Shows / The Money Puzzle
The Money Puzzle
Unlock your wealth potential with The Money Puzzle.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at themoneypuzzle@theaustralian.com.au.
Episodes
- The Money Puzzle
The stocks the billionaires are buying
Tycoons win and lose on the sharemarket just like the rest of us: This week Peter Cooper had a win with Guzman Y Gomez but then 'Hungry Jack' Cowin has watched…
- The Money Puzzle
Land tax: Time to shop around?
As NSW follows Victoria with fresh moves to raise more money from Land Tax: Investors need to review their options and look at the different settings around…
- The Money Puzzle
Money Shock - Dealing with a financial emergency
Most of us invest to make money for better times. But what about needing money for when things go very wrong. Today's guest was a patent lawyer when her family…
- The Money Puzzle
Melbourne property: Bargain basement or 'Loserville'?
The soon-to-be-biggest city in Australia is among the cheapest! It is also the weakest in terms of price gains this year...so what should an investor do? In…
- The Money Puzzle
What your accountant never told you
Ever been to a BBQ where someone told you about a unique tax strategy and you're left wondering why your accountant never mentioned this before? It might be…
- The Money Puzzle
Property development playbook - tips from an insider
High risk, high return is the perception when it comes to property development. So, no wonder that only 2% of all property investors actually engage in…
- The Money Puzzle
Special edition: Listener questions answered
The inbox at themoneypuzzle@theaustralian.com.au has been bursting at the seams - it's time to give listener questions the attention they deserve. In this show…
- The Money Puzzle
Would you tap your super to buy a first home?
Using super for any reason other than retirement savings used to be taboo: Not anymore, and not when the tax system is totally loaded in favour of the…
- The Money Puzzle
Should you have a Self Managed Super Fund?
Are SMSFs worth the trouble? How much should you have in funds to get started? There are now more than 600,000 SMSFs in the local market: If you don't have a…
- The Money Puzzle
A golden age for the apartment investor?
The argument against apartment investment has always been the same: 'They can just keep adding new developments'...well, not anymore. The market is changing…
- The Money Puzzle
The Budget Special Edition
The 2024 budget was a deft piece of work: Politically astute, and supportive of low-income Australians but also a very mixed bag for investors. In today's show…
- The Money Puzzle
New order: How Canberra and Brisbane now outpace Melbourne
You might think you know the Australian property market but the goalposts are moving: Hobart had slid down the ladder, Canberra is second only to Sydney while…
- The Money Puzzle
'Sell in May and go away' - fact or fiction?
Is there anything behind this piece of share market folk wisdom? We find out.Also, our biggest super funds are set to expand their offerings in financial…
- The Money Puzzle
Postcode discrimination - positive or negative ?
The banks are starting to carve up the lending market by postcode. If you are inside one of the 145 (out of 3300) postcodes ANZ Bank has cherry picked you can…
- The Money Puzzle
So you thought you knew ETFs...
The plain vanilla Exchange Traded Fund (ETF) turned the Australian funds management sector on its head. Now, the whole scene is changing again with everything…
- The Money Puzzle
What we can learn from the way Australia's billionaire families invest
For the first time in the history of The Money Puzzle, James Kirby is off sick. James will be back on Thursday with a new episode, but for now we hope you…
- The Money Puzzle
The case for raising rates now
It might seem like only yesterday that rates were supposed to be coming down but the news changes fast: This week's inflation data has already prompted calls…
- The Money Puzzle
Why rental growth is going to weaken
For renters it’s been tough, for property owners it’s been plain sailing as rents grew in double digits last year. With slowing immigration intake and some…
- The Money Puzzle
Secrets of a successful tax return this year
June 30 this year is a unique tax opportunity for the simple reason your tax bill in FY 2024 is very likely to be higher than FY 2025: That means the…
- The Money Puzzle
The Generation Z perspective
What does the property market look like to Gen Z? The generation born after 1997 that takes a one percent vacancy rate as 'normal'; The people who get 100…
- The Money Puzzle
HECs... something's gotta give
The average HECs student debt is now $26,500 and rising rapidly. Once upon an inflation-free time HECs hardly mattered, now it matters a lot. Worse still, the…
- The Money Puzzle
Will the rate cut delay stall the property market?
