Shows / The Small Change Big Gains Podcast
The Small Change Big Gains Podcast
Life. Money. Action Welcome to Small Change, Big Gains The podcast where we explore how small, intentional decisions can lead to major results in your financial life and personal growth. Whether you’re looking to invest smarter, develop better habits, or simply find balance, we’ll learn together how minor shifts can make a big impact. Join us as we unravel experiences, explore practical tips, and hear inspiring stories Let’s make it happen, one small change at a time towards Big Gains Both from…
Episodes
- The Small Change Big Gains Podcast
Are You Limiting Your Business Growth Just to Save on Taxes? | Canadian Tax Strategies
Are you letting tax decisions control your business growth? In Part 1 of this special series, we sit down with CPA Stefanie Ricchio to break down the critical…
- The Small Change Big Gains Podcast
AI Scams: Can You Still Trust What You See and Hear?
In an increasingly digital world, cyber thieves and scammers don’t need to hack complex bank security, they often just trick us into opening the front door. In…
- The Small Change Big Gains Podcast
Why Reacting to Market News Is Costing You Money
In this episode of @smallchangebiggainspodcast, we break down the "Market News Trap" and explain why sensational headlines, political noise, and media panic…
- The Small Change Big Gains Podcast
Single, Divorced or Widowed? Your Money Can Do More Than You Think
Is financial planning actually different when you're solo? 🧐 Most wealth advice is built for "The Standard Couple," but in this episode of…
- The Small Change Big Gains Podcast
Episode 76-Living in a Car after 60: The New Reality?
More women over 65 are living in poverty, sleeping in cars, couch surfing, and facing retirement alone. Journalist Moira Welsh joins The Small Change Big Gains…
- The Small Change Big Gains Podcast
Episode 75 - Listen before you lose your money | The reality of online gambling
Ontario wagered a staggering $98.3 Billion in online betting last year, a number that has tripled in just three years. In this episode of The Small Change Big…
The Small Change Big Gains PodcastEpisode 74 -How to Keep More of Your Money| Business-owners | Senior Level Executives | Lottery Winners
How to Keep More of Your Money Tax Planning & the Annual Wealth Review for Business Owners For experienced business owners, keeping more of your money isn’t…
- The Small Change Big Gains Podcast
Episode 73- Top 5 Equity Mistakes Founders Make
***** National Bank Financial - Wealth Management (NBFWM) is a division of National Bank Financial Inc. (NBF), as well as a trademark owned by National Bank of…
- The Small Change Big Gains Podcast
Episode 72- Estate Planning: What is Equal vs What is Fair w/ Jessica Elie of Loopstra Nixon LLP
We sat with Jessica Elie to discuss the concepts of equal vs. fair when doing your estate planning. Often, the way we divide up our assets for our…
- The Small Change Big Gains Podcast
Episode 71- How is the Canadian Industrial sector doing in 2025- With Maxim Sytchev of National Bank Capital Markets
We sat with Managing Director, Maxim Sytchev of National Bank Capital Markets, to chat about the Canadian Industrial sector and how the companies that make up…
- The Small Change Big Gains Podcast
Episode 70- What is the difference between the Bank of Canada & The Fed?
In this episode- we talk about the difference in mandates between the two central banks and how this crucial difference affects the economy & investors.
- The Small Change Big Gains Podcast
Episode 69- Downsizing your home? Things to know & consider
Things to know before downsizing your home. Downsizing your home to save money and simplify your life? This podcast is for you.... Things you wish you'd known…
- The Small Change Big Gains Podcast
Episode 68- What To Do If You Win $50 Million!
Do not go buy a Lambo first thing...
- The Small Change Big Gains Podcast
Episode 67- Mad Money! What to do with your MONEY when you're mad
Don't let market chaos or political drama derail your investments! Learn why staying calm and thinking long-term is key to financial success in volatile times…
- The Small Change Big Gains Podcast
Episode 66- Here is why you're retiring wrong. Retirement regrets no one is talking about
Sean, Amy, & Jalal discuss why many of us are not happy in our so-called "golden years" & what the top regrets are for retirees: 1) Not structuring your money…
- The Small Change Big Gains Podcast
Episode 65- What is happening in the stock market- Quick chat with our CIO, Martin Lefebvre
📢 Had a great chat with Martin Lefebvre, Chief Investment Officer of National Bank Investments here at National Bank of Canada about the current market…
- The Small Change Big Gains Podcast
Episode 64- How to set up your corporate structure and when to use a family trust?
