Shows / Cheques and Balances
Cheques and Balances
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz
Episodes
- Cheques and Balances
Am I The A**hole? Pt. 3 | Midweek Episode
Get ready for another wild Reddit adventure! This time, we're diving into a husband's jaw-dropping $300,000 crypto loss and the age-old debate over prenups…
- Cheques and Balances
Parental Leave Policies You Need To Know Ft. Stephanie Pow | Episode 151
In a game of true or false with Stephanie Pow, Founder of Crayon, we uncover the startling truths about parental leave policies and their wide-reaching effects…
- Cheques and Balances
Is Renting A Waste Of Money? | Midweek Episode
In this week's Midweek Episode, we tackle the question: Is renting a waste of money? We break down the costs and societal pressures involved, giving you…
- Cheques and Balances
What Is The Best Way To Invest $100K? | Midweek Episode
In this week's Midweek Episode, we went down the deep dark hole that is Reddit's r/personalfinancenz forum, providing insights and advice drawn from our own…
- Cheques and Balances
NZ’s First Woman To Sell For $1 Billion Ft. Naomi Ballantyne | Episode 150
From humble beginnings to overcoming complex challenges, Naomi's story offers profound insights into the spirit of entrepreneurship, resulting in the…
- Cheques and Balances
Is University Worth It? | Midweek Episode
Degrees vs. Dollars – Is University Worth It? In this week's Midweek Episode, we delve into the age-old question, is a degree necessary for success? This…
- Cheques and Balances
Euro Summer Or Save For A House? | Midweek Episode
Curious about our own spending choices? From summer splurges to home investments, get an inside look into how we manage our money. This episode is proudly…
- Cheques and Balances
Top 3 Economic Trends For New Zealand Ft. Chief Economist Jarrod Kerr | Episode 149
Join us as we explore "What Would Jarrod Do?" with Jarrod Kerr, Chief Economist at Kiwibank. We tap into his insights on economic matters, from personal…
- Cheques and Balances
5 Signs You're Poor | Midweek Episode
From living paycheck to paycheck to setting financial goals, Mike and James discuss practical tips and real talk about securing your financial future! This…
- Cheques and Balances
Am I The A**hole? Pt. 2 | Midweek Episode
We're stepping into the wild world of 'Am I the A**hole?' once again as we unravel tales of open relationships and financial dilemmas from the depths of…
- Cheques and Balances
What's REALLY Going To Happen In 2024 Ft. Chief Economist Jarrod Kerr | Episode 148
We sat down with KiwiBank's Chief Economist, Jarrod Kerr, as he offers crucial insights into economic challenges and strategies for resilience. Check out the…
- Cheques and Balances
Dogs Vs Kids: Which Is Cheaper? Ft. Ravi Chand | Midweek Episode
From daycare dilemmas to unexpected vet bills, we dive into the financial reality of parenting pups and raising kids. This episode is proudly sponsored by…
Cheques and BalancesWhat Is A CCC? | Midweek Episode
From navigating building standards to insider tips, Mike and James dive into the world of CCC's. The content in this podcast is the opinion of the hosts. It…
- Cheques and Balances
The Cost Of Childcare Ft. Stephanie Pow | Episode 147
From financial strains to workforce barriers, we sat down with Stephanie Pow from Crayon to unpack the real-life challenges families face surrounding childcare…
Cheques and BalancesWhat Are Your Odds Of Winning The Lottery? | Midweek Episode
Ready to roll the dice on lottery odds? Mike and James uncover the harsh truths and myths behind winning big. The content in this podcast is the opinion of the…
Cheques and BalancesAm I The A**hole? Pt. 1 | Valentine's Day Special
Love, finance, and Moncler jackets. James and Mike sit down to unravel the tangled web of dating and financial woes straight from the depths of Reddit! The…
Cheques and BalancesHow Much Does The Bank Make Off You? | Episode 146
Ever wondered how much the bank truly makes off you? We dive deep into the numbers and uncover the hidden truth behind your home loan journey! Check out the…
- Cheques and Balances
Gen Z's Hidden Strategy: Live Now, Get Rich Later | Midweek Episode
Soft serve or soft savings? James and Mike discuss the emerging trend of Gen Z prioritising the joys of life over concerns about retirement. The content in…
- Cheques and Balances
Mike And James Predict The Future (2024 Update) | Episode 145
We evaluate our 2023 predictions and spice things up with a forecast for the financial landscape of 2024, sprinkled with some juicy insights into upcoming…
- Cheques and Balances
Decoding Debt-to-Income Ratios | Midweek Episode
