Shows / For Finances Sake (FFS)
For Finances Sake (FFS)
For Finance’s Sake (FFS) is the podcast that rips the suit and tie off accountancy. Hosted by Chartered Accountant Rachael Chadwick-Harrison, it’s here to challenge outdated thinking and bring clarity to complex finance.
No jargon, just straight-talking insight, uncomfortable questions, and honest advice from people who actually know their stuff. Whether you’re running a business, planning your next move, or tired of the usual gatekeeping, FFS helps you cut through the noise and see what really…
Episodes
- For Finances Sake (FFS)
Autumn 2026 Budget Breakdown for Businesses
Breaking down the budget: what’s been announced, and what it means for you. In this episode of FFS, Rachael Chadwick-Harrison goes solo to debrief the latest…
- For Finances Sake (FFS)
The Quiet Power of Proper Pricing
Busy doesn't mean profitable. In this episode of FFS, Rachael Chadwick Harrison is joined by James "Monty", Senior Accountant at Chadwick Accountants, to talk…
- For Finances Sake (FFS)
Presenting Yourself
If you're not committed to prepare, you're just committing to fail. In this episode of FFS, host Rachael Chadwick Harrison is joined by Tara, Business…
- For Finances Sake (FFS)
Top 10 Tips for New Businesses
Cash flow doesn't care how much you believe in your business. In this episode of FFS, host Rachael Chadwick Harrison is joined by her fellow director and…
- For Finances Sake (FFS)
Sole Trader or Limited Company? Let's Talk MTD.
It's the question every business owner asks eventually and the right answer keeps changing. With new MTD rules, Rachael breaks down sole trader vs. limited…
- For Finances Sake (FFS)
Building High Performance Cultures
Most businesses don't have a leadership problem, they have a management addiction. In this episode of FFS, host Rachael Chadwick Harrison sits down with Sarah…
- For Finances Sake (FFS)
Your Next Hire Could Make or Break Your Business
Ever hired someone who looked perfect on paper and turned out to be an absolute nightmare? You're not alone. One bad hire can cost more than a tax…
- For Finances Sake (FFS)
The Next Generation Isn't Broken
Because every generation thinks the one that follows them is lazy, lost, and heading for disaster. They're usually wrong. Are young people really entitled and…
- For Finances Sake (FFS)
Fortune Is in the Follow-Up
In this episode of the FFS Podcast, Rachael is joined by networking expert and energy consultant Jon Zink to unpack the reality of modern business networking…
- For Finances Sake (FFS)
The Trust Trap
Because families are still being sold incredibly complicated trust arrangements at hotel seminars with stale biscuits and scary headlines and most of the time…
- For Finances Sake (FFS)
Landlord Tax in 2026
Landlord tax in 2026… and the 2% shift that's quietly costing more than anyone's admitting. It sounds small. It isn't. Because depending on how you hold your…
- For Finances Sake (FFS)
MTD: What It Really Means for Sole Traders and Landlords
MTD… the thing everyone is either talking about or hasn’t heard about! Making Tax Digital for Income Tax or as we’re calling it, the sole trader trap and the…
- For Finances Sake (FFS)
Think Your Business Qualifies for R&D? Think Again.
In this episode of FFS, Rachael is joined by R&D specialist Christopher Harrison to unpack one of the most misunderstood areas of UK tax: Research &…
- For Finances Sake (FFS)
Director Pay Secrets: How to Pay Yourself Properly
How should you really pay yourself as a UK limited company director? In this episode of FFS For Finance’s Sake, Chartered Accountant and Managing Director…
- For Finances Sake (FFS)
Love Actually...
If you’ve ever felt like your business has gone from dream partner to high-maintenance nightmare, this episode is for you. Rachael is joined by James Brookes…
- For Finances Sake (FFS)
Love Your Business Again
Have you ever felt like the business you built no longer feels like yours? In this episode of FFS, Beth is joined by Managing Director and Chartered Accountant…
- For Finances Sake (FFS)
Your First VAT Return: Myths, Mistakes & HMRC Scrutiny
Your first VAT return can set the tone for your relationship with HMRC. In this episode Rachael is joined by accountant Charlie to unpack the myths, mistakes…
- For Finances Sake (FFS)
Secrets of a Multi-Award Winning Accountant
In this episode things are a little different as Rachael is firmly in the hot seat and is joined by her business coach Emma Slack for a candid conversation…
- For Finances Sake (FFS)
Staff Gifts, Parties and HMRC: The Christmas Rules for Businesses
In this episode of FFS: For Finance’s Sake, I’m unpacking what you can and definitely can’t get away with at Christmas as a business owner. From staff gifts…
- For Finances Sake (FFS)
Women at Work - Joanna's Story
In this new Women at Work miniseries on FFS – For Finances Sake, we’re stripping back the polished LinkedIn gloss and diving into the real experiences women…
- For Finances Sake (FFS)
Bookkeeping Like a Boss
I’m joined by none other than Shaun Caddick: AAT Rising Star finalist, certified wizard of Dext/QuickBooks/Xero, and one of the sharpest young talents at…
- For Finances Sake (FFS)
Autumn Budget 2025 — Don’t Worry, It’s Just a Light Mugging!
