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She Chose Europe Over a House Deposit. Now She's Questioning Everything.

She spent almost everything she'd saved travelling around the world, came home with just $1,000 in her bank account and has $74,000 in HECS debt. Oh, and now she wants to buy a house. At 23.

You'd probably assume this week's Money Diarist has some questionable money habits. But here's where things get interesting, because she's actually doing a whole lot better than you might think.

After years of diligently saving half her income, she decided that travelling, studying in Paris and enjoying her early twenties were worth spending her savings on. And while she wouldn't trade those experiences…

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