This week, James and Mike sit down to explore the intricacies of the latest proposed debt-to-income ratios. The content in this podcast is the opinion of the…
- Cheques and Balances
What Caused 2023's 'Everything' Rally? | Episode 144
We explore the unexpected market events of 2023 and the factors behind the remarkable 'Everything' Rally. Check out the full episode here For more money tips…
- Cheques and Balances
Don’t Make NY Resolutions – Do This Instead | Episode 143
Inspired by James Clear's groundbreaking book "Atomic Habits", we explore the transformative power of creating systems rather than merely setting goals and…
- Cheques and Balances
Want To Start A Business? Key Business Principles You Need To Know Ft. Matthew Horncastle | Midweek Episode
We're joined by Matthew Horncastle to talk through his top business tips for any entrenpenuer in 2024. The content in this podcast is the opinion of the hosts…
- Cheques and Balances
Building $1 Billion Of Property Before 30 - An Interview With Matthew Horncastle | Episode 142
To kick off the 2024 year, we're joined by Matthew Horncastle, Managing Director At Williams Corporation. Matthew Horncastle has come from a strong property…
- Cheques and Balances
Our Last Podcast | Midweek Episode
.... for the year. James and Mike wrap up 2023 and give their thoughts on what to expect in 2024 The content in this podcast is the opinion of the hosts. It…
- Cheques and Balances
The Best NZ Regions To Invest In Over The Next 5 Years | Episode 141
Over the past five years, the housing market in New Zealand has experienced significant growth. However, this growth hasn't been uniform across the country…
- Cheques and Balances
How To Set Your Kids Up For Success Ft. Greg Munt | Midweek Episode
This week we dive deep with Greg Munt about how to set your kids up for success early on in life. The content in this podcast is the opinion of the hosts. It…
- Cheques and Balances
When Property Investors Will Be Cashflow Positive Again | Episode 140
We explore the various factors contributing to the current cash flow dilemma for property investors and discuss when the market might tilt in their favour…
- Cheques and Balances
How One Book Made Him Millions - An Interview With Greg Munt | Midweek Episode
This week we catch up with business owner and entrepreneur Greg Munt to talk about how one book changed his life and his journey. If you'd like to learn more…
- Cheques and Balances
How Much Car You Can Afford (By Salary) | Episode 139
Outside of a house, a car is usually one of the biggest financial purchases most people make, multiple times during their lives. This episode provides…
- Cheques and Balances
Why A Bach Is A Terrible Investment - We Crunch The Numbers | Episode 138
In this episode, we explore the financial and lifestyle considerations of bach ownership, unraveling the truth behind this cherished Kiwi dream. Check out the…
- Cheques and Balances
We Rank Our Best And Worst Clients | Midweek Episode
This week James and Mike cancel themselves by ranking their best and worst clients by profession. The content in this podcast is the opinion of the hosts. It…
- Cheques and Balances
How To Survive 7% Interest Rates | Episode 137
Are you (or know someone who is) losing sleep at night over 7% interest rates? This episodes for you. We go through the 4 steps to tackle high interest rates…
- Cheques and Balances
What Happens When You Miss A Loan Repayment | Midweek Episode
This week we ask Mike what happens when you miss a loan repayment on your mortgage. The content in this podcast is the opinion of the hosts. It should not be…
- Cheques and Balances
Our Top 5 Tips When Getting A Divorce Ft. Amanda Donovan | Episode 136
Dividing property during a separation or divorce can be a challenging and emotionally charged process. We talked to Amanda Donovan, Director at Haigh Lyon…
- Cheques and Balances
Justin Bieber And Paris Hilton Sued Over "Financial Scam" - A Review Of The NFT Market | Midweek Episode
Mike and Jame discuss the recent news from the NFT and crypto space. The content in this podcast is the opinion of the hosts. It should not be treated as…
- Cheques and Balances
Revealed: How Much Kiwi's Spend In Retirement Ft. Ben Brinkerhoff | Episode 135
Were joined by Ben Brinkerhoff to delve into the critical topic of retirement savings. Consilium recently published the newly released Retirement Expenditure…
- Cheques and Balances
Women and Property Event Recap Ft. Ilse Wolfe
In this episode we recap our latest 'Women and Property' event with Ilse Wolfe The content in this podcast is the opinion of the hosts. It should not be…
- Cheques and Balances
10 Best Strategies For Investing Ft. Ben Brinkerhoff
