Shows / The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Lucas and Luna examine the mechanics of 529 college savings plans, education funding strategies, and the real cost of a degree. Each episode drills into specific plan types — prepaid tuition vs. savings plans, state tax incentives, and investment options — using public data from the College Board and IRS. They compare named universities' net price calculators, discuss the impact of FAFSA simplification, and weigh the trade-offs between 529s, Coverdell ESAs, and taxable accounts. Lucas cites the…
Episodes
The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs529 Plans Can Now Cover Student Loan Refinancing
In this episode, Lucas and Luna explore a recent change in 529 plan rules: you can now use up to $10,000 in 529 funds to refinance student loans for the…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Can Cover Your Childs Gap Year Program
In this episode, Lucas and Luna dive into a specific and growing use for 529 plans: funding a gap year program. They break down which gap year expenses qualify…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How a 529 Plan Can Pay for Your Childs Special Needs Education
Episode 112 of The College Savings Podcast with Fexingo dives into a critical but often overlooked use of 529 plans: funding special needs education. Lucas and…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How Your 529 Plan Can Pay for a Laptop and Computer Equipment
In this episode of The College Savings Podcast, Lucas and Luna break down exactly how 529 plan funds can be used to purchase computers, laptops, tablets…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Your Childs Summer Session Tuition
This episode explores a lesser-known but powerful use of 529 plan funds: paying for summer session courses at an accredited college or university. Lucas and…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Your Childs International University Tuition
Episode 109 of The College Savings Podcast explores a lesser-known but powerful 529 plan feature: using funds for your child's undergraduate degree at a…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Your Childs Apprenticeship Program
In this episode, Lucas and Luna explore how 529 plan funds can be used for registered apprenticeship programs, a lesser-known qualified expense under federal…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
529 Plans Can Now Pay Student Loan Bills Up to the Limit
Episode 107 of The College Savings Podcast with Fexingo dives into one of the most practical 529 updates in years: using leftover 529 funds to pay down a…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Your Childs Graduate School Tuition
Episode 106 of The College Savings Podcast dives into the specifics of using 529 plans for graduate school tuition. Lucas and Luna break down the difference…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
529 Plans for Your Childs Community College Transfer Strategy
Episode 105 of The College Savings Podcast. Lucas and Luna explore a powerful but overlooked angle: using a 529 plan to fund the first two years at a community…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How to Avoid the 529 Plan Room and Board Penalty Trap
Episode 104 of The College Savings Podcast uncovers a costly mistake families make when paying for room and board with 529 funds. Lucas and Luna explain the…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Fund Your Childs Trade School Apprenticeship
Episode 103 of The College Savings Podcast breaks down a lesser-known use of 529 plans: funding registered apprenticeships and trade school programs that…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Your Childs Study Abroad Program
In this episode of The College Savings Podcast, Lucas and Luna explore how 529 plans can be used to fund your child's study abroad program. They break…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Your Childs Vocational School Tuition
Lucas and Luna explore how 529 plans can fund vocational and technical school tuition, from HVAC training to dental hygienist programs. They highlight the 2026…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
529 Plan Gift Tax Rules and Grandparent Contributions
Episode 100 of The College Savings Podcast tackles a question that trips up many families: How do 529 plan contributions interact with the federal gift tax?…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
529 Plan Beneficiary Change Rules You Need to Know
In this episode, Lucas and Luna break down the often-overlooked rules around changing the beneficiary on a 529 college savings plan. Using a real-world example…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Fund Your Child's Dorm Room and Off-Campus Housing
Episode 98 of The College Savings Podcast tackles a practical question: can you use 529 plan funds to pay for your child's dorm room or off-campus…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Your Childs Culinary School Tuition
In this episode, Lucas and Luna explore how 529 plans can be used to fund culinary school tuition and related expenses. They discuss the specific requirements…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Can Fund Your Childs Music School Tuition
