise.
She became a mum straight out of Year 12. Four years later, she had her second son and was raising two boys on her own. Money was tight. Really tight. She used…
She's On The MoneyFight, Flight or freeze? How I Overcome Anxiety Around Investing.
Lovers, we’re in a romance recession! :’[ Join Bec and Jess for a laid-back episode of Friday Drinks, featuring this week’s Money Wins and…
She's On The MoneyHow I Spend Smarter: Grocery Edition
Unexpected savings in the bagging area. Tune into this week’s Deep Dive episode to hear how to spend smarter during challenging economic times. Join Bec…
She's On The MoneyShe Did Everything ‘Right’ With Money. Now She Feels Completely Stuck.
At 19, this week’s Money Diarist bought her first home. It was a very unglamorous $135,000 unit that she lovingly describes as looking like a retirement…
She's On The MoneyMy Wedding Plans Are A People Pleaser’s Nightmare
Riddle me this: why are people pleasers framed as the problem? Surely, we should be turning our focus back onto the boundary-pushers! This week on Friday…
She's On The MoneyHow To Pay Off Debt On a Low Income
Credit cards. Personal loans. Buy Now, Pay Later. Australians are in debt in a big way. But, there’s always a way out. This Deep Dive is dedicated to…
She's On The Money$40K Invested, a $1.7M Property at 26 and Still Scared to Spend Money
At 26, this week’s Money Diarist has nearly $40,000 invested, $46,000 in super and has just bought a six-bedroom home on 25 acres with her mum and…
She's On The MoneyY/N: Can I Ask For A Pay Rise After Mat Leave?
Love means adoring someone even if you don’t share the same hobbies (or vaping habits <3). Welcome to another refreshing episode of Friday Drinks. This…
She's On The MoneyIPO Ceilings and The Trillion Dollar Question
Earlier this year, SpaceX went public inspiring a suite of headlines and causing a stock market stir. If those words went right over your head, dw…
She's On The MoneyWe Escaped With a Backpack. Now I’m Building a Home for My Kids.
Growing up, this week’s Money Diarist knew there was no money. She’s a First Nations woman who grew up surrounded by domestic violence, gambling…
She's On The MoneyMum Says I Should Add My Name To My Brother’s Mortgage.
What do you mean someone wants to jeopardise your First Home Buyers eligibility without some sort of equity in return?! This week’s Friday Drinks is…
She's On The MoneyHow to Reach $100k By 35: Skills For Supersized Savings
Some of us want to buy a house. Some of us wanna retire early. Some of us want a little more coin on the other side of our retirement. No matter what your…
She's On The MoneyI Made Nearly $200K in Cash as a Stripper… and Spent Almost All of It
At 18, this week’s Money Diarist was approached at work by a man who told her she could make serious money at a club. Plot twist: it was a strip club…
She's On The MoneyHow Do I Compare (And Close Old) Super Accounts?
Towards, away, or rotisserie-chicken style? It’s Friday Drinks time, and this week the gang are discussing all of the important issues; namely which…
She's On The MoneyCan I Salary Sacrifice My Way to a Million Dollar Retirement?
Chats about super are slipping by the wayside, so we’re running it back for all the baddies who are ready to salary sacrifice for their retirement. On…
She's On The Money$40K Deposit, Two Government Schemes and a Home by 25
At 27, this week’s Money Diarist has two STEM degrees, earns $140,000 a year, has $90,000 in super and owns a townhouse two kilometres from the beach…
She's On The MoneyI’ve Been Sent $10k. No Description. What Now?
New intro, who dis? This week’s Friday Drinks is hosted by Victoria Devine, your favourite linen lover Jessica Ricci, and budding ceramicist Bec Syed…
She's On The MoneyPersonal Insurance & Chronic Illness: What’s Included & What’s Changed?
Endo. Chronic injury. Mental illness diagnoses. Updates to genetic testing. Let’s talk about it. This episode comes at a time where the NDIS is being…
She's On The MoneyI Lost Thousands in Bad Relationships. Rebuilding My Finances Changed Everything.
Sometimes the biggest financial setbacks have nothing to do with money. After migrating to Australia from Malaysia, she watched her family go from a…
She's On The MoneyWould You Rather: Further Your Career or Your Place in the Property Market?
Hypothetically, if you were offered a role abroad that you couldn’t refuse, but you’d finally saved enough for a house deposit, would you stick…
She's On The MoneyInvesting in your 20s, 30s, and 40s: Tips for Each Lifestage
Something we hear super often is, “How do I invest now, to prepare for a comfortable retirement later on?”. To which we say, “That…
She's On The MoneyMy Mum Spent My Savings. It Changed the Way I Think About Money Forever.
Growing up, her mum believed in spending now and worrying later. Her dad was the complete opposite. He planned ahead, saved where he could, and quietly showed…
She's On The MoneyAm I Being Medically Gaslit? And How Do I Invest My Inheritance?
