Shows / Bob Brooks Prudent Money Podcast

Bob Brooks Prudent Money Podcast
This is the podcast version of Prudent Money Radio Show. Monday through Friday, we convert that day’s show to the podcast platform of your choice. This way you can listen on your own time. From New York Times Best Selling authors to monthly Prudent Money contributors, we’ve got you covered with the information that is critical to know. As a member of the subscriber list, you will receive an email each Friday with the breakdown of the shows for the week.
Episodes
Bob Brooks Prudent Money PodcastAre Adjustable Rate Mortgages Going to Sink Homeowners?
Many adjustable rate mortgages are resetting, leaving homeowners with much higher monthly payments. Mortgage consultant Mark Pfeiffer joins Bob to discuss what…
Bob Brooks Prudent Money PodcastAre Joint Bank Accounts the Way to Go in a Marriage?
Should married couples combine their finances or keep them separate? Bob talks about the pros and cons of joint accounts and what to consider when deciding…
Bob Brooks Prudent Money PodcastWhy People Don’t Retire the Way They’d Like
Surveys show many people are unprepared for retirement, but it’s about more than just saving and investing. Bob talks about the human nature tendencies that…
Bob Brooks Prudent Money PodcastHow to Avoid Running Out of Money in Retirement
Bob compares the pros and cons of what Wall Street often recommends with more realistic tips and strategies to help make sure your money lasts throughout…
Bob Brooks Prudent Money PodcastHow to Select the Right Battery for Your Car
In this edition of Car Corner, Bob and Tony Joe cover the ins and outs of choosing the right battery for your vehicle and how to avoid an expensive mistake.
Bob Brooks Prudent Money PodcastAre We Ready to Make the Hard Choices to Save Social Security?
Social Security faces a $29 trillion funding gap, and its trust fund is projected to run out by 2033. Bob talks about five options that could be put in place…
Bob Brooks Prudent Money PodcastWhen Is the Right Time to Take Social Security?
Deciding when to claim Social Security isn't an easy decision. Bob explains the key questions to ask, and why having the right strategy can help you make a…
Bob Brooks Prudent Money PodcastAre Home Sellers Starting to Give Up on Higher Prices?
Home sellers and builders have started lowering their asking prices, but there may still be more room to go. Bob talks about some eye-opening new statistics…
Bob Brooks Prudent Money PodcastWhy You Should Think Twice Before Using a Debit Card
Debit cards are convenient, but they can also leave your bank account exposed. Bob talks about how easily problems can come up when using a debit card and what…
Bob Brooks Prudent Money PodcastWhere Is the Stock Market Going, and Should You Be Concerned?
Investors have done well in recent years, but there’s still a lot of risk in today’s market. Bob talks about the excitement and uncertainty surrounding…
Bob Brooks Prudent Money PodcastIs There Such a Thing as a Fiduciary Advisor?
The word fiduciary carries a lot of weight when it comes to financial advice, but it isn’t always used the way you might think. Bob explains how the term can…
Bob Brooks Prudent Money PodcastHow Long Should You Keep Your IRS Records?
For years, the rule of thumb was to keep your tax records for seven years, but the answer may not be that simple anymore. IRS expert Dan Pilla joins Bob to…
Bob Brooks Prudent Money PodcastSocial Security Could Get a Bigger Bump in 2027
Bob talks about the cost of living adjustment coming to Social Security for 2027 and what it could mean for your monthly benefit. Plus, how the upcoming…
Bob Brooks Prudent Money PodcastAre We Heading for Another Tech Bust?
History suggests many of the warning signs are there. Whether a downturn comes this year or next, the most important question is the same: are you taking too…
Bob Brooks Prudent Money PodcastRed Flags: Is Your Mechanic Taking Advantage of You?
Car repairs can get expensive fast, especially when you’re not sure what to look for. Tony Joe joins Bob to talk about the red flags to watch for at the repair…
Bob Brooks Prudent Money PodcastFinancially Stressed or Confident? Maybe a Little of Both
Bob looks at what’s really happening behind today’s numbers, from credit cards and investments to unemployment, the economy, and the political landscape. He…
Bob Brooks Prudent Money PodcastIs Bankruptcy an Answer for Student Loan Debt?
We are in a crisis situation when it comes to student loan debt. almost 10 million people are in default. We have always heard that bankruptcy is not an…
Bob Brooks Prudent Money PodcastStocks at All-Time Highs: Are We Out of the Woods?
With the stock market hitting all-time highs, many investors are wondering what comes next. Bob talks about where the market stands today and what might be…
Bob Brooks Prudent Money PodcastAre Bond Funds Safe?
