Shows / London Fintech Podcast
London Fintech Podcast
Interviews with key players shaping Fintech. Every episode helps you stay ahead as technology and regulation change how money moves and financial services are built, so you don't have to spend hours researching every development yourself. Every other Thursday, Tony Clark brings you a focused conversation about one important shift in FinTech: what is happening, what it means and whether it will last. You finish each episode knowing what deserves your attention and what doesn’t. The London…
Episodes
London Fintech PodcastLFP119 – New Year Special! Is FS + Tech Ushering In Orwellian Tyranny Rather Than Freeing The People?
It’s time for the New Year Special and we tackle what is surely the most important topic of our times – “Is FS + Tech Ushering In Orwellian Tyrrany Rather Than…
London Fintech PodcastLFP118 – Building A Global App Bank with Norris Koppel CEO Monese
App Banks are all the rage and you can go round the world on their cards. However move to another place and you soon find you need a bank account. Norris…
London Fintech PodcastLFP117 – Specialisation & P2P Retail vs Institutional Funding w/John Goodall CEO Landbay
How are the changing tides and winds in newFS vs oldFS lending? How are the incumbents and newbies doing? How is the balance of institutional funding of P2P…
London Fintech PodcastLFP116 – Should You Invest In Corporate Bonds Rather Than P2P? w/Rezaah Ahmad CEO WiseAlpha
We all know that investing in the top P2P has been a good plan. But do corporate bonds offer better risk-adjusted value? Historically you had to have megabucks…
London Fintech PodcastLFP115 – Tackling Financial Crime with Vishal Marria CEO Quantexa
Financial crime affects us all – oldFS, newFS, citizens. How can businesses control and minimise Financial Crime? We are joined today by Vishal Marria whose…
London Fintech PodcastLFP114 Insuretech and Leveraging Creativity with Steven Mendel CEO Bought By Many
Bought By Many are one of the UK’s oldest Insuretechs from when it was nigh on impossible to launch one and to do so meant one was laughed at. Now BBM have…
London Fintech PodcastLFP113 – Special Episode! Regulators – Unelected Power & Uncertain Constitutional Position w/Sir Paul Tucker former Deputy Governor Bank of England
This is the most important topic for our democracy. What is the constitutional position of regulators? Are they a 4th branch of the State or subsidiary to the…
London Fintech PodcastLFP112 – FCA Proposes Undemocratisation: Taking the “P” Out of P2P with Ryan Weeks Editor AltFi News
You may not be rich, you may not be “sophisticated” but what kind of Stalinism is it that means The State can order you re what you can and cannot do with your…
London Fintech PodcastLFP111 – The Role and Purpose of P2P Aggregators with Iain Niblock CEO Orca
Using “P2P loosely there are over fifty to invest in, all with different standards and approaches. It’s a “fragmented and complex” market. Professionals do…
London Fintech PodcastLFP110 – Deep-Dive Into How To Do International FX For A Minimal Transaction Fee w/Daumantas Dvilinskas CEO TransferGo
TransferGo‘s slogan is “Send money around the world. Fast. For just 99p” which is a super-cheap flat fee. In terms of price they deal at a variable 2+% to flat…
London Fintech PodcastLFP109 – Mutuals/Building Societies in the Digital Age w/Tony Prestedge Deputy CEO Nationwide
Nationwide is the largest Building Society in the world with 15 million customers, 1 in 4 UK households have an account, which makes over £1bn profit per annum…
London Fintech PodcastLFP108 – A Deep Dive Into Credit Cards, Past, Present & Future w/Nick Kerigan MD Future Payments at Barclaycard
Nick leads innovation at Barclaycard who in 2017 processed some £250bn of payments. We go back to 1966 and the start of credit cards and continue the narrative…
London Fintech PodcastLFP107 – Integrating Physical & Digital & Changing High Street Banking – Paul Riseborough CCO Metro Bank
Metro Bank are well known for being the first new UK high street bank in some time but that fails to uncover how radically different there concept is. In this…
London Fintech PodcastLFP106 – Bumper Episode! The Future of Leveraged Trading, UX, & Education w/Ivan Gowan CEO Capital.com