Unless you’ve been living under a tax-free rock, you’ll know the government has finally dropped the Autumn Budget… in November… late, lumpy, leaked and…
- For Finances Sake (FFS)
Are You on Track for Retirement? Let’s Talk Pensions with Tony Ross
Today we’re diving into a topic that many people avoid until it’s too late: pensions! how they work, what’s changing, and how to plan properly for the future…
- For Finances Sake (FFS)
What to Do When Your Company Is Insolvent
This week on the FFS Podcast, we’re tackling a topic most directors would rather avoid. If cashflow has dried up, creditors are circling, and the company can’t…
- For Finances Sake (FFS)
From Practice to Purpose: Inside the AVN Awards
This episode of FFS is a really special one. We’re talking all about the AVN Awards an incredible experience for me and the team at Chadwicks. We were…
- For Finances Sake (FFS)
Cashflow Crisis or Confidence?
Now… let’s talk cashflow. Because nothing kills business buzz faster than a tax bill that hits harder than your Monday morning coffee. I’m not tackling this…
- For Finances Sake (FFS)
Insurance: The Must-Haves and the Money Wasters
In this episode, Rachael sits down with Hannah Morgan from Circle Insurance Services to demystify one of the most overlooked but essential parts of running a…
- For Finances Sake (FFS)
LTD vs Sole Trader - What's Better for You?
In this episode, we’re diving into one of the biggest questions small business owners face: Should you go Limited or stay Sole Trader? We’ll unpack the pros…
- For Finances Sake (FFS)
Less Tax, More Prosecco FFS Restructure Already!
Are you working harder than ever, only to watch your earnings vanish into HMRC’s pockets? You’re not alone. We’re diving into real-world stories of smart…
- For Finances Sake (FFS)
From Back Bedroom to £1M Dreams - The Story of Rachael Chadwick-Harrison
From a challenging childhood and juggling paper rounds at 15, to single parenthood, career setbacks, and even starting her business from a back bedroom…
- For Finances Sake (FFS)
Don’t panic! What that HMRC Letter really means
We all know that sinking feeling when a brown envelope from HMRC lands on the doormat. From confusing tax codes that look like Wi-Fi passwords, to VAT penalty…
- For Finances Sake (FFS)
Tax Advice: Cheaper than a Resignation Speech
We’re diving into the headlines around Angela Rayner’s resignation as Deputy PM and Housing Secretary, following revelations about underpaid stamp duty on her…
- For Finances Sake (FFS)
Verify or Vanish!!
In today’s episode, Rachael’s tackling something every UK business owner needs to hear. This isn’t background noise or another piece of red tape to shove to…
- For Finances Sake (FFS)
How to Survive a Tax Investigation
Tax investigations aren’t just the stuff of financial nightmares – they’re becoming a reality for more and more business owners. This week, Rachael is joined…
- For Finances Sake (FFS)
Tax Investigations: What's Really Triggering HMRC?
Rachael and Joanna dive into a topic that sparks fear in many business owners: Tax Investigations But don’t panic, this isn’t about shady dealings or stashing…
- For Finances Sake (FFS)
Tax Traps & Tangled Tales
In today’s episode, "Tax Traps & Tangled Tales: What You Don’t Know Will Cost You", we’re diving into some of the most common – and costly – tax mistakes small…
- For Finances Sake (FFS)
The HR Horror Files
When HR goes wrong, the financial consequences can be brutal. In this episode Rachael is joined by Fiona Godfrey, CEO of Inicio HR, to shine a spotlight on the…
- For Finances Sake (FFS)
Alphabet Soup for Employers: SSP, SMP, SHPP, and More
Statutory pay. Yes, that glorious alphabet soup: SSP, SMP, SPP, SHPP, SAP. Confused already? You're not alone. Whether you're an employer trying to stay on the…
- For Finances Sake (FFS)
How Much Does That New Hire Really Cost?
