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Your Retirement Planning Simplified
Welcome to the Retirement Planning Simplified Podcast. Join Joseph Curry, CFP Professional, Certified Exit Planning Advisor and retirement planning specialist, to learn how to simplify your retirement planning. If you're approaching retirement or have already entered your early retirement years, this podcast is designed to help you answer your big retirement questions like... Can I afford to retire? How do I create a paycheck in retirement? How do I pay less tax in retirement? And even big…
Episodes
- Your Retirement Planning Simplified
EP # 158 | Aligning Money + Values. The Key to Retirement Confidence, with Carl Richards
Most people think money problems are about numbers but what if the real obstacle is us? In this episode, Joe sits down with Carl Richards, author, speaker, and…
- Your Retirement Planning Simplified
EP # 157 | How to Delay CPP to Age 70 Without Sacrificing Retirement Income
Most Canadians take CPP early, but delaying until 70 can boost your pension by up to 78% - a guaranteed, inflation-protected income for life. In this episode…
Your Retirement Planning SimplifiedEP 9: How Closing the Profit Gap Can Boost Your Business Exit Value
What if you could add a million dollars to your business without selling a single extra unit or finding new clients? In this episode of Business and Exit…
- Your Retirement Planning Simplified
EP # 156 | Outperform Without the Guesswork: A Conversation with Wes Crill
How do you build a retirement portfolio that works in the real world and not just on paper? In this episode of Retirement Planning Simplified, Joe Curry speaks…
- Your Retirement Planning Simplified
EP # 155 - Applying FIRE Strategies to Traditional Retirement with Chris Mamula
How to Achieve Financial Independence and Retire Early? In this episode of Retirement Planning Simplified, Joe Curry talks with Chris Mamula, who retired at…
Your Retirement Planning SimplifiedEP 8:Exit-Ready: Structuring Your Business for a Profitable Sale, with Bob Gauvreau
Are you sure your business is set up to fund the retirement you want and leave the legacy you've worked so hard to build? In this episode of Retirement…
- Your Retirement Planning Simplified
EP # 154 - Understanding the Bond Tent Strategy for Retirement Portfolio Protection
Is Your Retirement Portfolio Ready for the Red Zone? In this episode of Retirement Planning Simplified, Joe explains how to protect your investments when it…
Your Retirement Planning SimplifiedEP 7: The Truth About the Value Gap and Growing Your Business
In this episode, Joe Curry starts with a tough question: Could your business be worth far less than you expect? Most business owners believe boosting sales and…
- Your Retirement Planning Simplified
EP # 153 - How Women Can Take Control of Their Retirement Finances with Rachael Burns
In this episode of Retirement Planning Simplified, Joe Curry speaks with Rachael Burns, Certified Financial Planner and founder of True Worth Financial…
Your Retirement Planning SimplifiedEP 6: Salary vs Dividends: Optimizing Business Owner Payouts with Braden Warwick
How Should You Pay Yourself as a Business Owner? Salary, Dividends, or an IPP? In this episode, Joe chats with Braden Warwick from PWL Capital about how…
- Your Retirement Planning Simplified
EP # 152 - The Power of Art, Identity & Joy After 60
In this episode of Retirement Planning Simplified,Joe Curry talks with best-selling author and Sketchbook School co-founder Danny Gregory about the…
Your Retirement Planning SimplifiedEP 5: Is Your Business Exit Plan Enough To Afford Your Retirement? Mind the Wealth Gap
How to Calculate Your Wealth Gap and Retire on Your Terms If you sold your business tomorrow, would it fund your retirement? In this episode of Retirement…
- Your Retirement Planning Simplified
EP # 151 - Planning Once Isn't Planning: Why Retirement Requires Ongoing Strategy
Why Your Retirement Plan Should Evolve With You In this episode of Retirement Planning Simplified, Joe Curry, a certified financial planner reveals why your…
Your Retirement Planning SimplifiedEP 4: The Overlooked CPP Strategy That Saves Business Owners Thousands with Aravind Sithamparapillai
How Should Business Owners Pay Themselves? Salary vs. Dividends In this episode of Retirement Planning Simplified, Joe Curry sits down with financial expert…
- Your Retirement Planning Simplified
EP # 150 - Slow Travel, Big Impact: Redefining Retirement
In this episode of Retirement Planning Simplified, Joe Curry talks with Karen Gershowitz, travel writer and author, about how travel can help you rediscover…
Your Retirement Planning SimplifiedEP 3: SDE VS EBITDA What's Business Worth?
