Shows / She's On The Money
She's On The Money
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all…
Episodes
She's On The MoneyI’ve Financially Outgrown My Friends. Do I Need To Leave The Chat?
Be honest. Has money ever got in the way of a friendship? Sure. It’s nice when everyone you know has the same money values as you, but it’s far…
She's On The MoneyFY27 Starts Now: The Money Reset Your Future Self Will Thank You For
It’s mid-year money reset-time! The end of financial year brings all of that new money energy, without the post fireworks slump. Not only is it a time…
She's On The MoneyShe Arrived in Australia With $20 and Built a Million-Dollar Life
This week's Money Diary feels a little bit like proof that where you start doesn't have to determine where you end up. She grew up in a tiny village in Eastern…
She's On The MoneyBridesmaid Duties Are Destroying My Budget (And Possibly Our Friendship)
Your bestie just asked you to be their bridesmaid, which has you wondering: will you (or your friendship) ever financially recover from this? Happy Friday…
She's On The MoneyThe Price of Pretty: Exploring the Cost of Beauty Standards
Skincare, makeup, and beauty treatments. When did they first pop up on our spending radar and why? This week’s Deep Dive gets a little… deep. Bec…
She's On The MoneyI Grew Up Terrified of Money. Now I'm Saving $2,000 a Week
This week's Money Diary is proof that earning more money doesn't automatically make you feel secure. Growing up, she was constantly worried about money. Not…
She's On The MoneyStay or Pay: Sacrificing Money Goals By Staying In a Job You Love
They’re in the same role as you, have less experience and are somehow being paid more? A whopping $25k more. So, are you being underpaid or simply not…
She's On The Money‘Is The Cover In Your Super Enough?’ And Other Quickfire Insurance Questions With Skye Wealth
So you can be overinsured and you can be underinsured, but can you ever just be insured enough in your super? ‘10 Things I Hate About You’ jokes…
She's On The MoneyShe Gave Up Uni, Work and Financial Control for Love. Leaving Changed Everything
A little heads up before you press play: this episode contains conversations about financial abuse and coercive control. It’s an incredibly important…
She's On The MoneyNothing To Smile About: When Debt Costs You Dental Visits
The dentist can be spenny, but necessary. So what happens when you can’t afford an appointment? And what if your treatment is kinda important or…
She's On The MoneyETFs Explained: Everything You Need to Know Before You Buy Your First One
Spoiler: ETFs aren’t that deep. So why are so many of us (okay, you) still so intimidated by them when it comes to investing? On this week’s Deep…
She's On The MoneyShe Spent Hundreds of Thousands in 12 Months… Then Realised She Had No Idea Where Her Money Was Going
This week’s Money Diary is one of those “wait… this is actually so relatable” conversations. She’s a newly admitted lawyer who…
She's On The MoneyYour Paycheck Isn’t Stretching Like It Used To. We Asked The PM Why
Okay… this one still feels a bit surreal to say out loud. Right after the federal budget dropped, I sat down with Australia’s Prime Minister…
She's On The Money“Can I Actually Afford My Life Right Now?” We Put Australia’s Ministers In The Hot Seat
Right after the federal budget dropped, I sat down with some of Australia’s most powerful ministers and political voices to ask the questions our…
She's On The MoneyNegative Gearing Is Dead, Unless You’re Already In. Jim Chalmers Explains Why Young Australians Miss Out
The federal budget has dropped… and Australians have opinions. So Victoria sat down with Australia’s Treasurer, Jim Chalmers, immediately after…
She's On The MoneyMy Boyfriend’s Secret Debt + Should We Use Our Savings to Pay Off His Business Debt?
Sometimes being nosey pays off. Other times, it reveals that your partner hasn’t paid off their $40k credit card debt. Stressy and a little scandalous…
She's On The MoneyThe Costs of IVF: Financing Your Fertility Journey
This episode is what happens when financial planning and family planning have a baby. Why is it that egg-freezing and IVF feel like buzzwords; distant things…
She's On The MoneyBONUS: The 2026 Federal Budget Explained Without The Boring Bits
The federal budget officially dropped at 7:30pm tonight, but we recorded this episode from inside Budget Lock-Up BEFORE the rest of the country got their hands…
She's On The MoneyDropped Out of Uni Three Times… and Now Earns $140K Without a Degree
Have you ever thought, “maybe I’ve missed my chance.” This weeks diarist started uni three separate times and dropped out every single one…
She's On The MoneyTake It or Leave It: Could Taking Stress Leave Affect My Insurances?
