Shows / Your Retirement Planning Simplified
Your Retirement Planning Simplified
Welcome to the Retirement Planning Simplified Podcast. Join Joseph Curry, CFP Professional, Certified Exit Planning Advisor and retirement planning specialist, to learn how to simplify your retirement planning. If you're approaching retirement or have already entered your early retirement years, this podcast is designed to help you answer your big retirement questions like... Can I afford to retire? How do I create a paycheck in retirement? How do I pay less tax in retirement? And even big…
Episodes
- Your Retirement Planning Simplified
Ep # 111 – Flexibility or Security? Weighing the Pros and Cons of a Total Return Retirement
Joe and Lindsay explore the Total Return quadrant of the RISA framework, emphasizing the importance of understanding retirement income styles. They discuss the…
- Your Retirement Planning Simplified
Ep # 110 - Estate Planning Fails: Real Stories of What Can Go Wrong
Only 48% of Canadians have a will in place. It's probably been on your to-do list for a long time and you're not alone. In fact, of the people who have a will…
Your Retirement Planning SimplifiedFireside Financial Ep #18: Top 10 Reasons You Need a Retirement Plan
If you're feeling uncertain about your retirement finances and making decisions based on guesswork, then you are not alone! Many individuals nearing retirement…
- Your Retirement Planning Simplified
Ep #109: Why Sugarcoating Retirement Plans Does More Harm Than Good
Joe and Lindsay discuss the importance of transparency in financial planning by sharing a recent client story. A couple came to them frustrated by their…
- Your Retirement Planning Simplified
Ep #108: Customize Your Retirement Strategy: There's No One-Size-Fits-All Approach
We answer a listener's question about balancing RRSP and RIF withdrawals in retirement while minimizing taxes. We highlight the importance of personalized…
- Your Retirement Planning Simplified
Ep #107: Skeptic to Advocate: Robin Powell's Journey into Evidence-Based Investing
Worried about making financial mistakes with your retirement portfolio? Robin Powell, founder of The Evidence-Based Investor, joins Joe Curry, retirement…
- Your Retirement Planning Simplified
Ep# 106: Understanding Your Retirement Income Personality for Success with Wade Pfau
Joe speaks with Wade Pfau, a leading expert in retirement income planning. They explore the evolving landscape of retirement strategies, focusing on…
- Your Retirement Planning Simplified
EP #105: Connecting Your Values to Your Financial Goals with Dr. Brian Portnoy
Joe sits down with Dr. Brian Portnoy to explore the concept of "funded contentment," a revolutionary approach to financial well-being that transcends…
Your Retirement Planning SimplifiedFireside Financial Ep #17: Expect the Unexpected: Hidden Costs in Retirement
Joe and Regan discuss lesser-known aspects of retirement planning, focusing on unexpected expenses, psychological adjustments, and the impact of inflation…
- Your Retirement Planning Simplified
Ep #104: Top Strategies to Reduce Taxes in Retirement
We dive into actionable strategies to help you save more money in retirement. From pension income splitting and maximizing tax credits to optimizing RRIF…
- Your Retirement Planning Simplified
Ep# 103: The High Cost of Complicating Your Investments
We look at the pitfalls of complex investment strategies and emphasize the benefits of keeping things simple. They discuss the importance of trusting market…
- Your Retirement Planning Simplified
Ep #102: What to Do When Markets Get Scary
We discuss the pitfalls of relying on market forecasts and expert predictions during times of market volatility. Emphasizing the inaccuracies of financial…
- Your Retirement Planning Simplified
Ep #101: Going Beyond 'Financial Advisor Near Me' to Find the Right Fit
This episode explores the nuances of selecting an advisor beyond proximity, emphasizing the importance of virtual collaboration, comprehensive planning, and…
Your Retirement Planning SimplifiedFireside Financial #16: RRSPs Alone Don't Cut It: Building a Complete Retirement Plan
Joe and Regan explain why personalized planning is crucial for a secure and enjoyable retirement. They debunk myths, offer actionable advice, and equip their…
- Your Retirement Planning Simplified
Ep #100: Envision Your Future Self: Craft an Optimistic Retirement
