Shows / Scripted Wealth | Money & Meaning for Pharmacists
Scripted Wealth | Money & Meaning for Pharmacists
Scripted Wealth: Money & Meaning for Pharmacists is a show for pharmacists who want more than just financial success. It's for those seeking clarity, confidence, and a plan to use their money with intention. After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most. Hosted by YFP Wealth (formerly Your Financial…
Episodes
Scripted Wealth | Money & Meaning for PharmacistsYFP 393: Ask YFP: Growing Your Income & Saving for Kids College Savings
YFP Co-Founders, Tim Ulbrich and Tim Baker answer two listener submitted questions about growing income and saving for your child's college education. Summary…
Scripted Wealth | Money & Meaning for PharmacistsYFP 392: Keeping Your Investment Portfolio FIT
Tim Baker, CFP®, and Tim Ulbrich, PharmD, share strategies to address fees, inflation, and taxes, helping you keep your investment portfolio fit and achieve…
Scripted Wealth | Money & Meaning for PharmacistsYFP 391: 7 Books That Shaped My Money Mindset
Tim Ulbrich shares insights from seven financial books that shaped his journey, offering key lessons on saving, spending, mindset, and building wealth. Summary…
Scripted Wealth | Money & Meaning for PharmacistsYFP 390: Financial Resolutions: Top 5 Moves for Pharmacists in 2025
Tim Ulbrich, YFP Co-Founder, shares 5 key financial moves to align your goals, enjoy life now, and build a secure future. Summary In the first episode of the…
Scripted Wealth | Money & Meaning for PharmacistsYFP Real Estate Investing 131: Revisiting Our 2024 Projections and Looking Ahead to 2025
David Bright and Nate Hedrick share their annual real estate predictions for the year ahead and reflect on trends of 2024. Summary Join hosts David Bright…
Scripted Wealth | Money & Meaning for PharmacistsYFP 389: 2024 in Review: Milestones, Highlights, & Giveaway!
Tim Ulbrich, YFP CEO, celebrates over 2 million downloads of the YFP Podcast by sharing some of his favorite episodes and listener stories. He also previews…
Scripted Wealth | Money & Meaning for PharmacistsYFP 388: Entrepreneurial Journeys in Pharmacy: Lessons on Growth and Success
Four pharmacist entrepreneurs share their journeys from pharmacy to thriving businesses, offering tips, actionable advice and inspiration. This episode is…
Scripted Wealth | Money & Meaning for PharmacistsYFP Real Estate Investing 130: From Full-Time Pharmacist to Full-Time STR Investor
Jeff Chheuy, a pharmacist turned real estate investor and content creator, shares his journey and success in real estate investing. Summary In this episode…
Scripted Wealth | Money & Meaning for PharmacistsRx Money Roundup #18: Can I do a backdoor Roth IRA myself?
In today's episode, we're diving into one of Tim Baker's favorite topics (cue sarcasm and an annoyed face): backdoor Roth IRAs. You've probably heard the term…
Scripted Wealth | Money & Meaning for PharmacistsYFP 387: Cryptocurrency & Digital Assets: Investment Considerations and Tax Implications
In part two of their cryptocurrency series, YFP Co-Founders Tim Baker and Tim Ulbrich discuss spot Bitcoin ETFs, the IRS's stance on cryptocurrency, and…
Scripted Wealth | Money & Meaning for PharmacistsRx Money Roundup #17: How does a 401(k) loan work?
In this episode, YFP Co-Founders Tim Baker and Tim Ulbrich break down the intricacies of 401(k) loans, explaining how they function, how interest is…
Scripted Wealth | Money & Meaning for PharmacistsYFP Real Estate Investing 129: Engineering a Property Management Company
Naeem Farokhnia, an engineer-turned-real estate investor and CEO of TheSFPropertyManagement Inc, shares his journey into real estate investing to eventually…
Scripted Wealth | Money & Meaning for PharmacistsYFP 386: Cryptocurrency & Digital Assets: Definitions, Origins, and Risks
Tim Ulbrich and Tim Baker discuss cryptocurrency, examining its advantages like decentralization and transparency and risks such as volatility and regulatory…
Scripted Wealth | Money & Meaning for PharmacistsYFP 385: Networking Reimagined: Insights from David Burkus
Tim Ulbrich revisits his 2019 conversation with David Burkus, author of Friend of a Friend, to explore how we can rethink networking and build relationships…
Scripted Wealth | Money & Meaning for PharmacistsRx Money Roundup #16: What are my options once my term life insurance policy expires?