Bond funds are often seen as a safer place for your money, but they come with risks many investors don't expect. Bob talks about the two key things you need to…
Bob Brooks Prudent Money PodcastDoes Cheap Gas Really Save You Money?
Filling up for less can feel like a win, but is it always the better deal? Tony Joe joins Bob to talk about the other side of the story when it comes to less…
Bob Brooks Prudent Money PodcastIs Social Security Running Out of Money Sooner Than Expected?
Bob breaks down the latest findings from the Social Security Trustees' report and what they could mean for current and future retirees. Plus, what lawmakers…
Bob Brooks Prudent Money PodcastWhat to Do If You Receive an Inheritance
Receiving an inheritance can bring up a lot of decisions, often at an emotional time. Bob walks through the most important steps to consider so you can make…
Bob Brooks Prudent Money Podcast10 Tips to Help Protect Yourself from Identity Theft
Anyone can become a target of identity theft, but there are simple steps you can take to lower your risk. Bob shares 10 practical tips to help keep your…
Bob Brooks Prudent Money PodcastDoes It Ever Make Sense to Stop Saving?
Bob talks about saving and retirement, including whether there's ever a good time to stop putting money away. Plus, the latest on debt in America: how does…
Bob Brooks Prudent Money PodcastAre You Wasting Money at the Gas Pump Without Knowing It?
Tony Joe joins Bob in the studio to share simple ways to save money at the gas pump and make your trips to the station more cost-effective.
Bob Brooks Prudent Money PodcastBe Careful Taking Financial Advice Online
From TikTok to major online publications, there's no shortage of voices telling you how to handle your money. Bob talks about what to watch out for and how to…
Bob Brooks Prudent Money PodcastWhat to Know Before You Get a Mortgage
Buying a home is one of the biggest financial decisions you'll make, and understanding the process can save you money. Mortgage consultant Mark Pfeiffer joins…
Bob Brooks Prudent Money PodcastSpend or Save? Is the Radish the Answer?
Ted Benna, known as the father of the 401(k), has introduced a new savings plan he believes employers should consider. Bob explains how the plan works and what…
Bob Brooks Prudent Money PodcastDo You Want This or That? Comparing Financial Products
Bob compares different financial products and explains what to consider when deciding which option may fit your financial goals.
Bob Brooks Prudent Money PodcastWhy Interest Rates Affect Everything
Bob answers listener questions and explains how rising interest rates affect the economy, from mortgages and auto loans to consumer spending and the markets.
Bob Brooks Prudent Money PodcastWhat Higher Interest Rates Mean for You
Higher interest rates can affect everything from credit cards and auto loans to mortgages and savings. Bob breaks down what the latest Fed rate increase could…
Bob Brooks Prudent Money PodcastWho Really Benefits From Eliminating the Penny?
What happens when the penny disappears? Bob takes a look at the Common Sense Act, the push to eliminate the penny, and what it could mean for everyday…
Bob Brooks Prudent Money Podcast7 Retirement Hacks That Give You the Retirement Edge
Some you may already know, and some you’ve never heard before. These 7 hacks can help you build a stronger retirement nest egg.
Bob Brooks Prudent Money PodcastAre You Taking Full Advantage of Your Employer's 401(k) Benefits?
Most 401(k) plans offer an employer match, but some provide even more valuable retirement benefits. Bob explains how to determine whether you're making the…
Bob Brooks Prudent Money PodcastYour Car Survived the Summer, But Did the Heat Cause Damage?
Before cooler weather arrives, now is the time to find out what the summer heat may have weakened. Tony Joe joins Bob to explain what you should check and why…
Bob Brooks Prudent Money PodcastHow to Make Prudent Financial Decisions With Stewardship as the Goal
It’s easy to let societal pressures influence important financial decisions. Bob discusses a better approach and how keeping stewardship as the goal can help…
Bob Brooks Prudent Money PodcastIRS Audit Revenue Is Down 35%. What Does That Really Mean?
IRS expert Dan Pilla joins Bob to discuss the latest developments at the IRS and what you need to know if you are selected for an audit.
Bob Brooks Prudent Money PodcastWhat Your Advisor Says and What You Hear Might Be Two Different Things
Effective advisor communication is very important. In many cases, what an advisor says and what the client hears are two different things. Bob talk about the…
Bob Brooks Prudent Money PodcastThe Top Red Flags When Buying A Used Car
Tony Joe and Bob talk about what you should be careful of when buying a used car.
Bob Brooks Prudent Money PodcastAre You Making the One Big Mistake When It Comes to Diversification?