In this episode of The College Savings Podcast, Lucas and Luna explore whether 529 plans can be used to pay for music school tuition — from conservatory…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using 529 Funds for Your Childs Online Degree Program
Episode 95 of The College Savings Podcast explores how 529 plans can cover tuition and fees for accredited online degree programs. Lucas and Luna discuss the…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using Your 529 Plan for Military Service Academies
Episode 94 of the College Savings Podcast explores a less-known but fully qualified 529 expense: tuition, fees, room, and board at U.S. military service…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using Your 529 Plan for K-12 Private School Tuition
In this episode of The College Savings Podcast, Lucas and Luna explore a lesser-known but powerful use of 529 plans: paying for K-12 private school tuition…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Your Childs Cosmetology School Tuition
In this episode of The College Savings Podcast, Lucas and Luna explore using 529 plan funds for cosmetology school tuition. With more students pursuing careers…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
529 Plans for Your Childs Wilderness Therapy Program
Lucas and Luna explore how 529 plans can cover the cost of wilderness therapy programs for struggling teens. They walk through the specific IRS criteria that…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How a 529 Plan Can Cover Your Childs Coding Bootcamp
Episode 90 of The College Savings Podcast explores whether 529 plans cover coding bootcamps. Lucas and Luna break down the rules: what qualifies as an eligible…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Your Childs Robotics Camp Tuition
In episode 89 of The College Savings Podcast, Lucas and Luna explore an often-overlooked 529 eligible expense: robotics camps and STEM summer programs. They…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using 529 Plans for Your Childs Law School Tuition
Episode 88 of The College Savings Podcast explores how 529 plans can cover law school tuition. Lucas and Luna discuss the specific costs—tuition, fees, books…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Your Childs Art School Tuition
In this episode of The College Savings Podcast, Lucas and Luna explore how 529 plans can be used for art school tuition and expenses. They discuss the rise of…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using 529 Funds for Your Childs Study Abroad Program
Episode 86 of The College Savings Podcast dives into a less-talked-about 529 plan benefit: using funds for your child's study abroad program. Hosts Lucas…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Your Childs Horse-riding School Tuition
Episode 85 of The College Savings Podcast explores using 529 plan funds to pay for your child's equestrian program at a certified riding school. Lucas and…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using 529 Funds for Student Loan Repayment
Episode 84 of The College Savings Podcast explores the SECURE Act provision that allows 529 plan beneficiaries to use up to $10,000 in tax-free withdrawals to…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using a 529 Plan for Your Childs Computer and Technology Purchases
In this episode of The College Savings Podcast, Lucas and Luna explore how 529 plans can cover your child's computer, software, and internet costs for…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using 529 Funds for Your Childs Trade School Tuition
In this episode of The College Savings Podcast, Lucas and Luna explore a frequently overlooked use of 529 plans: paying for trade school tuition. With the…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using 529 Funds for Your Childs Apprenticeship Program
Episode 81 of The College Savings Podcast explores a less-known but powerful use of 529 plans: funding apprenticeship programs. Lucas and Luna discuss how…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Can Pay for Your Childs Special Needs Tutoring
Episode 80 of The College Savings Podcast explores a lesser-known but powerful use of 529 plans: paying for specialized tutoring and educational therapy for…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using 529 Funds for Your Childs Language Immersion Program
In this episode, Lucas and Luna explore how a 529 plan can cover the costs of a language immersion program, using the example of a student studying Mandarin in…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Can Cover Your Childs Medical School Costs
In this episode, Lucas and Luna explore a lesser-known use of 529 plans: funding medical school. They discuss how the rising cost of medical education—often…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Your Childs Transportation Costs
Episode 77 of The College Savings Podcast explores an often-overlooked qualified expense: transportation to and from school. Lucas and Luna break down the IRS…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Your Childs Dorm Room and Housing
When you think 529 plans, tuition usually comes to mind. But did you know you can use your 529 savings to pay for your child's dorm room, off-campus…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Your Childs Flight School Costs
