Shows / She's On The Money
She's On The Money
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all…
Episodes
She's On The MoneyShe Was Told She’d Never Make It. 200 Rejections Later, She Proved Them Wrong.
What do you do when you’ve applied for hundreds of jobs and all you’ve got is rejection emails? This week’s Money Diarist knows the…
She's On The MoneyHow Much Does HECS Really Affect Your Borrowing Capacity? And Handling Your Parents Bad Financial Decisions
We’ve all heard HECS is a deal-breaker for your borrowing capacity… but is it really the villain it's made out to be? We’ve got the tea on…
She's On The MoneyHow to Cash in on Your Hobby (and Start a Business With Your Bestie) with Sweet Bakes & Miss Trixie
Ever wondered if the hobby that you love could be the thing that pays your rent? That’s the story of Alice (Miss Trixie Drinks Tea) and Alisha (Sweet…
She's On The MoneyDear SOTM Community: You’re Not Behind (Even If It Feels Like You Are)
Surprise! No Money Diary today... V has hijacked your Monday feed for something different. Think of this one as a little love note from her to you (with a side…
She's On The MoneyIs a Joint Investment Account a Good Idea? And Protecting Your Money From Your Partners Gambling Fallout
Ever wondered if sharing an investment account is romantic… or just risky business? This week we’re unpacking whether it’s the smartest way…
She's On The MoneyAMA: Jess & V Answer Your Biggest Money Questions
We handed over control of the show to you this week and said: ask us ANYTHING. From how to finally get ahead on your goals, to spotting when you’re…
She's On The MoneyMy Investment Property Dream Became a Financial Nightmare
We’ve all been told property is the “safe” investment. But this week’s Money Diarist learned the hard way that’s not always true…
She's On The MoneyShould You Wait For The Property Market To Drop? And What If Paying Off a Big Debt Isn’t Their Priority
Should you hold off on buying until the property market cools… or is waiting the real mistake? We’ve all heard the classic “just wait two…
She's On The MoneyMoney Talk With the Prime Minister: Anthony Albanese on Housing, Childcare and the Cost of Living Squeeze
We finally got to do it... sit down with Prime Minister Anthony Albanese and ask the money questions that actually matter to you. Not the political theatre…
She's On The MoneyVictoria & Brooke’s Investing Watch List: The Shares, ETFs and Trends They're Tracking
Victoria and Brooke are always swapping notes on the shares and ETFs they’re watching... so we thought, why not let you in on the chat? This isn’t…
She's On The MoneyHow She Went From High School Dropout to $750k Net Worth
Have you ever wanted to pack a bag, vanish from your old life? That’s exactly what this week’s Money Diarist did when her world flipped upside down…
She's On The MoneyWhat Should You Really Do With Your Tax Return? And a Spicy WFH Energy Bills Debate
Tax time always feels like free money season… but is it really? This week we’re debating whether your refund should go straight into savings, into…
She's On The MoneyThe Smart Home Buyer’s Guide to Finding “The One”
House hunting in 2025 feels... chaotic. That’s why this week’s Deep Dive is your playbook for finding "The One". Because the perfect property? It…
She's On The MoneyShe Took a Risk on a Seachange… and Accidentally Made the Best Money Move of Her Life
Every money story has a sliding door moment... the decision that could go either way. Stay safe, or risk it all. This week’s Money Diarist chose the…
She's On The MoneyHow Much Should You Really Have in Savings? And What To Do If Your Financial Advice Feels Wrong
So… what is the magic number you should have when it comes to savings? Is it a neat percentage, a chunky dollar figure, or three months of bills sitting…
She's On The MoneyMichelle Battersby’s Playbook for Career Moves, Confidence, and Thriving in Tech
Ever wondered how people actually know when it’s time to quit, pivot, or back themselves in a huge career move? Well Michelle Battersby's career was made…
She's On The MoneyHow a Former Pro Athlete Really Manages Her Money
Have you ever had to say no to something you couldn’t afford... and it completely changed your life? This week’s Money Diarist has. She was…
She's On The MoneyIs a Car Novated Lease a Smart Money Move? And the Passion Vs Pay Cheque Career Debate
Is it really a money hack if it leaves you wondering whether you’re saving money… or just signing up for a fancier kind of debt? This week…
She's On The MoneyHow Victoria Devine Went From Hiding $40k Debt to Financial Freedom (And Lessons You Can Steal)
You know Victoria Devine as your finance hype girl… but for the first time ever, she’s sharing the part of her story you’ve never heard. The…
She's On The MoneyWhy Women Need to Work 50 Extra Days to Earn the Same As Men... And How to Push Back
Women need to work 50 extra days just to earn what men made last financial year… and today, August 19, marks those extra days. It’s called Equal…
She's On The MoneyMy New Husband Had $40k of Secret Debt. I Paid It, Then He Divorced Me.
