Shows / She's On The Money

She's On The Money
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all…
Episodes
She's On The MoneyInvesting for Beginners: Stop Dreaming and Start Doing
Ever told yourself, “This is the year I start investing,” only to hit pause because, let’s be real, it all seemed a bit too much? Been there…
She's On The MoneyHow She Rebuilt Her Life After Losing $38k to a Scam
What does it take to rebuild your life not once, not twice, but three times? In this unforgettable Money Diary, we meet an inspiring single mom who turned…
She's On The MoneyThe Truth About HECs Debt: Is It Time to Stop Stressing About It?
Is HECs debt the ultimate financial ball and chain, or is it not as bad as it seems? We’re unpacking why some people never pay it off (and why that might…
She's On The MoneyWhy 92% of New Year's Resolutions Fail... and How to Be in the 8%
Tired of making resolutions that don’t even survive until February? You’re not alone. In this episode, Victoria unpacks why so many goals lose…
She's On The MoneyThe Biggest Money Lessons We Learned From This Year’s Money Diaries
The best thing about Money Diaries? They prove that no one’s money story is perfect, but there’s always something to learn. Today, V takes us…
She's On The MoneyHey Hun: What an MLM Million Dollar Earner Wants You to Know (Part 2)
We’re back with more jaw-dropping revelations from Emily Lynn Paulson, the million-dollar MLM insider who climbed to the top—only to reveal the…
She's On The MoneyBloopers, Investment Bonds and Big Decisions: Your Ultimate 2024 Send-Off!
We saved the best for the last Friday Drinks ep of 2024! We’re sharing the hilarious bloopers that you didn't hear this year that had us crying (and…
She's On The Money2024 All Wrapped Up!
This year wasn’t just a rollercoaster—it was the whole theme park. Whether you crushed your goals or just barely held it together, you’re not…
She's On The MoneyShe Turned a Hobby Into a Serious Side Hustle—And Paid Off $25k!
What would you do if you lost your job, went through a breakup, and moved back in with your parents—all at once? This week’s Money Diarist…
She's On The MoneyHey Hun: What an MLM Million Dollar Earner Wants You to Know (Part 1)
We got the scoop from a million-dollar MLM insider—and it’s juicier than you think. In this special episode, Victoria chats with Emily Lynn…
She's On The MoneyAre Christmas Bonuses Just a Festive Myth?
You’ve survived the year, and secretly dreaming of a little extra something in your paycheck. But then—no Christmas bonus in sight. Is it a sign…
She's On The MoneyManaging People in the Workplace
Managing people can feel like a maze—whether you’re running a business, managing a team, or just trying to survive office politics. In this…
She's On The MoneyWhat It’s Really Like to Raise Twins (And Battle Double the Costs)
Twins in a pandemic? Talk about a curveball. This week’s Money Diarist faced double the costs with none of the extra support, but she found a way to turn…
She's On The MoneyKangen Water: Miracle Product or MLM Trap
What do a $6,500 water machine, misleading promises of financial freedom, and a whole lot of pseudoscience have in common? This week, Victoria dives deep into…
She's On The MoneyBig Financial Decision Drama
This week’s episode has everything: baking tips, big financial decisions, and a whole lot of laughs. From Victoria’s breakdown of a sky-high…
She's On The MoneyHoliday Hustles
It’s the most wonderful time of the year… to make some extra cash! This week, we’re unwrapping creative ways to boost your bank balance…
She's On The MoneyHow a Side Hustle Paid Off Debt and Funded Big Travel Dreams
What if your side hustle could cover your bills, tackle your debt, and send you off on your dream holiday? This week’s Money Diarist shows us exactly how they…
She's On The MoneyHow to Create a Magical Christmas on Any Budget
Do you ever feel like Christmas has become all about spending big and stressing out? This week, we’re rethinking what makes the festive season truly magical…
She's On The MoneyIs My Landlord Even Allowed to Do That?
