Latest / The Small Change Big Gains Podcast
Episode 30- The 5 C's of Credit with Jonathan Khan of National Bank Financial
Corporate clients have been finding the new lending territory difficult to traverse. A recent survey has shown that a whopping 79% of large banks’ senior loan officers stated that their banks have tightened credit underwriting standards for commercial & industrial loans so far in 2023 and in 2H22.
Jalal Midani and I invited Jonathan Khan with the National Client Group back again to sit with us and share his expertise pertaining to the 5 C’s of credit and how Canadian businesses are being affected by corporate lending in 2023.
In a nutshell, the 5 C’s are:
Capacity
Capital
Collateral
Character…
The skinny
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