What would you do if after your wedding you found out your husband was hiding $40,000 of secret debt? Well, this week's Money Diarist rolled up her sleeves…
She's On The MoneyIs this Giving MLM Vibes? And the Hidden Cost of Being Financially Responsible
If it looks like an MLM and quacks like an MLM… is it an MLM? That's the big dilemma our community member needs help with this week. Her brother is…
She's On The MoneyInvesting Diary: How This SOTM Team Member Built Her Portfolio (And Could Retire At 35)
You guys have been BEGGING for a pervy look at the SOTM team’s money stories… and we finally have a volunteer. Brooke is not just responsible for…
She's On The MoneyShe Quit Her 9-to-5 and Pulled Off the Ultimate Career Glow-Up
Ever dreamed about walking out of your 9–5 and building something completely different... something that changes your life and other people’s? This…
She's On The MoneyRaising Money-Smart Kids & Feeling Stuck in a Joint Mortgage
What do you do when your financial goals clash with the people closest to you? This week, we’re diving into the messy, emotional side of shared finances…
She's On The MoneyThe Rich Girl Mindset (And How to Get It)
Wanna know the #1 thing rich people do differently? It’s not their salary. It’s not their savings. It’s their mindset... and it’s…
She's On The MoneyWhen the Unimaginable Happens
What happens when life changes in an instant, and the world expects you to carry on? This week’s Money Diarist had everything in motion: a new home with…
She's On The MoneyIs It Time To Sell Your Property? And Can You Say You're Broke if You're Just Out of Fun Money?
How do you know when it’s time to sell a property? Whether it’s your investment, your starter home, or just the one with the dodgy plumbing that…
She's On The MoneyYour Future Self is Begging You To Listen to This Episode (Let's Talk How Much Super You'll Really Need)
Trying to figure out how much super you actually need? Yep, it’s confusing. With all the numbers, charts, and retirement buzzwords flying around…
She's On The MoneyHow She Went From Centrelink to $100k Investment Portfolio and Multiple Properties
She grew up on Centrelink. Now she’s got $240K in super, six figures in shares, and two properties... all before 35. This week’s Money Diary…
She's On The MoneyShould You Change Careers? And a Wedding Budget Blowout Drama
Ever felt like your job’s covering the bills but slowly crushing your soul, and caught yourself wondering, surely there’s more to life than this?…
She's On The MoneyTroy Benjamin On How Backing Yourself And Asking For Help Can Really Pay Off
Ever felt like you’re one ask away from changing your whole life? Well, this episode is inspiration you need to shoot your shot. This week Victoria is…
She's On The MoneyWhen the Cost of Living Hits Hard
Feeling the cost of living squeeze? This week’s Money Diarist is too. She’s a vet, a mum of two, and part of a household doing all the…
She's On The MoneyShould You Wait to Lodge Your Tax For the 20% HECS Discount? And a Spicy DM About Unequal Pay
The HECS 20% discount has the whole community buzzing, and we’ve been getting so many DMs asking whether you need to wait to lodge your tax return…
She's On The MoneyThe Insurances I Would Never Buy... From an Insurance Expert
If you've ever been offered insurance at the checkout and thought, “Wait… do I actually need this?” this ep is for you. From phone cover to…
She's On The MoneyMy Husband Left Me 6 Months After Having Twins.... And We Had A $50k Debt
Ever felt like your whole life got flipped without warning? Like one minute you're managing work, babies, bills... and the next, everything's on fire? This…
She's On The MoneyIs This the Biggest Financial Decision You'll Make?
It’s the finance hot take that’s everywhere right now, but is your partner really the biggest financial decision you'll ever make? This week…
She's On The MoneyI'm Bored. Give Me Your Most Unhinged Money Saving Hacks...
If you’ve spent five minutes on TikTok lately (okay, five hours), you’ve probably stumbled on the “most unhinged hack” trend... people…
She's On The MoneyWe Chose a Long-Distance Marriage For 2 Years to Build Our Future
What would you sacrifice for your long-term financial goals? In this week’s Money Diary, we meet someone who made a bold, unconventional choice... moving…
She's On The MoneyIs Your Inner Broke Girl Blocking Your Financial Glow-Up?
