Shows / The Banker Next Door
The Banker Next Door
BND is focused on the U.S. Banking industry and how the industry intersects with finance, technology, and economics. Topics discussed can include all types of banking products and lines of business along with strategy, marketing, management, and leadership.
Episodes
- The Banker Next Door
How the U.S. labor market changed in 2025
The U.S. labor market went on a very interesting ride in 2025. This episode reviews many of the main headlines which included more Americans find only…
- The Banker Next Door
Final thoughts on bank M&A for 2025
Bank M&A activity cooled down in the fourth quarter of 2025. Still 2025 has generated 165 bank M&A transactions year to date. This is the largest number of…
- The Banker Next Door
Update on commercial real estate at year end 2025
How is commercial real estate (CRE) performing at year end 2025? We take a look at CRE reserves, delinquencies, and how some banks are feeling about their CRE…
- The Banker Next Door
The decline in bank branch closures hits a 14-year low!
The number of U.S. banks closing branches has hit a 14-year low according to research from S&P Global. The number of bank branches being closed is still…
- The Banker Next Door
Parables of the rich, a BND Christmas read along
On this day, when we celebrate the birth of the King of Kings, I would like to share three parables from the gospel of Luke about the plight of the rich. These…
- The Banker Next Door
The medical industry's 'price-fixing' lawsuit that could change everything!
Over 20+ health care groups from all over the country have joined with a large number of plaintiffs in a lawsuit against every major health insurance company…
- The Banker Next Door
Major high frequency trading firms are now battling over milliseconds!
Mosaic, a French high-speed trading firm, recently complained to Eurex and European regulators about other high-speed trading firms using a method in which…
- The Banker Next Door
How did economists get President Trump's tariffs so wrong?
When President Trump declared ‘liberation day’ back in April economists were quick to predict that increased tariffs would ‘wreck the economy’ leading to a…
- The Banker Next Door
BND: Strategy Room 12-20-2025
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Do Kwon found guilty, crypto players in Abu Dhabi and regulation update (Crypto Series Part XXXI)
This is part 31 of the crypto series. Do Kwon the founder and CEO of Terra Labs, which operated TerraUSD and Luna stablecoins, was found guilty and sentenced…
- The Banker Next Door
Charter applications boom as new banks are coming!
It seems everyone is getting into the banking space! The OCC is seeing an application boom as they grant conditional approval to Circle, Ripple, Paxos, BitGo…
- The Banker Next Door
The race for the next Federal Reserve Chair is on fire!
Kevin Hassett came out last week saying that he was going to shake things up at the Fed if he is nominated to be the next chair. Well, that didn’t go over so…
- The Banker Next Door
Largest U.S. banks busted for 'debanking' clients!
The OCC has found that nine major U.S. banks ‘debanked’ certain businesses and individuals between 2020 and 2023. The nine banks include JPMorgan Chase, Bank…
- The Banker Next Door
BND: Strategy Room Bonus - Federal Reserve Statement
This bonus episode is a clip from the BND: Strategy Room on 12-12-2025. This clip goes through the Federal Reserve statement from 12/11/2025, the 3 dissenting…
- The Banker Next Door
BND: Strategy Room Bonus - How the Federal Reserve balance sheet & REPO market are tied together!
This bonus episode is a clip from the BND: Strategy Room on 12-6-2025. This clip goes through various charts showing how the Federal Reserve has reduced its…
- The Banker Next Door
BND: Strategy Room 12-12-2025
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Community banks really need to get on the digital wallet train!
By 2027 half of all e-commerce transactions will go through digital wallets. Community banks need to get their own cards into a customer’s digital wallet…
- The Banker Next Door
Fraud alleged in failure of First National Bank of Lindsay
The First National Bank of Lindsay, Oklahoma was a small $107 million asset bank that was closed in October of 2024. It was the second bank failure of 2024. In…
- The Banker Next Door
Who are the best community banks for 2025?
