Shows / The Banker Next Door
The Banker Next Door
BND is focused on the U.S. Banking industry and how the industry intersects with finance, technology, and economics. Topics discussed can include all types of banking products and lines of business along with strategy, marketing, management, and leadership.
Episodes
- The Banker Next Door
The rise of Erebor!
Erebor bank earns preliminary government approval to proceed as a new startup bank. Erebor is seeking to target many of the same customers from Silicon Valley…
- The Banker Next Door
CFPB 'deluged' with comments on Open Banking!
The CFPB collected approximately 14,000 comments on the 1033 rule aka Open Banking rule during the open comments period. The Open Banking debate drew comments…
- The Banker Next Door
Chengpeng Zhao pardoned! Update on crypto regulation and activities (Crypto Series Part XXX)
This is part 30 of the crypto series. Lots of activity in the crypto world! Founder of Binance, Changpeng Zhao, was pardoned by President Trump. US banks are…
- The Banker Next Door
Major ruling in Heartland Tri-State Bank crypto embezzlement case (Crypto Series Part XXIX)
This is part 29 of the crypto series. Shareholders of Heartland Tri-State Bank received a favorable and somewhat unprecedented ruling from a judge in the…
- The Banker Next Door
BND: Strategy Room 10-25-2025
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
BND: Strategy Room Bonus Episode - Update on failed Silvergate Bank
The SEC is continuing with charges against Ex-Silvergate Bank CFO. Silvergate Bank was the first bank to fail in the Spring Banking crisis of 2023. Silvergate…
- The Banker Next Door
Win more commercial relationships by mastering the account switching experience!
The account switching experience for commercial banking clients remains one of the most confounding issues. We delve into some of the main bottlenecks, which…
- The Banker Next Door
Cybersecurity threats are increasing, does your bank have an incident response plan?
As banks continue to grapple with cybercrime that includes ransomware, phishing attacks, and business email compromise (BEC), they need to have an incident…
- The Banker Next Door
Review of CSBS Annual Survey of Community Banks for 2025
The Conference of State Bank Supervisors (CSBS) has released their annual survey of Community Banks. Some of the reports’ key findings include community banker…
- The Banker Next Door
FinCEN offers clarification on bank Suspicious Activity Reporting (SAR)
The Financial Crimes Enforcement Network (FinCEN) issued frequently asked questions (FAQs) on issues related to suspicious activity reports (SARs). The FAQs…
- The Banker Next Door
Review of Federal Reserve Bank of New York Survey of Consumer Expectations
The Federal Reserve Bank of New York’s Center for Microeconomic Data released their Survey of Consumer Expectations for September 2025. The report found that…
- The Banker Next Door
BND: Strategy Room 10-17-2025
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
How can bank boards deal with shareholder activism?
With the bank M&A market heating up, shareholder activism could be on the rise. This episode examines a recent article from Bank Director titled “Shareholder…
- The Banker Next Door
Are consumers shifting to the 'Super App'?
The rise of so called ‘super apps’ that help small businesses to manage messaging, financial services, payments, and provide other tools could change the game…
- The Banker Next Door
Review of ICBA Advocacy in Action for 4Q 2025
This episode examines ICBA Advocacy in Action for 4Q 2025. This is a quarterly publication from ICBA which covers all the hot button regulatory topics in the…
- The Banker Next Door
Fifth Third Bancorp buys Comerica in big $10.9B bank M&A deal
Fifth Third Bancorp has agreed to purchase Comerica for $10.9 billion. This is the largest bank M&A transaction since 2021 and one of the largest bank deals…
- The Banker Next Door
BND: Strategy Room Bonus - Charlie Javice Sentenced!
Charlie Javice was found guilty of defrauding JPMorgan Chase on the sale of her company Frank. Charlie was sentenced to 7 years in prison and is required to…
- The Banker Next Door
First Brands Group files for bankruptcy! Private Credit Market in trouble?