On the show this week we have a bumper edition – the future of leveraged trading, online/in-app education, IT Dev, user experience design, new ESMA rules – and…
London Fintech PodcastLFP105 – Execution-Only Stockbroking in the Digital Age with Adam Dodds CEO Freetrade
The ultimate disintermediation in FS is for folks to directly buy shares/binds directly and cut out the whole investment management industry as we know it…
London Fintech PodcastLFP104 – A Deep Dive into UK Fintech Financing, Performance and Valuation w/Michael Pearson Clarus Investments
Michael is the author of “The Fintech Financing and Performance Report” and expert on strategy and innovation in financial services. In this show we dive into…
London Fintech PodcastLFP104 – A Deep Dive into UK Fintech Financing, Performance and Valuation w/Michael Pearson Clarus Investments
Michael is the author of “The Fintech Financing and Performance Report” and expert on strategy and innovation in financial services. In this show we dive into…
London Fintech PodcastLFP103 – Online Lending/Borrowing (Formerly P2P), Past, Present, Future with Christian Faes CEO Lendinvest
Once upon a time P2P was a simple thing. Now it’s more accurate to see it as online lending and borrowing. Models vary, regulation varies, the most successful…
London Fintech PodcastLFP103 – Online Lending/Borrowing (Formerly P2P), Past, Present, Future with Christian Faes CEO Lendinvest
Once upon a time P2P was a simple thing. Now it’s more accurate to see it as online lending and borrowing. Models vary, regulation varies, the most successful…
London Fintech PodcastLFP102 – Special Episode! Entrepreneurship + Can App Banks Become Proper Businesses? w/Ricky Knox CEO Tandem Bank
App Banks are following many courses with many motivations. Who better to guide us through this ever more complicated maze of motivations and destinations than…
London Fintech PodcastLFP102 – Special Episode! Entrepreneurship + Can App Banks Become Proper Businesses? w/Ricky Knox CEO Tandem Bank
App Banks are following many courses with many motivations. Who better to guide us through this ever more complicated maze of motivations and destinations than…
London Fintech PodcastLFP101 – How to Make P2P Insurance Work w/Tobias Taupitz CEO Laka
An Insuretch insider said to me “if there is one firm that is doing something truly radical in insurance its Laka”. Aha. So here we are – Laka on the LFP. Laka…
London Fintech PodcastLFP101 – How to Make P2P Insurance Work w/Tobias Taupitz CEO Laka
An Insuretch insider said to me “if there is one firm that is doing something truly radical in insurance its Laka”. Aha. So here we are – Laka on the LFP. Laka…
London Fintech PodcastLFP100 – Social Engineering Hits UK Fintech & Fintech Boards – From Prometheus to Fire Safety Officers
Time flies when you are enjoying ourselves and for todays special celebration we have one taboo topic and one private topic so ideally suited to a solo act…
London Fintech PodcastLFP100 – Social Engineering Hits UK Fintech & Fintech Boards – From Prometheus to Fire Safety Officers
Time flies when you are enjoying ourselves and for todays special celebration we have one taboo topic and one private topic so ideally suited to a solo act…
London Fintech PodcastLFP099 – 6 Keys to Making Yourself a Partnerable Fintech with Jimmy Williams CEO Urban Jungle
Next to no new Fintechs, and no Insuretechs see themselves as building the “full stack”. Rather for many, once one has a product the secret is successful…
London Fintech PodcastLFP099 – 6 Keys to Making Yourself a Partnerable Fintech with Jimmy Williams CEO Urban Jungle
Next to no new Fintechs, and no Insuretechs see themselves as building the “full stack”. Rather for many, once one has a product the secret is successful…
London Fintech PodcastLFP098 – Financing UK Small Businesses with Anil Stocker CEO MarketInvoice
Since Anil and MarketInvoice were last on the LFP, and no doubt as a direct result, they have gone from having done ~£1/2bn to ~£2bn and remain the Invoice…
London Fintech PodcastLFP098 – Financing UK Small Businesses with Anil Stocker CEO MarketInvoice
Since Anil and MarketInvoice were last on the LFP, and no doubt as a direct result, they have gone from having done ~£1/2bn to ~£2bn and remain the Invoice…