Life insurance is essential for pharmacists to safeguard loved ones, cover student loans, and secure financial stability in the face of unexpected events. With…
Scripted Wealth | Money & Meaning for PharmacistsYFP 384: Beyond Salary: Negotiating Your Value in the Workplace
YFP Co-Founders Tim Baker and Tim Ulbrich discuss essential negotiation skills inspired by Chris Voss's book Never Split The Difference, covering key…
Scripted Wealth | Money & Meaning for PharmacistsRx Money Roundup #15: What is the best way to create (and stick to) a budget?
In this episode, we tackle a common question: what's the best way to create and stick to a budget? There's no one-size-fits-all answer, so it's about finding a…
Scripted Wealth | Money & Meaning for PharmacistsYFP 383: 5 Overlooked & Undervalued Areas of the Financial Plan
Tim Ulbrich, YFP CEO, explores five often-overlooked areas of financial planning from credit, tax planning, emergency funds, insurance, and estate planning…
Scripted Wealth | Money & Meaning for PharmacistsRx Money Roundup #14: What I do and don't like about the Ramsey Baby Steps
In this episode, Tim Ulbrich shares his honest take on the popular Dave Ramsey 7 Baby Steps, what he thinks works and what doesn't. Whether you're new to these…
Scripted Wealth | Money & Meaning for PharmacistsYFP Real Estate Investing 128: Did I Pay Too Much? Residential Appraisals 101
Nate Hedrick and David Bright unpack the latest market trends, revealing how list prices can mislead, why appraisals tell the real story, and how smart…
Scripted Wealth | Money & Meaning for PharmacistsYFP 382: Living & Leaving a Legacy with Joe Baker
Joe Baker, personal finance instructor, returns for inspiring conversation about purposeful living, the power of mentorship, and the enduring impact of a life…
Scripted Wealth | Money & Meaning for PharmacistsRx Money Roundup #13: Student loan interest rates this fall are what?!
Tim Ulbrich, PharmD, discusses the impact of recent federal interest rates on student loans, with a focus on how these changes affect borrowers currently…
Scripted Wealth | Money & Meaning for PharmacistsYFP 381: 10 FAQs for First-Time Homebuyers
Tony Umholtz from First Horizon Bank returns to tackle the top 10 questions first-time home buyers often ask. This episode is brought to you by First Horizon…
Scripted Wealth | Money & Meaning for PharmacistsRx Money Roundup #12: What is your take on pet insurance?
We all love our pets - but at what cost? YFP Co-Founders Tim Ulbrich and Tim Baker take a listener question on how to determine whether or not it makes sense…
Scripted Wealth | Money & Meaning for PharmacistsRx Money Roundup #11: Should I refinance my mortgage?
In this episode, YFP Co-Founders Tim Ulbrich and Tim Baker tackle a question that has not gotten a lot of attention in recent years given the rise in interest…
Scripted Wealth | Money & Meaning for PharmacistsYFP 380: Understanding & Improving Your Credit
Tim Ulbrich and Tim Baker discuss the role of credit in financial planning: why it matters, how it works, what makes up a credit score, common credit…
Scripted Wealth | Money & Meaning for PharmacistsRx Money Roundup #10: How should I handle all the market volatility?
In this episode, YFP Co-Founders Tim Ulbrich and Tim Baker dive into practical strategies for investors to navigate market volatility, especially in light of…
Scripted Wealth | Money & Meaning for PharmacistsYFP Real Estate Investing 127: Passive Fund Investing with DLP Capital
Rich Delgado, Managing Director at DLP Capital, discusses passive real estate investing, particularly for pharmacists who may want to diversify their financial…
Scripted Wealth | Money & Meaning for PharmacistsYFP 379: Inspiring Bold Ideas: Career and Entrepreneurial Insights with Dr. Brooke Griffin
Dr. Brooke Griffin, founder of Bold Idea Group, shares her career journey in pharmacy academia to launching her own coaching business. This episode is brought…
Scripted Wealth | Money & Meaning for PharmacistsRx Money Roundup #9: What does financial success look like for you?