Ever thought, 'Is my landlord allowed to do that?'? Well this Friday, we’re diving into that question every renter has asked at some point. From bond dramas to…
She's On The MoneyWhy This Year’s Hottest Gift Is Investing
This year, skip the socks and candles and give a present that actually compounds! We’re upgrading your holiday gifting game with thoughtful presents that don’t…
She's On The MoneyGetting Fired Was the Best Thing That Ever Happened to Me
Can being fired actually be the best thing that ever happens to you? This week’s Money Diarist was blindsided by her boss and the universe when she got fired…
She's On The MoneyWhy MLMs Are So Hard to Leave—And How to Do It Anyway
This episode has been one of the most requested since we began unpacking the world of multi-level marketing. Whether you’re ready to leave yourself or trying…
She's On The MoneyWhy Your Dad’s Super Advice Might Be Costing You Thousands
Ever had money opinions that seriously clash with your parents? This episode is here to gently (okay, not-so-gently) challenge those outdated views and help…
She's On The MoneyBusiness Diaries: How Brittney Saunders Built Fayt
No business degree? No problem. Brittany Saunders went from YouTube star to fashion powerhouse by figuring it out as she went—and she’s here to tell us how. In…
She's On The MoneyWhen Life Throws Curveballs, Here’s How to Smash Your Goals Anyway
Can you go from financial chaos to building the life of your dreams? This week’s Money Diarist says YES. After navigating redundancy, a work injury, and…
She's On The MoneySo, Is Affiliate Marketing a Scam Too?
Have you seen those bold claims all over social media? Promises to make millions working just a few hours a day from your phone, all thanks to ‘affiliate…
She's On The MoneyWhen Bridal Parties Turn Into Money Dramas
Let’s talk bridal parties and the money dramas that no one warns you about! This week, we’re tackling a juicy listener dilemma: what happens to your money when…
She's On The MoneyCommunity-Tested Christmas Hacks
With the cost of living climbing higher than Santa’s sleigh, Christmas might feel more stressful than merry this year—but don’t worry, we’ve got you! In this…
She's On The MoneyWhen Your Dream Job Isn’t Enough to Pay the Bills
This week’s Money Diarist has a surprising twist: her biggest financial hurdle isn’t overspending or splurging... it’s her other job! By day, she’s a full-time…
She's On The MoneyTrump, Tariffs, and Taxes
Donald Trump’s imminent return to the Oval Office has already set off waves across global markets—but what does it mean for us here in Australia? In today’s…
She's On The MoneyThe Secret Trick to Setting Goals You’ll Stick With
Today, we’re getting real about one of the biggest money questions: What should I actually be saving for? With huge goals like buying a home, retiring, or…
She's On The MoneyHot Shares or Hot Mess? Finding Real IPO Opportunities
Ever wondered if IPO shares are your ticket to fast-track wealth? Today, we’re cutting through the hype to get to the truth about Initial Public Offerings…
She's On The MoneyGoing All In On Property Investing
Who knew that selling Cadbury chocolates could be the first step toward building a property empire? Today we meet a Money Diarist who started her hustle by…
She's On The MoneyTalk HECSy To Me
HECS relief or HECS headache? Today, Victoria dives into the details behind the government’s new HECS proposal, including a 20% debt discount and changes to…
She's On The MoneyIs This a Red Flag Side Hustle?
Ever had a partner bring up a money idea that makes you nervous? We’re talking a side hustle that sound more “uh-oh” than “income,” as one listener shares her…
She's On The MoneyAsk Victoria Anything
Welcome to the ultimate money game! In today’s Ask V Anything episode, we’re flipping the podcast into a full-blown game show. Victoria is in the hot seat…
She's On The MoneyWhen Cancer Changed Everything...