The right diversification strategy is key to a successful investment plan, but there is one major mistake investors often make. Bob explains what it is and how…
Bob Brooks Prudent Money PodcastAre Larger Colleges in Trouble Because of Declining Enrollment?
Bob and college admissions expert John Hupalo discuss the impact of declining enrollment. Is it just a temporary dip, or the beginning of a major shift in how…
Bob Brooks Prudent Money PodcastThe 4 S's of Financial Survival and Layoffs
Bob talks about the 4 most important steps you need to take while looking for a new job.
Bob Brooks Prudent Money PodcastWhat’s Really Going On With Social Security, and Will Politicians Fix It?
Bob explains why Social Security was created, how the program accumulated so much money, and why it is now facing serious financial challenges.
Bob Brooks Prudent Money PodcastDid Your Car’s AC Survive the Summer or Warn You About Next Year?
Your car’s air conditioner made it through another brutal summer, but does that mean it’s in the clear? Bob and Tony Joe discuss the warning signs your AC may…
Bob Brooks Prudent Money PodcastOlder Credit Cards or New Benefit-Rich Cards: Which Is Better?
Getting out of credit card debt means paying more and finding ways to lower your interest costs. Bob discusses whether an older credit card or a newer…
Bob Brooks Prudent Money PodcastHave We Gone Too Far With Debt? Is the Prosperity Gospel Wrong?
Bob talks with Crown Financial Ministries CEO Chuck Bentley about two big questions: America’s growing debt problem and the prosperity gospel. They discuss…
Bob Brooks Prudent Money PodcastBanks or Credit Unions: Which Is Best for Refinancing Your Car Loan?
Car loan refinancing is on the rise. Bob discusses the pros and cons of banks and credit unions and what you need to know when choosing the right lender.
Bob Brooks Prudent Money PodcastIs Lowering Your Car Payment Always a Good Thing?
It could be a great time to refinance your car loan, but a lower payment does not always mean a better deal. Bob explains the pitfalls of interest and…
Bob Brooks Prudent Money PodcastHow to Save Money at the Pump - Part II
Bob and Tony Joe talk about gas saving tips.
Bob Brooks Prudent Money PodcastWill the Dollar Crash? Is Debt Out of Control? Is Gold the Answer?
Bob breaks down what you need to know about America’s $39 trillion debt problem, the government’s growing appetite for borrowing, and what it could mean for…
Bob Brooks Prudent Money PodcastAre Interest Rates the New Financial Time Bomb?
Bob discusses how countries can use interest rates as financial weapons and what the consequences could look like for the economy and investors.
Bob Brooks Prudent Money PodcastAre You Holding Too Much Cash in Your Retirement Portfolio?
Investors are reportedly holding trillions of dollars in cash. Is that a good or bad thing? Bob discusses the importance of cash in retirement and where you…
Bob Brooks Prudent Money PodcastWant to Save Money on Your Car? You Have to Be Intentional
Tony Joe and Bob share practical tips to help you be more intentional about your automobile expenses and keep those costs down.
Bob Brooks Prudent Money PodcastA New Element of Risk: Do You Understand the Risks You’re Taking in This Environment?
Bob discusses the lack of experience in a financial crisis when it comes to investing in a bear market. If a bear market were to occur, only a small percentage…
Bob Brooks Prudent Money PodcastAre Colleges Silently Collapsing?
Bob talks with college admissions expert John Hupalo about a growing college admissions crisis that many people may not be aware of and what it could mean.
Bob Brooks Prudent Money PodcastHow Can You Adjust the Risk in Your Stock Mutual Funds?
Bob explains what you need to know about adjusting the risk in your stock mutual funds and why managing risk is an important part of your investment strategy.
Bob Brooks Prudent Money PodcastHow Much Risk Are You Taking in Your Retirement Portfolio?
Bob explains what you really need to know about the level of risk in your retirement and investment portfolio.
Bob Brooks Prudent Money PodcastWhat to Do if Your Car Won’t Start
Bob and Tony Joe talk about easy steps to make sure that never happens to you.
Bob Brooks Prudent Money PodcastCan Your Home Be Foreclosed On Even If You're Current on Your Mortgage?
Bob discusses an important issue every homeowner should understand: how homeowners associations (HOAs) work, the authority they have, and why every homeowner…
Bob Brooks Prudent Money PodcastCould You Be a First-Time Homebuyer and Not Even Know It?
Bob talks with mortgage consultant Mark Pfeiffer about what it really takes to qualify as a first-time homebuyer. You may be closer to homeownership than you…