This episode looks at 5 community banks from around the country that were honored by Independent Banker Magazine as the best community banks to work for in…
- The Banker Next Door
How are banks budgeting for 2026?
During budget season the conversation usually goes to cost containment and incremental improvements. However, the most successful community banks invest…
- The Banker Next Door
FASB makes update to help CECL double count issue
Back in August, we reported on an M&A issue related to the CECL double count. The Financial Accounting Standards Board (FASB) has issued an update that changes…
- The Banker Next Door
BND: Strategy Room Bonus - Thoughts on Robinhood
This is a clip from BND: Strategy Room Live Stream from 11-29-2025. This clip looks at recent changes that Robinhood has made on their app and criticism they…
- The Banker Next Door
BND: Strategy Room 12-6-2025
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
BND: Strategy Room Bonus - Examining AI from different angles
This is a clip from the BND: Strategy Room Live Stream from 11-29-2025. This clip examines 5 articles on AI looking at how the economy has become dependent on…
- The Banker Next Door
Review of October 2025 Federal Reserve Senior Loan Officer Opinion Survey (SLOOS)
This episode reviews the Federal Reserve Senior Loan Officer Opinion Survey (SLOOS) on bank lending practices for October 2025. Some of the key findings of the…
- The Banker Next Door
Review of 2024 CRA lending data
The federal bank regulatory agencies, as members of FFIEC, released data on small business, small farm, and community development lending during 2024. CRA…
- The Banker Next Door
BND: Strategy Room Bonus - Fed & REPO market update
This is a clip from the BND: Strategy Room Live Stream from 11-29-2025. This clip provides an update on the Federal Reserve and the current liquidity issues in…
- The Banker Next Door
Review of CSBS research showing community banks pay more for compliance
This episode examines a research report from CSBS titled “Too small to scale: What 10 years of data say about community bank compliance costs.” The report…
- The Banker Next Door
Review of Bank Director 2026 Bank M&A Survey
This episode examines Bank Director’s 2026 Bank M&A Survey. Bank Director found that “the gap between buyers’ and sellers’ pricing expectations may be closing…
- The Banker Next Door
Review of Federal Reserve Bank of San Francisco Working Paper on Tariffs
This episode reviews a recent working paper from the Federal Reserve Bank of San Francisco titled “What is a Tariff Shock? Insights from 150 years of Tariff…
- The Banker Next Door
BND: Strategy Room Bonus - Retail sales & Black Friday update
This is a clip from the BND: Strategy Room Live Stream from 11-29-2025. This clip reviews recent retail sales data and takes a look at how sales are performing…
- The Banker Next Door
BND: Strategy Room 11-29-2025
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
Our food system is in serious trouble. One farmer has a plan!
America’s farm system is in trouble. Parts of it are collapsing in real time. Over regulation is crushing small farmers. An Idaho farmer named Steve Jarvis has…
- The Banker Next Door
BND: Strategy Room Bonus - Update on mortgages and housing
This BND: Strategy Room Bonus episode is an update on mortgages and housing. This clip is from the BND: Strategy Room Live Stream from 11-15-2025.
- The Banker Next Door
Will envy be the doom of capitalism?
Envy is one of the seven deadly sins. Envy is defined as the intense desire to have an item or quality that someone else possesses. Envy is at the very heart…
- The Banker Next Door
Does how we dress have an overall effect on society?
The way we dress conveys a message about how we see ourselves and others. Seeing people ‘dressed up’ is becoming increasingly rare. At the same time, the…
- The Banker Next Door
Do we have a problem with SNAP and American welfare?
Due to the recent government shutdown, SNAP benefits and the American welfare state came into focus. Massive fraud in the SNAP program was unveiled. A deeper…
- The Banker Next Door
BND: Strategy Room Bonus - Update on Tariffs
Latest update on U.S. tariffs and trade news.
- The Banker Next Door
BND: Strategy Room 11-22-2025
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
BND: Strategy Room Bonus - Epstein problem persists for banks
Jeffrey Epstein continues to be a problem for several banks.