It’s all too familiar. Work has you burning you out. And even your manager has suggested that you take some time off. So, why does it still feel weird to…
She's On The MoneyBuilding The Dream: Jess Shares What She’s Learned (So Far)
Manifesting home-ownership, but priced out of buying a house? Maybe building your own is the way to go. But where do you even begin? She’s on the…
She's On The Money21, Investing Aggressively and Watching Everyone Else Spend Their Paycheck
You know when you meet someone younger than you and think… oh. You’re doing money better than I was. That’s this week’s Money Diary…
She's On The Money'No Wedding Gifts Expected’... Then Why Do I Feel Guilty?
Finding it hard to keep your cool when share prices are plummeting? Tap ‘play’ for instant relief from hasty portfolio decisions. In this…
She's On The MoneyThe RBA: Who’s Calling the Shots and How it Affects Your Rates
The cash rate. It’s up. It’s down. Honestly, it’s giving ‘chaos’ when it comes to our everyday spending. Almost as if the cash…
She's On The MoneyFrom Debt and Divorce to Building Her Dream Home as a Single Mum
She went from owing money to everyone… to building her dream home. This week’s Money Diary is a story about starting over. After having kids and…
She's On The MoneyIs It Lifestyle Creep… or Is Life Just Getting More Expensive?
Be honest… are you actually spending more, or does it just feel that way? In this week’s Friday Drinks, we’re unpacking the very real…
She's On The MoneyShould I Be Worried About My Money Right Now? What Global Uncertainty Actually Means for Your Portfolio
If you’ve opened your investing app lately and immediately closed it again… this one’s for you. The share market has been all over the…
She's On The MoneyI Fell Pregnant at 30… While Single and Working 70-Hour Weeks
This week’s Money Diary is from a 31-year-old nurse who fell pregnant at 30… while single and working 70-hour weeks. At the time, money…
She's On The MoneySalary Negotiation Gone Wrong + Are You Investing in the Same ETF Twice?
This week’s Friday Drinks starts off fun… and ends in absolute chaos. Because what do you do when you get headhunted and try to negotiate your…
She's On The MoneyMoney hacks that actually make you cash (Real Ideas From Our Community)
If you’ve been feeling like you need to make a bit more money right now… this episode is for you. This week, Jess and Bec are getting nosy (in the…
She's On The MoneyI Tried to Time the Market… But the Market Timed Me
What actually happens when you start investing… and just figure it out as you go? In this week’s Investing Diary, we’re chatting to a Money…
She's On The MoneyI Earn $280K… But I’m Completely Burnt Out and Trapped
This week’s Friday Drinks is a little bit rogue… and we’re not mad about it. We’re diving into a money dilemma from someone earning a…
She's On The MoneyTrillions Wiped From the Share Market… What’s Actually Going On?
If you’ve opened your phone this week and seen headlines about billions or even trillions being “wiped” from the share market… this…
She's On The MoneyI Was a Broke Single Mum with Bad Credit… Now I Own a Home and Invest
What happens when you hit rock bottom with money… and decide to completely turn your life around? In this week’s Money Diary, we meet a…
She's On The MoneyDebt That Got Out of Control… Can You Fix It?
It’s a Jess and Bec takeover this week (while V is still on mat leave… but don’t worry, she’s back very soon 👀). We kick things off…
She's On The MoneyTravel Savings Hacks That Feel Illegal (But Aren’t)
If you’ve ever looked at your bank account after booking a holiday and thought… “well, that was financially irresponsible” &mdash…
She's On The MoneyMade Redundant Twice… And Built a Profitable Business Anyway
If you think being made redundant would completely derail your finances… this week’s Money Diary might change your mind. Our diarist is a…
She's On The MoneyShould You Sell Shares for a House Deposit? (+ Buying Property With Family)
V is back in the studio (and yes… she brought Cami along for a very cute cam(i?)o because apparently she couldn’t stay away). If you hear any cute…
She's On The MoneyThe Investing Trends That Defined 2025 (And What They Mean For You)
If you’ve been trying to make sense of what’s actually going on in the share market right now… this is your cheat sheet. In this…
She's On The MoneyHow One Mum Turned a Job Loss Into a Multi-Million Dollar Comeback
If you think losing your job would set you back financially… this week’s Money Diary might change your mind. In 2018, our diarist lost her…
She's On The MoneyCan You Actually Use Your Super To Buy Property? And Whose Responsibility Is It To Pay For Your Parents’ Funeral?
