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Backdoor Roth IRA 2025 Step-By-Step Guide for High-Income Earners
Are you a high-income physician, specialist, or professional wondering how to legally contribute to a Roth IRA despite earning above IRS limits?
In this episode, Dr. Abhishek Gadre breaks down the complete Backdoor Roth IRA process — the IRS-approved strategy that allows high earners to build tax-free retirement wealth even when they “make too much” for a regular Roth contribution.
You’ll learn the exact step-by-step approach physicians use to stay compliant, avoid the Pro-Rata Rule, and convert contributions cleanly every single year. We also walk through the Vanguard process, show how to…
The skinny
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