In this quick but powerful episode of Retirement Planning Simplified, Joe Curry explains what every small business owner needs to know before selling a…
- Your Retirement Planning Simplified
EP # 149 - Dating, Companionship & Romance After 60 with Andrea McGinty
In this episode of Retirement Plan Simplified, Joe Curry sits down with Andrea McGinty, founder of It's Just Lunch and 33000Dates.com, to explore how to find…
Your Retirement Planning SimplifiedEP 2: Tax Planning Opportunities and Pitfalls for Business Owners in 2024 With Matt Holmes, CPA
Are you a business owner approaching retirement or just starting to think about a future sale? In this episode of Retirement Planning Simplified, Joe sits down…
- Your Retirement Planning Simplified
EP # 148 - Seven Tax-Smart Ways to Leave a Legacy—Without Leaving a Tax Bill
In this episode, Joe Curry breaks down smart, simple, and tax-efficient strategies to pass on your wealth in Canada—so your legacy goes to your loved ones, not…
Your Retirement Planning SimplifiedEP 1: The 4 Types of Buyers
Shownotes Thinking about selling your business? In this pilot episode, Joe Curry explains why many Canadian business owners struggle to sell—and how…
- Your Retirement Planning Simplified
EP # 147 - :Aging Isn't the Problem: Dismantling Ageism with Ashton Applewhite
In this episode of Retirement Planning Simplified, Joe Curry talks with Ashton Applewhite—TED speaker, author of This Chair Rocks, and a leading voice against…
- Your Retirement Planning Simplified
EP # 146 - What's Next? How to Create Meaning and Momentum with Retirement Coach Nancy Collamer
In this episode, Joe Curry welcomes retirement coach and author Nancy Collamer to share how retirees can find meaning and purpose after leaving their careers…
- Your Retirement Planning Simplified
EP # 145 - How to Tap Into Retirement Funds Without Derailing Your Plan
Need Cash in Retirement? Here's How to Stay Flexible. In this episode, Joe Curry and Lindsay Wilson talk about how to get the cash you need in retirement. They…
- Your Retirement Planning Simplified
EP # 144 - Retirement Isn't the End: Age with Confidence, Strength, and Purpose with Laura Lynn Morrissey
In this episode of Your Retirement Plan Simplified, Joe Curry interviews Laura Lynn Morrissey, founder of Silver Savvy, about how to plan for aging wisely and…
- Your Retirement Planning Simplified
EP # 143 - Test-Drive Retirement: Mini Retirements, Intentional Living, and Finding Joy with Jillian Johnsrud
What if you could test-drive retirement before diving in? In this episode of Retirement Planning Simplified, Joe sits down with Jillian Johnsrud, financial…
- Your Retirement Planning Simplified
EP # 142 - The 7 Pillars of Retirement Planning: A Practical Guide
Retirement isn't just about your finances—it's about designing a life you love. In this episode, Joe Curry and Lindsay Wilson break down the 7 key pillars of a…
- Your Retirement Planning Simplified
EP # 141 - Rethinking Retirement: Aging, Identity, and the Power of Mentorship with Dr. Deborah Heiser
What if retirement wasn't the end of your story—but the beginning of your legacy? In this episode, Joe chats with Dr. Deborah Heiser, a developmental…
- Your Retirement Planning Simplified
EP # 140 - Women & Wealth: Smart Retirement Planning for a Confident Future
In this episode, Joe Curry sits down with financial expert Russ Thornton to reveal why women face unique hurdles in retirement—and how to overcome them. From…
- Your Retirement Planning Simplified
EP # 139 - The New Retirement: Work, Purpose & Aging with Dr. Corinne Auman
In this episode, Joe sits down with Dr. Corinne Auman, a developmental psychologist who specializes in adulthood and aging, to talk about how our perspectives…
- Your Retirement Planning Simplified
Ep # 138 - Move More, Live Better: Confidence, Consistency & Commitment with Esther Avant
Joe chats with guest Esther Avant, a health industry expert, who emphasizes the critical role of prioritizing health for a fulfilling retirement. Esther…
- Your Retirement Planning Simplified
Ep # 137 - Home Care to Care Homes: The Eldercare Journey with Amy Friesen
Joe welcomes Amy Friesen, senior living expert. They highlight the challenges and solutions for aging individuals and their families. They examine various…
- Your Retirement Planning Simplified
Ep # 136 - Mastering Your Money Mindset for a Fulfilling Retirement with John Hankins
