Shows / Financial Commute
Financial Commute
Hosted by Chris Galeski and Meghan Pinchuk, Financial Commute is a weekly podcast that gives the rundown on what's going on in the current market, how it affects you, and what you can do about it – all designed to fit into your commute. Each week Chris and Meghan welcome an expert guest, including Morton Wealth advisors, fund managers, and investment analysts, to break down complex financial topics. Our goal for this podcast is to provide you with the tools to help you navigate this challenging…
Episodes
- Financial Commute
Are Higher Taxes Inevitable? What Every Investor Should Know
The US national debt recently crossed $40 trillion. Everyone’s starting to ask: does that math eventually lead to higher taxes? In this episode of Financial…
- Financial Commute
The Questions Every Couple Should Answer Before Retirement
About 40 percent of couples do not share the same vision for retirement. And 53 percent disagree on how much they actually need to have saved to get there…
- Financial Commute
Before You Invest in Muni Bonds, Know This
Municipal bond yields are at their highest levels in 20 to 25 years, and the phrase “tax-free income” is getting a lot of attention from investors looking for…
- Financial Commute
How Inflation Is Impacting Your Life and Investments
Grocery bills are roughly 25 percent higher than they were a few years ago, and they are not coming back down. That is not a prediction. It is how inflation…
- Financial Commute
When Is Real Estate No Longer a Good Investment?
For most of the past four decades, buying real estate in California was as close to a guaranteed win as investing gets. Prices rose. Interest rates fell…
- Financial Commute
Lifestyle Creep vs. Lifestyle Design: How to Be Intentional With Your Spending
Lifestyle creep is not a dramatic financial event. It is a food delivery subscription you barely use, a rent upgrade that felt reasonable at the time, a closet…
- Financial Commute
What Alternative Investments Are (And Why They're Simpler Than You Think)
Seven years ago, roughly $7 trillion was invested in alternative assets globally. Today that number is $18 trillion. By 2030, Fidelity projects it will exceed…
- Financial Commute
Beyond the Midterms: What Investors Should Be Watching
Every election cycle, clients ask the same question: should I be doing something different with my portfolio right now? The short answer, according to the…
- Financial Commute
How to Take Money Out of Retirement Accounts Without a Big Tax Hit
You saved into your 401 (k) for decades, reduced your taxes every year you could, and watched the balance grow. But the IRS doesn’t retire when you do. Every…
- Financial Commute
Build for Resilience, Not Prediction: The Healthy Skeptic Investment Approach
Stocks are at all-time highs. Consumer sentiment just hit its lowest point since the Vietnam War. AI is going to transform everything. AI is going to eliminate…
- Financial Commute
The Investor Symposium Is Back: Here’s Why You Should Be There
On October 29th, we are hosting our fifth annual Investor Symposium, and this year’s theme is “Designed for Life.” It is a phrase that captures what financial…
- Financial Commute
The Most Common Money "What-Ifs" Answered: Job Loss, Inflation, & Running Out of Cash
What if I lose my job? What if inflation stays high? What if I run out of money? What if I get a raise and do not know what to do with it? These are the…
- Financial Commute
Money Guilt: How to Move Past It
If you have ever felt embarrassed about how much you have saved, avoided opening a credit card statement, or justified a purchase to your financial advisor…
- Financial Commute
The Difference Between a Financial Advisor and Doing it Yourself
Questioning whether you really need a financial advisor is fair, especially right now. Index funds are easy to access, fees are low, and the last decade has…
- Financial Commute
Q2 2026 Market Update
U.S. stocks were down almost 5% in the first quarter. Then up 15% in the second. On paper, the first half of 2026 looks fine. But underneath those numbers…
- Financial Commute
Should You Own a Stock You Wouldn't Buy Today?
It is a simple question. And for most investors holding concentrated stock positions, the honest answer is no. On this week's Financial Commute, Chris Galeski…
- Financial Commute
Is Long-Term Care Insurance Worth It?
Most of the conversations clients have had about long-term care insurance are based on products that no longer exist. On this week's Financial Commute, Chris…
- Financial Commute
The Fed Isn't Cutting Rates: What It Means for You
Everyone has been waiting for rates to come down. It has not happened. And on this week's Financial Commute, Chris Galeski and Chief Investment Officer Meghan…
- Financial Commute
Are Institutional Investors Driving Up Home Prices?