It's episode 100! Joe speaks with Dr. Hal Hershfield, the author of "Your Future Self: How to Make Tomorrow Better Today". They discuss the idea that our…
- Your Retirement Planning Simplified
Ep #99: The 4% Rule Revisited: How to Craft a Safe Retirement Withdrawal Rate
Have you heard these retirement myths? The 4% rule is the only safe withdrawal rate, asset allocation doesn't matter in retirement, and setting a fixed…
- Your Retirement Planning Simplified
Ep #98: Estate Planning 101: What to Include in Your Will
We examine the essential aspects of estate planning, focusing on creating a comprehensive will. We also examine choosing the right executor, whether a family…
- Your Retirement Planning Simplified
Ep #97: Safeguard Your Savings: Outsmart Cybercriminals Targeting Your Money with Scott Wright
In this podcast episode, host Joseph interviews cybersecurity expert Scott, who discusses the critical importance of cybersecurity, especially in protecting…
- Your Retirement Planning Simplified
EP #96: Comparing Cryptocurrency to Stocks and Bonds: Does it Belong in Your Retirement?
In this episode of "Your Retirement Plan Simplified," we delve into the topic of cryptocurrency and its place in a retiree's investment portfolio. We give a…
Your Retirement Planning SimplifiedFireside Financial Ep 15: The Value of Having a Retirement Emergency Fund
In this podcast, Joe and Regan look at having an emergency fund in retirement. They discuss how setting aside three to six months' worth of expenses can…
- Your Retirement Planning Simplified
EP #95: 3 Reasons Why Following Investment Evidence Beats Guessing the Market
Are you feeling frustrated by the difficulty of understanding investment strategies? Feeling uncertain about which approach to take? Imagine spending years…
- Your Retirement Planning Simplified
Ep #94: 5 Ways to Build Your Emergency Fund for Retirement
We examine an aspect of retirement planning—building an emergency fund. Whether you're nearing retirement or already enjoying it, we provide insightful…
- Your Retirement Planning Simplified
EP 93: The Overlooked CPP Strategy That Saves Business Owners Thousands
Joe and Aravind explore the merits of contributing to the Canada Pension Plan (CPP) through salaries. Despite the dual contributions required from business…
- Your Retirement Planning Simplified
EP #92: Paying for Promises: An Evidence-Based Look at Segregated Funds
Joe chats with Mark McGrath (CFP, CIM, CLU, PWL Capital Inc) about the intricacies of Canadian equity segregated funds, unpacking their features, benefits, and…
Your Retirement Planning SimplifiedFireside Financial Ep 14: Stay Social and Stay Sharp: The Top Reasons to Work Part-Time Post-Retirement
Joe and Regan explore the myriad benefits of engaging in part-time work or starting a side hustle during retirement. They discuss how supplemental income…
- Your Retirement Planning Simplified
EP #91: Capital Gains Tax - Assessing Your Risk and Taking Action
Joe speaks with tax professional Kaz Nesbitt (CPA, CA, Partner at Grant Thornton LLP), and they delve into the proposed capital gains inclusion rate changes…
- Your Retirement Planning Simplified
EP #90: Maximize Your Estate: Strategies to Transfer Assets Tax-Efficiently to Your Beneficiaries
This week we look at crucial considerations surrounding beneficiaries. From dissecting the implications of naming beneficiaries on assets like RRSPs, pension…
- Your Retirement Planning Simplified
EP #89: Why Typical Isn't Always Right in Estate Planning
This week Joe takes a deep dive into the world of personalized financial advising, where clients are more than just numbers on a spreadsheet. Using a…
- Your Retirement Planning Simplified
Ep #88: Testamentary Spousal Trusts
What are testamentary spousal trusts? We break down the complexities of this legal arrangement established by wills to benefit surviving spouses. From defining…
Your Retirement Planning SimplifiedFireside Financial Ep 13: Pension to Portfolio: Strategies for Drawing Income in Retirement
In this episode, Joe and Regan navigate through the various income streams available in retirement, including pension plans, government benefits like CPP and…
- Your Retirement Planning Simplified
EP #87: The Sandwich Generation
The sandwich generation - where individuals find themselves caught between supporting aging parents and adult children. Several areas require careful balancing…
- Your Retirement Planning Simplified
EP #86: Are You Making These 8 Retirement-Wrecking TFSA Mistakes?
