Shows / Fintech Daydreaming
Fintech Daydreaming
Between digital native customers demanding instant gratification and the ever increasing amount of regulation, financial institutions are between a rock and a hard place. The era of the fintech started after the 2008 financial crisis, challenging the status quo. More than a decade later banks haven’t gone anywhere, yet fintech is more relevant than ever. What happened with all the fintech hopes and dreams? In this podcast Pål Krogdahl & Ville Sointu pick one topic in every episode and try to…
Episodes
- Fintech Daydreaming
Bank 5.0 and The Return of The King with Brett King
Welcome to a(nother) special edition of FinTech Daydreaming as Ville and Pål welcome back a friend of the show, futurist, author, and Moven co-founder Brett…
- Fintech Daydreaming
Full Metal Card and Agents of M.C.P. | Nordic Fintech Highlights September 2026
Welcome back to another Nordic FinTech Highlights edition of FinTech Daydreaming! Ville takes the host's chair this week, fresh off his short vacation, to…
- Fintech Daydreaming
The Duct Tape Ultimatum with Olaf Ransome and Liz Oakes (Recorded live at PostTrade 360)
Welcome to a special live edition of Fintech Daydreaming recorded live from the PostTrade360 conference stage in Stockholm! For this unique session the usual…
- Fintech Daydreaming
The Cloud, The Branch, and The Algorithm | Nordic Fintech Highlights August 2026
Welcome back to another edition of Nordic FinTech Highlights! This month, Pål and Janne are joined by a heavily jet-lagged Ville, who is battling through Zoom…
- Fintech Daydreaming
Do AI Agents Dream of Electric Bank Accounts? with Rolf Jensen from Lunar
Here at Fintech Daydreaming, we pride ourselves on the unedited, "live" feel of our recordings. Over the years, our listeners have been treated to everything…
- Fintech Daydreaming
Nordic Fintech Week Special: We're Gonna Need a Bigger Podcast
We are gearing up for Nordic Fintech Week with an exclusive, jam packed two guest episode! Ville and Pål sit down with two heavyweights of the European…
- Fintech Daydreaming
Digital Euro Pilots Take Off, Doomsday Banks & Finnish M&A | Nordic Fintech Highlights July 2026
July in the Nordics usually consists of out-of-office autoreplies and mosquito bites, but while we were all on vacation, the European Central Bank was busy…
- Fintech Daydreaming
Rip Out the Core, or How We Learned to Stop Worrying and Build a Better Bank (Not Just a Better IT System)
We have somehow survived long enough to make it to Season 14, and to kick things off, Ville is putting his co-host Pål in the hot seat. Pål actually went and…
- Fintech Daydreaming
That's a wrap on Season 13 | Nordic Fintech Highlights Summer 2026
Your favorite fintech nerd hosts Pål Krogdahl and Ville Sointu are joined by Janne Salminen from Helsinki Fintech Farm to close out the season before heading…
- Fintech Daydreaming
Legacy, Drones and Banking with Erik Åkesson
We finally did it. We recorded an episode about legacy and somehow ended up discussing drones, artillery, aviation safety culture, and why bankers apparently…
- Fintech Daydreaming
Live from the Nordic Fintech Summit | Nordic Fintech Highlights May 2026
We are out of the studio, trying our best to look respectable, and recording live in front of a real, breathing audience at the Nordic Fintech Summit right…
- Fintech Daydreaming
The Thinner the Table, the Smarter the Bank with Riikka Laine-Tolonen from S-Pankki
In this episode of Fintech Daydreaming, Ville and Pål are joined by Riikka Laine-Tolonen, CEO of S-Pankki: a bank that started from grocery shopping and…
- Fintech Daydreaming
AI Agents, Bank Dinosaurs and Bluetooth Teeth | Nordic Fintech Highlights April 2026
Welcome back to another monthly Nordic Fintech Highlights episode of Fintech Daydreaming! In this one, your hosts start off by complaining about what a slow…
