OCR Call: Why A 0.25 Cut Matters Now
Rates are moving, budgets are stretched, and the clock is ticking toward the 26 November OCR call. We dig into why a 0.25 cut is back on the table, how unemployment at 5.2 percent shifts the Reserve Bank’s calculus, and why falling mortgage rates might still feel like standing still when power, insurance, fuel, and council rates climb. The story is not just data; it’s what happens when policy meets the supermarket checkout.
We get practical about winners and losers. Borrowers may catch a break as lenders sharpen specials, with a 3.99 percent fixed rate already on offer for select terms…
The skinny
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