As the economists continue to push their rate cut forecasts further out, it is now distinctly possible we will not see interest rate cuts this calendar year…
- The Money Puzzle
July 1 tax and super changes - what you need to do
It might be hard to believe but the key numbers for both personal tax and super contributions are going to change again on July 1 2024 - Now is the time to…
- The Money Puzzle
How Under 35s Can Crack the First Home Market
It's the biggest financial challenge for the new generation - how to get a toehold in the property market. In today's episode we cover The first steps towards…
- The Money Puzzle
Roger Montgomery's Four Stock Picks
The ASX just hit a new record and the markets are on a roll: So what should investors be looking for? AI-themed technology stocks and - believe it or not -…
- The Money Puzzle
Mythbusting The Promise of Positive Gearing
The promise of the investment property that 'pays for itself' is all too common in the property market and all too difficult to locate in practice. Is positive…
- The Money Puzzle
Special Edition: Artificial Intelligence 2024... What's Next For Investors?
In June 2023 we did our first special edition on AI when we introduced the issue and we talked about Nvidia - the AI chipmaker which is up 200 per cent since…
- The Money Puzzle
Should you always pay down the mortgage first?
For a long time it was a golden rule among financial advisers to pay down your mortgage before any other investment consideration. Well, not any longer…for…
- The Money Puzzle
Who's Who On The New Rich List?
The annual Rich 250 has just been released with a whole new crew of debutants pushing the incumbents of previous generations to one side. In this episode, we…
- The Money Puzzle
Is Melbourne The Most Undervalued City In Australia?
The Victorian capital is the weakest of the major cities and its apartment market has been a loser for more than a decade. But the soft patch can't last…
- The Money Puzzle
How To Invest Like The Future Fund
The Future Fund's consistently strong returns and its big exposure to so-called 'unlisted assets' have captured the interest of many investors. But, until very…
- The Money Puzzle
Why Are Regional Property Markets Rebounding?
This was not supposed to happen: The regions were meant to return to their secondary position in the residential investment market after COVID-19. Instead…
- The Money Puzzle
Nvidia : The World’s Hottest Stock and Your Portfolio
Not for the first time a single stock has become the proxy for a red-hot theme: AI and Nvidia are now interchangeable - and the specialist chipmaker has become…
- The Money Puzzle
Cash Crunch: Grabbing The Last Of The 5 Percent Deposit Rates
The consensus view is that interest rates have peaked in this cycle. Banks are already snipping their fixed rate mortgage rates (which is good) while also…
- The Money Puzzle
Secrets Of The Rich And Not-So-Famous (Family Office Special)
Family offices are very much the fashion among the nation’s ultra-wealthy: What are they exactly and what might we learn from how they operate? In today’s…
- The Money Puzzle
A Rare Opportunity for Buyers in Sydney
Sydney prices have been soft in early 2024: It's not quite a 'buyer's market' but it is as good a time to find value as we have seen in years. Where are the…
- The Money Puzzle
Tackling Tax Threats (Real and Imagined)
In redrawing the plan for personal tax cuts while introducing a tax on unrealised gains in super the government has unleashed a whirlwind of speculation: All…
- The Money Puzzle
The Promise of Passive Property Income
Most property investors will aspire to have more than one property: Many in the market suggest strategies that allow an investor to accumulate a 'passive…
- The Money Puzzle
Is Taylor Swift A Financial Role Model?