- The Banker Next Door
Interview with David Danielson, Managing Director of The Kafafian Group
David Danielson is an investment banker and Managing Director at The Kafafian Group. During the interview we discuss factors that will boost bank M&A in 2026…
- The Banker Next Door
How can you boost the profitability of your best customers?
Most banks across the U.S. are facing some level of margin compression. As a result, it is becoming increasingly more important to understand who your most…
- The Banker Next Door
Outlook 2026
This episode provides an outlook for 2026 by covering the following topics: sustainability, M&A, supply chain, equities, debt markets, AI, commodities, and…
- The Banker Next Door
Blackrock writes off $150M Renovo loan as Private Credit woes continue
Another one of those ‘one-off’ events occurred as Blackrock wrote off its entire $150M investment in Renovo Home Partners. Another blowup in the private credit…
- The Banker Next Door
The CRE maturity wall continues to shift with 2026 coming into focus
The CRE maturity wall was created by the increase in interest rates from the Federal Reserve starting in 2022. The increase in rates caused banks to ‘extend…
- The Banker Next Door
BND: Strategy Room Bonus - Private Credit Market Update
This is a clip from the BND: Strategy Room Live Stream from 11-1-2025. This clip provides an update on the Private Credit Market. Blackrock had another of…
- The Banker Next Door
BND: Strategy Room 11-15-2025
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
How can bank board's better deal with AI?
How can bank board’s properly understand and implement AI? This episode looks at a blog post from PCBB which discusses the challenge for bank board’s in…
- The Banker Next Door
Does niche lending allow your bank to build better relationships?
Many Community Banks around the U.S. focus on niche lending products to grow their business and build strong relationships with their customers and…
- The Banker Next Door
Is selling underwater securities always the best strategy?
Bank investment portfolios were hit hard when the Federal Reserve increased interest rates a few years ago leading to negative AOCI and unrealized losses in…
- The Banker Next Door
Citi Strata Elite rewards card disater!
Citi just rolled out their new rewards card named Strata Elite to compete with AMEX and Chase. Unfortunately, the rollout did not go according to plan as a…
- The Banker Next Door
Are regulatory exams about to get better for Community Banks?
The Federal Reserve, OCC, and FDIC are all working on slimming down exam requirements for Community Banks. Some of the potential changes include regulatory…
- The Banker Next Door
Interview with Chad Hull, Investment Banker with Janney
Chad Hull, Investment Banker, with Janney Montgomery Scott returns to discuss the current bank M&A market. Chad and I discuss some of the large banking M&A…
- The Banker Next Door
Is deposit insurance being reformed to benefit billionaires?
Banking regulators are considering deposit insurance reform to better protect consumers and businesses. Congress is also considering deposit insurance reform…
- The Banker Next Door
No more bank robbers?
According to an FBI report, bank robberies in the U.S. have declined from a high of approximately 9,500 in 1992 to less than 1,400 in 2023. Why have bank…
- The Banker Next Door
What is going on with credit scores?
A war of sorts has broken out between Fair Isaac and the three credit reporting bureaus (Trans Union, Equifax, and Experian) over pricing and usage of the FICO…
- The Banker Next Door
Update on U.S. auto industry
The U.S. auto industry is currently dealing with a myriad of problems that include a pull back on electric vehicles, tariffs, a fire at aluminum producer…
- The Banker Next Door
BND: Strategy Room 11-1-2025
The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators…
- The Banker Next Door
BND: Strategy Room Bonus Episode - Subprime auto industry crisis!
This is a BND: Strategy Room bonus episode from the 10-25-2025 live stream. This episode details the current subprime auto industry crisis, which has seen the…
- The Banker Next Door
Interview with Dan Knezevich, Commercial Appraiser
Dan Knezevich has been a commercial appraiser for over 30 years. Dan’s background in appraising commercial properties is extensive. We discuss the different…