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YFP 380: Understanding & Improving Your Credit
Tim Ulbrich and Tim Baker discuss the role of credit in financial planning: why it matters, how it works, what makes up a credit score, common credit misconceptions and more.
Summary
In this episode, Tim Ulbrich and Tim Baker discuss the role of credit in financial planning. They explore why credit matters, how it works, and how it influences important areas in your financial plan.
Tim and Tim break down the factors that make up a credit score, from payment history and credit utilization to the age of credit and hard inquiries.
They also dispel common credit myths, essential strategies for…
The skinny
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