After years of navigating life in rural communities on a single income, our family of six was on the path to financial security. But when our youngest daughter…
She's On The MoneyMLM Secrets Revealed: Why 99% of Recruits Never Make Money
Ever been hit with a ‘Hey, hun! Wanna be your own boss?’ message? Well this week, I'm pulling back the curtain on MLMs (Multi Level Marketing) and exposing how…
She's On The MoneyFinding Out Your Colleague Makes More—and How to Fix It
Ever found out a coworker’s doing the same job for more pay? Infuriating right? Today, we’re taking a deep dive into this dilemma. Join us as we dissect…
She's On The MoneyMarketing 101 (Part 2)
Ready to take your marketing game to the next level? In part two of our Marketing 101 series, we’re diving into paid and earned media strategies to help you…
She's On The MoneyHow I've Made It Work as a Single Mum by Choice
Being a single mother by choice is a bold decision, and today’s money diarist shows us what it really takes to make it work. She’s diving into the realities of…
She's On The MoneyTrick or Treat: The Psychology of Discounts
This Halloween, beware… retailers are casting bewitching spells on your wallet! Ready to shield your bank account from the chilling charms of ‘limited-time…
She's On The MoneyWhy You Should Always Negotiate
$50K tax-free but your partner says no — what would YOU do? In this episode, we unpack a major dilemma: would you chase financial security or stick with…
She's On The MoneyThe Secret to Managing Your Super — And It’s Not an SMSF!
You’ve heard the buzz about Self-Managed Super Funds (SMSFs) and maybe thought, “Do I need one?” But here’s the twist — you probably don’t. In this episode…
She's On The MoneyI Swiped Right on Love... and a Financial Mess
What happens when you fall for someone whose finances are in shambles? Our Money Diarist thought she’d found her perfect partner, but when the time came to get…
She's On The Money7 Financial Power Moves from Taylor Swift’s Playbook
You don’t have to be a Swiftie to learn from Taylor Swift’s epic financial moves! In this episode, we break down the strategies that helped Taylor become a…
She's On The MoneyHow to Keep Up with Friends Without Falling Behind Financially
FOMO got you feeling broke? You’re not alone! This week, we’re diving into a DM about the aftermath of FOMO spending and how it can seriously mess with your…
She's On The MoneyYour Ultimate Guide to Asking For a Pay Rise
Inflation’s rising, bills are piling up, and your paycheck? Not so much. Today we're going to fix that! This episode is all about giving you the confidence and…
She's On The MoneyBlindsided by My Husband and Rebuilding My Future
We're chatting with a Money Diarist who was completely blindsided when her husband announced he was leaving just months after they relocated to a new state…
She's On The MoneyYour Debt Doesn't Define You
Feeling overwhelmed by debt? You’re not alone... and it’s time to flip the script. In this episode, Victoria Devine helps you break free from the mindset that…
She's On The MoneyIs Buying Property the Only Answer?
Is buying property the only answer? In today’s episode, we dive into the pros and cons of going solo on the property ladder. Jess is celebrating your best…
She's On The MoneyCommunity-Tested Cost of Living Hacks
Living through the cost of living crisis doesn’t mean sacrificing your joy. In this episode, we’re sharing our community’s best-kept secrets for saving money…
She's On The MoneyHow a $70k Pay Cut Led to True Happiness
In this episode, we meet a Money Diarist who made a life-changing decision that most people would think twice about. She walked away from a nearly $100k job in…
She's On The MoneySecret Money Lives of Mormon Wives
You don’t need to have seen The Secret Lives of Mormon Wives to get hooked on this episode. We’re uncovering the surprising ways these women are flipping…
She's On The MoneyShould You Pay Off Debt First?
Ever got an extra bit of cash and wondered if it should go to your debts first? That’s a money dilemma a SOTM community member is having, so we’re breaking…
She's On The MoneyHow to Stay Confident Through the Highs and Lows of Investing
Investing can feel like a rollercoaster, but today we’re zooming out and seeing it for what it really is—the long game. In this episode of She’s On The Money…
She's On The MoneyLife After Two Financial Separations
Today’s Money Diarist has been on a rollercoaster of a financial journey. She started her working life at just 6 years old, spent 18 years in hospitality, and…
She's On The MoneySmall Habits That Create Big Financial Wins
Why do some people seem to effortlessly build wealth while others stay stuck? Spoiler: It’s not just about how much you earn, it’s about how you think and what…
She's On The MoneyShould You Risk Buying Property With Family?
Ever thought about buying property with a family member? One of our community members is in this exact situation, and they need our advice! So today, the team…
She's On The MoneyMarketing 101 (Part 1)
How many of you are relying solely on social media for your marketing? Maybe you’ve thrown some cash at ads, hoping they’d work miracles? Well, in today's…