Shows / Cheques and Balances

Cheques and Balances
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz
Episodes
Cheques and BalancesDo You Need To Dress For Success? | Money Month Episode 24
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesGambling Vs. Investing | Money Month Episode 23
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesIf You Can't Manage 50K, You Can't Manage 500K | Money Month Episode 22
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesParalysis By Analysis | Money Month Episode 21
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesWatch Out For These Investment Scams | Money Month Episode 20
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesPoor Households vs. Wealthy Households | Money Month Episode 19
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesHow To Create Your Power Team | Money Month Episode 18
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesWhy Recessions Will Forever Happen | Money Month Episode 17
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesIt's Never Too Late | Money Month Episode 16
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesWhy You Won't Get Superannuation | Money Month Day 15
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesShould You Be Scared Of Debt? | Money Month Day 14
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesDoes Money Buy Happiness? | Money Month Day 13
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesTalking Money With Your Partner | Money Month Day 12
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesHow To Save For Short Term Goals | Money Month Day 11
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesKeeping Up With The Joneses | Money Month Day 10
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesHow To Build Healthy Habits | Money Month Day 9
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesWhy AfterPay Will Keep You Broke | Money Month Day 8
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesHow To Increase Your Income | Money Month Day 7
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesHow To Pay Off Consumer Debt | Money Month Day 6
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesUnderstanding Good And Bad Debt | Money Month Day 5
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesHow To Build An Emergency Fund | Money Month Day 4
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesHow To Create A Budget | Money Month Day 3
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesHow To Set Clear Goals | Money Month Day 2
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesWelcome To Money Month! | Money Month Day 1
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
Cheques and BalancesCashflow Hacking 101 Ft. Ilse Wolfe | Episode 127
Ilse Wolfe joins us on Cheques and Balances to chat about how to find cashflow in property investments. The content in this podcast is the opinion of the…
Cheques and BalancesHow To Do Due Diligence On A New Build Ft. Shaun McGivern
This week we have Shaun McGivern from Haigh Lyon Lawyers to talk about how to do due diligence on a new build contract. The content in this podcast is the…
Cheques and BalancesWhy You Need A Prenup Ft. Amanda Donovan | Episode 126
This week we're joined by Amanda Donovan from Haigh Lyon Lawyers to talk about contracting out agreements. Check out the full article here…
Cheques and BalancesWhat The Latest LVR Changes Mean For You | Midweek Episode
This week we discuss what the latest LVR changes mean for you. The content in this podcast is the opinion of the hosts. It should not be treated as financial…
Cheques and BalancesWhy Aren't Rents Keeping Up With Property Costs? Ft. Valocity | Episode 125
Exciting news! We have partnered with Valocity - NZ's leading property valuation and data platform. They will be providing us with market leading property and…
Cheques and BalancesAre You Too Poor For A Pet? | Midweek Episode
This week we react to a viral Keep The Change podcast all about pets. The content in this podcast is the opinion of the hosts. It should not be treated as…
Cheques and BalancesFrom $5,000 to $20 Million before 40 - The Ilse Wolfe Story | Episode 124
This week we're joined by Ilse Wolfe, Director at Opes Accelerate. Ilse has over 15+ years personal property investment experience, owning a private portfolio…
Cheques and BalancesWebinar Special: How To Build Your Financial Plan Ft. Keep The Change | Midweek Episode
This week we go through our first webinar with Luke Kemeys from Keep The Change. Join our next webinar on the 10 Commandments Of Building Wealth below…
Cheques and BalancesHow To Prepare Your First Property Tax Returns | Episode 123
This week we're joined by Amanda Quill to go through how to prepare your first year of tax returns for your rental property. Check out the full article here…
Cheques and BalancesWhy Purchase A New Build? Ft. Juliet Lichtenstein From Colliers | Midweek Episode
This week were joined by Juliet Lichtenstein, Associate Director of Residential Projects at Colliers to talk about why you should consider a new build. The…
Cheques and BalancesHnry vs. Accountants Ft. Amanda Quill | Episode 122
This week we're joined by Amanda Quill to go through the pros and cons of using Hnry vs. using an accountant Check out the full article here…
Cheques and BalancesCommercial Property 101 Ft. David Burley From Colliers | Midweek Episode
This week we're joined by David Burley, Auckland Director of Investment Sales at Colliers to talk about all things commercial property. The content in this…
Cheques and BalancesHow To Budget For A Wedding Ft. Amanda Quill | Episode 121