On this week's episode of the Rx Money Roundup, Tim Ulbrich, PharmD and YFP Co-Founder challenges listeners to think about and define what financial success…
Scripted Wealth | Money & Meaning for PharmacistsYFP 378: 10 Questions for Early Retirement
Tim Baker, CFP® tackles 10 questions for those considering early retirement from sources of income, handling market volatility, health insurance options and…
Scripted Wealth | Money & Meaning for PharmacistsRx Money Roundup #8: How should I prioritize investing if my employer doesn't have a 401(k) match?
On this week's episode of the Rx Money Roundup, YFP Co-Founders, Tim Ulbrich and Tim Baker, take a question from Jacob in Cincinnati, OH: "How should I…
Scripted Wealth | Money & Meaning for PharmacistsYFP Real Estate Investing 126: Career Flexibility through Real Estate Investing
Kamren Gallon, PharmD shares how he is able to successfully flip and sell houses, the importance of mentors, and how he balances his real estate investments…
Scripted Wealth | Money & Meaning for PharmacistsYFP 377: 10 Moves to Make to Become Financially Fit
Gathering wisdom from his own journey and those of many other pharmacists, Tim Ulbrich, YFP CEO, shares ten moves that are key in building a strong financial…
Scripted Wealth | Money & Meaning for PharmacistsRx Money Roundup #7: When will your savings out earn your six-figure income?
On this week's episode of the Rx Money Roundup, YFP Co-Founder and CEO Tim Ulbrich, PharmD, discusses the point at which your savings should outearn your…
Scripted Wealth | Money & Meaning for PharmacistsYFP 376: From Student Debt to Financial Freedom: How Brandon Paid Off $160k
Brandon Gerleman, PharmD shares the strategy for how he paid off $160k of debt. This episode is brought to you by APhA. Summary Brandon Gerleman, a 2017…
Scripted Wealth | Money & Meaning for PharmacistsRx Money Roundup #6: How might a Fed interest rate cut impact me?
On this week's episode of the Rx Money Roundup, YFP Co-Founders, Tim Ulbrich and Tim Baker, discuss how potential interest rate cuts this September could…
Scripted Wealth | Money & Meaning for PharmacistsYFP Real Estate Investing 125: Giving Back with Real Estate Investing
Greg Zinis, PharmD, shares his journey into investing in real estate in and around his town of Norfolk, Virginia. Summary In this episode, Greg Zinis, PharmD…
Scripted Wealth | Money & Meaning for PharmacistsYFP 375: Breaking New Ground: Emmanuel Ayanjoke's Vision for Altev Community Pharmacy
Tim Ulbrich interviews Emmanuel Ayanjoke, PharmD, on his journey to opening an independent pharmacy in Avondale, tackling challenges with vision, risk-taking…
Scripted Wealth | Money & Meaning for PharmacistsRx Money Roundup #5: Is the pharmacist's salary eroding?
On this week's episode of the Rx Money Roundup, YFP Co-Founders Tim Ulbrich and Tim Baker discuss what the data has to say about the purchasing power of a…
Scripted Wealth | Money & Meaning for PharmacistsYFP 374: Pharmacy Innovators with Aaron Emmel, Founder of Pharmacy Tech Scholar
In this episode of the Pharmacy Innovators series hosted by Dr. Corrie Sanders, we meet Dr. Aaron Emmel, a pharmacist with a diverse career path. This episode…
Scripted Wealth | Money & Meaning for PharmacistsRx Money Roundup #4: What are the best ways to plan for healthcare costs in retirement?
This week, Tim Ulbrich, PharmD, and Tim Baker, CFP®, RLP®, RICP®, discuss a question from the YFP community raised during a recent webinar: "What are the best…
Scripted Wealth | Money & Meaning for PharmacistsYFP 373: Pharmacist's Playbook to Buying Your First Home
Nate Hedrick, the Real Estate RPh, discusses six key steps in the homebuying process for first time buyers. This episode is brought to you by Real Estate RPh…
Scripted Wealth | Money & Meaning for PharmacistsRx Money Roundup #3: Millionaires Think Differently…Are You?
In the book The Millionaire Next Door, Dr. Tom Stanley writes: "One of the reasons that millionaires are economically successful is that they think…
Scripted Wealth | Money & Meaning for PharmacistsYFP 372: Rising Stars: Meet the YFP Gives Scholarship Winners
Tim Ulbrich, YFP CEO, talks with the five recipients of the first YFP Gives scholarships. Summary This episode is filled with inspiration as we share the…
Scripted Wealth | Money & Meaning for PharmacistsRx Money Roundup #2: Should I include Social Security benefits in my retirement calculations?