- Fintech Daydreaming
Tap, Merge, Repeat! with Baard Slaattelid from Vipps MobilePay
In this episode of Fintech Daydreaming, Ville and Pål are joined by Baard Slaattelid from Vipps MobilePay - a man who casually drops phrases like “closed-loop…
- Fintech Daydreaming
Buy Now, Panic Later, The Embedded B2B Edition | Nordic Fintech Highlights March 2026
In this episode of Fintech Daydreaming, Ville, Pål, and Janne are back with another round of Nordic Fintech Highlights—recorded somewhere between back-to-back…
- Fintech Daydreaming
One Does Not Simply... Buy from Fintechs with Markus Niemi-Nikkola, Chief Procurement Officer, Savings Bank
In this episode, Pål and Ville sit down with Markus Niemi-Nikkola, Chief Procurement Officer at Savings Bank and quickly realise that procurement might be one…
- Fintech Daydreaming
AI Everywhere, AML Under the Microscope & Banking That Delivers (Literally) | Nordic Fintech Highlights February 2026
Another month, another set of headlines quietly orbiting the same big question: Where does AI actually change the game and where does it just sit on top of old…
- Fintech Daydreaming
APIs, Grit and the Finnish Founder Mindset with Joonas Tomperi from Enable Banking
In this episode, Pål and Ville sit down with Joonas Tomperi, CEO and co-founder of Enable Banking — and quickly realise this is less about APIs and more about…
- Fintech Daydreaming
Klarna Moves Money, Lunar Loads the War Chest, Loomis Rewires the POS | Nordic Fintech Highlights January 2026
January may have looked quiet on the surface, but the Nordic fintech engine was very much running. In this Nordic Fintech Highlights episode, Ville, Pål and…
- Fintech Daydreaming
Stablecoins, CBDCs, and Finland’s 1990s Warning Shot with Aleksi Grym
We’re back in central-bank territory with Aleksi Grym from the Bank of Finland, and once again manage to turn a perfectly sensible conversation into a deep…
- Fintech Daydreaming
Welcome 2026 with Nordic Fintech Highlights | Nordic Fintech Highlights December 2025
New year, new season, same format. Ville, Janne, and Pål are back with Nordic Fintech Highlights, opening the season by unpacking three stories that quietly…
- Fintech Daydreaming
Live from Nordic Banking Forum 2025
A Full House of Bank CEOs (and One Central Banker) We took Fintech Daydreaming on the road to the Nordic Banking Forum in Helsinki, and somehow ended up…
- Fintech Daydreaming
Aristotle Walks Into a Bank with Rik Coeckelbergs
In this episode, Pål and Ville sit down with Rik Coeckelbergs, founder of The Banking Scene and author of Ethos in Banking, for a surprisingly philosophical…
- Fintech Daydreaming
AI Everywhere, Crypto Creeping Back, & Klarna Being Klarna | Nordic Fintech Highlights October 2025
October brought AI hype, digital euro déjà vu, and the shocking return of crypto — which means it was just another totally normal month in Nordic fintech. Pål…
- Fintech Daydreaming
Stablecoins, Africa, and a Locked Door with Hyung-Gon Paul Yoo
This week, Ville and Pål are joined (once again) by Paul Yoo, CEO of Sukaa, who beamed in live from New York to talk about his newest venture — and somehow…
- Fintech Daydreaming
The One We Forgot to Record (Twice) | Nordic Fintech Highlights September 2025
In what might be our most meta episode yet, Pål, Ville, and Janne sat down to unpack the biggest Nordic fintech stories of September — only to realize halfway…
- Fintech Daydreaming
Live in Copenhagen from Nordic Fintech Week
This year Pål and Ville set up shop in the official backstage of the event venue – meaning our little “studio” has probably seen more rock stars, comedians…
- Fintech Daydreaming
Emergency Episode - Nine Banks, One Stablecoin, Zero Chill
Forget the usual schedule — Ville and Pål hit the big red button and jumped on the mics less than 24 hours after nine European banks dropped their bombshell: a…
