The Difference Between a Financial Advisor and Doing it Yourself

Financial Commute · Jul 28, 2026 · 18m

Questioning whether you really need a financial advisor is fair, especially right now. Index funds are easy to access, fees are low, and the last decade has rewarded the people who simply bought the market and held on. So what does an advisor actually do that you cannot?

Wealth Advisors Beau Wirick and Eric Selter have both heard this question for years, and in this episode of Financial Commute, they give an honest answer. Not every investor needs an advisor. But if your plan depends on making the right call twice, if you have never lived through a market that stayed underwater for ten years…