In this episode, we're diving into something that sounds dry as toast... but is actually the secret sauce to scaling your business properly: budgeting for new…
- For Finances Sake (FFS)
Smart Structures: How to Not Regret Your Property Investment
We’re back with Part 2 of our property series! Rachael is once again joined by our in-house tax expert, Monty, to unpack how to structure your property…
- For Finances Sake (FFS)
The Furnished Holiday Let Fantasy Is Over....Here’s What’s Really Happening
This week, we’re diving into Furnished Holiday Lets – once the ultimate tax-savvy investment for landlords, now caught in a perfect storm of rule changes…
- For Finances Sake (FFS)
Strong on the Outside, Struggling on the Inside
This episode lands during Men’s Mental Health Awareness Month, a time to spotlight the conversations we too often avoid, especially in industries where…
- For Finances Sake (FFS)
So You Think You’re a Property Investor?
In this Property Series, Rachael is joined by one of our Senior Accountants at Chadwicks, James (Monty) Montague and we’re asking the big question: So you…
- For Finances Sake (FFS)
Crisis, Confidence, and Climbing Fast: The CFO Story of Colin Parselle
Today, we’re diving into the career of Colin Parselle, a finance leader who made it to FD in his early 30s, steered companies through crises like Travel…
- For Finances Sake (FFS)
Mind the VAT!
This week Rachael demystifies VAT, what it is, why and when a business needs to register and how to not fall victim to the VAT Trap!
- For Finances Sake (FFS)
From Football to Finance: The CFO Who Proves Numbers Are a Team Sport
In this episode of FFS, we sit down with Andy Comyn, former professional footballer turned CFO, to explore the unexpected path that led him from the pitch to…
- For Finances Sake (FFS)
A Woman Working in Finance - Fiona Roberts
What happens when a top finance leader breaks rank and tells it like it is? In our first episode, Fiona Roberts joins Rachael Chadwick Harrison to talk toxic…
- For Finances Sake (FFS)
Lets Talk Credit Control
Welcome back to another episode of For Finances Sake! In this episode, Rachael dives into a topic that might not sound exciting at first—but trust us, it’s…
- For Finances Sake (FFS)
Special Guest, Executive Coach - Annie Richardson
Welcome to For Finances Sake, the podcast where we navigate the complexities of the tax world while keeping things calm, clear, and approachable. In this…
- For Finances Sake (FFS)
Making A Connection: The Art Of Business Networking with Special Guest Glenn Cameron
This week we have a special guest on For Finances Sake. Glenn Cameron. Glenn loves connecting folks in business for advice connections. He has a background of…
- For Finances Sake (FFS)
Scaling Up: Financial Options For Growth
In this episode, we’re exploring a key factor in business growth and sustainability—funding options. Securing the right funding can make all the difference in…
- For Finances Sake (FFS)
The Price is Right: Maximising Your Revenue
For Finances Sake (FFS) : Maximising Your Revenue In this episode, we’re diving into proven strategies to maximise your revenue, with expert insights from…
- For Finances Sake (FFS)
Going With The Flow: Cash Management
In today’s episode, Rachael Chadwick Harrison from Chadwick Accountants, dives into a topic that can make or break your business — cash flow. She explores why…
- For Finances Sake (FFS)
Team Building: Managing Your Staff
Welcome to For Finances Sake (FFS) with Rachael Chadwick Harrison. In today’s episode, we’re tackling an essential topic for any business or organisation—staff…
- For Finances Sake (FFS)
Measure For Measure: Key Performance Indicators
The podcast that believes taxes don’t have to be something you dread. With the right preparation and knowledge, it can be a smooth and stress-free part of…
- For Finances Sake (FFS)
D -Day: Tax Deadlines and How To Deal With Them
Tax deadlines can be a major source of stress and confusion for both businesses and individuals, especially when juggling multiple obligations. In this…
- For Finances Sake (FFS)
The Gold Standard: A Guide To Benchmarking
In this episode, Rachael is talking about Benchmarking and looking at why it is so important to implement this practice into your business.
- For Finances Sake (FFS)
Testament Of Youth: Alcester Academy Careers Fair (part 2)
Welcome to For Finances Sake (FFS) 'on the road' at the Alcester Academy School, Careers Fair! We’re so excited to be talking directly to students exploring…
- For Finances Sake (FFS)
Testament Of Youth: Alcester Academy Careers Fair (part 1)
Welcome to For Finances Sake (FFS) 'on the road' at the Alcester Academy School, Careers Fair! We’re so excited to be talking directly to students exploring…
- For Finances Sake (FFS)
The Generation Game: Employers and Apprenticeships
In this episode Rachael is looking at apprenticeships from the point of view of the employer. She will look at the benefits that an apprenticeship can bring to…