- Fintech Daydreaming
Where did all the FinTech action Go? | Nordic Fintech Highlights August 2025
August in Nordic fintech felt like a Christopher Nolan script: confusing, overlong, occasionally brilliant. Coop Norge’s core banking migration, Visma’s latest…
- Fintech Daydreaming
From Hygge to Hype on The Road to Nordic Fintech Week
We’re going to Copenhagen! Fintech Daydreaming is an official podcasting partner of the Nordic Fintech Week, and to kick things off Ville and Pål are joined in…
- Fintech Daydreaming
Nordic Fintech did not get the Holiday Memo! | Nordic Fintech Highlights July 2025
In this Nordic Fintech Highlights episode, Ville, Pål, and Janne trade beach stories for headlines as we unpack a surprisingly busy July and August. On the…
- Fintech Daydreaming
Hype, Hope, or the Spotify of Money with Tony McLaughlin
Season 12 blasts off with Tony McLaughlin – payments visionary, fintech provocateur, and freshly minted CEO of Ubyx.We go deep on stablecoins as the next…
- Fintech Daydreaming
Sandbanks, Stablecoins & Summer Breaks
In this laid-back wrap-up to the season, Ville and Pål ditch the guests and go full retrospective—sharing their favorite episodes, personal fintech…
- Fintech Daydreaming
The Summer Fintech Slowdown | Nordic Fintech Highlights May 2025
Sun’s out, fines out! In this sizzling episode of Fintech Daydreaming and Helsinki Fintech Farm Nordic Fintech Highlights, Ville, Janne, and Pål serve up a…
- Fintech Daydreaming
Live from Nordic Fintech Summit 2025 – Buzzwords, Bankers & Banter
This week, Fintech Daydreaming goes live from the heart of Helsinki for a special episode recorded at the 2025 Nordic Fintech Summit! With espresso (and later…
- Fintech Daydreaming
Nordic Fintech + Coachella, what a rave! | Nordic Fintech Highlights April 2025
Nordic Fintech Highlights is back with Pål, Ville & JanneHold onto your wallets — it’s another round of Fintech Daydreaming’s Nordic Fintech Highlights! This…
- Fintech Daydreaming
Deep Dive into Alisa Bank's Big Ambitions with Sampsa Laine
In this highly anticipated episode of Fintech Daydreaming, Ville and Pål sit down with Sampsa Laine, CEO of Alisa Bank, to uncover the story behind one of…
- Fintech Daydreaming
Offline Payments and Online Banter | Nordic Fintech Highlights March 2025
April's here, the snow is (mostly) gone, and the fintech news is blooming — sort of. In this episode, your favourite fintech trio Ville, Pål, and Janne return…
- Fintech Daydreaming
Fintech Daydreaming x Breaking Banks = The Crossover You Never Knew You Needed!
This one’s special! We joined forces with none other than Breaking Banks for a crossover episode featuring the legendary Brett King alongside Pål and Ville. In…
- Fintech Daydreaming
The (Digital) Receipt for Success with Chris Moore
We can pay for everything digitally, so why are we still walking away with crumpled paper receipts? In this episode of Fintech Daydreaming, Pål and Ville sit…
- Fintech Daydreaming
Is Banking as a Service Dead? | Nordic Fintech Highlights February 2025
February may be short, but Nordic fintech didn’t hold back! In this Fintech Daydreaming episode, Pål, Ville, and Janne sit down for another round of Nordic…
- Fintech Daydreaming
Live from Stockholm Fintech Week 2025
Hot Takes, Cool Guests & The Best Kind of Fintech Mayhem For this special episode, we packed our mics, grabbed some strong coffee, and took Fintech Daydreaming…
- Fintech Daydreaming
Are we going Crypto Crazy again? | Nordic Fintech Highlights January 2025
We’re kicking off this episode of Fintech Daydreaming with something special—welcoming our new editor and producer, Femi Apanishile, to the team! 🎉 But after…
- Fintech Daydreaming
Beyond Resilience with Leda Glyptis
In this episode of Fintech Daydreaming, Ville and Pål welcome back the one and only Leda Glyptis, PhD—advisor, speaker, and author of Beyond Resilience and…
