Shows / MISMO Mic'd Up: Beyond the Standards
MISMO Mic'd Up: Beyond the Standards
MISMO Mic’d Up: Beyond the Standards brings you inside the work that quietly powers the housing finance ecosystem. Hosted by Brian Vieaux, President of MISMO, each episode features candid conversations with lenders, servicers, technology providers, regulators, and long-time MISMO volunteers who are building the data standards our industry runs on. You’ll learn: How MISMO workgroups actually operate Where standards reduce friction, risk, and cost How emerging tech (AI, POS, eClosing…
Episodes
- MISMO Mic'd Up: Beyond the Standards
Rethinking Credit Data Early
Rising credit costs are prompting lenders to rethink a familiar habit: pulling a full credit report at the first interaction with a prospective borrower. What…
- MISMO Mic'd Up: Beyond the Standards
Beyond the Next Loan: Building Trust, Community, and Influence
Loan officers are on the front lines of homeownership every day. They answer the questions, work through the challenges, and help consumers make some of the…
- MISMO Mic'd Up: Beyond the Standards
Down Payment Assistance Needs a Common Language
Down payment assistance can help put homeownership within reach. But connecting a prospective buyer with the right program often requires lenders and loan…
- MISMO Mic'd Up: Beyond the Standards
Can You Trace It Back? Building Trust in AI-Powered Mortgage Lending
How can mortgage lenders use AI to reduce the cost of manufacturing a loan while preserving the evidence behind the work it performs? In this episode of MISMO…
- MISMO Mic'd Up: Beyond the Standards
Putting FRAME to Work: Two Lenders Share Their AI Governance Playbook
Everyone is talking about AI governance. What does itactually take to build a program inside a mortgage company? In this episode of MISMO MIC’d Up, host Brian…
- MISMO Mic'd Up: Beyond the Standards
From Rate Lock to Loan Sale: Data, AI and Human Accountability
More data. Faster technology. The same fundamental objective: protect mortgage margins from rate lock through loan sale. How can capital markets teams use…
- MISMO Mic'd Up: Beyond the Standards
Solving Mortgage Friction - 1 Issue at a Time
There’s a cost to solving the same mortgage problem company by company, over and over again. It shows up in repeated data requests, time spent negotiating…
- MISMO Mic'd Up: Beyond the Standards
Putting AI to Work in Mortgage: People, Data & Governance with Kastle’s Rishi Choudhary
AI can add capacity to a mortgage operation. But what should it handle, when should a person step in, and how do you know it’s ready to represent your company?…
- MISMO Mic'd Up: Beyond the Standards
From AI Experimentation to Execution: Building Trust with Cotality’s Jay Kingsley
The mortgage industry is asking, “How are you using AI?” But are we starting with the right question? On this episode of MISMO MIC’d UP, host Brian Vieaux…
- MISMO Mic'd Up: Beyond the Standards
Behind the Scenes: How MISMO Built a Record-Breaking Fall Summit
The MISMO Fall Summit broke records — and on this episode of MISMO MIC'D UP, we're taking listeners behind the scenes to find out how it all came together…
- MISMO Mic'd Up: Beyond the Standards
138 AI Use Cases, 16 Vendors: The Hidden Risk in Your Tech Stack
Every company is becoming an AI company—whether it realizes it or not. In this episode of MISMO MIC’D UP, Brian Vieaux is joined by Dominick Campagna, Founder…
- MISMO Mic'd Up: Beyond the Standards
Drive to 25: The Next Chapter of eClose Adoption
Drive to 25: Removing the Friction from Digital Closing On this episode of MISMO MIC'D UP, Brian Vieaux is joined by Steve Manente, President of DocsDirect and…
- MISMO Mic'd Up: Beyond the Standards
No Guest. No Script. Just AI, FRAME and the Future of MISMO
This week on MISMO MIC’D UP, we’re flipping the script. After spending countless episodes asking industry leaders the questions, MISMO President Brian Vieaux…
- MISMO Mic'd Up: Beyond the Standards
Don't Drink the Dirty Data: Why Mortgage AI Starts with Standards
What do Freddie Mac, MISMO, artificial intelligence, mortgage data standards, and a glass of "dirty water" have in common? Quite a bit, as it turns out. In…
- MISMO Mic'd Up: Beyond the Standards
The Next Competitive Advantage: AI, Trust, and Transformation
Artificial intelligence is no longer a future technology for mortgage lending. The question isn't whether AI will transform the industry—it already is. The…
- MISMO Mic'd Up: Beyond the Standards
Building the Next Generation of Mortgage Leaders with MBA Education
When people think about the Mortgage Bankers Association (MBA), advocacy is usually the first thing that comes to mind. But behind the scenes, MBA is also one…
- MISMO Mic'd Up: Beyond the Standards
AI Governance Isn't Optional Anymore: What Every Mortgage Lender Needs to Know
Artificial Intelligence is no longer something lenders can evaluate "when the time is right." It's already embedded throughout the mortgage ecosystem—from LOS…
