Shows / The Financial Answer with Nathan O’Bryant

The Financial Answer with Nathan O’Bryant
The Financial Answer is hosted by Nathan O’ Bryant, founder of O’Bryant & Associates, Inc., an investment advisory firm registered in Tennessee and Arkansas. Drawing on over 20 years of experience in financial planning, Nathan shares insights on a wide range of topics including retirement income strategies, tax planning, market trends, Social Security, portfolio management, and more. The show explores the real questions people face when planning for their financial future, offering clear…
Episodes
The Financial Answer with Nathan O’BryantSocial Security at 60? Inside the Blue Collar Fairness Act
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com Could a new bill let some workers claim Social Security at 60? In this episode…
The Financial Answer with Nathan O’BryantState Of The Economy: What It Means For Your Portfolio
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com Feeling like the economy is throwing everything at you at once? In this episode…
The Financial Answer with Nathan O’BryantPicking the Right Retirement Date
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com Retirement often starts with a date on the calendar, but the real decision…
The Financial Answer with Nathan O’BryantConversation Starters: Questions Worth Asking About Your Financial Future
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com Some of the most important retirement conversations don’t start with account…
The Financial Answer with Nathan O’BryantWho Needs an Advisor (And Who Doesn’t)
Not everyone needs a financial advisor, but some people may need one more than they realize. Nathan explains the difference between confident DIY investors who…
The Financial Answer with Nathan O’Bryant5 Financial Commandments for Smarter Retirement Investing
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com Some investing principles are important enough to be treated like they’re…
The Financial Answer with Nathan O’BryantThe National Park Guide to Retirement Planning
Whether you're visiting one of the 63 national parks this summer or just hitting a local trail, a lot of the best practices for a great hike apply just as well…
The Financial Answer with Nathan O’Bryant30 Years of Toy Story - What It Has To Say About Your Financial Life
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com The original Toy Story came out 30 years ago, which means some of you took your…
The Financial Answer with Nathan O’BryantCan Your Retirement Income Be Guaranteed?
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com Creating dependable retirement income is about much more than finding one…
The Financial Answer with Nathan O’BryantThe Financial House: A Blueprint for Retirement Confidence
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com What does a strong retirement plan have in common with building a dream home?…
The Financial Answer with Nathan O’BryantThe Financial Reality of Losing a Spouse
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com No one likes thinking about the loss of a spouse, but avoiding the conversation…
The Financial Answer with Nathan O’BryantMain Character Energy for Your Retirement Plan
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com Every financial account in your life plays a different role, but some deserve a…
The Financial Answer with Nathan O’BryantA New Proposal Might Cap Your Social Security Payments
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com A new proposal out of Washington is adding a fresh angle to the Social Security…
The Financial Answer with Nathan O’BryantThe Surprisingly Hard Part of Retirement Nobody Warns You About
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com Most retirement conversations are about saving enough. Today, Nathan talks about…
The Financial Answer with Nathan O’BryantThe White House Wants to Give You $1,000 for Retirement
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com A new proposal out of the State of the Union could change how millions of…
The Financial Answer with Nathan O’BryantTax Mistakes New Retirees Make
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com Nobody likes tax season, but for new retirees, it can come with some costly…
The Financial Answer with Nathan O’BryantDon't Get Scammed: 2025 Data Is Shocking
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com Fraud isn’t just an inconvenience anymore; it’s a sophisticated, organized…
The Financial Answer with Nathan O’BryantMarket Monday Magic: Tech Takes the Wheel
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com Tech momentum made for eye-catching headlines, but this week’s conversation…
The Financial Answer with Nathan O’BryantFamous Financial Advice…What’s Worth Following?
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com Some of the loudest voices in personal finance offer bold opinions that grab…
The Financial Answer with Nathan O’BryantSo, Markets Brushed Aside White House Drama Today...