- Fintech Daydreaming
New Year, Same Tricks | Nordic Fintech Highlights December 2024
Welcome to 2025 and season 11 of Fintech Daydreaming! We’re back, well-caffeinated, and ready to dive into another year of fintech wonders. To kick things off…
- Fintech Daydreaming
Christmas special: Wrapping up season ten
It’s that time of the year! In our Christmas special, Pål and Ville close out season ten of Fintech Daydreaming with a heartfelt reflection on five years and…
- Fintech Daydreaming
From Policy to Banking with Jyrki Katainen
In this special episode of Fintech Daydreaming recorded live in Nordea headquarters in Helsinki, we sit down with Jyrki Katainen, Head of Public Relations at…
- Fintech Daydreaming
Cracking the Compliance Code for Fintech with Eva-Lotta Hokkonen
This week, Pål and Ville dive into the regulatory labyrinth with Eva-Lotta Hokkonen, an attorney and senior associate at Dittmar & Indrenius, and a go-to…
- Fintech Daydreaming
AI Assistants, Top 20 Lists, and Tap to Pay! | Nordic Fintech Highlights October 2024
We’re back with another Nordic Fintech Highlights episode, where Pål, Ville, and our regular guest co-host Janne Salminen from Helsinki Fintech Farm unpack the…
- Fintech Daydreaming
Gender, Wealth, and the Aila Money Revolution with Elisabeth Prager
This week, Ville and Pål sit down with Elisabeth Prager, co-founder of Aila Money, to tackle a topic that deserves way more airtime—the gender wealth gap…
- Fintech Daydreaming
Cash, Crashes, and Callbacks | Nordic Fintech Highlights September 2024
We’re back with another Nordic Fintech Highlights episode, kicking things off with a nod to the Mobey Forum member meeting’s epic "Fight Club" debate earlier…
- Fintech Daydreaming
Everything Embedded with Jani Ristimäki
In this episode of Fintech Daydreaming, Pål and Ville are joined by Jani Ristimäki from BearingPoint to dive deep into one of the buzzwords of the…
- Fintech Daydreaming
Swedish Fintech Takes Center Stage | Nordic Fintech Highlights August 2024
We’re back with another Nordic Fintech Highlights episode, and this time it’s practically drenched in pink, thanks to Klarna's dominant presence! Pål and…
- Fintech Daydreaming
When Money Starts Thinking for You with Chris Skinner
Fintech Daydreaming continues season ten with an anticipated comeback —welcoming back Chris Skinner, the legendary fintech thinker, for the first time in five…
- Fintech Daydreaming
Nordic Fintech Highlights Reloaded | Nordic Fintech Highlights June/July 2024
After a well-deserved summer break, Fintech Daydreaming is back and ready to dive into the latest buzz from the Nordic fintech world! Pål and Ville, alongside…
- Fintech Daydreaming
Summer Send-off | Nordic Fintech Highlights May 2024
As the Nordic sun lingers in the sky, signaling the start of summer, Fintech Daydreaming brings you a season finale packed with the latest and greatest from…
- Fintech Daydreaming
Will instant payment kill the cards business with Monika Liikamaa
Fintech enthusiasts, get ready to elevate your payments knowledge! We're joined by the brilliant Monika Liikamaa, co-CEO and co-founder of Enfuce, the company…
- Fintech Daydreaming
Behind the Curtains: The Nordic Fintech Summit Exposed!
Welcome back to “Fintech Daydreaming,” where we’re still decompressing from the high-octane thrill ride that was the Nordic Fintech Summit in Helsinki! Join…
- Fintech Daydreaming
Reinventing the Wheel, Again? | Nordic Fintech Highlights April 2024
Welcome back, fintech enthusiasts! This episode of Fintech Daydreaming takes you into the latest innovations stirring the financial fjords of the Nordics. Join…
- Fintech Daydreaming
The Heart of the Daydream: Unveiling the Origins of Fintech Daydreaming
In this very special episode of Fintech Daydreaming, Pål and Ville take a nostalgic trip down memory lane, answering the burning question that fans have…