Shows / The Money Puzzle
The Money Puzzle
Unlock your wealth potential with The Money Puzzle.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at themoneypuzzle@theaustralian.com.au.
Episodes
- The Money Puzzle
China property buyers are back...and making a difference
For a while, it seemed as if the China buyer - a potentially powerful influence at property auctions -had left the scene. But in recent months Australia has…
- The Money Puzzle
Big Super's plan to offer you financial advice
The nation's super funds will be able to widen the range of financial advice they offer under the new Future of Financial Advice legislation: What does it mean…
- The Money Puzzle
Should First Time Property Investors Venture Interstate?
Everyone likes to think they know their own neighborhood: As a result ‘home bias’ is a major issue among property investors. For first-time investors the issue…
- The Money Puzzle
Thinking of Spending Your Inheritance in Advance? Stop Right There
We are on the cusp of the biggest handover of wealth in the history of the nation: A wall of money- estimated at $3.5 trillion - from both wills and super is…
- The Money Puzzle
Could CGT changes unlock the housing market?
The housing market is in a state of paralysis. Renters can’t find accommodation yet investors are moving their money out. There must be a way to revive the…
- The Money Puzzle
The Ozempic Effect - How the Wonderdrug is Hitting the ASX
Ozempic is causing a sensation in the health industry: Originally a weight loss treatment, it is now clear the so-called GLP-1 drug can have positive effects…
- The Money Puzzle
Home equity: It's your money...use it!
Across Australia home prices have lifted higher than anyone might have reasonably expected: it means millions of Australians have financial power locked up in…
- The Money Puzzle
Family Trusts - Not Off The Hook Just Yet
The legal structure around family trusts in Australia has just survived a double stress test in the courts where the ATO tried to make changes in the personal…
- The Money Puzzle
The property opportunity in your back garden
With a rental shortage across the major cities, new research has revealed there are more than 600,000 spots across urban Australia where owners could install a…
- The Money Puzzle
How to prepare for new super tax
The government has finally outlined the details of the new super tax and it will hit many more investors than forecast initially. In particular the effective…
- The Money Puzzle
Why rents will stay high for years
This year’s immigration intake means a city the size of Newcastle has effectively arrived looking for accommodation within the nation’s existing housing stock…
- The Money Puzzle
Twiggy Forrest, Escalante, Moving and Shaking
Andrew “Twiggy” Forrest’s moves into renewables and Laurence Escalante’s VGW gaming empire are interesting insights into where some of the wealthiest names in…
- The Money Puzzle
Does Airbnb still make sense with the new 7.5% income tax?
Victoria is the first Australian state to legislate a levy on revenue generated from short term accommodation platforms such as Airbnb and Stayz. The 7.5 per…
- The Money Puzzle
Uranium Providing Glowing Returns for Investors
Uranium exchange-traded funds have increased 20 percent in value over the past month and are up 50 percent over the past 6 months, making uranium a standout…
- The Money Puzzle
How To Manage Property Investments - Property Basics No.4
How do you successfully manage a property - or a string of properties? There are multiple risks and pitfalls in running a portfolio, but with a little forward…
- The Money Puzzle
Top Advisers List Edition - How To Find A Financial Adviser
The Australian publishes its annual Top Financial Advisors list this week - and it's the perfect time to find out how to select a financial adviser. In today's…
- The Money Puzzle
How To Find A Home Loan - Property Basics No.3
How do you choose a home loan? What's on the menu...and how on earth do you pick the package that is best for you? In today's show we cover; how to get a basic…
- The Money Puzzle
How to Build a Share Portfolio Like a Professional Wealth Manager
In the past share market investors built their portfolios with individual stocks with a bias toward bluechip banking and mining companies. But today with so…
- The Money Puzzle
How To Sell A Property - Property Basics No.2
How do you sell a property? What are the essential moves to make to ensure you get the best deal for your home or investment? The choices have multiplied in…
- The Money Puzzle
The low-flying kangaroo – Qantas’ death spiral?