The financial success of singer Taylor Swift is unprecedented: Show business will never be the same again. For millions, she is a champion who outsmarts the…
- The Money Puzzle
Is Property Set to Drop? The Bear Case
It's time to listen to the other side: Some economists believe house prices are heading south in 2024 as interest rate hikes finally hit home and unemployment…
- The Money Puzzle
After The Tax Backflip - What To Do Now?
The surprise changes to the planned tax cuts by the Albanese government will fuel political debate for months: But for the pragmatic investor it's a question…
- The Money Puzzle
Negative gearing - The comeback
The conditions have been building for a rebound in negative gearing with climbing interest rates and rising rental yields. Now a surprise reversal in tax…
- The Money Puzzle
Should You Borrow To Invest?
Australians will borrow to the gills to buy the family home. They will also take big loans to enter the property market, but when it comes to the share market…
- The Money Puzzle
Stress Testing Property Forecasts
The big banks offered a consensus estimate that capital city house prices would rise by 5.7 percent in 2024. With a rush of negative data since the year began…
- The Money Puzzle
Your Shares in 2024
The share market beat all expectations in 2023 and what's stopping a repeat performance in 2024? Lots of things actually but then again volatility is the name…
- The Money Puzzle
Sorting out your property plans for 2024
In our first property episode of the year, we look at the very promising outlook for apartments, the improving inflation picture, and the chance that rates…
- The Money Puzzle
Fun Money 4: Creating an art collection
How might you start collecting art? "If you enjoy it hanging on your wall, then that should be enough," says one of our best-known contemporary art collectors…
- The Money Puzzle
Fun Money 3: How to become a car collector
Driving a classic car that looks wonderful - and might just make you a small fortune - is something most investors have probably considered at some stage…
- The Money Puzzle
Fun Money 2: How to Build a Wine Collection
This is the second in our summer Fun Money series. There is money to be made and fun to be had collecting wine: But how do you get started? It's a tricky…
- The Money Puzzle
Fun Money 1: Whisky and a Good Book
How about having fun and making money too - it's entirely possible if you become an expert collector of cars, art, wine, rare books...or maybe even whiskey…
- The Money Puzzle
How to buy a holiday home
A spot by the sea? A place in the country? Can you do it...should you do it? The holiday home as a property investment enters the public imagination around…
- The Money Puzzle
The Smart Way to Buy a Car
So you want that car? The problem is you know very little about it - and certainly not enough to deal with the guy with a devilish grin coming towards you in…
- The Money Puzzle
Why Sydney beats Melbourne out the door for property investors
Melbourne is growing faster than Sydney. In the next decade, the two cities are expected to draw level in terms of total population. So why is Sydney three…
- The Money Puzzle
Meet Our Billionaire Families
Who are the families behind Australia’s biggest companies? What are they like and what can we learn from them as investors? In today’s show, we cover: Getting…
- The Money Puzzle
Investors Are Back In The Property Market - Should You Join Them?
There is now hard evidence that investors are back in the residential property market. What's more, they are borrowing faster than owner occupiers and we can…
- The Money Puzzle
Artificial Intelligence : What to do Now ?
We were told AI would take off as the investment theme of the year and it came to pass - that's why the NASDAQ has been about six times better than the ASX 200…
- The Money Puzzle
Thanks Mum! Thanks Dad! - How the 'Bank of Mum and Dad' Will Underpin a House Rise of 2024
It's one of Australia's biggest banks but we never see any data from it - in fact, we heavily underestimate the role of family finance in helping first-time…
- The Money Puzzle
Social Media for Investors - Good or Bad?
Many investors now rely heavily on social media influencers for investment guidance: But who are these operators and do they have your best interests in mind?…
- The Money Puzzle
Property price drop in 2024? Not everyone agrees
Australian house prices could see a nationwide fall next year with Sydney leading the downturn on a forecast drop of four per cent, according to property…
- The Money Puzzle
The 2024 case for bonds
Australian investors kept away from bonds for many years preferring instead ‘bond proxies’ such as the banks and telco fully franked shares. And they did the…