This week on Friday Drinks, we’re answering one of your questions straight from the SOTM community… and let’s just say, it’s one we…
She's On The MoneyMeet The Woman Getting Brands To Pay For Period Products Instead Of Women
Period products are one of the most normalised monthly expenses in women’s lives… but have you ever stopped to ask why? Why is this something…
She's On The MoneyInvesting Diaries: ASX and the City
Would you love to start and investing club with your friends? That’s exactly what this week’s Money Diarist did. Inspired by the investing club her…
She's On The MoneyAre You Actually Behind Financially? And the 12 Month Job Myth
You're saving. You’re investing. You’re working towards your financial goals..... and yet somehow you’re still stuck in the exact same place?…
She's On The MoneyHow Being a Woman Changes Your Insurance (and Why We End Up Claiming More)
What would actually happen if you couldn’t work tomorrow… and your income just stopped? Because here’s the uncomfortable truth: Insurance…
She's On The MoneyThe $110-a-Month Decision That Saved Her When the Worst Happened
If you've ever asked yourself if personal insurance is really worth it... you need to listen to the episode! This week’s Money Diarist always considered…
She's On The MoneyHigh Pay vs Flexibility: What’s the Best Career Choice?
International Women’s Day is this weekend, and while we love celebrating incredible women, it also felt like the perfect time to talk about some of the…
She's On The MoneyEquity Explained: Is It Really the Shortcut to Getting Rich?
Everyone keeps saying “just use your equity” like it’s some kind of cheat code to getting rich… but what does that actually mean? To…
She's On The MoneyShe Bought Her First Home With a 2% Deposit on an $86k Salary
If you’ve ruled out owning property because you don’t have a 20% deposit… or you’re single… or your salary isn’t over…
She's On The MoneyWhy Owning Property Isn’t Always the Safety Net You Think... And the Relationship Red Flag That Has Us Concerned
Property is supposed to be the ultimate safety net… so why does it sometimes just feel like stress (and a second full-time job you never applied for)?…
She's On The MoneyThe Questions Everyone Has About Investing in the Share Market, Finally Answered
You’ve got investing questions… because wanting to build wealth and still being confused is completely normal. And instead of pretending we all…
She's On The MoneyInvesting Diaries: How She Turned Early Investing Mistakes Into a $100k Portfolio
Have you been waiting to start investing because you’re scared you’ll get it wrong? This week’s Money Diarist started with a hot stock tip…
She's On The MoneyDoes Your HECS debt Really Matter? How to Set Money Boundaries at Work
You know that moment where you see your HECS balance, and immediately reconsider every life choice you made at 18? This week we’re unpacking that HECS…
She's On The MoneyNailing Your Finances in Your Single Era (and Beyond)
Being single isn’t a money downgrade… it’s just a different rulebook. One where you’re covering the full cost of life, making every…
She's On The MoneyThe Move That Made Homeownership Possible
Ever looked at house prices and thought that could never be me? This week’s Money Diarist had that exact moment. She was newly married, with $50 in the…
She's On The MoneyAre Bonds or ETFs the Better Investment Option? What to do When Your Tax Accountant is Being Dodgy
You know you should be investing… You’ve heard the words bonds and ETFs.... but which one is going to make you better off? This week we’re…
She's On The MoneyDebt Recycling 101: What It Actually Is and Whether It’s Right for You
If you believe the finance bros on TikTok, debt recycling is the magic wealth building hack everyone with a home should already be using. But is it really that…
She's On The MoneyHow This 24 Year Old Without a Degree Earns $180k a Year (and Is on Track to Retire at 50)
You don’t need a uni degree to earn $180k a year. This week’s Money Diary proves it. Oh and did we mention she’s only 24?!?! So of course…
She's On The MoneyIs a Guarantor on a Property Loan a Smart Move? Plus, When Using Your Super Early Makes Sense
Have you ever been offered financial help that sounds generous… but you're worried if it comes with strings attached. This week’s Friday Drinks…
She's On The MoneyThe Small Habits That Quietly Made Us Richer
The biggest money glow-ups rarely come from one big decision. They come from the small changes you stack without realising how much they’re adding up. So…