If you have been watching housing prices and wondering whether the new executive order restricting institutional investors is the fix everyone is hoping for…
- Financial Commute
What Financial Advisors Think About "5 Types of Wealth"
Most people come to a wealth manager for one reason: their finances. But what if focusing exclusively on financial wealth is actually making it harder to…
- Financial Commute
Is SpaceX a Good Investment?
SpaceX is going public and everyone is talking about it. Neighbors, friends, group chats... the excitement is real. But most of the conversation is missing the…
- Financial Commute
How Does Morton Wealth Actually Pick Its Investments?
Most clients trust their wealth manager to make sound investment decisions on their behalf. Far fewer ever get to see exactly how those decisions are made…
- Financial Commute
You're 50+. Should You Be Taking Less Investment Risk?
It's one of the most common questions people type into Google once they hit 50: should I be taking less investment risk? It feels like a reasonable question…
- Financial Commute
How to Pay Yourself in Retirement: Strategies to Help Make Your Money Last
For most of your working life, the financial question is straightforward: earn more, save more, invest wisely. Then retirement arrives, and the question flips…
- Financial Commute
What Nobody Tells You Before You Sell Your Business
Most business owners spend years, sometimes decades, building something remarkable. But when it comes time to exit, the majority aren't prepared for what…
- Financial Commute
The Real Cost of Gifting Money to Your Children
Giving money to your children is one of the most generous things a parent can do. It’s also one of the most consequential. And the consequences aren’t always…
- Financial Commute
Q1 2026 Market Update
Markets don’t move in straight lines, and the first quarter of 2026 was a perfect reminder of that. Between geopolitical conflict, rising oil prices, and…
- Financial Commute
Are You Setting Up Your Teens for Financial Responsibility?
About 54% of teenagers are worried about financing their futures. How can parents help their adolescents gain financial confidence and responsibility…
- Financial Commute
Tax-Smart Strategies for Charitable Giving
What if you could give more to charity and pay less in taxes? In this episode, host Chris invites Wealth Advisor Austin Overholt to explore how strategies like…
- Financial Commute
Cyber Threats You Should Know About
In today’s increasingly digital world, cybersecurity is more important than ever and often comes down to simple habits. In this conversation, Adam Moseley and…
- Financial Commute
From Earning to Living: The Retirement Mindset Shift
Retirement isn’t just a financial transition. It’s a psychological one. In this episode, host Chris and Wealth Advisor Priscilla Brehm explore what it means to…
- Financial Commute
Is Paying Off Your Mortgage THAT Important?
Is paying off your mortgage always the smartest financial move? Not necessarily. In this conversation, host Chris invites Wealth Advisor Ian Rennick to…
- Financial Commute
Is Your Retirement Account a Future Tax Bomb?
Paying taxes now to save later may sound counterintuitive, but for many investors, it can be a powerful strategy. In this conversation, Kevin and Chris break…
- Financial Commute
Morton's Take on Market Headlines
From geopolitical tensions to surging energy prices, investors are navigating a wave of uncertainty and volatility. Join Chief Investment Officer Meghan…
- Financial Commute
Why Generational Diversity Matters in Financial Advice
Does a financial advisor’s experience matter more than their perspective? Or is the real strength found in combining both? In this thoughtful conversation…
- Financial Commute
Weaving Resiliency with Gold in a Volatile World with VanEck
Gold is having a moment, but the story runs deeper than price alone. In this timely conversation, Morton Wealth welcomes Axel Merk, President & CIO of Merk…
- Financial Commute
Finding Opportunities in Real Estate with KCB
In private real estate, patience isn’t passive. It’s a competitive advantage. In this conversation, Wealth Advisor Bruce Tyson sits down with Peter Knell…
- Financial Commute
Asset-Based Lending: Collateral and Downside Protection w/ WhiteHawk
In this episode, Wealth Advisor Mike Rudow sits down with John Ahn, Founder and CEO of WhiteHawk Capital, to explore how asset-based lending offers a uniquely…
- Financial Commute
From Farm to Portfolio: How Food Lending Delivers Cash Flow w/ Proterra