- MISMO Mic'd Up: Beyond the Standards
The Future of Mortgage Credit: New Data, New Scores, New Opportunities
This week on MISMO MIC'd Up, Brian Vieaux sits down with Justin Demola, CMB, Vice President of Mortgage Solutions at Equifax, for a timely conversation about…
- MISMO Mic'd Up: Beyond the Standards
Preparing for UAD 36 Launch: Industry Readiness & Initiative
As the mortgage industry nears the go-live date for UAD 3.6, uncertainty and preparedness are top concerns. This episode dives into the current state of…
- MISMO Mic'd Up: Beyond the Standards
Why Copperlane Thinks AI Should Empower Loan Officers—Not Replace Them
The mortgage industry is no stranger to new technology. But every once in a while, a company comes along that doesn't just automate an existing process—it…
- MISMO Mic'd Up: Beyond the Standards
How AI Will Separate Mortgage Winners from Everyone Else
In this episode of MISMO MIC’d Up, I sit down with Jagjit Singh from JazzX AI to discuss one of the most important questions facing mortgage lenders today…
- MISMO Mic'd Up: Beyond the Standards
Beyond the Appraisal: How UAD 3.6 Will Transform Mortgage Valuation
The mortgage industry is rapidly approaching one of the most significant valuation transformations in decades. With the UAD 3.6 mandate on the horizon…
- MISMO Mic'd Up: Beyond the Standards
From Capital Markets to Community: Amy Creason on Standards, Data, and Leadership
On this episode of MISMO MIC’d Up, I sit down with Amy Creason for a conversation that blends mortgage innovation, industry collaboration, and leadership. We…
- MISMO Mic'd Up: Beyond the Standards
Introduction to FRAME: Framework for Responsible use of AI in Mortgage Ecosystem
On this special edition of MISMO MIC’d UP, Rick Hill joins Brian Vieaux for an important industry conversation introducing MISMO FRAME — the Framework for…
- MISMO Mic'd Up: Beyond the Standards
2. Cruises, Advocacy & AI: Dustin Owen on the Next Era of the Loan Officer
In this episode of MISMO MIC’d Up, Dustin Owen joins Brian Vieaux for whatstarts as a conversation about the upcoming TLOP Unite Caribbean TakeoverCruise… and…
- MISMO Mic'd Up: Beyond the Standards
From Scale to Service: How Lenders One Is Helping Local Lenders Compete Smarter
This week on MISMO MIC’D UP, Brian Vieaux sits down with Rick Seehausen, newly appointed President of Lenders One, for a candid and forward-looking…
- MISMO Mic'd Up: Beyond the Standards
Behind the Tri-Merge: Why Credit’s Middle Layer Matters More Than You Think
🎙️ Detailed Show Description In this episode of MISMO MIC’D Up, Brian Vieaux sits down with Samantha Markwood to explore the often misunderstood—but absolutely…
- MISMO Mic'd Up: Beyond the Standards
10 and 2: The Decisions That Define Risk, Compliance, and Life
In this powerful and deeply human episode of MISMO MIC’d Up, I sit down with Mike Eising—Chief Compliance & Risk Officer at Ruoff Mortgage and author of…
- MISMO Mic'd Up: Beyond the Standards
From “92” to Clarity: Why the Common Confidence Score Changes Everything
As Automated Valuation Models (AVMs) continue to gain traction across the mortgage industry, one critical question sits just beneath the surface: How confident…
- MISMO Mic'd Up: Beyond the Standards
Reliable at Scale: Digital Transformation - DocMagic
What does “reliable at scale” actually mean in mortgage—and why does it matter more now than ever? In this episode of MISMO MIC’D UP, Brian Vieaux sits down…
- MISMO Mic'd Up: Beyond the Standards
It’s Not a Tech Problem—It’s a Coordination Problem
Show Description What if the mortgage industry’s biggest problem isn’t technology—butcoordination? In this episode of MISMO Mic’d Up, Brian Vieaux sits down…
- MISMO Mic'd Up: Beyond the Standards
Blockchain Meets Mortgage: Hype, Reality, and What Actually Matters
Tokenization, Blockchain, and the Real Future of Mortgage Infrastructure In this special episode of MISMO MIC’d Up, Brian Vieaux hands the mic to guest co-host…
- MISMO Mic'd Up: Beyond the Standards
Who’s Controlling Your AI? The Hidden Risk in Mortgage Tech
Show Description AI is moving fast in mortgage. Maybe faster than we’re ready for. In this episode of MISMO Mic’d Up, Brian Vieaux sits down with Erik Rowan…
- MISMO Mic'd Up: Beyond the Standards
No A$$holes. No Guesswork. Just Compliance: The MCD Revolution with Josh Weinberg
Show Description In this episode of MISMO Mic’d Up, Brian Vieaux sits down with Josh Weinberg, President of Firstline Compliance, for a candid, high-impact…
- MISMO Mic'd Up: Beyond the Standards
Leapfrogging Mortgage Tech: Why Fintech Founders Are Building on MISMO Standards
Episode Description In this episode of MISMO Mic’d Up, host Brian Vieaux sits down with Ike Suri, Founder & CEO of FundingShield and MISMO Board Member, to…
- MISMO Mic'd Up: Beyond the Standards
AI in Mortgage: First Inning or Wild West?
