1 in 10 Canadians Are About to See Their Mortgage Payment Jump 40% in 2026

The Flow: Real Estate and Money Show · Apr 9, 2026 · 16m

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The Bank of Canada buried a staff paper showing 1 in 10 Canadians renewing their mortgage in 2026 are looking at a payment increase of over 40%, and the headlines calling the renewal wave "over" are averaging out the people getting crushed with the people getting relief. The borrowers taking the hit aren't random. They're 2021 variable rate fixed payment holders who hit their trigger rate, watched their amortization stretch to 50, 60, even 70 years, and are now about to have their payment completely rebuilt from scratch. It's…