Shows / The Flow: Real Estate and Money Show
The Flow: Real Estate and Money Show
Welcome to The Flow: Real Estate & Money Show. The Flow is for people in Canada who are: looking to understand the homebuying process, to demystify real estate investing, and to make mortgage financing accessible for anyone. The goal here is to help people understand: ways to make their money work for them, get in the market sooner, and open up the box on how mortgage financing works. We hope to help you find your State of Flow. Hear something interesting? Let's Connect! Website…
Episodes
- The Flow: Real Estate and Money Show
How a HOUSE crash could happen with the Bank of Canada Rate increase
Canadian home prices have dropped nearly $170,000 (about 20%) from their 2022 peaks, entering uncharted territory compared to past Bank of Canada rate-hike…
- The Flow: Real Estate and Money Show
Rates Went up... now what? How to survive more bank of Canada rate increases
They did it, raised first time since '23 - now what? How to Decide on Your Mortgage Fixed or Variable in 7 Questions…
- The Flow: Real Estate and Money Show
WHY the Bank of Canada has NO CHOICE (& what to do now)
They've got no CHOICE but to raise rates - so here's how you deal with it.How to Decide on Your Mortgage Fixed or Variable in 7…
- The Flow: Real Estate and Money Show
This ALWAYS Happens to Mortgage Rates when US Inflation goes up
Exactly how US inflation impacts Canadian mortgage rates, the correlation between US and Canadian bond yields, and what homeowners and buyers should consider…
- The Flow: Real Estate and Money Show
Canada LOSING jobs before the bank of Canada hikes rates
How could they possibly raise rates now..... I'll explain 🛠️ FREE TOOLS & RESOURCES:Rate My Rate - Instant Mortgage Checkup (free, no login…
- The Flow: Real Estate and Money Show
How to SURVIVE the Bank of Canada Rate increases
"Variable rates win unless there are four or more hikes." Do with that what you will...or listen to find out what the market is projecting and what usually…
- The Flow: Real Estate and Money Show
Condo Taxes are INSANE: David Eby goes after developers
The political landscape in British Columbia is heating up as Premier David Eby calls for a snap election set for October 24th. With the housing market in…
- The Flow: Real Estate and Money Show
This ALWAYS happens When the US raises rates
The US & Canada are tied together whether you like it or not...but does it mean Canadian rates always go up (or down) with the US? I broke down what's going to…
- The Flow: Real Estate and Money Show
SKYROCKETINGRates (How this could ruin Canadian Real Estate)
ONE HIKE RARELY STAYS ONE HIKE 👀 • BoC is still sitting at 2.25% • The last 3 hiking cycles ran 3, 5 and 10 hikes Last cycle also had 50, 75 and even 100 bps…
- The Flow: Real Estate and Money Show
Japan is pushing YOUR Interest Rates UP (and what it means for Canada)
The Bank of Canada did nothing on September 2nd. Seventh hold in a row. So why did the fixed rate market start pushing up? I got asked that about a dozen times…
- The Flow: Real Estate and Money Show
This "ALWAYS" Happens BEFORE the Bank of Canada Raises Rates
🛠️ FREE TOOLS & RESOURCES:Rate My Rate - Instant Mortgage Checkup (free, no login required)https://rate.getflowmortgage.caPREPARE Framework - Decide on Your…
- The Flow: Real Estate and Money Show
This could force mortgage rates up (how it works when GDP goes up)
In this episode, Alex McFadyen breaks down the recent economic data, the Bank of Canada's upcoming decision, and how tariffs and inflation impact mortgage…
- The Flow: Real Estate and Money Show
50% Tariffs on Canada could destroy mortgages...again
In this episode, Alex McFadyen discusses how recent trade tensions and tariffs between the US and Canada could impact mortgage rates, housing, and the broader…
- The Flow: Real Estate and Money Show
Canadian Banks Won't Finance These 5 Properties in 2026
You can fix almost anything about a property. You can't fix what it is on paper. These are the five property types I check the financing on before anything…
- The Flow: Real Estate and Money Show
Reverse Mortgages are Making Canadians BROKE (r)
Alex McFadyen discusses the intricacies of reverse mortgages in Canada, including recent rate changes, different options available, and how to determine if a…
- The Flow: Real Estate and Money Show
Trump's 50% Tariffs Are Pushing Canadian Mortgage Rates Up
On July 21, the US hit $28 billion of Canadian exports with 50% tariffs under a 1930 law with no confirmed use in roughly 90 years. They take effect August 19…
- The Flow: Real Estate and Money Show
The 30-Year Mortgage "Trap" Is a Lie (I Ran the Numbers)
Everyone online says a 30-year mortgage is a trap that costs you an extra $73,000. I sit with clients on this every single week, and on its own that number is…
- The Flow: Real Estate and Money Show
Will the Bank of Canada Raise Rates Next?
