Shows / The Money Matters MD Show
The Money Matters MD Show
Welcome to The Money Matters MD Show! I’m Dr. Abhishek Gadre, a practicing physician🩺 — helping doctors and high-income professional take control of their money. I love to make complex personal finance topics easy to understand. In a world full of financial noise, I cut through the haze and deliver what you really need to know.
Episodes
The Money Matters MD ShowAI Stocks Are Falling. Here’s What Held Up.
AI stocks are crashing, but does that mean your entire retirement portfolio is in danger? Discover how value stocks, international diversification, and fixed…
- The Money Matters MD Show
Top 5 US Dividend ETFs Ranked — Is SCHD Still #1 in 2026?
Ranking the top five US dividend ETFs for your portfolio. Find out whether SCHD still deserves the top spot in 2026. I rank five popular dividend funds from…
The Money Matters MD ShowWhy You Earn LESS Than the Funds You Invest In | Jeff Ptak (Morningstar)
In this interview, Jeff Ptak of Morningstar joins Money Matters MD to explore his Mind the Gap research, investor behavior, and why people often earn less than…
The Money Matters MD ShowTop 3 Value ETFs for 2026 (Ranked)
SCHD vs VTV vs AVLV: Which Value ETF Wins? We will compare SCHD, VTV, and AVLV against the S&P 500 over five years (September 2021–September 2026), examining…
The Money Matters MD ShowSPMO vs FMTM: Is Faster Rebalancing Better?
Is a faster Momentum ETF actually better for your portfolio? We compare SPMO against alternatives to find the right strategy. Momentum investing often relies…
The Money Matters MD ShowThis Is a Popular “Value” ETF… But Is It Really?
Is the Capital Group Dividend Value ETF (CGDV) really a value ETF? Explore its P/E ratio, technology exposure, top holdings, and performance compared with VTV…
The Money Matters MD ShowDon’t Invest in the WRONG Order | The Savings Ladder
Where should your next dollar go? In this episode, we break down the 10-Step Savings Ladder—from budgeting, building an emergency fund, and getting your 401(k)…
The Money Matters MD ShowIs the AI Boom Another Dot-Com Bubble? — William Bernstein
Dr. William Bernstein joins Money Matters MD for a wide-ranging discussion on AI bubble risk, market valuations, inflation, TIPS, asset allocation, factor…
The Money Matters MD ShowSPMO vs XMMO vs VFMO: Best Momentum ETF for 2026
A head-to-head look at SPMO, XMMO, and VFMO—three popular momentum ETFs—and a surprising fourth strategy using a combination of SPMO and XMMO. #MomentumETF…
The Money Matters MD ShowVanguard’s Senior Economist Reveals 10-Year Market Forecast
What should investors expect from the markets over the next 10 years? Adam Schickling, CFA, Senior Economist at Vanguard, joins us to discuss Vanguard’s…
The Money Matters MD ShowBefore You Buy QQQ, Watch This
We compare QQQ, SPMO, VUG, and the S&P 500 to explore whether momentum investing can capture today’s AI and technology leaders while managing some of the risks…
The Money Matters MD Show10 Ways to Invest in Real Estate (From Passive to Active)
Real estate investing isn’t just about being a landlord or buying an ETF. Explore 10 ways to invest in real estate, from passive REITs to active property…
The Money Matters MD ShowHow Much Do You REALLY Need to Retire? Is $1 Million Enough?
How much do you really need to retire? In this episode, I break down the numbers behind retirement using the 4% and 5% rules, while factoring in Social…
The Money Matters MD ShowDon’t Buy the Dip Until You See This
Does buying the dip actually work? We explore the research behind market timing, dynamic asset allocation, and whether staying the course may be the better…
The Money Matters MD Show9 Funds, 1 Click/Year: How I Automate My Portfolio
Managing a complex DIY portfolio doesn't have to be complicated. In this episode, I share the tools I personally use to automate investing, simplify…
The Money Matters MD ShowMost People Misunderstand the 4% Rule — I DID TOO
In this episode, I share what I learned from interviewing Bill Bengen, the creator of the 4% Rule. I'll explain why many retirees may be able to withdraw more…
The Money Matters MD ShowI Replaced My 3-Fund Portfolio With This 4-Quadrant Portfolio
Why replace the classic VTI + VXUS + BND portfolio? In this episode, Dr. Abhishek explains the Global 4-Quadrant Portfolio—an 8-ETF factor investing strategy…
The Money Matters MD ShowChristine Benz: Biggest Investing Mistakes Most People Make
Is another market downturn coming? Christine Benz of Morningstar shares practical advice on retirement planning, portfolio allocation, the bucket strategy, tax…
The Money Matters MD ShowI Replaced VXUS With This 4-Quadrant Portfolio
In this episode, discover a smarter alternative to VXUS with the International 4-Quadrant Portfolio. Learn how combining momentum, value, size, and…
The Money Matters MD ShowFather of the 4% Rule WARNS: “We’re in the Middle of a MANIA!”