Political headlines have been pretty loud, but the markets barely flinched. In this episode, Nathan breaks down why investors stayed focused despite White…
The Financial Answer with Nathan O’Bryant2025 Year In Review: What Actually Mattered for Your Money
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com A lot happened in 2025… Big political swings, stubborn inflation, new tax rules…
The Financial Answer with Nathan O’BryantYour First Christmas in Retirement
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com Your first Christmas in retirement doesn’t just feel different; it functions…
The Financial Answer with Nathan O’BryantHow To Give With Purpose
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com Giving Tuesday (Dec 2, 2025) and year-end donations are right around the corner…
The Financial Answer with Nathan O’BryantHow Gratitude Shapes Your Financial Life
In this episode, Nathan explores how gratitude lays the foundation for both financial health and personal happiness. By embracing thankfulness for income…
The Financial Answer with Nathan O’BryantWhat Your Halloween Costume Says About Your Money Habits
Trick-or-treat! Before you put on your costume and head out for Halloween fun, let’s see what your choice might reveal about your financial personality. In…
The Financial Answer with Nathan O’BryantOctober is Financial Planning Month: Here’s Your Checklist
October is known for cooler weather, pumpkins, and Halloween. But did you know it’s also Financial Planning Month? While it might not come with costumes or…
The Financial Answer with Nathan O’BryantThe Gas Station Sushi Equivalent Of Retirement Planning
We all know there are things in life you probably shouldn’t trust, like gas station sushi or an email from a Nigerian prince. But the same principle applies in…
The Financial Answer with Nathan O’BryantThe Hidden Medicare Penalty You Might Be Paying
Many retirees are surprised to learn that Medicare at 65 isn’t completely free after all. For higher-income retirees, there’s a little-known surcharge that can…
The Financial Answer with Nathan O’BryantInflation Is Still Wrecking Retirement Confidence
Inflation may not dominate the headlines like it did in 2022, but for many Americans, it’s still the number one threat to retirement confidence. In this…
The Financial Answer with Nathan O’Bryant5 Signs You’re Richer Than You Think
Most people don’t feel wealthy. But what if your day-to-day habits are quietly building serious financial strength? A recent article from Kiplinger outlined…
The Financial Answer with Nathan O’BryantWhat’s Missing From Dave Ramsey’s 9-Step Retirement Plan?
Let’s get in touch! Start the conversation here: http://thefinancialanswer.com Dave Ramsey’s 9-step retirement plan is one of the most well-known personal…
The Financial Answer with Nathan O’BryantGen X, It’s Your Turn: It’s Time to Think About Retirement
Cue the mixtape! It’s Gen X’s turn to get serious about retirement. Today, Nathan talks about why it’s time for this often-overlooked generation to be at the…
The Financial Answer with Nathan O’BryantIs Your Retirement Plan Built for the Long Haul?
Living a long life is a blessing, but without the right financial plan, it can become a challenge. In this episode, Nathan unpacks how longevity multiplies…
The Financial Answer with Nathan O’BryantWhat Retirement Means… and Why It’s Different for Everyone
There’s no single definition of what makes a “great’ retirement plan. It’s a deeply personal season of life that can look wildly different for each person. In…
The Financial Answer with Nathan O’BryantType A Investors: Why Doing Less Might Be Your Best Move
Today, we’re talking about Type A personalities. If you’re driven, competitive, and goal-oriented, then you’re likely part of the club that struggles during…
The Financial Answer with Nathan O’BryantWhy The Psychology of Money Says Your Emotions Matter More Than Math
What drives your financial decisions: cold hard numbers, or the way you feel? In this episode, Nathan kicks off a financial book club series with a look at The…
The Financial Answer with Nathan O’BryantTalking To Your Spouse About Market Crash Fears
When the market drops, anxiety at home may rise. In this episode, Nathan explores how couples can navigate fear, miscommunication, and different emotional…
The Financial Answer with Nathan O’BryantWhat Should You Actually Do When the Market Drops?
Market headlines are screaming and your portfolio is bouncing around. You’re tempted to “do something,” but what actually makes sense when volatility kicks in?…
The Financial Answer with Nathan O’BryantApril Fool’s: Beliefs That Fool Retirement Savers The Most
April Fool’s Day is all about jokes and pranks, but when it comes to retirement planning, getting fooled can cost you real money. Today, we’re uncovering the…
The Financial Answer with Nathan O’BryantInside the Advisor’s Office: What People Are Actually Concerned About
Ever wonder what other people talk about with their financial advisors? A new survey of nearly 400 experienced advisors reveals the biggest concerns…
The Financial Answer with Nathan O’BryantThe Money Questions Every Couple Needs To Discuss This Valentine’s Season
Valentine’s season is all about love, but let’s be honest, money plays a huge role in any relationship. Whether you’ve been together for decades or are just…
The Financial Answer with Nathan O’BryantWhat Do Proposed Tariffs Mean For Your Portfolio?