The podcast episode delves into the nuances of financial therapy and its importance in retirement planning. John Hankins, a financial therapist, joins host Joe…
- Your Retirement Planning Simplified
Ep #135: Retirement is Not a Math Problem with Roger Whitney (The Retirement Answer Man)
Joe sits down with Roger Whitney, the Retirement Answer Man, to discuss agile retirement planning, financial confidence, and redefining retirement beyond just…
- Your Retirement Planning Simplified
Ep #134: Smart Tax Strategies for More Efficient Retirement Planning
In this episode of Your Retirement Planning Simplified, we dive into smart tax strategies for retirement, and common mistakes to avoid when drawing income. We…
- Your Retirement Planning Simplified
EP #133: Retirement Taxes 101: What You Need to Know
Ever wonder how retirement income is taxed in Canada? We look at tax brackets, RRSPs, RRIFs, TFSAs, CPP, OAS, and pension income is crucial for optimizing your…
- Your Retirement Planning Simplified
Ep # 132: Work, Wealth & Well-Being: The New Retirement Mindset with Chris Farrell
Joe speaks with journalist and economist Chris Farrell to challenge traditional retirement thinking. They examine working in retirement, the purpose and…
- Your Retirement Planning Simplified
Ep #131: Pension Planning Made Simple: Boost Your Retirement Strategy
We dive into the essential topic of pension types for Canadian employees, covering defined benefit pensions, defined contribution pensions, and group RRSPs. We…
- Your Retirement Planning Simplified
EP #130: TFSAs: Your Secret Weapon for Tax-Free Retirement Income
We unpack the power of Tax-Free Savings Accounts (TFSAs) as a game-changing tool for retirement income planning. Discover how TFSAs provide tax-free growth…
- Your Retirement Planning Simplified
EP #129: 2025 Retirement Planning Updates
Discover essential retirement planning updates for 2025! Joe and Lindsay break down new RRSP and TFSA contribution limits, updates to CPP and OAS benefits…
- Your Retirement Planning Simplified
EP #128: Canada Pension Plan Explained: Maximize Your Retirement Benefits
Joe and Lindsay answer the most common questions about the Canada Pension Plan (CPP). They explain what CPP is, who qualifies, how to apply, and how to…
Your Retirement Planning SimplifiedFireside Financial Ep #22: Safeguard Your Future: The Link Between Cognitive Health & Retirement Planning
We discuss planning for cognitive decline in retirement and how early financial preparation can protect you and your loved ones. We cover the importance of…
- Your Retirement Planning Simplified
Ep #127: Retirement Unfiltered: Lessons from the Retirement Journey with David Warren
Joe interviews David Warren, a retiree with decades of experience in business and personal finance, about his journey through retirement. David shares insights…
- Your Retirement Planning Simplified
Ep #126: The Art of Retirement: Balancing Money, Health and Happiness with Dr. Michael Finke
Joe sits down with Michael Finke, PhD, from the American College of Financial Services, to explore how retirees can shift their mindset from saving to spending…
- Your Retirement Planning Simplified
Ep #125: Retirement Starts Today: Have a Purposeful and No-Regrets Life with Benjamin Brandt, CFP
Joe interviews Benjamin Brandt, CFP, the retirement expert behind Retirement Starts Today. Together they explore the non-financial aspects of retirement…
- Your Retirement Planning Simplified
Ep #124: Understanding RRIFs: Strategies to Save on Taxes and Boost Income
Joe answers the most common questions about Registered Retirement Income Funds (RRIFs) to demystify how they work and their role in retirement planning. He…
- Your Retirement Planning Simplified
Ep #123: Maximize Your RRIF: Tax-Smart Withdrawal Strategies for Retirees
Joe gives advanced strategies to optimize your Registered Retirement Income Fund (RRIF) withdrawals, focusing on minimizing taxes, avoiding OAS claw backs, and…
Your Retirement Planning SimplifiedFireside Financial Ep #21: Go-Go to No-Go: Navigating Long-Term Care, Home Equity, and Legacy Goals
Joe and Regan examine the essentials of long-term care planning in retirement. They emphasize the importance of proactive strategies to manage future…
- Your Retirement Planning Simplified
Ep #122: Clarity & Action: Bring It On 2025!
