Shows / Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Welcome to the Get Out of Debt Podcast with Steve Rhode, your trusted source for practical debt solutions, budgeting tips, and effective money management strategies. Join us for real-world discussions on overcoming financial challenges. https://www.pinterest.com/getoutofdebtguy/ https://www.instagram.com/thegetoutofdebtguy/ https://bsky.app/profile/getoutofdebtguy.bsky.social https://www.facebook.com/GetOutOfDebtGuy/ https://x.com/getoutofdebtguy
Episodes
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
I Got Hit in the Head With a Baseball and Saw It Coming - The Path to Happiness and Wealth - Chapter 1
I wrote this book in 2002, but the lessons and insights included are just as relevant today as they were then. I was awarded the Washington Post personal…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomPersonal Loan Bait and Switch Bastards
For many years I've written about the tactic some debt relief companies use to trick consumers into signing up for some form of debt relief. Consumers receive…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Having Problems With a Company? Don't Just Complain. Do This Instead.
A frequent question I get is from people upset with the performance of some company they hired to help them. When they reach out to me for answers, they are…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
How to Beat Debt Fear and Anxiety and Get a Government Backed High Interest Reward at the Same Time
I want to share some truths about financial fear and anxiety in this episode. I'll also share info on how to get a substantial government-guaranteed return on…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
How to Best Deal With a Debt Collector or Debt Collection Agency - What Everyone Needs to Know
Today I wanted to share some life-altering low-stress advice on how to best deal with debt collectors. I think what I'm going to share will surprise you and be…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomTime is Running Out for This Student Loan Forgiveness Program, How to Buy Stuff for Less, Car Payment Crash, and Bad People
This week on the Get Out of Debt Guy podcast, I want to talk with you about time running out, buying stuff for less than it costs, car payments over a cliff…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Let's Talk UK Debt - Special Bonus Podcast
In this special podcast about debt and the economy in the UK, Jon Emgee from GetOutOfDebt.org.uk and I discuss many issues like why people have to put money in…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Equity Loan, Home Prices, Money Pain for People That Help Us, and a Controversial Tough Topic That Will Make You Ponder
In this podcast, I want to share the following stories that may surprise you. We will start with a loan advertisement that might appear in your mailbox and why…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDo You Need a Budget, Really? Why Budgeting is a Waste of Time for Many.
One of the most dreaded words in the English language is budgets. So today, I want to share some unspoken truths about budgets and make a confession to you as…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomCredit Repair 101 - How to Make Your Credit Score Shiny and New
Today, we're going to be talking about credit repair, how to improve your credit score, scams to avoid, and what you should and should not do to help make your…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomYou Won't Believe This Student Loan Forgiveness Insanity. Mobile Homes Exploding, and Rich Folks Living Month-to-Month
You will not believe the craziness the Department of Education is undertaking to forgive student loans for many while punishing the folks that are in the most…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomSide Hustles, Gigs, and Making Money in Your Spare Time - Uber, Lyft, Rover, Handy, Stowit, eBay, Facebook Marketplace, Neighbor, Fiverr, Upwork, and More
Today Damon and I talk about how to boost your income with side hustles. But, it does not have to be a painful experience. Success is a mindset, and the…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDon't Let a Friend Become a Victim of these Cryptocurrency Scams. Here is What You Need to Know to Not Get Slaughtered
Today we need to have an honest discussion about the largest growing scam category. Once you finish learning about it in this podcast, you will have to help…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomThis State Offers Free College and Child Care - Story of the Day
This story caught my attention and the ability to attend any state college or university and get free child care is a major policy change that can help lift…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomWhat Do You Think Vickie Should Do About ClearOne Advantage? Listen and Share Your Opinion
Vickie wrote to me about her experience with ClearOne Advantage. She was concerned she had made a mistake with ClearOne Advantage and they had let her down…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomI Had Great Credit My Entire Life and Lost it All in 90 Days
Michelle wrote to me at GetOutOfDebt.org with a difficult financial situation. She had used all of her available cash to purchase a house to fix and sell and…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomMaking the Jump From Welfare to Work is Much More Complicated Than You Assume
The ability for people to make the jump from public benefits to living without the need for benefits is much more complicated than the average person realizes…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomWhat I Painfully Learned From Trading Crypto, IADT Student Loan Forgiveness, Algorithm Credit Denial Rules
Well, the lessons have been learned about being a crypto trading whiz. I talk about what I learned and have come to conclude. I also answer CM's question about…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomShould I Do Debt Settlement or Bankruptcy?