Join Victoria and Bec for this week’s edition of Friday Drinks, filled with Broke Tips, Money Wins and a Question of the Week which puts our shower…
She's On The Money'Have Courage. Be Kind': It's a Q&A with B&J Special
In favour of frivolity, we’ve given Victoria a week off from Deep Dive to bring you another acclaimed edition of Q&A with B&J! Bec and Jess are back to…
She's On The MoneyI Think I Accidentally Became Rich
This week's Money Diary starts with a sentence I don't think I've ever heard before. "I think I accidentally became rich." Growing up, money was something her…
She's On The MoneyAm I Being Too Rigid With Money? Plus, Dollar-Cost Averaging Tactics
Which school do you fall into? Karaoke-forward or karaoke-averse? This week on Friday Drinks, Victoria, Bec and Jess are bringing you all the best Broke Tips…
She's On The MoneyAn Unhinged AMA with Financial Adviser, Daisy from Everest Wealth
What do financial advisers actually do? Am I ready for financial advice? $10k has landed in my account, what do I do?! On this week’s Deep Dive, Victoria…
She's On The MoneyShe Didn't Pay Rent for Seven Years. Now She Owns a $1.2 Million Home.
This week's Money Diary proves there isn't just one way to build wealth. Growing up in a working-class family, she didn't inherit financial advice, a house…
She's On The MoneyReturn of the Debt: Why Does This Keep Happening To Me?
Just when you think you’ve paid it down, debt has this pesky way of rearing its ugly head. But why? It’s Friday Drinks time, and this week Victoria…
She's On The MoneyInflation, IPOs and SpaceX Selloffs: It’s the New Financial Year Market Update
Inflation highs, SpaceX selloffs and IPO rumours. Welcome to our first market update for the new financial year, where Victoria and Bec take a closer look at…
She's On The MoneyShe Grew Up in Government Housing. Now She's Building a Property Portfolio.
Growing up, home never really felt permanent. Her mum battled addiction, money was always tight, and by the time she was a teenager she'd already experienced…
She's On The MoneyI Financially Supported a Friend In Debt… Then They Got IVF!?
Who among us has spotted a friend who was skint? Who among us has *been* that friend? Okay, but what if the situation was more complex, and that friend is also…
She's On The MoneyCalling You In: Financial Decisions That Are Killing Your Cashflow
Let’s talk about the elephant in the room: the financial decisions that are quietly killing your cashflow. Whether it’s a daily $8 iced oat…
She's On The MoneyI Grew Up Watching Money Be Used as Control. Now I'm Building My Own Freedom.
This week's Money Diary is for anyone who's ever felt like their relationship with money was shaped long before they earned their first paycheck. Growing up…
She's On The MoneyIt Pays Well But It’s Sucking The Life From Me
An inheritance? Slay. Inheriting shares but being prohibited from ever selling them? Err… help? This week, Victoria, Bec and Jess unpack Money Dilemmas…
She's On The MoneyIt’s Giving ‘Rich’: What Does Wealth Actually Look Like?
So they have a Cartier bracelet, but no emergency fund. Or they own a home… but have a $5k monthly mortgage. What actually makes someone rich versus…
She's On The MoneyShe Lost Her Fiancé, Her House and $30,000 in the Same Year
A few years ago, she thought she had it all figured out. The house. The fiancé. The wedding. The future she'd spent six years building with the person…
She's On The MoneyMoney Talk Makes Me Nervous. Why Am I Ashamed?
POV: You outearn your partner. Should you be contributing more to things like shared costs, savings and goals because your income is higher? Or is there a more…
She's On The MoneyIt Costs How Much To Have a Baby, Now?!
GP appointments, vitamins, and not to mention the added snack budget; having a baby sounds expensive. So, we asked our very own VD just how much it cost…
She's On The MoneyShe paid off a $25,000 car loan on a graduate salary, then became scared to spend money at all.
Our diarist this week went from being a flat-broke uni student who could barely afford rent to paying off a $25,000 car loan on a graduate salary in less than…
She's On The MoneyHappy 1,000th Episode! Win Our Favourite Things + Solve She’s Stashed the Cash
Happy 1,000th episode, friends! On his very special episode of She’s on the Money, we’re celebrating this huge milestone in true Friday Drinks…
She's On The MoneyYour Best Financial Year Yet: How to Set Money Goals That Actually Stick
Spoiler: Our goal-setting habits are broken. But, it’s not your fault. It’s the psychology we’re raised with. It’s Deep Dive time! And…
She's On The MoneyThey Thought Insurance Was a Waste of Money. Then This Happened
This week's Money Diary starts with what should have been a straightforward hospital visit. Her husband was 32, healthy, active, and recovering from glandular…
She's On The MoneyHear Me Out: I Struggle To Spend Money
Who among us has struggled with spending? Alright, how many of you answered ‘yes’ because you struggle to *spend* money, rather than spending it…
She's On The MoneyAnswers to Tax Questions You Were Too Afraid To Ask
Tax. You’ll do it “later”, right? Famous last words, my friends. This week’s Deep Dive is here to save your EOFY by giving you a…
She's On The MoneyThe “Hey Girl” Message That Saved Her From the Wrong Marriage
Growing up this week's money diarist remembers boiling water on the stove for baths because the gas had been disconnected, landlords turning up at the front…
She's On The MoneyShe’s Financially Irresponsible. Why Should My Sister Inherit More?
Say it with me: equal isn’t always equitable. On Friday Drinks, Jess and Bec cover a very juicy DM concerning inheritances, where one sister has received…
She's On The MoneyEOFY Tax Hacks For Your Share Portfolio
You’ve started your investing journey (yay!), but you’re oblivious about how your portfolio is going to be taxed during this financial year (boo!)…
She's On The MoneyShe's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money
She's 25, owns her home, has paid off her HECS debt, has more than $50,000 in super, is building an investment portfolio and somehow still rated herself a B-…