The Bank of Canada held rates again.In this video, I break down why the Bank of Canada’s July 15th rate hold may not bring the relief many Canadians were…
- The Flow: Real Estate and Money Show
$1 Trillion Dollars being stolen by Boomers
A trillion dollars will transfer from boomers to heirs between 2023-2026. Half of Canada's household wealth is held by boomers. Reverse mortgage volumes are…
- The Flow: Real Estate and Money Show
$19 Billion Says Canadians Are Avoiding Variable
Fixed rates just caught up to variable. On today's rate sheets they're only 15-35 basis points apart. Alex breaks down why fixed and variable mortgage rates…
- The Flow: Real Estate and Money Show
$3.2B Condo Bailout Just Got Worse (they lied to us)
🚨 Does anyone actually know where the $3.2 billion in taxpayer money is going? 🤔 Tag someone who’s confused about the government’s latest housing plan! Two…
- The Flow: Real Estate and Money Show
The Canadian Gov't just bailed out Developers (and what it means for you)
Last week Carney and Eby committed up to $3.2 billion to buy 2,200+ empty Vancouver condos and stop prices from falling. I'm a BC mortgage broker, and I walk…
- The Flow: Real Estate and Money Show
1 in 10 mortgages stuck
Some Canadian homeowners are about to hit a mortgage renewal problem they did not see coming. They made their payments. They did nothing wrong. But their home…
- The Flow: Real Estate and Money Show
Could Trump’s Ceasefire Lower Canadian Mortgage Rates?
Last week Trump looked at 4.2% American inflation and said he loves it. Days later the war he blamed for it started to end and oil dropped. Both halves of that…
- The Flow: Real Estate and Money Show
The Bank of Canada is MISSING the recession: here's how this affects your mortgage
The Bank of Canada held at 2.25% on June 10, 2026, for the fifth straight time. Alex breaks down what it means for your mortgage: why fixed rates are going the…
- The Flow: Real Estate and Money Show
The real reason mortgage rates aren't dropping (most are surprised)
The Bank of Canada decides on June 10, and last week’s jobs report may have just taken the rate cut you were budgeting for off the table. Canada added 88,000…
- The Flow: Real Estate and Money Show
Canadian Recession Going to Crush Housing? How it really works
Is Canada really in a recession? 🤔 The truth might surprise you! Here's the deal: A "technical recession" means two consecutive quarters of economic decline…
- The Flow: Real Estate and Money Show
Canadians are cutting groceries to pay their mortgage: What to do instead
🛠️ FREE TOOLS & RESOURCES:Rate My Rate - Instant Mortgage Checkup (free, no login required)https://rate.getflowmortgage.caPREPARE Framework - Decide on Your…
- The Flow: Real Estate and Money Show
Gas prices are secretly RAISING your mortgage rates: Here's what to do next
🛠️ FREE TOOLS & RESOURCES:Rate My Rate - Instant Mortgage Checkup (free, no login required)https://rate.getflowmortgage.caPREPARE Framework - Decide on Your…
- The Flow: Real Estate and Money Show
How to qualify for a mortgage as a Business owner in Canada
🛠️ FREE TOOLS & RESOURCES:BOSS METHOD for Business owners - https://www.getflowmortgage.ca/boss/assessmentRate My Rate - Instant Mortgage Checkup (free, no…
- The Flow: Real Estate and Money Show
The bond yield just changed EVERYTHING for mortgage rates: Here's what to do
🛠️ FREE TOOLS & RESOURCES:Smart Renewal strategy - https://www.getflowmortgage.ca/smartPREPARE Framework - Decide on Your Mortgage Fixed or Variable in 7…
- The Flow: Real Estate and Money Show
Canada's housing market isn't crashing: It's STUCK. Here's how to protect yourself
