Latest / The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
Using a 529 Plan to Refinance Your Childs Student Loans
In this episode of The College Savings Podcast, Lucas and Luna explore a lesser-known 529 plan strategy: using leftover funds to pay down a beneficiary's student loans after graduation. They break down the $10,000 lifetime limit per beneficiary, explain the tax implications, and walk through a concrete example of how a family could maximize this benefit. The hosts also compare this approach to other options like rolling funds into a Roth IRA or changing the beneficiary. With rising student debt and changing regulations, this episode offers practical guidance for families wondering what…
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