First Brands Group filed for bankruptcy with $2.3 billion missing and a criminal investigation being started. First Brands Group is the second major failure in…
- The Banker Next Door
BND: Strategy Room 10-11-2025
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Fitch Ratings warns about systemic shock to Private Credit!
Here we go again! Another warning about Private Credit, this time from Fitch Ratings. According to their resent research, a shock to the financial system that…
- The Banker Next Door
Is AI profitable Part 4: McKinsey Beyond the Hype
Companies are beginning to realize a hard truth about AI, namely that making a significant investment building flashy AI prototypes is easy, but creating…
- The Banker Next Door
Is AI profitable Part 3: McKinsey Superagency in the Workplace
While nearly all companies are investing in AI, only 1 percent of leaders call their companies “mature” on the development spectrum. This is according to a…
- The Banker Next Door
Is AI profitable Part 2: MIT State of AI in Business 2025
Despite investing $30-$40 billion dollars, 95% of corporations experimenting with AI have received ZERO return! This is according to a new report from MIT…
- The Banker Next Door
Is AI profitable Part 1: The GenAI Paradox
AI has a deployment problem. As GenAI has experienced sky-high adoption a disconnect has grown due to a lack of bottom-line profitability. McKinsey calls this…
- The Banker Next Door
BND: Strategy Room 10-3-2025
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Was KPMG partially responsible for the 2023 banking crisis?
KPMG, one of the big four accounting firms in the U.S., was the audit firm for Silicon Valley Bank, Signature Bank, and First Republic Bank, the three major…
- The Banker Next Door
Review of Bank Director 2025 Technology Survey
Bank Director’s 2025 Technology Survey examines decision-making, data strategies, and how banks are using artificial intelligence. Banks are continuing to…
- The Banker Next Door
How should banks deal with cross-border payments?
Cross-border payments reforms continue to take shape. It is important for community banks to understand opportunities and significant changes in this space…
- The Banker Next Door
Review of OCC Report on Bank Trading and Derivatives Activity for 2Q 2025
This episode examines the results from the OCC 2Q 2025 Bank Trading and Derivatives Activities report for banks in the U.S. Bank trading revenue increased…
- The Banker Next Door
The failure of public schools is epidemic!
A new report from NAEP on public school performance in the U.S. shows catastrophic results with 1 in 5 Americans functionally illiterate! The public school…
- The Banker Next Door
BND: Strategy Room 9-27-2025
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
What is myth versus fact for banks when it comes to Stablecoins?
With the passing of The Genius Act and other potential legislation on the way, Banks will soon have a full regulatory framework around Stablecoins. This new…
- The Banker Next Door
Is there an opportunity for Community Banks in Multifamily lending?
National and regional banks have been pulling back on Multifamily lending. Does that create an opportunity for Community Banks? The pullback in lending by the…
- The Banker Next Door
Capital markets are eager for banks to raise money, but how should it be used?
Capital markets are open for banks that need to raise capital, which is great. The question is what will banks use the capital for? Outside of M&A, investors…
- The Banker Next Door
With interest rates set to decrease, where can you go for yield?
As interest rates are set to decrease U.S. Treasurys remain a go to investment for income and safety but are there other alternatives? Municipal bonds, agency…
- The Banker Next Door
SBA launches 7(a) Manufacturer's Access to Revolving Credit (MARC) Loan Program
The SBA has launched a new loan program focusing on manufacturers. The 7(a) Manufacturer’s Access to Revolving Credit (MARC) Loan Program will offer working…
- The Banker Next Door
BND: Strategy Room 9-19-2025
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Treasury Secretary Scott Bessent strikes at the Fed!
Treasury Secretary Scott Bessent has unleashed on the Fed in his new article “the Fed’s New ‘Gain-of-Function’ Monetary Policy.” The article discusses the…
- The Banker Next Door
Update on Billionaires in the U.S.