Are trusts and family trusts beneficial? What are the different corporate structures? Let's Dig In... We all love tax right? RIGHT??? 💡Easily one of my…
- The Small Change Big Gains Podcast
Episode 62- What to do as an investor about the Canadian Tariffs?
On this episode of Small Change Big Gains, we're diving into President Trump's proposed tariffs on Canada and what it means for investors. Tune in now for the…
- The Small Change Big Gains Podcast
Episode 61- What is SR&ED? How to access it? And How to use it?
Our latest episode with Naren Balakrishnan at Doane Grant Thornton LLC talks about the SR&ED (Scientific Research and Experimental Development) program-…
- The Small Change Big Gains Podcast
Episode 60- What is a cohabitation agreement? When to use it? Who needs it?
No one gets into their car anticipating a car accident….yet we still buy insurance to protect ourselves…and to obey the law ofcourse :D No one moves in with…
- The Small Change Big Gains Podcast
Episode 59- How To Keep Your Inheritors Happy
15M Canadians do not have a will. Estate planning isn’t just about passing on wealth—it’s about preserving your family’s legacy and avoiding costly disputes…
- The Small Change Big Gains Podcast
Episode 58- New Year updates & what's coming in #2025
In this special New Year’s episode, we kick off 2025 with a look at what Canadians can expect in the year ahead. From economic updates to key trends and…
- The Small Change Big Gains Podcast
Episode 57-When to talk about senior care with your parents & loved ones!
🎄The holidays are a great time for fun & laughter…… It’s also a great time for paying close attention to our aging loved ones during our visits…. 🎅✨ It’s a…
- The Small Change Big Gains Podcast
Episode 56- Last Minute Holiday Gifts 2024 #holidayseason #holidays
🎄 Annual Holiday Episode Alert! 🎁 It's that time of year again—our 2024 edition of "Last Minute Gifts for the Holidays" is here! Let's show some love to local…
- The Small Change Big Gains Podcast
Episode 55- Sell At The Top- When is the best time to sell your business? With April Harbottle
When is a good time to sell your business? 📆 That is the million-dollar question (no pun intended) 🧐 Jalal and I recently sat with April Harbottle of…
- The Small Change Big Gains Podcast
Episode 54- What Sectors Innovate? With Manish Goyal, Portfolio Manager at JP Morgan
Is innovation found in other sectors apart from tech? Admittedly, I was guilty of correlating innovation to just the tech sector- it certainly seems that way…
- The Small Change Big Gains Podcast
Episode 53- How to get a bank to finance game development? With Matthew Persram
With MIGS 2024 right around the corner, we brought back Matthew Persram of the Creative Industries Group here at NB to talk about what it takes for a game…
- The Small Change Big Gains Podcast
Episode 52- What are the types of senior care, and how can our loved ones live their best life?
Jalal Midani and I had another insightful discussion with Corey Obermeyer, President of HomeInstead, about senior care, addressing some common misconceptions…
- The Small Change Big Gains Podcast
Episode 51- What to Know Before Selling Your Business to Family Members- With Dr. Thomas W. Deans
Overly thrilled and proud to have recorded this episode- business owners will find it intriguing. Sean Durkin and I chatted with Dr. Thomas W. Deans…
- The Small Change Big Gains Podcast
Episode 49- The Value of a Financial Plan. What should a Financial Plan look like? Featuring Bryan Monchamp.
The ‘90s called- and they want their spreadsheets back. At NB, we’re pioneering new ways of making financial plans more visual, understandable, and relatable…
- The Small Change Big Gains Podcast
Episode 48- All Bets on Her- Featuring Tania D'Iorio of National Bank Financial
In our latest All Bets on Her Podcast, we’re thrilled to feature National Bank Financial’s Tania where she delved into her financial journey. Tania shared her…
- The Small Change Big Gains Podcast
Episode 46- Long-Term-Care, Retirement Home, At-Home Care- Your Options and the True Costs
Jalal Midani & I had an insightful chat with Corey Obermayer, President at HomeInstead, about the various options available for elder care—long-term care…
- The Small Change Big Gains Podcast
Episode 45- 2024 Global & Political Chat with Angelo Katsoras, Geopolitical Analyst
In this episode, Sean and Jalal sit with Angelo Katsoras, Geopolitical Analyst at National Bank Financial, to discuss global tensions and issues pertaining to…
- The Small Change Big Gains Podcast
Episode 43- Philantra II- What is a donor-advised fund? Top 5 Questions
National Bank Financial - Wealth Management (NBFWM) is a division of National Bank Financial Inc. (NBF), as well as a trademark owned by National Bank of…
- The Small Change Big Gains Podcast
La vision intégrée de Philantra - Une introduction par la FBN
National Bank Financial - Wealth Management (NBFWM) is a division of National Bank Financial Inc. (NBF), as well as a trademark owned by National Bank of…
- The Small Change Big Gains Podcast
Episode 42- What is a bare trust? And does it apply to you?