Here are the 8 common mistakes retirees and retirement savers make with their Tax-Free Savings Accounts (TFSA). We cover mistakes like over-contributing…
- Your Retirement Planning Simplified
EP #85: Managing Debt in Retirement
We look at the various types of debt retirees might carry and the profound impact they can have on your financial well-being. You'll gain an understanding of…
- Your Retirement Planning Simplified
EP #84: Rock On: Channel Your Inner Rock Star for a Vibrant Life After Work with Dr. Sally Chivers-Storey
Joe and Dr. Sally Chivers-Storey explore the dynamics of aging, retirement, and intergenerational collaboration. They delve into the complexities of navigating…
- Your Retirement Planning Simplified
EP #83: 7 Actions to Take in the 5 Years Leading Up to Retirement
We discuss seven key actions to take in the five years leading up to retirement. We want you to get clear on retirement goals and cash flow requirements. We…
Your Retirement Planning SimplifiedFireside Financial Ep 12: Grandparenting 101: Instilling Money Values in Grandchildren
This month Joe and Regan dive into how to educate grandchildren about money. They use real-life examples like grocery shopping and budgeting exercises. They…
- Your Retirement Planning Simplified
EP #82: Top 5 Non-Money Mistakes in Retirement
We explore the top five non-money mistakes in retirement planning. We look at how retirement isn't just about financial readiness but also about finding…
- Your Retirement Planning Simplified
EP #81: 5 Common Money Mistakes in Retirement
In this podcast episode, hosts Joe Curry and Lindsay Wilson discuss common mistakes in retirement planning, cautioning against relying solely on advice from…
- Your Retirement Planning Simplified
EP #80: Navigating the Behavior Gap: Why the Average Investor Underperforms the Market
In this podcast, Dr. Daniel Crosby joins Joseph to discuss the impact of behavioral biases on retirement planning. They delve into overconfidence as a key…
- Your Retirement Planning Simplified
EP #79: Subscribed and Satisfied: Optimizing Your Spending Without Sacrifice
In this engaging podcast discussion, the speaker delves into the widespread shift towards subscription models, exploring how businesses and consumers alike…
Your Retirement Planning SimplifiedFireside Financial EP #11: Turning Family Money into Financial Freedom: Smart Planning for Inheritances
Hosts Joseph and Regan examine how to handle inheritances. With the landscape of wealth transfer evolving rapidly, receiving an inheritance is not just a…
- Your Retirement Planning Simplified
EP #78: Inheritance: Why Fair and Equal Aren't the Same
What does it mean to be fair yet unequal in estate planning? Explore how differing financial needs, family contributions, and the complexities of sibling…
- Your Retirement Planning Simplified
EP #77: Salary vs Dividends: Optimizing Business Owner Payouts with Braden Warwick
Braden Warwick (PhD, PWL Capital) and Joe look at business owner compensation. They examine the often-debated choice between salaries and dividends. Braden, a…
- Your Retirement Planning Simplified
EP #76: Calculating Your Retirement Number: Factoring in Your Pension
This week we answer a listener question about defined benefit pension plans: I know not a lot of people have defined benefit plans, but everyone keeps talking…
- Your Retirement Planning Simplified
EP #75: A Field Guide to Retirement for Millennials, Retirees and Beyond with Dan Solin
New York Times Author Dan Solin joins Joe to discuss common misconceptions, essential factors for retirement planning, and the evolving retirement landscape…
Your Retirement Planning SimplifiedFireside Financial EP #10: Estate Planning 101
We know estate planning is daunting. But it's essential to address it ahead of time, to ensure that all your wishes are laid out to eliminate potential…