Tina wanted to know if she should deal with her debt using debt settlement or bankruptcy. It is interesting how a seemingly simple question can have a…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomAmerican Express Just Canceled My Cards. What Can I Do?
Ryan wrote to me through my site at GetOutOfDebt.org. He wanted to know what he could do to get his AMEX cards back. He said, "I've been an Amex customer for…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomI'm Struggling on Disability Income. Is American Consumer Credit Counseling Reputable?
Arianna wrote to me through my website at GetOutOfDebt.org and said she was living on disability income. She wanted to know if the nonprofit credit counseling…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomHow Can It Be True That You Can Have Federal Student Loans Forgiven if You Go to Prison?
A recent reader question dragged me down a long dark tunnel to research if you can have your federal student loans forgiven if you are in jail. You can read my…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomStraight Talk About Debt Settlement and Bankruptcy. We Expose Reality and Breakdown Myths and Realities.
This time Damon Day and Steve talk about debt settlement. Or at least that's what the podcast was supposed to focus on. It didn't take long before it ran off…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomThere is More to Forgiving Student Loans Than Either Side is Talking About
The topic of if student loans should be forgiven is a hot topic right now. On one side people are demanding some level of forgiveness. On the other side…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomIn 2022, Should You Rent or Buy a Home
No question has been asked more often over my decades of helping people with money, credit, and debt issues than is it is better to rent or buy. The best…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
How Much Credit Card Debt Should I Carry to Not Harm My Credit Score?
Alan asked me a question at GetOutOfDebt.org about how much his credit card balances should be and what percentage he should maintain to improve his credit…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Interest Rates and Credit Card Debt is Rising. Here is What You Need to Watch Out For
Today, my concern for your finances is over credit card balances and interest rates rising. People are not prepared for what is coming, and I want you to be…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
What to Look for When Consolidating Private Student Loans
Julie dropped by GetOutOfDebt.org and left me a question about consolidating private student loans. So before just leaping at advertising offers arriving in…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomTruth About Navient Student Loan Forgiveness. It's Not What You Assume.
Over on the Debt Free Dudes podcast, Damon Day and I talk about the confusion, complexities, and misinformation about the announcements that Navient…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomFTC Shuts Down Credit Repair Using Tradelines, Piggybacking, and Identity Theft Reports
Company Illegally Charged Consumers for Credit Advice, Filed False ID Theft Reports, and Pitched Them on Fake Business Opportunity. You can read the full post…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Apparently You Can Screw Up a Student Loan Free Lunch
Well, federal student loans have been put on hold until January 31, 2022, and while that sounds like a fantastic way to deal with people struggling to pay…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Do Not Avoid Bankruptcy - You Read That Right
There is so much misinformation floating about when it comes to dealing with debt. Far too many people tell you bankruptcy is a last resort or you should avoid…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Student Loan Limbo and How to Get Out and Get On With Your Life!
The issue today is that there seem to be so many conflicting stories and so much misinformation about student loans, people have become frustrated. Student…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomWell Bless Danny's Heart - EAC Student Loan Contracts - Biz Op Refund
Today Damon Day and I talk about three quick topics. The first is a reader comment from our last podcast on debt validation. Danny sure is irritated by the…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomPublic Service Loan Forgiveness is a Really Crappy Program
Today Damon Day and I get stupidly silly laughing and complaining about the ridiculousness of the Public Service Loan Forgiveness program that was intended to…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomWhat You Should Really Know About Debt Validation and Magic Beanstalk Letters
In this podcast, Damon Day and I talk about why debt validation isn't really the magic solution some companies try to sell to consumers. There is much more to…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
In Debt? Consider Bankruptcy. Seriously.
If you want to see someone instantly disagree with you, tell them that people that file bankruptcy do better financially than people who don't and struggle…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomGet Out of Debt Guy Show - Student Loan Servicer Quits. Mess to Ensue.
On the show today Damon Day and I focused on reduced mortgage payments for people behind on their federally backed mortgage loans after Covid forbearance ends…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Answering Reader Questions - 1099C and Credit Report Dispute Issues
In this episode, I answer a couple of reader questions with some interesting issues. The first involves what looks like a duplicate 1099-C tax form for…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Is the Payroll Tax Holiday You've Heard About Everything It is Cracked Up to Be?