Qantas is more than just an airline to Australians. But the way shareholders see the airline has diverged considerably from how customers do. That has now cost…
- The Money Puzzle
How To Buy A Property - Property Basics No.1
Buying a property? What are the first steps? What are the pitfalls? It's never easy whether you are buying a first home or adding another asset to your…
- The Money Puzzle
Your guide to the super fund performance tests
The expanded performance tests for super from the government set a new milestone in our investment market: Just about every investor in Australia has super…
- The Money Puzzle
Do Property Investors Need Financial Advisors
Active property investors are very often the same people who steer clear of shares and managed funds. At the same time, many advisors are heavily committed to…
- The Money Puzzle
The no-brainer income opportunity
Here's the puzzle: Should you depend on shares or cash for income? Well, your risky return from the ASX is represented by an average dividend yield of just…
- The Money Puzzle
Looking to borrow for property? Listen up
As the residential property sector stabilizes, the banks have been playing some games in the lending market - if you are borrowing for a home or an investment…
- The Money Puzzle
Unlisted Trusts: Why would you bother?
The fashion for alternative unlisted investments is getting a reality check as investors can get a risk-free cash rate of more than four per cent. The biggest…
- The Money Puzzle
Taking Stock of the Tiny House movement
Tiny houses are popping up all over Australia yet the movement remains a mystery to many in the property sector. These hybrid mobile dwellings cost around the…
- The Money Puzzle
The Black Spot in Super You Need to Know
Life insurance is a big expense and most smart investors save money by purchasing it through their super fund. But the track record of big super funds in…
- The Money Puzzle
How Industrial Property Became The Hot Spot In The Property Market
Residential property isn't the only sector with exceptionally tight vacancy rates. Industrial property - warehouses and factory units at the edge of every city…
- The Money Puzzle
Artificial Intelligence: The Best-Placed ASX Stock
The excitement around AI has fuelled the 'magnificent seven' tech stocks on Wall Street and underpinned the 20 percent year-to-date return on Wall Street: But…
- The Money Puzzle
Commercial property - is it for you?
Investing in retail shops or industrial warehousing is a different ball game than buying the house around the corner. Longer leases and higher yields make this…
- The Money Puzzle
The Most Promising Sector in the Share Market
It's been a better-than-expected year for the share market - especially on Wall Street. But where does it go from here? What is the one area of the global…
- The Money Puzzle
Buying Property With A Mate: Should You?
Perhaps you cannot afford a first property, but if you combined with a mate it might be possible. In today's podcast, a question from a 21-year-old listener…
- The Money Puzzle
Alternative Investments - How Much Can You Afford to Lose?
Big super funds and high net worth investors are ever more keen on 'alternative investments' but are they for you? One of the nation's top female financial…
- The Money Puzzle
Is the Commercial Property Scare An Opportunity?
The reckoning for office property values has finally arrived in the Australian market, a long time after they first hit the US - where listed values are now…
- The Money Puzzle
Whatever Happened to the Superannuation Disruptors?
For a short while it looked like the leviathans of the Australian super industry were facing a new breed of challengers. Start-up youth-focused super funds…
- The Money Puzzle
Why 'cheaper to buy than rent' suburbs are everywhere
You might have thought that the endless escalation of mortgage rates would finish the notion of a suburb where buying was cheaper than renting.Not so.There are…
- The Money Puzzle
Why the Share Market’s 'Value Versus Growth' Debate is ‘Rubbish’
This year was meant to be all about ‘value’ on the share market: Rising rates were expected to hose down the demand for tech-focused growth stocks and boring…
- The Money Puzzle
Renovators Delight - The Properties Nobody Wants
The residential market in 2023 is most unusual - prices are rising while interest rates are increasing; Up to a third of buyers don't need a mortgage…
- The Money Puzzle
The Biggest Tax Break of the New Financial Year
The new financial year begins on July 1 and a range of key 'caps' come into play. But the outstanding item of personal tax news is that you can have an extra…
- The Money Puzzle
Why one in four property buyers don't care about interest rates
You might think higher rates keep buyers away from the property market but a remarkable 25 percent of purchasers buy outright - with no mortgage! It’s a…
- The Money Puzzle
Artificial Intelligence Special Edition - Don’t Miss It!