In this episode, Dr. Abhishek Gadre sits down with Bill Bengen, the creator of the famous 4% Rule, to discuss why his latest research now supports a 4.7% safe…
The Money Matters MD ShowThis Multi-Factor Portfolio Beat The S&P 500 Over 33 Years (With Less Risk)
In this episode, we put the 4-Quadrant Portfolio to the ultimate test with a 33-year backtest against the S&P 500. We explore how factor investing, momentum…
- The Money Matters MD Show
Your 401(k) Is About to Start Paying a Pension
Are pensions making a comeback? Fidelity and Vanguard are adding lifetime income annuity options to 401(k) target-date funds, giving retirees a pension-like…
- The Money Matters MD Show
Wealthfront vs Betterment: Which Robo-Advisor Wins in 2026?
Wealthfront and Betterment are two of the most popular robo advisors, but which one offers the better investing experience? We compare fees, tax efficiency…
- The Money Matters MD Show
I Replaced VOO With This 4-Quadrant Portfolio
Can you outperform the S&P 500 without picking individual stocks? In this episode, we explore the Four Quadrant Portfolio—a multifactor ETF strategy that…
- The Money Matters MD Show
Momentum Investing: Why Winners Keep Winning
Can buying high actually beat buying low? In this episode, we explore momentum investing, the research behind it, top momentum ETFs like SPMO and MTUM, and the…
- The Money Matters MD Show
Why SpaceX & OpenAI IPOs Could Change Index Funds Forever
Are trillion-dollar IPOs like SpaceX and OpenAI changing investing forever? In this episode, we break down the biggest IPO wave of 2026, the rise of private…
- The Money Matters MD Show
Is Your Emergency Fund in the WRONG Place?
Where should you keep your emergency fund — and when should you actually use it? In this episode, we break down the 4 Rules of Thumb for choosing the best…
- The Money Matters MD Show
Lease vs Finance vs Pay Cash for a New Car (2026)?
Leasing, financing, or buying a car in cash—what’s the smartest move? In this episode, we break down the real costs behind each option and reveal why the…
- The Money Matters MD Show
7 Silent Wealth Killers (Most High Earners Ignore #1)
High-income earners can still struggle because of hidden money mistakes. This episode reveals 7 silent wealth killers—from lifestyle inflation to hidden fees…
- The Money Matters MD Show
4 Strategies to Turn Your Portfolio Into Retirement Income (Ranked)
Two retirees can have the same portfolio—but completely different outcomes. The difference isn’t how much money they have, but how they withdraw it. In this…
- The Money Matters MD Show
The 3-Fund Portfolio is Broken: How to Build Version 2.0
Is the classic 3-fund portfolio still the best strategy in 2026—or is it quietly failing? In this episode, we break down the hidden risks of market…
- The Money Matters MD Show
5 Tax Strategies That Could Save You $100,000 (Ranked)
Want to legally reduce your taxes and keep more of your income? In this episode, we break down 5 powerful tax strategies—from home office and vehicle…
- The Money Matters MD Show
Should You Pay Off Your Mortgage Early? (There’s a 3rd Option)
Should you pay off your mortgage early or invest instead? In this episode, I break down how amortization really works, why a 6% mortgage can feel much higher…
- The Money Matters MD Show
How Much House Can You ACTUALLY Afford? (The 25% Rule)
Renting vs buying—how do you decide? In this episode, I break down 4 powerful tools: Monthly Affordability, Break-Even Time, Home Price You Can Afford, and…
- The Money Matters MD Show
Best Robo Advisor for 2026
Discover the best robo advisors for 2026 as we compare Vanguard, Betterment, Schwab, and Fidelity. Learn how fees, tax strategies, and automation impact your…
- The Money Matters MD Show
What Vanguard’s Robo Advisor Really Does (And Who It’s For)
Is Vanguard Digital Advisor worth its 0.15% fee? We break down the costs, portfolio strategy, tax-loss harvesting benefits, and who it’s best for. A clear…
- The Money Matters MD Show
War, Tariffs, & AI: My Portfolio Strategy
Global wars, rising debt, tariffs, and market volatility are creating uncertainty for investors everywhere. In this episode, we explore two powerful mental…
- The Money Matters MD Show
2026 401(k), Solo 401(k) & Roth IRA: Limits, Deadlines & Rules
Confused about 401(k) and Roth IRA deadlines? In this episode, we break down 2025 and 2026 contribution limits, key tax deadlines (Dec 31, March 15, April 15)…
- The Money Matters MD Show
The Best Total U.S. Stock Market ETFs (Ranked for 2026)
Do you really need more than one fund to invest in the entire U.S. stock market? In this episode, I will break down the top U.S. total stock market ETFs…
- The Money Matters MD Show
The Only Q1 Financial Checklist That Actually Matters (Ranked)
This episode breaks down the ultimate Q1 financial checklist for high-income professionals who want to reduce taxes, invest smarter, and accelerate financial…