🎙 MISMO Mic’d Up Guest: Andrew Liput Founder & CEO, Secure Insight Episode Overview Artificial intelligence is rapidly reshaping the mortgageindustry—but are…
- MISMO Mic'd Up: Beyond the Standards
Submit Once, Use Many: AI, MISMO Standards, and the New Data Architecture
Episode Description: Is the mortgage industry built on solid data foundations or shiftingsands? In this episode of MISMO Mic’d Up, MISMO President Brian…
- MISMO Mic'd Up: Beyond the Standards
Being in the Room Matters: Paul Gigliotti on Advocacy, Innovation, and What’s Coming Next
In this episode of MISMO Mic’d Up, Brian Vieaux sits down with Paul Gigliotti, CEO of the California MBA, for a wide-ranging conversation on advocacy…
- MISMO Mic'd Up: Beyond the Standards
Disruptive AI & The Moneyball Moment in Mortgage Banking
🎙 Show Description If mortgage banking were Major League Baseball in 2001… are we the Yankees with a big payroll — or the Oakland A’s about to disrupt the…
- MISMO Mic'd Up: Beyond the Standards
Standards, SmartDocs, and AI: Inside the Launch of MISMO Link
The mortgage industry is racing toward an AI-powered future — but as every builder knows, innovation only scales when the foundation is solid. In this episode…
- MISMO Mic'd Up: Beyond the Standards
Ghosts in the Model: AI, Ontology, and the Risk of False Insight
What happens when the mortgage industry rushes headlong into AI… without first agreeing on what things actually mean? In this episode of MISMO Mic’d Up, I’m…
- MISMO Mic'd Up: Beyond the Standards
From Point of Sale to Point of Thought: Winning the First-Time Buyer Journey
🎙️ MISMO Mic’d Up — Episode Description Guest: Chris Hazen, Chief Revenue Officer, FinLocker Most lenders don’t meet a first-time homebuyer until they’re…
- MISMO Mic'd Up: Beyond the Standards
The Network Effect of the Digital Mortgage: How Connected Workflows Drive Speed, Quality, and ROI
🎙️ MISMO Mic’d Up: Michael Sachdev, CEO of Snapdocs From Digital Closings to Digital Assets: Why Quality, Connectivity, and Standards Matter In this episode of…
- MISMO Mic'd Up: Beyond the Standards
Building for Adoption: Lessons from the Front Lines of MISMO’s Mortgage Compliance Dataset (MCD)
🎧 Episode Description In the first MISMO Mic’d Up episode of 2026, Brian Vieaux sits down with Karol Villavicencio, Director of Product Management and Product…
- MISMO Mic'd Up: Beyond the Standards
AI Without Hallucinations: How Standards Power the Next Mortgage Stack
In this episode of MISMO Mic’d Up, host Brian Vieaux sits down with Bruno Lorenzelli, Founder and CEO of Scalata, to unpack why data interoperability—not…
- MISMO Mic'd Up: Beyond the Standards
Ep. 4 Guardrails, Change Champions, and the Future of AI in Mortgage Lending
In this episode of MISMO Mic’d Up, Brian Vieaux sits down with Michael Vandi, Founder & CEO of Addy AI, to unpack what it really takes to build and implement…
- MISMO Mic'd Up: Beyond the Standards
It’s One Thing to Make Money, Another to Keep It: Compliance, MCD, and Wilqo’s Edge
Guest: John Haring, Head of Compliance, Wilqo In this episode, Brian sits down with longtime “MISMITE” and compliance veteran John Haring, now Head of…
- MISMO Mic'd Up: Beyond the Standards
MCD, AI & Industry Alignment: The Road to Winter Summit
In this episode, Brian sits down with Amy Moses, VP of Strategic Growth at MISMO, for a behind-the-scenes look at the upcoming MISMO Winter Summit (Jan 12–15…
- MISMO Mic'd Up: Beyond the Standards
The “Hidden Gem” of Mortgage Tech – Jay Arneja on MISMO’s Real Impact
On the very first episode of MISMO Mic’d Up, host Brian Vieaux, President of MISMO, sits down with long-time MISMO champion Jay Arneja of nCino to unpack why…