This week we have Ben Brinkerhoff, Head of Advice at Consilium here to talk about how you can improve your chances of success in investing. We'll break down…
- Cheques and Balances
How To Transition Career Ft. Ash Solly
This week we have a chat with Ash Solly, a financial adviser at Lighthouse Financial to chat about transitioning careers. The content in this podcast is the…
- Cheques and Balances
The Science Of Spending Ft. Ben Brinkerhoff | Episode 134
This week we're joined by Ben Brinkerhoff from Consilium to talk about "the science of spending". Check out the full article here For more money tips follow us…
- Cheques and Balances
Webinar Special: How To Protect You And Your Family - Insurance
Learn about all the essential parts of protecting your wealth through the right insurance. The content in this podcast is the opinion of the hosts. It should…
- Cheques and Balances
How To Negotiate On A Property Ft. Emma Duncan | Episode 133
This week we're joined by Emma Duncan from Anne Duncan Real Estate to talk about her top negotiating tips on property. Check out the full article here For more…
- Cheques and Balances
The Bank News You Need To Know! | Midweek Episode
This week Mike gives us an update on the latest bank and mortgage news. The content in this podcast is the opinion of the hosts. It should not be treated as…
- Cheques and Balances
Financial Advisers React To ChatGPT Financial Advice | Episode 132
This week James and Mike react to financial advice provided by ChatGPT. We ask a range of questions from investment advice to prenups and review the answers…
- Cheques and Balances
Webinar Special: Contractors 101 - How To Succeed As Your Own Boss | Midweek Episode
Our business accounting specialists will go through everything you need to know to financially succeed as your own boss, including long-term planning…
- Cheques and Balances
Election Special: What Happens To House Prices Under A National Or Labour Government? | Episode 131
We got over 30 years of data from Valocity to see if and how house prices change under a National or Labour government. A huge thank you to our partner…
- Cheques and Balances
Should You Use A Buyer's Agent? Ft. Alex Vincent Martelli | Episode 130
In New Zealand, most houses are sold by one real estate agent who works for the seller. Even though this agent has to be fair to everyone, they mainly look out…
- Cheques and Balances
The 10 Commandments Of Building Wealth - Lighthouse Financial x Keep The Change | Midweek Episode
Join Luke Kemeys from Keep The Change and James Blair from Lighthouse Financial for an interactive webinar where they go through the fundamental wealth…
- Cheques and Balances
Election Special: An Interview With David Seymour - ACT Party Leader | Episode 129
The thoughts and opinions shared in this podcast, including those from our guest David Seymour, may not match the views of our podcast, its hosts, or…
- Cheques and Balances
The 10 Commandments Of Building Wealth Q&A - Lighthouse Financial x Keep The Change | Midweek Episode
James sits down with Luke from Keep The Change to discuss your questions from August's webinar - The 10 Commandments Of Building Wealth. The content in this…
- Cheques and Balances
Women And Property Ft. Ilse Wolfe | Midweek Episode
This week we're joined by Ilse Wolfe, property investor and coach to talk about how women can create independence by investing in property. Interested in…
- Cheques and Balances
Why You NEED a Will Ft. Shaun McGivern | Episode 128
For most people, a will is often their main asset planning tool which means it is important to ensure it is robust, clearly written and technically correct…
- Cheques and Balances
Thank You | Money Month Episode 31
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
- Cheques and Balances
How To Value Your Time | Money Month Episode 30
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
- Cheques and Balances
Mindset Of Abundance Instead Of Scarcity | Money Month Episode 29
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
- Cheques and Balances
Your Network Is Your Net Worth | Money Month Episode 28
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
- Cheques and Balances
Credit Cards Don’t Get You Ahead 99% Of The Time | Money Month Episode 27
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
- Cheques and Balances
Counter-cyclical Investing | Money Month Episode 26
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…
- Cheques and Balances
No One Is Going To Make You Rich | Money Month Episode 25
August is Sorted's Money Month! To celebrate we're doing one podcast a day taking it back to basics, from how to build a budget, to paying off debt and…