The day President Trump took office, he announced plans to implement a 25 percent tariff on goods from Mexico and Canada. Additional tariff conversations have…
The Financial Answer with Nathan O’BryantInflation-Proof Your Retirement In 2025
Inflation has been a hot topic in recent years and continues to be as we navigate through 2025. With rising prices affecting everything from healthcare to…
The Financial Answer with Nathan O’BryantThe Snowbird Retirement: Is a Seasonal Move Right for You?
Brrr, it’s cold out there! Winter has a lot of people thinking about warmer weather. For some, that just means an annual vacation down south. But for certain…
The Financial Answer with Nathan O’BryantThe Art of Rebalancing: WHEN to Adjust Your Portfolio and WHY
Is rebalancing your portfolio a December tradition, a January jumpstart, or something triggered by a big life event or even the economy? Let’s explore the…
The Financial Answer with Nathan O’BryantMost Americans Are Forced to Retire Early- Are You Ready?
Did you know most Americans retire earlier than planned? This is often due to unexpected health issues, job changes, or financial surprises. These challenges…
The Financial Answer with Nathan O’BryantFinancial Forecasting: A Post-Election Conversation
Election season has officially wrapped up, and with the results in, we now have a clearer picture of what the future may hold. In today’s episode, Nathan and…
The Financial Answer with Nathan O’BryantDon’t Blow Your Bonus! Smart Ways to Use a Lump Sum Payout
Whether you’re anticipating a year-end bonus this December, recently received an inheritance, or even won the lottery (hey, we’re all allowed to dream)…
The Financial Answer with Nathan O’BryantIs Dividend Investing Dead?
Wondering if dividend investing is still the best approach for your retirement? Based on a recent article, we dive into what incidental income is and how it…
The Financial Answer with Nathan O’BryantHow Current Economic Shifts Could Affect Your Retirement
The financial landscape is changing rapidly, and if you’re focused on retirement, these shifts can’t be ignored. In today’s episode, we break down the trends…
The Financial Answer with Nathan O’BryantFor Couples, Retirement Planning Is A Team Sport
Retirement planning as a couple can come with its share of challenges. You aren’t planning for the financial future of just one person, but two! Often, each…
The Financial Answer with Nathan O’BryantUnlock Your Potential During National Financial Planning Month
As we celebrate National Financial Planning Month, there's no better time to take control of your financial future. In today’s podcast, Nathan discusses the…
The Financial Answer with Nathan O’BryantIRS Rules for RMDs
Recently, the IRS provided some much-needed clarity on the Secure Act changes, specifically regarding Required Minimum Distributions (RMDs). In today’s…
The Financial Answer with Nathan O’BryantAugust 2024 Market Update
Market volatility can be a nerve-wracking experience for any investor. Recent fluctuations have left some questioning the future of their investments. Nathan…
The Financial Answer with Nathan O’BryantWhat is Blackrock's 100% Stock ETF Hedge?
In the ever-evolving landscape of financial products, BlackRock has recently introduced a stock ETF with a 100% downside hedge. This announcement has generated…
The Financial Answer with Nathan O’Bryant3 Things to Consider if there’s a “Recession” in 2024
As we navigate through the year, the economic and political landscape remains a topic of concern and speculation. Are there still predictions of a recession…
The Financial Answer with Nathan O’BryantCryptocurrency and Your Financial Plan
Should you get into cryptocurrency? Cryptocurrency has been a hot topic for years, often seen as the Wild West of the financial world. However, recent…
The Financial Answer with Nathan O’BryantFinancial Lessons from Dad
In this special Father's Day episode, Nathan dives into classic “dadisms” to draw out valuable financial lessons from them. We discuss the importance of…
The Financial Answer with Nathan O’BryantAll In One Basket: Financial Diversification
Are you guilty of putting all your eggs in one financial basket? The latest episode of our podcast delves into the critical topic of investment…
The Financial Answer with Nathan O’BryantExplaining Penalty Relief for Inherited Withdrawals
While the stretch IRA has been gone for a few years now, a new tweak in the rules has added some confusion. On today’s episode, we discuss what this may mean…