Who Needs an Advisor (And Who Doesn’t)

The Financial Answer with Nathan O’Bryant · Sep 3, 2026 · 18m

Not everyone needs a financial advisor, but some people may need one more than they realize. Nathan explains the difference between confident DIY investors who are truly equipped to manage their finances and those who may be overlooking important risks, blind spots, or behavioral mistakes. Could a second opinion help protect your retirement from costly missteps?

Here’s some of what we discuss in this episode:

📊 Self-Directed Investors: When managing it yourself can work

🎢 Behavior Management: Keeping emotions out of investment decisions

🧩 Beyond Investing: Planning involves much more than a…