The excitement around artificial intelligence has propelled the US sharemarket this year. That’s why returns stateside are three times better than the ASX over…
- The Money Puzzle
Do 400,000 new arrivals change the property market? (you bet they do)
The biggest factor ‘new’ factor in the property sector is the remarkable change we will see from the arrival of 400,000 people into a market population growth…
- The Money Puzzle
The Biggest Money Mistake That couples make
Leave the investment to me, darling! It’s still a refrain in household finances and letting one person handle all money matters is the single biggest mistake…
- The Money Puzzle
How you can use your Super to play the property rebound
They don't make it easy, but any investor can directly enter the property investment market using their super. In fact, any investor with a Self Managed Super…
- The Money Puzzle
Is it Time to Take Money From Super to Pay Part of Your Home Loan?
In this week's show, we talk about whether the Australian share market is likely to finish the year in the black. We also discuss ways that investors can jump…
- The Money Puzzle
From the Auction Frontline
What's the temperature in the market at the moment? How are the Saturday mornings for the buyers, sellers and even the auctioneers? With clearance rates…
- The Money Puzzle
How to Invest Like Taylor Swift (No Kidding)
We're talking about how to tackle inflation as an active investor. We also deal with a question on discounted Listed Investment Companies which - believe it or…
- The Money Puzzle
Why investors should pay a lower rate than home loan borrowers
Investors pay a higher mortgage rate than home loan borrowers. However, this was not always the case – and there is now a solid argument to suggest that…
- The Money Puzzle
How about lending instead of borrowing?
As the sharemarket drifts, investors are looking to ‘alternatives’ for returns: One of the most dependable alternative income investments is ‘secured…
- The Money Puzzle
Why this property upturn will be very different
The capacity to borrow will be the big difference in the next upward cycle of residential real estate prices. Property investors might be familiar with the…
- The Money Puzzle
Bad For Landlords. Bad For Renters -Property Paradox
As housing affordability bites hard and the rent crisis continues, many landlords are as frustrated as their tenants with the long-term realities of the…
- The Money Puzzle
Budget Special
The Albanese government's first 'May Budget' elevates the risk of higher inflation and higher rates - it also signals further strong returns for miners and…
- The Money Puzzle
Is a self managed super fund for you?
Self Managed Super Funds are often associated with the very wealthy who have millions to spend, but new figures show the median amount for new SMSFs is…
- The Money Puzzle
Why Aussie Small Cap Stocks Are Ready To Rebound
Value investor Roger Montgomery is associated with blue chip companies, but that does not mean he looks exclusively at 'large caps': In fact, Montgomery says…
- The Money Puzzle
Why Impact Investing Is Ready To Go Mainstream
Impact investing, where investors actively create ethical outcomes, has been growing steadily but the Albanese government's 'reconvening' of a task force on…
- The Money Puzzle
Buyer's Advocates: Should You Bother?
Would you be better at a hotly contested auction than a buyer's advocate? How do they work and what do they charge? In today's show we cover how buyer's…
- The Money Puzzle
The Millionaire Next Door
This week we ask how will the new super changes work? And we meet a real-life 'millionaire next door’ (Australian style). Plus, we get to grips with new super…
- The Money Puzzle
What About My Bank Stocks?
The credit markets have been shaken by the dual troubles of US and European banks. Crucially, the Credit Suisse rescue involved bondholders taking a rare…
- The Money Puzzle
The lowdown on the high flyers of the Rich 250
The old guard are back - with a vengeance - miners, paper manufacturers and property developers regain a grip on the Rich 250 in 2023, Still, as the tech…