Shows / Financial Illumination
Financial Illumination
Lumin provides personable financial advice and investment management services. With a fully dedicated team of Financial Consultants and Paraplanners, over 4,000+ families trust us with their wealth management needs and we currently manage £1.6billion+ in client assets. Through 1:1 consultations, Lumin’s financial plans are geared toward growing and protecting wealth by optimising our clients’ income, assets, tax burden and financial security. We are a Chartered firm and have been consistently…
Episodes
- Financial Illumination
Autumn Budget 2026: What Should You Do Next? | Lumin Wealth
What did the latest Budget actually change for your savings, your business and your family's financial plans? In this episode of the Financial Illumination…
- Financial Illumination
5 Questions To Ask Before Choosing a Financial Adviser | Lumin Wealth
Choosing the right Financial Adviser could make a significant difference to your financial future. But how do you know who to trust, what to look for, and…
- Financial Illumination
How Much Inheritance Tax Will You Really Pay? | Lumin Wealth
Inheritance Tax can be one of the biggest financial considerations when planning for the future. But how does Inheritance Tax actually work, how much could you…
- Financial Illumination
Financial Planning: Are Your Investments Actually Working for You? | Lumin Wealth
Having investments and pensions is one thing but do you have a clear financial plan for what they’re actually going to achieve? In this episode of Financial…
- Financial Illumination
How Much Money Do I Need to Retire? Retirement Planning & Pensions | Lumin Wealth
How much money do you really need to retire? Is there a magic retirement number, or does it depend on your lifestyle, spending and financial circumstances? In…
- Financial Illumination
ISA Changes 2027 Explained: Cash ISAs, Investments & Capital Gains Tax | Lumin Wealth
What do the upcoming ISA changes mean for your savings and investments? And what should you be thinking about before April 2027? In this episode of Financial…
- Financial Illumination
Are You Making These Common Investment Mistakes?
Investing isn’t just about picking the right investments, it’s about avoiding the costly mistakes that can quietly erode your returns. In this episode of…
- Financial Illumination
Inheritance Tax (IHT) Strategies: The Insurance Approach More Families Should Know About
What if a Whole-of-Life insurance and annuity could help fund an Inheritance Tax (IHT) bill? As more families become affected by IHT – and with pensions set to…
- Financial Illumination
What Happens To Your Pension When You Die?
Pension death benefits are one of the most valuable, and least understood, aspects of financial planning. With around 35% of UK wealth held in pensions, they…
- Financial Illumination
Considering Equity Release? How To Turn Your Home Into Financial Flexibility
Equity release is becoming an increasingly important part of later-life financial planning, particularly as rising property wealth and upcoming inheritance tax…
- Financial Illumination
Is Your "Safe" Cash Quietly Losing You Thousands?
More people than ever are holding large amounts of cash, often without realising that inflation and taxes can steadily erode its value over time. In this…
- Financial Illumination
Cut Your Inheritance Tax (IHT) Bill With These Gifting Strategies
Could gifting now save your family thousands in Inheritance Tax (IHT) later? In this episode, hosts James Corcoran and Jack Dudley explore how gifting can form…
- Financial Illumination
Do ESG Investments Really Deliver? Separating Narrative From Data
Investors are increasingly considering whether ESG (Environmental, Social and Governance) solutions should form part of their portfolio, drawn by the prospect…
- Financial Illumination
Crisis In The Middle East – Should Investors React?
Recent events in the Middle East have understandably unsettled investors. But history consistently reminds us of one important truth: investors who stay…
- Financial Illumination
Pensions Enter The IHT Net From April 2027. Are You Ready?
Pensions have long been a cornerstone of legacy and estate planning. But with pensions falling into the Inheritance Tax (IHT) net from April 2027, all of that…
- Financial Illumination
How Annuities Work: Securing Income For The Future
What if you could create a paycheck that lasts for life? In this episode, James Corcoran and Jack Dudley dive into the role annuities can play in a retirement…
- Financial Illumination
Business Relief And IHT: Strategies For Business Owners
Inheritance Tax (IHT) can significantly impact the wealth tied up in a business, and without proper planning, business owners may find that a large portion of…
- Financial Illumination
How Inheritance Tax (IHT) Really Works: Everything You Need To Know
Managing Inheritance Tax (IHT) is a cornerstone of effective estate planning. But what exactly is IHT, and how does it work in practice? In this episode of the…
- Financial Illumination
5 Tax Year-End Tips: Save Yourself Thousands!
As the end of the tax year approaches, your annual allowances are about to reset – and any you haven’t used will be lost. In this episode, James Corcoran and…
- Financial Illumination
Is Your Pension IHT-Proof Or About To Take The Hit?
With pensions falling into the IHT net from April 2027, taking the necessary steps now can help protect your legacy before the changes move against you. In…
- Financial Illumination
Autumn Budget Breakdown: What It Means For You
In this episode, hosts James Corcoran and Jack Dudley break down Chancellor Rachel Reeves’ Autumn Budget and explores its implications for investors, families…
- Financial Illumination
You've Inherited A Lump Sum - What Now?
Inheriting a lump sum can be life-changing, and overwhelming, especially if you've never managed significant money before. In this episode of Lumin Wealth's…
- Financial Illumination
Is It Time To Consolidate Your Pensions?
Built up three, four, five pensions across different jobs? Adverts everywhere tell you to combine them, but is pension consolidation actually right for you?…
- Financial Illumination
Selling A Business? How To Exit Smoothly And Tax Efficiently
You've spent years building your business, but have you planned the exit? Financial planners James Corcoran and Jack Dudley walk through selling a business the…
- Financial Illumination
Is Your Bank Helping Or Hindering Your Savings And Investments?
Financial Illumination is a podcast which shines a light on all things financial. Brought to you by leading UK Financial Planning firm Lumin Wealth. Please be…
- Financial Illumination
New Tax Year - Top Tips!
Financial Illumination is a podcast which shines a light on all things financial. Brought to you by leading UK Financial Planning firm Lumin Wealth. Please be…
- Financial Illumination
Will There Be Inheritance Tax On Your Pension?
Welcome to the Financial Illumination podcast, brought to you by Lumin Wealth. Host and Senior Chartered Financial Planner James Corcoran is joined by…
- Financial Illumination
Tax Year End Tips!
Welcome to the Financial Illumination podcast, brought to you by Lumin Wealth. Host and Senior Chartered Financial Planner James Corcoran is joined by…
- Financial Illumination
Are you overpaying for financial advice?
Welcome to the Financial Illumination podcast, brought to you by Lumin Wealth. Host and Senior Chartered Financial Planner James Corcoran is joined by…
- Financial Illumination
What is the "Great Wealth Transfer" and what does it mean for Estate Planning?
Welcome to the Financial Illumination podcast, brought to you by Lumin Wealth. Host and Senior Chartered Financial Planner James Corcoran is joined by…
- Financial Illumination
How to lock in the best mortgage deal for 6 months
Welcome to the Financial Illumination podcast, brought to you by Lumin Wealth. Host and Senior Chartered Financial Planner James Corcoran is joined by Mortgage…
- Financial Illumination
The McCloud Judgement - Does This Affect Your Pension?
Welcome to the Financial Illumination podcast, brought to you by Lumin Wealth. Host and Senior Chartered Financial Planner James Corcoran is joined by Pensions…
- Financial Illumination
UK Interest Rates Hit 15 Year Highs - What Should You Be Doing?
Welcome to the Financial Illumination podcast, brought to you by Lumin Wealth. Host and Senior Chartered Financial Planner James Corcoran is joined by…