In Episode 75 of The College Savings Podcast, Lucas and Luna explore an often-overlooked 529 plan expense: flight school. Federal rules allow 529 funds to pay…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using Your 529 Plan for Graduate School Tuition
Lucas and Luna dive into how 529 plans can cover graduate school costs, from law school to medical school, with a focus on the $10,000 lifetime limit and tax…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using a 529 Plan for Your Childs Unpaid Internship Expenses
Episode 73 dives into a little-known 529 plan strategy: using funds to cover your child's living expenses during an unpaid internship. Lucas and Luna…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
529 Plans Cover Your Childs K-12 Tuition at Private Schools
In this episode of The College Savings Podcast, hosts Lucas and Luna dive into one of the most powerful yet underused features of 529 plans: using them to pay…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using 529 Plans for Your Childs Cooking School Tuition
Episode 71 of The College Savings Podcast explores a lesser-known qualified expense: culinary school tuition. Lucas breaks down how 529 plans can cover…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Can Pay for Your Childs Online College Courses
Episode 70 of The College Savings Podcast explores how 529 plans cover online college courses from accredited universities, even if your child isn't…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Your Childs Study Abroad Program
In episode 69 of The College Savings Podcast, Lucas and Luna dive into a specific and underused angle of 529 plans: paying for study abroad programs. They…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Your Childs Homeschool Curriculum
Episode 68 of The College Savings Podcast explores using 529 plans to pay for homeschooling expenses. Lucas and Luna break down the IRS rules, including which…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Your Childs Robotics Competition
In this episode, Lucas and Luna explore how 529 plans can be used to fund your child's participation in a robotics competition. They break down the…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Can Pay for Your Child's Private School Tuition Early
In this episode, Lucas and Luna explore the often-overlooked option of using a 529 plan for K-12 private school tuition. They break down the $10,000 annual…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using 529 Funds for Your Childs Musical Instrument and Lessons
In this episode of The College Savings Podcast with Fexingo, Lucas and Luna explore how 529 plan funds can be used for music education expenses. Many parents…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using a 529 Plan to Pay for Your Child's Boarding School
Episode 64 of The College Savings Podcast: Lucas and Luna explore how 529 plans can cover K-12 tuition at private boarding schools, including room and board…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using a 529 Plan for Your Child's Military Academy Costs
Lucas and Luna explore how 529 plans can cover tuition at U.S. military academies like West Point, Annapolis, and the Air Force Academy. They walk through the…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using a 529 Plan to Refinance Your Childs Student Loans
In this episode of The College Savings Podcast, Lucas and Luna explore a lesser-known 529 plan strategy: using leftover funds to pay down a beneficiary's…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using 529 Funds for Your Childs Independent Study
In this episode, Lucas and Luna explore a lesser-known but powerful use of 529 plan funds: covering expenses for your child's independent study or…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using a 529 Plan for Your Child's Trade School Tuition
Episode 60 of The College Savings Podcast with Fexingo: Lucas and Luna explore how 529 plans can cover trade school tuition and related expenses. They break…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
529 Plans Can Cover Your Child's Special Needs Therapy
Lucas and Luna dive into a little-known 529 plan provision: using funds for special needs therapies like speech, occupational, and behavioral therapy. With…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Can Cover Your Child's K-12 Tuition
In this episode of The College Savings Podcast, Lucas and Luna dive into the often-overlooked flexibility of 529 plans: paying for K-12 private school tuition…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Your Childs Gap Year Adventure
In episode 57 of The College Savings Podcast with Fexingo, Lucas and Luna explore a trend that's gaining traction: using 529 plan funds for a gap year…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using Your 529 Plan for a Child's Tech Startup
Lucas and Luna explore how parents can use a 529 plan to fund a child's technology startup, covering eligible expenses like prototype development…
- The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using Your 529 Plan for Your Child's Medical Residency Costs
Episode 55 of The College Savings Podcast explores a little-known 529 strategy: using tax-advantaged funds to cover costs during medical residency. Lucas…