🛠️ FREE TOOLS & RESOURCES:Rate My Rate - Instant Mortgage Checkup (free, no login required)https://rate.getflowmortgage.caPREPARE Framework - Decide on Your…
- The Flow: Real Estate and Money Show
CMHC Just Launched 5% Down on Prefab Homes: Here's the Catch
🛠️ FREE TOOLS & RESOURCES:Rate My Rate - Instant Mortgage Checkup (free, no login required)https://rate.getflowmortgage.caPREPARE Framework - Decide on Your…
- The Flow: Real Estate and Money Show
Bond Yields BROKE the Bank of Canada
🛠️ FREE TOOLS & RESOURCES:PREPARE Framework - Decide on Your Mortgage Fixed or Variable in 7 Questionshttps://mbp.getflowmortgage.ca/prepareframeworkRate My…
- The Flow: Real Estate and Money Show
Canada LOST a Trillion dollars of capital: What this means for Canadians
🛠️ FREE TOOLS & RESOURCES:Rate My Rate - Instant Mortgage Checkup (free, no login required)https://rate.getflowmortgage.caPREPARE Framework - Decide on Your…
- The Flow: Real Estate and Money Show
What you MISSED about the bank of Canada Monetary Policy
🛠️ FREE TOOLS & RESOURCES:PREPARE Framework - Decide on Your Mortgage Fixed or Variable in 7 Questionshttps://mbp.getflowmortgage.ca/prepareframeworkRate My…
- The Flow: Real Estate and Money Show
The Canadian Mortgage Renewal Crisis Has Begun
🛠️ FREE TOOLS & RESOURCES:Equity Framework - https://www.getflowmortgage.ca/equity/assessmentPREPARE Framework - Decide on Your Mortgage Fixed or Variable in 7…
- The Flow: Real Estate and Money Show
What No One Tells You Before Co-Signing a Mortgage in Canada
🛠️ FREE TOOLS & RESOURCES: Canadian Co Buy Playbook - https://www.getflowmortgage.ca/free/cobuy Rate My Rate - Instant Mortgage Checkup (free, no login…
- The Flow: Real Estate and Money Show
Short Term Rentals are back in Kelowna British Columbia!
🛠️ FREE TOOLS & RESOURCES:Rate My Rate - Instant Mortgage Checkup (free, no login required)https://rate.getflowmortgage.caPREPARE Framework - Decide on Your…
- The Flow: Real Estate and Money Show
My own mortgage payment just SKYROCKETED: Here's what I'm going to do
🛠️ FREE TOOLS & RESOURCES:Rate My Rate - Instant Mortgage Checkup (free, no login required)https://rate.getflowmortgage.caPREPARE Framework - Decide on Your…
- The Flow: Real Estate and Money Show
Canadians Just Lost $52,000 in Home Equity: Here's what you should do
🛠️ FREE TOOLS & RESOURCES:Rate My Rate - Instant Mortgage Checkup (free, no login required)https://rate.getflowmortgage.caPREPARE Framework - Decide on Your…
- The Flow: Real Estate and Money Show
1 in 10 Canadians Are About to See Their Mortgage Payment Jump 40% in 2026
PREPARE FRAMEWORK: https://mbp.getflowmortgage.ca/prepareframework The Bank of Canada buried a staff paper showing 1 in 10 Canadians renewing their mortgage in…
- The Flow: Real Estate and Money Show
The Canadian Housing Crash Is Real: But Only In These 2 Canadian Cities
Smart Renewal Playbook: https://drive.google.com/file/d/1cGdU8O_Uzow_mMXDb_w1fhasFBk3hBN2/view?mcp_token=eyJwaWQiOjMxNTgzMDI2ODQ2OTUyNiwic2lkIjoxOTk2NDE3MDQ2LCJ…
- The Flow: Real Estate and Money Show
Canada is trying to make housing more affordable: But it might FAIL
The government announced what looks like a massive win for home buyers, but the math tells a different story. Alex breaks down all four housing announcements…
- The Flow: Real Estate and Money Show
Here's why Canadian Banks are CUTTING Credit Lines: And what you can do
Banks across Canada are quietly cancelling credit lines and credit cards for thousands of customers, many with 800+ credit scores and perfect payment…
- The Flow: Real Estate and Money Show
Bank of Canada Just Said House Prices Need to Drop: Canadians are screwed
The Bank of Canada held rates at 2.25% while deputy governor Carolyn Rogers made headlines by openly stating house prices need to correct for affordability, a…
