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Is It Time To Consolidate Your Pensions?
Built up three, four, five pensions across different jobs? Adverts everywhere tell you to combine them, but is pension consolidation actually right for you? Financial planners James Corcoran and Jack Dudley dig into when merging pensions makes sense and when it's a trap: comparing costs and charges, the hidden danger of lifestyle funds, valuable benefits you can lose by transferring, and why "my ISA beat my pension" usually means something else is going on.
00:00 Why consolidation is everywhere
03:27 Costs and charges
06:46 When moving makes sense
08:37 The lifestyle fund trap
11:54 The real…
The skinny
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