You might have heard about a new presidential executive order that was signed recently that is supposed to put a halt to having payroll taxes taken out of your…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Should I Get a Loan Because of New Medical Debt? - Reader Question
Bob wrote to me with his second round of medical debt and wanted to know if a loan or some debt resolution program would be a good idea. My answer is probably…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Coronavirus Evictions Coming Fast
We are potentially on the backside of consumer protections from the pandemic. One of these protections was to put evictions on hold while people were…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomStudent Loan Assistance Scam to Watch For - Another College Closes - Farm Debt - Best Way to Pay Down Debt
This week Damon Day (DamonDay.com) and Steve Rhode (GetOutOfDebt.org) spend far too much time laughing and joking about nonsensical stuff while they deal with…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDebit Cards Versus Credit Cards - Layaway - Vacations - Big IRS Refunds
This week Damon Day and I talk about a wide variety of topics. Everything from why big TRS refunds spell trouble to what you really need to know about credit…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomDept of Ed Loan Servicers Suck - Argosy U Swirling Toilet - Car Loans Go Bad
This week Damon Day and I produce another low rent show, this time about the recent information out from the Department of Education Inspector General. The…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Making Money by Having Fun, Cheap Tips, and Scammed on Craigslist
Dealing with financial problems is about more than just making a budget. This time Damon Day and I talk about how to make having fun affordable, traveling on…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Did You Get a Debt Consolidation Loan Mailer? Be Sure Not to Do This.
Damon Day and I talk about what to do if you've received an offer in your mailbox for a debt consolidation loan. Not every offer turns out to be what you think…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Chased for Debt, No Doc Loans are Back, Just Get a Loan, and Reader Question
This time my friend Damon Day and I talk quickly about several topics that made us scratch our heads this week. Here are the posts on my site that correspond…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
How to Avoid the Debt Collector and Sugar Coating Student Loans
Steve and Damon laugh and talk their way through some difficult debt topics and give you some great tips on avoiding heavy student loan debt and ways to hide…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
How to Get the Right Help for Debt Problems – Get Out of Debt Guy Show
In this show I share some critical information and advice with you on how not to become a victim or get scammed when you are searching for debt relief help…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Here’s How to Build the Best Budget – Get Out of Debt Guy Show
Budgets can be an exercise in pain for many people. The sad part is it doesn’t have to be like that, at all. Building a great budget is simple when you…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Debt Relief Recap and What Consumers Do Wrong When Seeking Help – Podcast
The latest Get Out of Debt Guy show. Damon Day and I talk about the big changes in the debt relief world over the past year. We talk about about how many debt…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
DIY Debt Settlement for Those Interested in Do It Yourself Debt Settlement – Podcast
Here is this weeks podcast where Damon Day, from DamonDay.com, and I talk about a number of debt industry issues including: If it is possible to settle your…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
The History of Getting Out of Debt This Week on the Get Out of Debt Guy Show
In this show I talk with Dr. Louis Hyman, a consumer credit historian. We talk about the history of debt relief. He points out that the process of intervening…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
“We Quit” in Debt Settlement and Making Your Finances More Friendly – The Get Out of Debt Guy Show
Revelations in debt settlement tops today’s show. Alex Viecco from New Era Debt Solutions openly talks about his disgust with the current state of debt…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Debtors’ Prison, Why Creditors Don’t Care if You Repay Your Debt, and Bankruptcy – The Get Out Of Debt Guy Show
On today’s show I talk with Dr. Louis Hyman, an expert in the history of debt. Not only was it great talking with him but we chatted just as long off the…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Debt Settlement Fee Ban, Credit Counseling Wounded, Caller Question – The Get Out of Debt Guy Show
Today we’ll be also talking about the impact the new fee ban for debt settlement services is going to have. We’ll also talk about changes that are impacting…
Get Out of Debt Guy | Smart Debt Solutions for Your Financial FreedomPersonal Attacks, Debt Relief Marketing, How to Separate People From Money and More Stuff – Podcast
Here is this weeks podcast where Damon Day and I talk about a number of debt industry issues including: Personal attacks against articles and stories written…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
Offshore Debt Settlement, Morgan Drexen, Badges, Elizabeth Warren, Bed Intruder, CROA, and More – Podcast
Here is this weeks podcast where Damon Day and I talk about a number of debt industry issues including: Debt settlement companies settling up offshore…
- Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom
New Debt Settlement Rules – Get Out of Debt Radio Show
This week Damon Day and I talk about the new debt settlement rules that were announced by the Federal Trade Commission, the need for them, the impact on debt…