London Fintech PodcastLFP097 – Open Banking – Damp Squib or City of Revelations? Nigel Verdon Railsbank
Many electrons have been agitated to produce patterns of light and dark on this topic. Which is probably more interesting aphenomenon than the average article…
London Fintech PodcastLFP097 – Open Banking – Damp Squib or City of Revelations? Nigel Verdon Railsbank
Many electrons have been agitated to produce patterns of light and dark on this topic. Which is probably more interesting aphenomenon than the average article…
London Fintech PodcastLFP096 – A Deep Dive into Marketplaces in the Fintech Age with David Mercer CEO LMAX Exchange
Which UK FIntech does $3trn of business per annum and are in 7 countries? Well I guess for readers on the website the pic above is a bit of a hint. David…
London Fintech PodcastLFP096 – A Deep Dive into Marketplaces in the Fintech Age with David Mercer CEO LMAX Exchange
Which UK FIntech does $3trn of business per annum and are in 7 countries? Well I guess for readers on the website the pic above is a bit of a hint. David…
London Fintech PodcastLFP095 – The 5 Keys to Successful International Expansion w/Jonathan Quin CEO WorldFirst
Which Fintech started in a basement in Stockwell, has done over £65bn of FX business, do over 1 million transfers a year with 600 staff in 7 offices, whose…
London Fintech PodcastLFP094 – 2018 New Year Special! Fintech Tour d’Horizon, Report Card & Its Context
In this New Year Special I’ll survey the state of the art and present a report card for each of the main Fintech sectors – P2P, Bitcoin, Blockchain, Money…
London Fintech PodcastLFP093 – Data: The Realpolitik Beneath the Hype and Marketing Spin with Max Pell CEO Validis
Data is the new oil ‘innit. Fintechs use it by the bucketload don’t they? Incumbents are slow off the blocks aren’t they? What if a lot of this is simply not…
London Fintech PodcastLFP092 – A Seminar on Innovation Economics, Deconstructing Shareholder Value & Equitable Growth w/William Lazonick Professor UMass Lowell
This week a bumper-packed Tour d’Horizon/Tour de Force. William Lazonick is best known for his iconic “2014 Harvard Business Review’s best article” Profits…
London Fintech PodcastLFP091 – Securitisation in the Fintech Age with Oliver Schimek CEO CrossLend
Much Fintech (online wealth managers qv) is just “putting lipstick on a pig” – digitising existing processes at oldskool prices. No-one can say this about…
London Fintech PodcastLFP090 – Pensions in the Gig Economy Age with Romi Savova CEO Pension Bee
The ONS has stated that the average UK worker will end up with eleven pension pots in their life. What a nightmare to track and manage for decades! What can…
London Fintech PodcastLFP089 – Dating and Mating with Fintechs Alexander Ball, Fintech Manager ING
The best post-“post crisis” banks have leaped ahead and are well on the way to leveraging Fintech to make themselves even stronger. Alexander Ball Fintech…
London Fintech PodcastLFP088 – Catastrophe, Acts of God & Parametric (Event-Based, Fixed-Payout) Insurance Adam Rimmer FloodFlash
52% of UK SMEs based floodplains don’t have flood cover! Insurers struggle to insure flood risk due to the difficulty of modelling and assessing the economic…
London Fintech PodcastLFP087 – Passionate Advocacy that Open-Banking is really about Strategy (not Tech/Reg) Louise Beaumont SapientRazorfish
A year ago in LFP060 (currently the 2nd most downloaded episode) we covered Open Banking/PSD2 from a Regulatory perspective. In this episode Louise Beaumont…
London Fintech PodcastLFP086 – What a 21stC Clearing Bank can do for you with Nick Ogden, Executive Chairman ClearBank
Nick Ogden is, inter alia, the founder of the FTSE Worldpay and a bunch of other interesting businesses. In 2014 he created ClearBank the UK’s first clearing…
London Fintech PodcastLFP085 – The Nature of Money, Economic Imbalances & will Central Bank Digital Cash alleviate them? With David Clarke Positive Money
Money may or may not be “the root of all evil” but it is the root of FS and the economy – both of which are problematic. The nature of current money is…
London Fintech PodcastLFP084 Insuretech – Using the Internet of Things to Protect your Home with Matt Poll CEO Neos