- Your Retirement Planning Simplified
EP #74: A Retirement Manifesto with Fritz Gilbert
Fritz Gilbert, the award-winning author of the blog "The Retirement Manifesto" joins Joe to share his unconventional yet successful approach to retirement…
- Your Retirement Planning Simplified
EP #73: The Future of Retirement: David Blanchett on Inflation, Alternative Assets and Advice
David Blanchett, a renowned financial expert, delves into the multifaceted world of retirement. From annuities, longevity risk, and alternative assets, you…
- Your Retirement Planning Simplified
EP #72: Tax Planning Opportunities and Pitfalls for Business Owners in 2024 with Matt Holmes
Joe welcomes Matt Holmes (CPA, Director at Holmes CPAs & Tax Advisors) to the show. They take a deep dive into the often-overlooked realm of succession…
- Your Retirement Planning Simplified
EP #71: Business Exit Mastery: Avoid Pitfalls & Maximize Value with David C Barnett - Part 2
Joe welcomes back business expert David C Barnett to delve into the intricate process of selling a business for retirement. This insightful episode provides…
- Your Retirement Planning Simplified
EP #70: The Egg Story: Make Sure You're Taking Action
Welcome to "Your Retirement Planning Simplified," where hosts Joseph Curry and Lindsay Wilson demystify the complexities of retirement with their down-to-earth…
- Your Retirement Planning Simplified
Fireside Financial EP #9 Protect Your Legacy: Estate Planning Essentials for Families
Joe and Regan examine estate planning essentials. They emphasize the significance of having an up-to-date will and stress the importance of clear communication…
- Your Retirement Planning Simplified
EP #69: Navigating Retirement in 2023: Expert Insights
It's our 2023 wrap-up of Retirement Planning Simplified featuring the best episodes and insights from 2023! We highlight our most popular episodes, including…
- Your Retirement Planning Simplified
EP #68: Business Exit Mastery: Avoid Pitfalls & Maximize Value with David C Barnett - Part 1
David Barnett joins Joe to share valuable insights on the common pitfalls business owners face when preparing to retire and sell their businesses. Discover the…
- Your Retirement Planning Simplified
Ep #67: Peace of Mind: The Power in Pre-Planning and Prepaying Your Funeral
Joe speaks with Kate Wilson, Associate Advisor at Matthews + Associates, about an essential topic of estate planning: preplanning and prepaying for your…
- Your Retirement Planning Simplified
Ep #66: Seize the Opportunities: Craft Your Perfect Retirement Experience with Gary Poier
In this podcast episode, host Joseph welcomes Gary Poyer to discuss retirement planning from a unique perspective that goes beyond financial considerations…
- Your Retirement Planning Simplified
Fireside Financial Ep 8: Find Your Financial Zen: Build Resilience Amid Market Volatility
Joe and Regan look at managing anxiety around market volatility, particularly for individuals nearing or already in retirement. They address retirees' concerns…
- Your Retirement Planning Simplified
Ep #65: Fear to Freedom: Smart Risk Management in Retirement Planning
We look at what people talk about when they talk about risk. We explore the different facets of risk associated with stock market investments. Joe breaks down…
- Your Retirement Planning Simplified
EP #64: Retiring Business Owners: Success Stories and Expert Tips with Nick Mombourquette
Joe welcomes Nick Mombourquette (CFP) from NewGround Financial Inc. With NewGround Financial Inc., Nick guides entrepreneurs and for-impact leaders. Discover…
- Your Retirement Planning Simplified
EP #63: Mistakes you Might be Making in Retirement Planning, Pt 2
We explore critical aspects of preparing for retirement, urging you to look beyond just financial readiness. From overspending early in retirement to…