Start 2025 with Confidence in Your Retirement Plan. On this episode of Your Retirement Planning Simplified, Joe and Lindsay share inspiring client stories that…
- Your Retirement Planning Simplified
EP #121: 2024's Top Retirement Tips: Mistakes, Strategies, and Expert Insights
In this special year-end episode of Your Retirement Planning Simplified, Joe and Lindsay reflect on the most popular episodes of 2024, covering essential…
- Your Retirement Planning Simplified
Ep #120: Overcoming the Fear of Spending in Retirement: Tips for Confident Cash Flow
Joe tackles the psychology of retirement spending, offering actionable strategies to overcome the common fear of depleting savings. Joe discusses how retirees…
- Your Retirement Planning Simplified
Ep #119: The Hidden Costs of Retirement You Can't Afford to Miss
In this episode of Your Retirement Planning Simplified, Joe uncovers the hidden costs of retirement that often catch retirees off guard, leading to financial…
- Your Retirement Planning Simplified
Ep #118: Understanding Inflation and Its Long-Term Impact on Retirement
This week we explore the critical topic of inflation and its long-term impact on retirement planning. We define inflation, distinguish it from deflation and…
Your Retirement Planning SimplifiedFireside Financial Ep #20 – Client-Centered Wealth Management
Joe and Regan share their journeys in the financial planning industry, highlighting key transitions to independent wealth management. They discuss the…
- Your Retirement Planning Simplified
Ep #117: Good Portfolio Management Won't Make Up for Bad Financial Planning
In this episode of Your Retirement Planning Simplified, Joe Curry and Lindsay Wilson explore why good portfolio management can't compensate for bad financial…
- Your Retirement Planning Simplified
Ep #116: Essential Insights on Hospice Care and Support with Red Keating
In this episode of Your Retirement Planning Simplified, Lindsay welcomes Red Keating, a supportive care counselor at Hospice Peterborough and co-host of the…
- Your Retirement Planning Simplified
Ep# 115: Retire with Impact: Discover the Power of Volunteering with Lois Tuffin
Joe sits down with Lois Tuffin from Volunteer Peterborough to explore the transformative benefits of volunteering for retirees. Lois shares inspiring stories…
- Your Retirement Planning Simplified
Ep# 114: Understanding the Bucket Strategy for Retirement Income: RISA Framework Explained
Joe and Lindsay conclude their RISA framework series with a look at the final quadrant: time segmentation. It is also known as the "bucket strategy" in…
Your Retirement Planning SimplifiedFireside Financial Ep #19: Gaining Clarity: Why Retirees Switch Financial Advisors
Does this sound familiar? Your advisor tells you not to worry, that you're in a good position for retirement. However, you still feel uncertain and lost about…
- Your Retirement Planning Simplified
Ep #113 Guaranteed Income and Growth: Exploring Risk Wrap Retirement Strategies
Joe and Lindsay continue their exploration of the RISA. This week we examine the Risk Wrap quadrant, focusing on balancing growth potential with income…
- Your Retirement Planning Simplified
Ep #112 Too Risk Averse for the Market? Explore Income Protection Instead
In this episode of Your Retirement Planning Simplified, Joe and Lindsay examine the Income Protection Quadrant of the RISA framework, focusing on strategies to…