- The Flow: Real Estate and Money Show
The War just made your Mortgage Payment SKYROCKET: Here's what to do next
Three weeks ago, five-year fixed mortgage rates were sitting in the high threes. Today, most lenders are above 4%. The reason has nothing to do with Canada's…
- The Flow: Real Estate and Money Show
The warning signs before you miss a Mortgage Payment: and how to fix it
Equity Assessment tool - https://www.getflowmortgage.ca/equity/assessment The headline says 450,000 Canadians missed their mortgage payments. That number is…
- The Flow: Real Estate and Money Show
The Bank of Canada Just Admitted It's Trapped: March 18 rate announcement
Bank of Canada holds at 2.25% but the rate hold is the least interesting part. Tiff Macklem basically went on TV and said he wants to cut but can't. The…
- The Flow: Real Estate and Money Show
The BOC Is Trapped and Your Mortgage Pays the Price
MORTGAGE CALCULATOR: https://app.canadianmortgageapp.com/app/flowmortgageco Canada lost 84,000 jobs in February, oil crossed $100 a barrel due to the Strait of…
- The Flow: Real Estate and Money Show
Canada's new home equity tax: We are SCREWED
Equity Tax Report -https://d3n8a8pro7vhmx.cloudfront.net/gensqueeze/pages/6403/attachments/original/1639772589/GenSqueeze_Nov26.dat?1639772589 WealthFlow…
- The Flow: Real Estate and Money Show
Canadian Banks just CUT 46,000 Credit Lines: Here's what you should do
Canadian banks are quietly slashing credit limits with zero warning, and 46,000 BMO customers just found out the hard way. Mortgage broker Alex McFadyen breaks…
- The Flow: Real Estate and Money Show
Canada's Tariff Crisis Just Got WORSE for Homeowners: here’s what HAPPENS next
Tariffs changed, but housing is still getting squeezed. The big 35% tariffs were struck down, a new 10% tariff came in, and the high steel, aluminum, and…
- The Flow: Real Estate and Money Show
$50,000 GST Rebate for First time Buyers! But it's not what you think
The federal GST rebate being discussed could return up to $50,000 to eligible first-time home buyers purchasing qualifying new construction. In this episode…
- The Flow: Real Estate and Money Show
Canada Just Became the WORST Housing Market in the World: Here's what NOBODY is telling you
Canada was just ranked by the BIS as having the biggest real home price drop among advanced economies. Even after seven Bank of Canada rate cuts, prices and…
- The Flow: Real Estate and Money Show
$1.4 BILLION cut from housing: 2026 BC Budget just BROKE the market
BC’s Feb 17, 2026 budget cuts $1.4B from housing over three years and shuts the Community Housing Fund indefinitely, while adding several tax/cost changes that…
- The Flow: Real Estate and Money Show
Canadians buying Mexico Investment Properties: Is it profitable?
Alex Breaks down his trip in Mexico and decides if it's worth it to buy investment properties in this country.
- The Flow: Real Estate and Money Show
2026 Canadian Real Estate Market UPDATE: Rates Improved, Confidence COLLAPSED
Rates have stabilized and affordability has improved compared to the peak, so interest rates aren’t the main barrier for many buyers anymore. The market is…
- The Flow: Real Estate and Money Show
Trump's Tariff BOMBSHELL Could Hit Canadian Housing Costs
Alex explains how Trump openly said he wants home prices to rise, which protects existing homeowners but makes it harder for new buyers, and he argues this…
- The Flow: Real Estate and Money Show
ETFs vs Real Estate investing: What Actually Builds Wealth in Canada
Blossom App: https://apps.apple.com/ca/app/blossom-portfolio-tracker/id1592237485 Evolv Event (You don't want to miss this): https://2026.evolvmastermind.com/…