You’re earning more, budgeting better, and technically doing everything right... so why does spending still make you feel like you’re one click…
She's On The Money5 Shares That Skyrocketed Last Financial Year (And What You Can Learn From Them)
This week, we’re diving into five shares that absolutely popped off last financial year, and what they can actually teach us about smart investing. Some…
She's On The MoneyThe Money Diaries of an Aussie Girlbossing in New York
Ever wondered what it’s really like to chase your dreams in the Big Apple? In this week's ep, we’re cracking open a glam, gritty, and oh-so-real…
She's On The MoneyThe Super Catch-Up Plan You Need and a Pep Talk for When You Feel Behind
Have you ever celebrated hitting a big financial milestone... and then you take a look at what your friends are doing and suddenly your win doesn’t feel…
She's On The MoneyNartarsha Bamblett on Turning Her Gift Into a Business
You’ve heard her voice open every ep... but this week, we’re handing her the mic for real. In this Business Diary edition, we’re getting the…
She's On The MoneyThe Reality of Grief and Managing Their Estate
Ever felt like life just keeps testing you… one heartbreak after another? This week’s Money Diary isn’t just about grief, it’s about…
She's On The MoneyDo You Actually Want to Buy a House or Just Feel Like You Should?
It starts as a simple question: should I buy a house or invest in the share market? What begins as a classic money dilemma quickly unravels into a much bigger…
She's On The MoneyEOFY Glow-Up: 5 Ways to Get Your Finances Together, Fast
Feel like your 2025 money goals ghosted you around February? You’re not alone... and babe, it’s time for a financial glow-up. In this episode…
She's On The Money“I Had No Plan B”... Now She’s Building Wealth Like a Boss
What do you do when your entire career plan falls apart.... and you're 26, jobless, and living back with your parents? This week’s Money Diary is the…
She's On The MoneyThis Car Finance Mistake Could Cost You Thousands
This week, we’re talking about one of the biggest money traps out there: car finance. It seems simple... buy the car, pay it off... but what if the way…
She's On The MoneyHow to Copy the Investing Strategy Behind One of the Biggest Fortunes on The Planet
What if the secret to building a trillion dollar fortune wasn’t flashy trades or risky crypto bets, but something so boring, it’s actually kind of…
She's On The MoneyIt’s Never Too Late For a Financial Glow-Up
She thought she was good with money. Her salary was solid. Her bills were paid. She was even traveling. Life looked fine... until it wasn’t. This…
She's On The MoneyShould You Save or Invest Right Now? And a Spicy Inheritance Dilemma
You’ve finally built up a bit of savings, so… what now? Do you keep stockpiling cash, or is it time to back yourself and start investing? This…
She's On The MoneyCan Refinancing Really Save You Thousands?
What if we told you your loyalty to your bank could be costing you thousands… and your bank is hoping you never notice? By popular demand, Jaclyn Walsh…
She's On The MoneyWe Left Australia for a Startup Dream in San Fransico
Would you leave a job you love, move countries while pregnant, and bet on someone else’s career dream... with the hope it could all pay off big? This…
She's On The MoneyThe Financial Anxieties of Your Parents' Retirement & Winter Energy Bills
Have you ever wondered if your parents are set up for retirement? And what that might mean if they’re not? This week on Friday Drinks, we’re…
She's On The MoneyThe Fast Track to Earning More: Use the Skills You Already Have to Pivot and Get Paid
You’ve skipped the oat lattes, cut back on everything that sparks joy, and you’re still not getting ahead. Maybe it’s not about spending…
She's On The MoneyThis Is What They Don’t Tell You About Having a Financial Safety Net
She graduated top of her class, a had a house, and $200K in savings. On paper, she was set. But then came chronic health issues, three kids, and two cancer…
She's On The MoneyWould You Pour Your Savings Into a House That’s Not Yours? And Is Chasing Money Really Worth the Burnout?
What would you do if you had the chance to build your dream home, but your name wasn’t on the title? This week, we’re unpacking a dilemma…
She's On The MoneyBroken Brains: Nobody Prepares You for This Financial Emergency
You’ve planned your budget, built your emergency fund, and followed all the financial advice... but what happens when life throws something so big, so…
She's On The MoneyShe Was Avoiding Her Bank App and Blowing Her Budget... Now She’s Saved $60K
Ever felt like you’re doing everything right with money… and still wondering where it all went? This week’s Money Diarist shares what…