Shows / The Broker's Lounge
The Broker's Lounge
Welcome to The Broker’s Lounge with Eddie & Carlo - the podcast where we make the world of mortgages and finance feel a whole lot less intimidating.
If you’re here, chances are you’re thinking about buying a home, maybe your first, or maybe you’ve been down this road before. Either way, you’re in the right place.
So, who are we? We’re Eddie and Carlo, two senior mortgage brokers from Link Wealth Finance with over 30 years combined experience helping people just like you navigate the sometimes…
Episodes
The Broker's LoungeAre you living or just existing?
What if changing the way you think about everyday responsibilities could change how you experience life? In this episode of The Brokers’ Lounge, Eddie and…
The Broker's LoungeThe difference between being rich and being wealthy
Are you building wealth or just an expensive lifestyle? Earning more money doesn't always mean you're becoming wealthier. Sometimes, it just means you're…
The Broker's LoungeMortgage prison: why you’re stuck and how to get out
Are you stuck in a mortgage prison? You can be making your repayments on time and still find yourself stuck with your current lender. In this episode of The…
The Broker's LoungeWill AI replace mortgage brokers?
AI is changing the way finance works, but does that mean brokers are on the way out? In this episode of The Brokers’ Lounge, Eddie and Carlo unpack how AI is…
The Broker's LoungeWhat we wish we knew in our 20s
Advice we’d give ourselves in our 20s Your 20s can feel like a rush to figure everything out, but some of the biggest lessons only make sense later. In this…
The Broker's LoungeThe true cost of owning a home in 2026
The true cost of owning a home in 2026 Buying a home is not just about saving the deposit and getting the loan approved. In this episode of The Brokers’…
The Broker's LoungeCan you buy commercial property through your SMSF?
Commercial property inside an SMSF With recent changes affecting residential property in self-managed super funds, more investors and business owners are…
The Broker's LoungeThe property rules investors can’t ignore
Negative gearing, SMSF changes and the new lending landscape The lending landscape is changing, and investors are feeling the impact. In this episode of The…
The Broker's LoungeHow negative gearing changes could affect investors
Negative gearing changes and what investors need to know Negative gearing changes could reshape how investors borrow, buy and plan their next property move. In…
The Broker's LoungeHow to buy property without overpaying
How to buy property with more confidence Buying property can be emotional, stressful and easy to get wrong, especially when the market is moving quickly and…
The Broker's LoungeWhat lenders look for when you apply for a loan
What lenders really look at when assessing your loan Getting a loan isn’t just about your credit score and this episode explains why. Eddie and Carlo break…
The Broker's LoungeShould you refinance after the latest rate rise?
Should you refinance after the latest rate rise? With the RBA lifting rates again, many mortgage holders are asking the same question: should I refinance…
The Broker's LoungeCould New CGT Rules Change the Way Australians Invest in Property?
Could capital gains tax changes shake up the property market? Capital gains tax is back in the spotlight after the latest Federal Budget, and the proposed…
The Broker's LoungeBuying Off the Plan? The Risks Most Buyers Don’t See Coming
Buying off the plan? Know the risks before you sign In this episode of The Brokers’ Lounge, Eddie and Carlo unpack what buyers need to know before purchasing…
The Broker's LoungeThis refinancing mistake can ruin your next purchase
When refinancing first makes sense and when it can backfire. In this episode of The Brokers’ Lounge, Eddie and Carlo break down when refinancing before your…
The Broker's LoungeBuying at auction? What you MUST know before you bid
Buying at auction can move fast, and if you are not prepared, it can get expensive very quickly. In this episode of The Brokers’ Lounge, Eddie and Carlo break…
The Broker's LoungeUpgrading your home without the financial headache
Thinking about upgrading your home but not sure how to make the numbers work? In this episode of The Broker’s Lounge, Eddie and Carlo unpack the key things to…
The Broker's LoungeShould you fix your mortgage rate in 2026?
Should you fix your mortgage rate or keep it variable? In this episode of The Broker’s Lounge, Eddie and Carlo break down one of the most common questions…
The Broker's LoungeBefore you buy your first home… listen to this!