- The Money Matters MD Show
I Trained ChatGPT to Be a Financial Advisor… It Missed This
I trained ChatGPT to act as a fiduciary financial advisor using real financial data and tested it live. In this episode, we break down what the AI got right…
- The Money Matters MD Show
The Federal Reserve Quietly Controls Your Money (Here’s How)
Understand how the Fed controls interest rates and impacts mortgages, stocks, and bonds. Learn key strategies for individual investors to navigate the economy…
- The Money Matters MD Show
The Hidden Risk in “Safe” Active Bond ETFs
Active bond ETFs are growing fast, but many investors don’t realise they may be taking on more risk than expected. In this episode, we'll discuss the bond ETF…
- The Money Matters MD Show
My 2025 Portfolio Review: What I’m Changing for 2026
How did your investments really perform in 2025 — and what should you do differently in 2026? In this episode, we unpack why international stocks and…
- The Money Matters MD Show
Can One Fund Really Be Your Entire Portfolio
Can one fund really be enough to build a fully diversified investment portfolio? In this episode, Dr. Abhishek Gadre breaks down why many investors…
- The Money Matters MD Show
Spend Guilt-Free With My Simple 3-Account System
Automate your finances with micro-budgeting by splitting your income into Needs, Wants, and Savings. Learn how a FUN money account lets you spend guilt-free…
- The Money Matters MD Show
10 Places to Keep Your Emergency Fund (Ranked Worst to Best)
Most people keep their emergency fund in the wrong place—and it quietly costs them money or puts their financial safety at risk. In this episode, I rank 10…
- The Money Matters MD Show
The #1 Tax Mistake High Earners Make (Fix This Today!)
The #1 Tax Mistake High Earners Make Are you a high-income physician, specialist, or professional who’s investing consistently — yet still paying more taxes…
- The Money Matters MD Show
I Uncovered America’s REAL Portfolio… & It’s Shockingly Risky
America thinks it’s diversified… but the truth is shockingly risky. If you’re investing in VOO, QQQ, or any “broad market” ETF, this episode is a must-listen…
- The Money Matters MD Show
Vanguard Just Predicted a LOST DECADE for Stocks — Here’s the Portfolio I’m Switching To
Are we heading into another “lost decade” for U.S. stocks? Vanguard just released its latest 10-year market forecast — and the numbers are startling. With S&P…
- The Money Matters MD Show
Stop Budgeting Wrong: The Macro-Budget That Actually Builds Wealth
Are you tired of traditional budgeting—or feel like tracking every $4 coffee isn’t actually helping you build wealth? In this episode, Dr. Abhishek Gadre…
- The Money Matters MD Show
Backdoor Roth IRA 2025 Step-By-Step Guide for High-Income Earners
Are you a high-income physician, specialist, or professional wondering how to legally contribute to a Roth IRA despite earning above IRS limits? In this…
- The Money Matters MD Show
Solo 401(k) + S-Corp The $70,000 Tax Strategy Every 1099 Worker Must Know
Are you a self-employed physician or high-income 1099 contractor looking to dramatically cut your tax bill and supercharge retirement savings? In this…
- The Money Matters MD Show
ROTH IRA 101: How to LEGALLY Kick Uncle Sam Out of Your Retirement!
How to LEGALLY Kick Uncle Sam Out of Your Retirement — ROTH IRA 101 Would you like to hand over up to half of your retirement savings to Uncle Sam (IRS)? 😬 If…
- The Money Matters MD Show
Recession-Proof Your Portfolio Before the AI Bubble Bursts!
How to Recession-Proof Your Portfolio in an AI-Driven Market? AI stocks like NVIDIA, Microsoft, and Google are soaring — but valuations are stretched…
- The Money Matters MD Show
Are We in an AI Bubble? 3 Warning Signs You Can’t Ignore!
AI is transforming the world — but could it also be inflating stock prices beyond reason? The data suggests we might be in dangerous territory. In this episode…
- The Money Matters MD Show
S-Corp vs LLC vs Sole Proprietorship — The Right Choice Could Save You Thousands
LLC vs S-Corp vs Sole Proprietorship: How to Choose the Right One 💼 Picking the wrong business setup can cost you thousands — but the right one can protect…
- The Money Matters MD Show
I Fired My Financial Advisor — Dumb Doctor Deals EXPOSED!
Why I Fired My Financial Advisor: The Dark Secrets Exposed In this episode, I share how bad financial advice cost me thousands — from student loan mistakes to…
- The Money Matters MD Show
Index Funds vs ETFs vs Mutual Funds | 100 Years of Investing, Who Wins?
Are mutual funds still worth it? Or should you stick with index funds and ETFs for smarter investing? 🤔 In this episode of Money Matters MD, Dr. Abhishek Gadre…
- The Money Matters MD Show
Crack the 401(k) Tic-Tac-Toe Code: Tax Bucket Hacks & Mega Backdoor Roth
Stop leaving money on the table! Learn the 401(k) "Tic-Tac-Toe" strategy for 2025. We break down Pre-Tax, Roth, and After-Tax buckets, Mega Backdoor Roth…