What lenders look for when you apply for a loan
What lenders really look at when assessing your loan
Getting a loan isn’t just about your credit score and this episode explains why.
Eddie and Carlo break down how lenders assess loan applications, borrowing capacity, and risk. Credit scores matter, but they’re only one part of a bigger picture.
They explore why borrowing power varies between lenders, how investment property portfolios are assessed, what changes for self-employed borrowers, and why interest-only loans don’t always increase borrowing capacity.
They also cover living expenses, debt-to-income ratios, missed repayments, and key…
The skinny
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