The so-called Internet of Things is much hyped and early examples (smart toasters anyone?) are worthy of ridicule. However market-leading Neos have taken it to…
London Fintech PodcastLFP083 – Matchmaking Lending and Borrowing with Conrad Ford CEO Funding Options
Conrad was on the show back in LFP020 since when he has built Funding Options (strapline “your free marketplace for business finance”) into one of the most…
London Fintech PodcastLFP082 – Collateral Management, The Cloud and Scaling-Up Fintechs with Steve Husk CEO CloudMargin
Steve Husk has decades in IT and FS and in this tour d’horizon we dive into his experience of delivering IT solutions from design through to sales, why the…
London Fintech PodcastLFP081 – Trade Finance and Supplier Finance in the Digital Age with Guy Willans COO of Trade River
Trade Finance is one of those less media-highlighted but vital areas of the economy – it really is the oil in the engine of international trade. It’s one of…
London Fintech PodcastLFP080 – The Science, Art and Regulation of Data Privacy with Jason du Preez CEO Privitar
Data is to our age as steam was to the industrial revolution, just rather more intimate as, in extremis, your data reveals you and your life. It needs to be…
London Fintech PodcastLFP079 – Diving Into UK Challenger Banks with Darren Meek London FS Lead at PwC
Twenty or so new banking licences have been granted since 2010. The UK Retail Banking Sector is incredibly diverse but this is often disguised by the single…
London Fintech PodcastLFP078 – Special Episode! 30,000 Feet Guide to UK Property Investment in the Fintech Age with Alex Michelin, founder CapitalRise
We all know that buying a property in the UK is a nightmare, that property prices are through the roof, that a first time buyer in London has an average age of…
London Fintech PodcastLFP077 – Capital Markets Fintech with Mark Beeston founder Illuminate Financial
Today we aim at the beating heart of FS – its IT systems. I am delighted to be joined by Mark Beeston founder of Illuminate Financial who has over two decades…
London Fintech PodcastLFP076 – Convergence: Insuretech/MGAs as an Example of Straddling Old & New FS with Charlie Blackburn CTO Azur
Do you have to be either “a Fintech” or “an incumbent”? Increasingly as #newFS and #oldFS converge this duality becomes less meaningful and its more about how…
London Fintech PodcastLFP075 – Managing Fintech Rebundling with Nikolay Storonsky CEO of Revolut
One of the founding ethos of Fintech was “unbundling” – the slicing of FS into single-issue firms. This is now looking old-hat. Revolut acquired 500,000…
London Fintech PodcastLFP074 – Will Reinsurance as a Service Change InsureTech? Andy Rear, CEO Munich Re:Digital Partners
Can InsureTech change the landscape of insurance as a whole or will it just enhance parts of the value chain? Conventional wisdom says the latter but the…
London Fintech PodcastLFP073 – The Second Wave of Digital Wealth Managers with Adam French co-founder Scalable Capital
Investment management – despite its known deficiencies – has been least disrupted perhaps so far by “Fintech”. The first wave of I.M. Fintechs (pre- & up to…
London Fintech PodcastLFP072 – Socially Beneficial Fintech & Personal Cashflow Management with Emanuel Andjelic co-founder of Squirrel
Squirrel’s self-description is: a smart new way of budgeting and saving that helps you resist that temptation to spend. We work in partnership with employers…
London Fintech PodcastLFP071 – Going Beyond Startup & Scaleup – A Growth Master Class with Faisal Husain CEO Synechron
Many Fintechs have successfully gone from Startup to Scaleup. But none have gone to true Growth company yet. Today we are joined for a Master Class by a man…
London Fintech PodcastLFP070 – Fintech & the UK Mortgage Advice Market with Ishaan Malhi Founder & CEO Trussle
Trussle are the UK’s first online mortgage broker, have just raised £4.5m in a Series A and have an exclusive partnership with the FTSE listed property search…
London Fintech PodcastLFP069 – IFAs, Fintech & Roboadvisers with Dan Kiernan Research Director Intelligent Partnership
“Everyone” frets over financial advice in the Fintech Age. Regulators set out to “protect the consumer”, worthy bodies talk no end about the need to protect…