Shows / The Willow Private Finance Brief

The Willow Private Finance Brief
The Willow Private Finance Brief brings you the latest UK property finance news and practical guidance to help you understand your borrowing options.
From mortgages, buy-to-let and refurbishment funding to bridging, development finance and Lombard lending, we explore what’s changing, why it matters and how to approach your next financing decision.
Drawing on articles by Wesley Ranger and the experience of the Willow Private Finance team, each episode starts with the questions behind the…
Episodes
The Willow Private Finance BriefEpisode 19: First-Home Help Could Leave London Buyers Out in the Cold
A smaller deposit could help Londoners buy their first home, but will the homes they want qualify? In The Brief from Willow Private Finance for 25 October…
The Willow Private Finance BriefEpisode 18: Mansion Tax May Prompt Moves as Foundation Widens One-Title Lending
Would you move home to avoid an annual tax, and how much would leaving cost? In The Brief, from Willow Private Finance, we explore two articles by Wesley…
The Willow Private Finance BriefEpisode 17: Record Inheritance Tax, Bigger Furness Loans and a New Opening for Landlords
An estate can contain valuable property and still struggle to find the cash for its tax bill. As September’s inheritance tax receipts hit a record £936…
The Willow Private Finance BriefEpisode 16: Investor Visa Hopes Fade, Skipton Widens Lending, Big Mortgages Spread
A new investor visa reportedly won’t feature in next week’s Budget while overseas property investors gain a wider borrowing option and larger mortgages grow…
The Willow Private Finance BriefEpisode 15: Mortgage Rates Split, Expat Deposits Surprise and a New Route to Buying Premises
HSBC is raising selected mortgage rates while rivals cut. A bigger deposit hasn’t always brought expat landlords a lower rate. And business owners have a new…
The Willow Private Finance BriefEpisode 14: Fleet’s Low-Rate Fix, Coventry’s Bigger Loans and the Leasehold Cost Dispute
A low mortgage rate gets attention. The fee and exit date can change whether it fits your plans. In The Brief, from Willow Private Finance, we explore three…
The Willow Private Finance BriefEpisode 13: Mortgage Cuts Offer Relief as UBP Backs Britain’s Wealth Market
Mortgage costs are squeezing buyers, yet several lenders have begun cutting selected rates. Could the options available to you have improved? In The Brief…
The Willow Private Finance BriefEpisode 12: Prime Homes Take Longer to Sell, Barclays Widens Access, Landlords Diversify
Your next home is ready. Your current one still needs a buyer. How much could that wait change the cost of moving? In The Brief, from Willow Private Finance…
The Willow Private Finance BriefEpisode 11: Expat Finance: Investor Visa Talk and a Fresh Look at Mortgage Barriers
A possible investor visa is making headlines, but international buyers already face a more immediate question: which UK mortgage options fit the way they live…
The Willow Private Finance BriefEpisode 10: What’s Holding Up Your Mortgage? Refinance Delays, Flood Risk and Cladding
A competitive rate and strong finances don’t settle every mortgage question. Legal delays, flood insurance and unresolved cladding can still determine whether…
The Willow Private Finance BriefEpisode 9: Mortgage Rules Ease, London Sales Slump, Holiday Lets Get More Flexible
Mortgage lenders are gaining more freedom, while London developers face slower sales and holiday-home buyers weigh a new personal-use allowance. In The Brief…
The Willow Private Finance BriefEpisode 8: London’s Wealthy Choose Renting, Mixed-Use Lending Grows, CGT Plans Shift
They can afford to buy, so why are more wealthy London households choosing to rent? In The Brief, from Willow Private Finance, we examine record high-value…
The Willow Private Finance BriefEpisode 7: Trackers Gain Ground, Barclays Widens Access, BTL Yields Hit 15-Year High
Why are borrowers considering tracker mortgages when interest rates could rise? And why might stronger business profits or rental yields fail to translate into…
The Willow Private Finance BriefEpisode 6: Mansion Tax Threshold Holds, Prime Buyers Search, Expats Face Timing Trap
The £1.5m mansion-tax extension has reportedly been rejected. Prime buyers still have the budget, but finding the right home is proving harder. And returning…
The Willow Private Finance BriefEpisode 5: Keep the Cheap Mortgage? What Your Next Property Decision Could Cost
Your tenants are paying. Your existing mortgage rate is attractive. The country house you want is finally within negotiating reach. Yet the borrowing could…
The Willow Private Finance BriefEpisode 4: Your property may hold substantial value. But will it deliver the cash your next decision depends on?
The next home is within reach. The commercial portfolio looks valuable. The refurbishment loan is agreed. So why can the next step still leave you short of…
The Willow Private Finance BriefEpisode 3: Worth Millions, Short on Cash, Buying Without Selling
You own a £7 million property outright. You have a substantial investment portfolio. So why could funding your next property purchase still be a challenge? In…
The Willow Private Finance BriefEpisode 2: Wealth on Paper, Cash on a Deadline
A substantial salary. A healthy investment portfolio. Property worth far more than the mortgage. So why can finding the money still be difficult? In this…
The Willow Private Finance BriefEpisode 1: Sub-5% Mortgages Return and a New Way to Fund Your Refurb
A lower mortgage rate or more funding upfront could change your property plan. But the details determine whether you benefit. In this episode of The Brief…
The Willow Private Finance BriefIntroduction
Welcome to The Brief, from Willow Private Finance, your guide to UK property finance news, borrowing strategies and the questions worth asking before you…