NBF is not a tax advisor and clients should seek professional advice on tax-related matters, including their personal situation. Please note that comments…
- The Small Change Big Gains Podcast
Episode 41- All Bets on Her- Featuring Jennifer Steckel Elliot
“The rainy days do come” Check out Lagom Collections: https://lagomcollections.com/ Jalal Midani and I had the wonderful opportunity to engage in a discussion…
- The Small Change Big Gains Podcast
Episode 39- The Young Women Student Mentorship program at National Bank Financial
At National Bank Financial, the Young Women Student Mentorship Program is a passion for us. This program is designed to help young women students enter the…
- The Small Change Big Gains Podcast
Episode 38- Our President, Jonathan Durocher, on the future of Wealth Management
We were joined by Jonathan Durocher where we spoke about the future of the advisor-client relationship and how National Bank is carving new avenues to move…
- The Small Change Big Gains Podcast
Episode 36- 2023 Holiday Gifts- Suggestions for that Last Minute Holiday Shopping
It’s that time of year where we’re all brainstorming hard and rushing to get those last-minute holiday presents and stocking stuffers. To help with some ideas…
- The Small Change Big Gains Podcast
Episode 34- Major Contributors to Inflation and the Difference between Core and Headline Inflation
As inflation is seemingly coming down in October and November of 2023, what are some factors that contribute to the levels of inflation? What is the difference…
- The Small Change Big Gains Podcast
Episode 33- The Robustness of the Canadian Banking System
Is the Canadian financial system in trouble? 2023 marked a significant year for the Canadian banking system. As we witnessed the downfall of a few regional…
- The Small Change Big Gains Podcast
Episode 32- Education, Inflation, and RESPs
As October rolls over, many parents have most likely just paid their children’s college education bills (looking at you Sean). And while inflation is the hot…
- The Small Change Big Gains Podcast
Episode 31- TIFF 2023 and the Actor's Strike
Last week, Jalal and I invited Matthew Persram with the Creative Industries team here at National Bank to chat about TIFF and how the actor’s strike south of…
- The Small Change Big Gains Podcast
Episode 30- The 5 C's of Credit with Jonathan Khan of National Bank Financial
Corporate clients have been finding the new lending territory difficult to traverse. A recent survey has shown that a whopping 79% of large banks’ senior loan…
- The Small Change Big Gains Podcast
Episode 29- A Chat on National Bank's Philantra Foundation
National Bank's Philantra Foundation was founded to help individuals and businesses do philanthropic work in a way that is meaningful to them. Philanthropy…
- The Small Change Big Gains Podcast
Episode 28- How National Bank supports Canadian Creative Industries
Jalal and I had the pleasure of sitting with Matthew Persram to discuss Canadian creative industries and the unique role that National Bank plays in this…
- The Small Change Big Gains Podcast
Episode 27- Why should Entrepreneurs and Business Owners Hire a Financial Advisor?
The Difficulties, Life, and Pleasure of an Entrepreneur!! Advisors can deliver value specifically tailored for entrepreneurs and their businesses to make sure…
- The Small Change Big Gains Podcast
Episode 26- Play Ball! How Baseball is a lot Like Life
Baseball is a lot like life. And in our context, it's a lot like investing. Even the best ranked teams could lose to the worst ranked teams in any given game…
- The Small Change Big Gains Podcast
Episode 25- Growing My Team. Your 4 Step Process to Successful Recruiting, Hiring, and Continuous Improvement
If you're looking to grow your team, here is a 4-step toolkit to enhance the impact of growing and managing your team. Step 1) Identify the BUSINESS NEED Step…
- The Small Change Big Gains Podcast
Episode 24- What's the Fuss about SVB?
What is SVB? What happened with SVB? And is it indicative of a deep financial crisis like that of 2008? What protections are there for Canadians in the event…
- The Small Change Big Gains Podcast
Episode 23- How to Hire a Good Accountant
What qualities do you look for in an accountant? Filing taxes can be one of the most nerve-racking responsibilities of the year. The more complex your…
- The Small Change Big Gains Podcast
Episode 22- Psychology of Money by Morgan Housel- Book Review
To kick off our book review series, we chose Morgan Housel's, Psychology of Money, first released in 2020. An excellent read, Housel's work is short yet full…