Latest / The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
529 Plans for Your Childs Community College Transfer Strategy
Episode 105 of The College Savings Podcast. Lucas and Luna explore a powerful but overlooked angle: using a 529 plan to fund the first two years at a community college before transferring to a four-year university. They break down the numbers on tuition savings, the rules around room and board, and how the strategy works with the American Opportunity Tax Credit. Lucas shares data on how one student saved over $40,000 by starting at a community college and then transferring to the University of Virginia. They also discuss common pitfalls like excess refunds and timing of distributions. A…
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