This week we're joined by Amanda Quill, Manager here at Lighthouse (and soon to be married) for her top tips on how to budget for your wedding. Check out the…
Cheques and BalancesHow To Invest For Your Family Ft Catherine Emerson and Shaun McGivern | Midweek Episode
This week we're joined by Catherine Emerson from Kernel Wealth and Shaun McGivern from Haigh Lyon Lawyers for an audio version of our recent "How to invest for…
Cheques and BalancesProperty vs. Shares - The Ultimate Showdown | Episode 120
The age old question - What provides better results, property or shares? We go through a case study, comparing a hypothetical ten-year investment in the share…
Cheques and Balances38% Yearly Returns! Should You Invest In Developer Funds? | Midweek Episode
This week we delve into developer funds and whether you should invest in them For more money tips follow us on: Facebook -…
Cheques and BalancesFinancial Scams You Need To Avoid | Episode 119
Around one in five Kiwis has been targeted by an investment scam. Here's all the common financial scams you need to avoid. Check out the full article here…
Cheques and BalancesHow To Be An "Ethical" Property Investor Ft. Matthew Harris | Midweek Episode
This week we're joined by Matthew Harris to talk about how to be an "ethical" property investor. The content in this podcast is the opinion of the hosts. It…
Cheques and BalancesHabits Of Wealthy People | Episode 118
Understanding the habits that contribute to financial success is paramount in today's economic climate. These habits are not exclusive to wealthy individuals…
Cheques and BalancesAre Trusts Now Worthless? What The New Trust Tax Rates Mean For You Ft. Matthew Harris | Midweek Episode
This week we have Matthew Harris on to talk about the implications of the new trust tax rules. For more money tips follow us on: Facebook -…
Cheques and BalancesHabits Of Poor People | Episode 117
We go through the top habits that lead to a poor mindset. Check out the full article here: https://lighthousefinancial.co.nz/habits-of-poor-people For more…
Cheques and BalancesShould NZ Have A Wealth Tax? Ft. Matthew Harris | Midweek Episode
This week we discuss if NZ should have a wealth tax. For more money tips follow us on: Facebook - https://www.facebook.com/lighthousefinancialnz Instagram -…
Cheques and BalancesTop 5 Mistakes We See Clients Make | Episode 116
We’ve supported over 4,000 NZ families and individuals in navigating their finances. Over time, we’ve noticed several common mistakes our clients make. Here…
Cheques and BalancesWhat You Need To Know About Sharesies' KiwiSaver Scheme Ft. Catherine Emerson | Midweek Episode
This week we're joined by Catherine Emerson to chat about Sharesies' New KiwiSaver Scheme and the pros and cons of self managed retirement funds. The content…
Cheques and BalancesWe're At The Bottom Baby! - Why The Housing Market Will Turn In May | Episode 115
Inflation peaking, the official cash rate, easing LVR rules and increased market activity are just some of the reasons May could be the bottom of the housing…
Cheques and BalancesHow To Build Your Financial Plan Webinar - Keep The Change & Lighthouse Financial | Midweek Episode
James Blair and Luke Kemeys go through all the steps you need to build your financial plan and become financially bulletproof in 2023. A financial plan is your…
Cheques and BalancesIs The F.I.R.E Movement A Scam? | Episode 114
As people look for ways to enjoy their lives outside the confines of a traditional 9-to-5 job, people have been joining the F.I.R.E movement, but what is it…
Cheques and BalancesHas The RBNZ Gone Too Far? We Review Their Latest Changes | Midweek Episode
Join James and Mike as they review the RBNZ's latest changes. The content in this podcast is the opinion of the hosts. It should not be treated as financial…
Cheques and BalancesHow To Beat The Third Generation Curse | Episode 113
The third-generation curse is a phenomenon that affects 90% of families causing them to lose all of their wealth by the third generation. Register for our How…
Cheques and BalancesBrand New Home Loan Changes You Need To Know! | Midweek Episode
This week Mike goes through the brand new changes all the major banks have implemented for property purchases. The content in this podcast is the opinion of…
Cheques and BalancesProperty Development 101 Ft. Matthew Harris | Episode 112
This week we have Matthew Harris on again to talk about his biggest lessons in his property development journey. Check out the full article here…
Cheques and BalancesFrom 0 To 30 Properties In 10 Years - The Matthew Harris Story | Episode 111
This week we have our Managing Director on the podcast to chat about his story of how he went from 0 - 30 properties in just 10 years. The content in this…
Cheques and BalancesWe Answer Your Instagram Questions! | Midweek Episode
On this week's episode, we answer your instagram questions! The content in this podcast is the opinion of the hosts. It should not be treated as financial…
Cheques and BalancesHouses vs. Townhouses vs. Apartments: We Look At The Numbers | Episode 110
We take a look at the numbers and compare the value appreciation of houses, townhouses, and apartments in Auckland over the past two decades. Check out the…
Cheques and BalancesA Due Diligence Horror Story - A Buyer Short $1.3m On A New Build Property | Midweek Episode
This week, Mike tells us a story on a house purchase that went horribly wrong. The content in this podcast is the opinion of the hosts. It should not be…
Cheques and BalancesHow To Budget For A Baby Ft. Catherine Emerson From Kernel Wealth | Episode 109
This week we're joined by Catherine Emerson from Kernel Wealth to talk about how to budget for a baby. Pre-register for our event here Check out Kernel Wealth…