Buying your first property is exciting, stressful, emotional and, if you are not careful, expensive in ways you did not expect. In this episode of The Brokers…
The Broker's LoungeHow emotions shape the way we buy, sell, and move
Buying, selling, upgrading, downsizing… every property decision comes with emotion. In this episode, Eddie and Carlo dive into the emotional side of property…
The Broker's LoungeDream lifestyle or risky strategy? Rentvesting explained!
Rentvesting: How to live where you love and still grow your wealth Can you live in your dream suburb and still get ahead financially? In this episode of The…
The Broker's LoungeRBA says “Hold”, so what happens next?
Why the RBA held rates and what it means for borrowers, investors and the economy The RBA has hit pause on rate cuts again, and while it wasn’t a surprise, it…
The Broker's LoungeTop 10 mortgage questions answered by brokers
Your most asked home loan questions, answered With so many rules, policies, and exceptions in the lending world, it’s no wonder people get confused. In this…
The Broker's LoungeRefinance or wait? Here’s what you should do
Why refinancing now could be one of the smartest moves you make Interest rates are finally falling and with that shift comes a huge opportunity if you know how…
The Broker's Lounge1975 vs 2025: The real cost of living in Australia
From $28k homes to $1.2m price tags: how did we get here? What if you could buy a house in Sydney for just $28,000? In 1975, you could, and most families did…
- The Broker's Lounge
How mindset impacts property decisions in today’s market (with Baz Gardner)
In this episode of The Brokers’ Lounge, Eddie sits down with Baz Gardner, a mentor and expert in human behaviour, mindset and purpose, to look beyond the…
- The Broker's Lounge
What Labor’s $33 billion housing plan means for you?
What does Labor’s $33 billion housing plan actually mean for you? In this episode, Eddie and Carlo unpack the federal election results and how the Albanese…
- The Broker's Lounge
Rate cuts, buyer FOMO and rising property prices: What’s next?
Interest rates are on the move again, and this time it's good news. The latest RBA rate cut has a lot of people asking, "What does this mean for me?" In this…
- The Broker's Lounge
The Smart Way to Build Lasting Wealth
From amateur MMA fighter to concreter to financial adviser and director at Link Wealth - Josh Lee’s journey is anything but typical. But it’s exactly that mix…
- The Broker's Lounge
Should You Buy Off The Plan? The Real Pros, Cons and Hidden Risks.
Thinking about buying a property before it’s even built? Let’s talk about what buying off the plan really means. Locking in a property today with settlement 18…
- The Broker's Lounge
Property Investment Tips: Negative Gearing, Trusts & SMSFs
Thinking about investing in property? Before you sign on the dotted line, let’s talk structure. It’s easy to get swept up in the excitement of buying property…
- The Broker's Lounge
The Expat's Guide to Securing a Home Loan in Australia!
Working overseas and earning foreign income? It may sound like a ticket to financial freedom, but when it comes to securing a home loan back in Australia…
- The Broker's Lounge
Building Your New Home? Let’s Talk Construction Loans!
Thinking of building your dream home? A construction loan might seem like a complex, even intimidating process - but it could be a lot simpler than you think…
- The Broker's Lounge
2025 Federal Budget: What’s In It For You?
The 2025 Federal Budget is out, but does it really offer a solution, or is it just another political play? From housing supply to first home buyer schemes…
- The Broker's Lounge
Stop Overpaying for Business Insurance (This Finance Hack Saves You Thousands!)
Smart Business Finance - Insurance Premium Funding & ATO Debt Most business owners don’t realize they can finance their insurance premiums instead of paying…
- The Broker's Lounge
How To Negotiate Your Tax Debt In 2025? Ft.Olga Koskie
In today’s episode, The Broker's Lounge dives into a unique and highly important topic: Tax Debt Negotiation. Carlo will be joined by Olga Koskie, a principal…
- The Broker's Lounge
Latest RBA Rate Cut: What It Means for Your Financial Future!
Welcome back to The Broker’s Lounge – where savvy investors come to sharpen their edge. This episode, Eddie and Carlo are turning their focus to a hot-button…
- The Broker's Lounge
Negative Gearing: Smart Strategy or Risky Move?