Tim Ulbrich, PharmD and Tim Baker, CFP®, RLP®, RICP® tackle a question received from a pharmacist on how confident we should or shouldn't be in planning on…
Scripted Wealth | Money & Meaning for PharmacistsYFP 371: 5 Wealth-Building Strategies to Become a Seven Figure Pharmacist
Tim Ulbrich, YFP Co-Founder and CEO shares five wealth-building strategies to include in your own financial plan. Summary In this episode, Tim Ulbrich, YFP…
Scripted Wealth | Money & Meaning for PharmacistsRx Money Roundup #1: Do you need more than $1M to retire?
Tim Ulbrich, PharmD and Tim Baker, CFP®, RLP®, RICP® discuss a recent USA Today article titled, "Do we really need $1M in retirement savings? Not even close…
Scripted Wealth | Money & Meaning for PharmacistsYFP Real Estate Investing 124: Insurance Updates and Scaling a Business with Bryan Neal
Bryan Neal, insurance agent, talks about the shifts in the insurance landscape and what real estate investors should consider to make sure their investments…
Scripted Wealth | Money & Meaning for PharmacistsYFP 370: Your Retirement Questions Answered
Tim Baker, CFP and YFP Director of Planning answers questions from the YFP community on saving and preparing for retirement. This episode is brought to you by…
Scripted Wealth | Money & Meaning for PharmacistsYFP 369: 10 Common Tax Blunders To Avoid (From 2023 Filings)
Sean Richards, CPA and Director of YFP Tax, talks about the 10 common tax blunders he saw and how to remedy those mistakes to optimize taxes in the year ahead…
Scripted Wealth | Money & Meaning for PharmacistsYFP 368: How Much is Enough for Kids College?
Tim Baker helps parents navigate saving for their child's college education, from projecting costs and balancing goals to 529 plans. This episode is brought to…
Scripted Wealth | Money & Meaning for PharmacistsYFP Real Estate Investing 123: Deep Dive: Vacant Unit Decisions
Nate Hedrick and David Bright outline six essential steps for maintaining and preparing properties between tenants to help minimize vacancy and maximize…
Scripted Wealth | Money & Meaning for PharmacistsYFP 367: Healing Together: Transforming Your Trauma to Triumph with Dr. Helen Sairany
Dr. Helen Sairany discusses the prevalence of burnout and trauma among pharmacists and the importance of addressing the root cause of trauma to lead to a path…
Scripted Wealth | Money & Meaning for PharmacistsYFP 366: Your Medicare and Long-Term Care Questions Answered
Tim Baker, YFP Director of Financial Planning, breaks down Medicare and long-term care insurance and what to consider when deciding on a policy. Summary Tim…
Scripted Wealth | Money & Meaning for PharmacistsYFP 365: Millionaire Theme Hour: From $0 to 7 Figure Pharmacist
Mike Byers, PharmD shares how he was able to achieve financial freedom and replace his retail pharmacist income through savings and real estate investments…
Scripted Wealth | Money & Meaning for PharmacistsYFP Real Estate Investing 122: Deep Dive: 4 Tricks for Finding a Deal
David Bright and Nate Hedrick share four creative strategies to consider when looking for investment properties in 2024. Summary As the housing market…
Scripted Wealth | Money & Meaning for PharmacistsYFP 364: Starting a Nonprofit: An Interview with Founder of Pharm to Tables, John Muchka, PharmD, BCPS
Dr. John Muchka, Founder of Pharm to Tables, talks about how he started the non-profit and its mission of helping end the hunger crisis in local communities…
Scripted Wealth | Money & Meaning for PharmacistsYFP 363: A Conversation with My Dad: Lessons on Entrepreneurs, Fatherhood, & Finance
YFP CEO Tim Ulbrich talks with his dad, Tom Ulbrich, on entrepreneurship, fatherhood, and finances. Summary In celebration of Father's Day, Tim Ulbrich talks…
Scripted Wealth | Money & Meaning for PharmacistsYFP 362: Fatherhood, Family, and FIRE with Author Cory Jenks, PharmD
Cory Jenks, PharmD, author, speaker and comedian talks about his newest book on fatherhood titled, "So I Guess I'm a Dad Now." Summary On this episode, Tim…