Latest / The Flow: Real Estate and Money Show
2026 Canadian Real Estate Market UPDATE: Rates Improved, Confidence COLLAPSED
Rates have stabilized and affordability has improved compared to the peak, so interest rates aren’t the main barrier for many buyers anymore. The market is still frozen because bigger forces are hitting demand and confidence, including major immigration cuts that could shrink population, rising rental vacancies and falling rents, higher unemployment and job uncertainty, and record-high listings. The takeaway is to stop waiting for rates to “save” the market and instead make a decision based on your numbers, job security, and a 3 to 7 year plan.
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.