People may cut back in a recession, but they don’t stop buying food. If you’re looking for resilient income in a world of uncertainty, “essential lending” may…
- Financial Commute
Q4 2025 Market Update
Markets delivered strong headline returns in 2025, but underneath the surface, risks quietly continued to build. In this special episode of THE FINANCIAL…
- Financial Commute
How to Evaluate Real Estate Funds
The most important details in a real estate investment are rarely the ones on the first page of the marketing deck. In this candid and often humorous…
- Financial Commute
Building Durable Income Through Diversified Credit with Keystone
What if generating income wasn’t about chasing yield, but about getting your money back first? At our 2025 Investor Symposium, Michael Grosslight sat down with…
- Financial Commute
Generating Income Through Real Estate Lending
Generating reliable income in today’s market requires more than chasing yield. It requires structure, discipline, and downside protection. In this session…
- Financial Commute
Targeting Opportunities in Essential Housing Investments
Real estate has quietly endured one of its most challenging periods in decades, and Clay Grubb, CEO of Grubb Properties, isn’t sugarcoating it. In this candid…
- Financial Commute
Transferring Wealth Wisely
Transferring wealth is never just about dollars. It’s about values, expectations, relationships, and the messy emotions that often come with. In this…
- Financial Commute
Finding Purpose in Your Golden Years
Among older adults, retirees are more likely to experience depression than those who are working due to feelings of loneliness and loss of identity. But, it…
- Financial Commute
Investing in Whiskey, Marinas & More with Cordillera
Some of the most compelling investments today aren’t in Silicon Valley. They may be aging quietly in bourbon barrels, running across a soccer field, or docked…
- Financial Commute
The Realities of Selling Real Estate
Owning investment real estate can feel like a badge of honor until the rising costs, headaches from maintenance, and shrinking returns start to tell a…
- Financial Commute
Why It Is Vital to Be a Healthy Skeptic
The American Dream has long been a cornerstone of optimism and progress. But for many today, that dream feels uncertain, shaped by affordability challenges…
- Financial Commute
You’re Not Alone: How Advisors Can Help After Losing A Spouse
Losing a spouse is one of life’s most impactful and difficult experiences. What can make it even harder is that amidst their grief, widowers and widows are…
- Financial Commute
The Secret to Financial Success: Partnership
In this episode of THE FINANCIAL COMMUTE, Client Relationship Specialist Kristin Dillon and host Chris Galeski discuss how partnership and accountability are…
- Financial Commute
How Do I Pay for My Child’s College Education?
In this episode of THE FINANCIAL COMMUTE, Chief Investment Officer Meghan Pinchuk and Wealth Advisor Patrice Bening tackle one of the most stressful topics for…
- Financial Commute
Navigating Different Retirement Timelines
What happens when you enter a new stage of life while your partner stays put? In this episode of THE FINANCIAL COMMUTE, Chris and Priscilla explore how…
- Financial Commute
Retirement Living: Finding the Right Fit
Planning for retirement is about more than finances. It’s also about where and how you want to live. In this episode of THE FINANCIAL COMMUTE, host Chris…
- Financial Commute
Comparing Money Mindsets of Different Generations
Cooked. Chopped. Rizz. Sus. The kids of today have their own language, leaving older generations scratching their heads. Does this disconnect go deeper than…
- Financial Commute
How to Upgrade Your Life And Still Build Wealth
In this episode of THE FINANCIAL COMMUTE, host Chris Galeski and Wealth Advisor Stacey McKinnon unpack the concept of lifestyle creep—what happens when your…
- Financial Commute
Financial Advisors React to Rich Dad Poor Dad
On this episode of THE FINANCIAL COMMUTE, host Chris Galeski and Wealth Advisor Beau Wirick take a closer look at Robert Kiyosaki’s Rich Dad Poor Dad—one of…
- Financial Commute
Fed Meetings: Do They Really Matter?
Headlines around the Fed’s Jackson Hole speech always seem dramatic. But how much do these events really matter for your portfolio? In this episode, host Chris…
- Financial Commute
Why Too Much Cash Can Hurt Your Future
In this episode of THE FINANCIAL COMMUTE, Executive Vice President Eric Selter joins host Chris Galeski to dig into one of the most overlooked financial…