The U.S. now has over 1 thousand billionaires! This episode looks at who some of these billionaires are, what their net worth is, and where do they live. The…
- The Banker Next Door
History of the New York Stock Exchange
What is the history of the New York Stock Exchange or NYSE? This episode takes us through the humble beginnings of Wall Street in the 1700’s, through the 1800…
- The Banker Next Door
Credit Union purchases of Community Banks are harmful!
A new analysis from ICBA shows that Credit Union purchases of community banks do in fact have a harmful economic effect on the communities which they mean to…
- The Banker Next Door
Potentially massive fraud at Tricolor Holdings!
This episode reviews a series of articles from S&P Global Market Intelligence (subscription required) detailing the events of the last week as a potentially…
- The Banker Next Door
BND: Strategy Room 9-13-2025
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
What is holding up AI adoption for compliance in U.S. Banks?
This episode examines a blog post from PCBB titled “Regulatory gaps slow US AI compliance adoption.” The blog post details how U.S. banks are falling behind…
- The Banker Next Door
What are some regulatory challenges community banks are facing?
This episode examines an article from Independent Banker Magazine titled “4 regulatory challenges community banks face today.” The article considers regulatory…
- The Banker Next Door
What to do about the debanking executive order?
This episode examines an article from Bank Director titled “The debanking executive order is here.” Banks should prepare to respond to any potential federal…
- The Banker Next Door
Review of Bank Director 2025 Ranking Banking Report
This episode examines Bank Director 2025 Ranking Banking Report. This report is an annual ranking of the 300 largest publicly traded banks. The report ranks…
- The Banker Next Door
S&P Global Best Deposit Banking Franchises for 2025
This episode reviews S&P Global Market Intelligence 2025 top banking deposit franchises. The ranking has three categories banks with less than $3 billion in…
- The Banker Next Door
BND: Strategy Room 9-6-2025
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Episode 462: The power of SWIFT!
This episode examines an article from The Epoch Times (subscription required) titled “The power behind the photo: Why SWIFT, not sanctions, may shape the…
- The Banker Next Door
Episode 461: Update on Realtor fees and the landmark legal settlement
This episode examines two articles, one from The Business Journals (subscription required) titled “Real estate commissions are taking a surprising turn after…
- The Banker Next Door
Episode 460: Customers Bank: Lessons learned from the changing crypto regulatory environment
This episode examines an article from Banking Dive titled “Customers CEO talks lessons learned from Fed enforcement action.” Approximately one year ago the…
- The Banker Next Door
Episode 459: Review of FDIC Quarterly Banking Profile for 2Q 2025
This episode examines the FDIC Quarterly Banking Profile for the second quarter of 2025. Overall results for the banking industry included net income…
- The Banker Next Door
Labor Day Special 2025 - Review of MoneyGPT
This episode is a review of the book MoneyGPT: AI and the threat to the global economy by James Rickards. This book explores the impact of AI on global…
- The Banker Next Door
BND: Strategy Room 8-30-2025
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Episode 458: How should your bank cultivate C-suite talent?
This episode examines an article from Bank Director titled “Two CEOs discuss how their banks cultivate C-suite talent.” This article covers an interview with…
- The Banker Next Door
Episode 457: What's that you say, no one trusts IT?
This episode examines an article from Bank Director titled “In a room full of bankers, almost no one trusted their IT.” How confident is bank management that…
- The Banker Next Door
Episode 456: Rise of the AI employees!
This episode examines an article from Bank Director titled “Invasion of the job snatchers: Digital bank workers have arrived” and a blog post from PCBB titled…
- The Banker Next Door
Episode 455: How should your bank approach CD pricing?
This episode examines an article from Independent Banker Magazine titled “Why community banks are revamping their CD strategies.” According to the article…
- The Banker Next Door
Episode 454: Interview with First International Bank & Trust CEO, Peter Stenehjem
This episode is an interview with First International Bank & Trust (FIBT) CEO, Peter Stenehjem. FIBT has been around since 1910 and has a rich history in North…