Welcome back to The Broker’s Lounge – where savvy investors come to sharpen their edge. This episode, Eddie and Carlo tackle every investor's favourite friend…
- The Broker's Lounge
Interest Rates Are Finally Falling In 2025? Here’s How To Take Advantage Of The RBA’s Decision.
To kick off 2025, Eddie and Carlo are back on The Broker’s Lounge with some BIG news! The RBA is expected to be cutting interest rates - what does this mean…
- The Broker's Lounge
2024 in the Rearview – Mortgage Broking Highlights and What’s Next in 2025
As 2024 winds down, Eddie and Carlo take a moment in The Broker’s Lounge to reflect on the year that was. From big wins in their business and personal lives to…
- The Broker's Lounge
Mortgage Tips and Tricks: Q&A with Eddie & Carlo
In this episode of The Broker’s Lounge, Eddie and Carlo tackle a fresh batch of listener questions in a Q&A-style format. They dig into everything from the…
- The Broker's Lounge
Real Estate Market Update
Inside Victoria’s Property Market with Charlie Williams - What You Need to Know In this episode of The Broker’s Lounge, Carlo welcomes a special guest, Charlie…
- The Broker's Lounge
Avoiding LMI - What You Need to Know!
In this episode of The Broker’s Lounge, Eddie and Carlo break down everything you need to know about Lender’s Mortgage Insurance (LMI). They explain what it…
- The Broker's Lounge
Episode 12: Owner-Occupied or Investment - Which Path Should You Take?
In this episode of The Broker’s Lounge, Eddie and Carlo tackle one of the biggest questions for anyone starting their property journey: should you buy an…
- The Broker's Lounge
Q&A Session
In this episode, Carlo and Eddie dive into a Q&A session, answering a range of listener questions on home loans, lending rules and the latest in mortgage…
- The Broker's Lounge
The Ins and Outs of Commercial Lending with Martin Stone
In this episode of The Broker’s Lounge, Eddie sits down with Martin Stone, a seasoned broker with 25 years in business banking across the UK and Australia…
- The Broker's Lounge
Top Government Schemes & Grants Every First Home Buyer Should Know!
In this episode, Eddie and Carlo break down the ins and outs of government schemes and grants designed to help first-time home buyers. If you're dreaming of…
- The Broker's Lounge
Common Money Mistakes and How to Avoid Them!
In this episode of The Broker’s Lounge, Eddie and Carlo dive into some of the most common financial mistakes they’ve seen over the years and, more importantly…
- The Broker's Lounge
Cracking the Code on Serviceability
In this episode of The Broker's Lounge, Eddie and Carlo dive into the concept of serviceability, a key factor that determines how much you can borrow when…
- The Broker's Lounge
Is a Self-Managed Super Fund Right for You?
In today’s episode of The Broker’s Lounge, Eddie and Carlo dive into the world of Self-Managed Super Funds (SMSFs). If you've ever wondered what SMSFs are, how…
- The Broker's Lounge
Making Sense of Your Mortgage Options - Fixed, Variable, P&I, IO
Ready to tackle the world of mortgages? In this episode of The Broker’s Lounge, Eddie and Carlo break down everything you need to know about choosing the right…
- The Broker's Lounge
Interest Rates, Inflation and What It Means for You!
In this episode of The Broker's Lounge, Eddie and Carlo break down one of the hottest topics on everyone’s mind right now: the relationship between interest…
- The Broker's Lounge
Refinancing 101 - When, Why and How to Get It Right!
In this episode of The Broker’s Lounge, Eddie and Carlo take a deep dive into refinancing - what it is, when to consider it and what options are available…
- The Broker's Lounge
Ready to Buy a Home? Here's What You Need to Know!
Welcome to The Broker’s Lounge with Eddie & Carlo! Whether you’re gearing up to buy a home or just curious about how the whole process works, you’ve come to…
- The Broker's Lounge
Why You Need a Broker, Not Just a Bank! Meet Eddie & Carlo.
Welcome to the first-ever episode of The Broker’s Lounge with Eddie & Carlo! If you’re thinking about buying a home or just want to understand the mortgage…