Shows / London Fintech Podcast
London Fintech Podcast
Interviews with key players shaping Fintech. Every episode helps you stay ahead as technology and regulation change how money moves and financial services are built, so you don't have to spend hours researching every development yourself. Every other Thursday, Tony Clark brings you a focused conversation about one important shift in FinTech: what is happening, what it means and whether it will last. You finish each episode knowing what deserves your attention and what doesn’t. The London…
Episodes
London Fintech PodcastLFP191 – Serving Microbusinesses Payment Needs with Fintech w/Ravi Jakhodia CEO Coupay
Serving the sole trader or microcompany is super-important right now as economies and indeed societies continue to try and build themselves back from the…
London Fintech PodcastLFP190 – The US Pension Market: Past Century, Present & Future w/Jodan Ledford CEO Smart USA
In this episode we cover the super-big picture from the fascinating origins of the US pension market which is barely a century old through the complexities of…
London Fintech PodcastLFP189 – Navigating Through The Thicket of UK Govt Aid To Firms Inc >2,000 Grant Schemes w/Bhavik Chauhan VP OKR Financial
This episode is a sign of the state-centralist times. Fintech grew in a very different world from our ever-expanding State, super-high tax-burdens, massive…
London Fintech PodcastLFP188 – How to IPO w/Nic Brisbourne CEO of recently-IPO-ed Forward Partners
Every startup in the tech world is after a “realisation” – or put in other terms a point in time at which someone puts a real as opposed to notional valuation…
London Fintech PodcastLFP187 – Architecting Fintechs to put Customer Support/Service at the Centre w/Hristo Borisov CEO Payhawk
is it possible to do Customer Service well whilst not going bankrupt employing thousands of PhDs in Customer Service at megabucks? And back to an old favourite…
London Fintech PodcastLFP186 – “Doing Culture Well” as a Key Growth Tool w/Richard Arundel Co-Founder Currency Cloud
Currency Cloud are one of London’s oldest Fintechs being founded over a decade ago. As they recently sold themselves for £700m to Visa – in cash – they clearly…
London Fintech PodcastLFP185 – Network-Based Finance And “Open Commercial Transactions” w/Gert Sylvest co-founder Tradeshift
In this episode we have an awesome deep-dive by Gert into what Network-based Finance is – a super-cool topic even Google doesn’t know about (within an hour of…
London Fintech PodcastLFP184 – A Fintech Dominating Its Sector – Prime Real Estate Lending w/Uma Rajah CEO CapitalRise
I can think of very few UK Fintechs that dominate their sector as successfully as CapitalRise who have something of a monopoly of being the only independent…
London Fintech PodcastLFP183 – How Engaging and Partnering with and by Banks is Changing w/Simon Jones CCO ClearBank
How one engages with a Bank and how Banks engage have always been essential aspects of FS which is a complex ecosystem of specialists. This is – like much –…
London Fintech PodcastLFP182 – What It Takes To Succeed In Early-Stage Investment w/Yusuf Ozdalga Partner, QED Investors
What kind of value-add most helps founders and their companies? Or if you prefer what sun, what rain and what compost makes founders trees fruit better and…
London Fintech PodcastLFP181 – Angels and Angel Investing Masterclass w/Richard Hargreaves, 50 years of Professional Unlisted Investing
Richard has an astonishing 50yrs experience in investing in young companies and helping to grow them, starting with 3i in the 1970s when they were next to the…
London Fintech PodcastLFP180 – Ever-More Sophisticated Fintech Propositions – Inventory Monetisation w/Alessandro Zamboni CEO Supply@Me
Fintech is increasingly getting well beyond providing the simplest of transactions and deep into the complex end of FS. Supply@Me Capital are listed on the UK…
London Fintech PodcastLFP179 – Global Insuretech & The Underserved Small Business Insurance Market w/Jay Bregman CEO Thimble
Two topics this week… What are the major trends in Insurtech in the US, UK, Europe and China? Secondly Small Business insurance, general liability professional…
London Fintech PodcastLFP166 – Progress On Scaling Identity Verification Across Europe & Globalising w/John Erik Setsaas Signicat
All Fintechs in one country will have long since sorted identity/AML/KYC and so forth. But what happens when they need to scale in other countries or even go…
London Fintech PodcastLFP165 – Relationship Banking – the Surprising Answer to the Needs of Growing Techs? Tom Butterworth MD Silicon Valley Bank
In a world ever-more focused on transactions and digitisation what place is there for relationship-banking? Apparently not a lot, yet the market-leader – SVB –…
London Fintech PodcastLFP164 – A Deep Dive Into Ripplenet, A Key 21stC Global Payments Approach, with Marcus Treacher SVP Customer Success Ripple
Payments are being revolutionised. One of the most fascinating examples is Ripplenet – Ripple’s approach to inverting the old model of slow large payments to…
London Fintech PodcastLFP163 - A Deep Dive Into Venture Debt - An Important But Underused Funding Option? w/Alex Baluta CEO Flowcap
What is called Venture Capital is most of the time actually Venture Equity – the predominant funding model for Startups/ScaleUps. But in many sectors, Fintech…
London Fintech PodcastLFP162 – The Past and Future of Fintech w/Vinoth Jayakumar Partner Draper Esprit
Draper Esprit are one of London’s longer-established VCs and with investments in the likes of Revolut, Transferwise, Thought Machine, Seedrs, Crowdcube and…
London Fintech PodcastLFP161 – Global B2B Payments & Multi-Rail Technology w/Marwan Forzley CEO Veem
Marwan joins us to discuss global payments for small businesses. He has been in payments for many years and was first a founder in 2002 so speaks from long…
London Fintech PodcastLFP160 – Entrepreneur Masterclass: What Attributes Do You Need To Create A Billion Dollar Company? w/Clay Wilkes CEO Galileo
The Tech press is full of unicorns – but these are almost always “on paper”. Those companies that someone has bought for over a billion – be it a trade sale or…
London Fintech PodcastLFP159 – “Payments Terms As A Service” w/Lara Gilman iwocapay
Iwocapay is a new business venture from iwoca, one of London’s leading Fintechs, to offer payment terms as a service. Metaphorically this is a cross between a…
London Fintech PodcastLFP158 – Beyond Price Comparison Websites: Getting 5% Of A UK insurance Market w/Freddy Macnamara CEO Cuvva
Cuvva have some hundred employees, 400,000 UK clients and 5% of the short-term UK car insurance market which is a phenomenal achievement for any Fintech in any…
London Fintech PodcastLFP157 – Enabling Direct Bank to Bank Payments For Merchants – Faster, Cheaper w/Brad Goodall CEO Banked
Online payments are expensive – directly for merchants and indirectly for consumers as the price is obviously higher due to the merchants having a ~3% cost of…
London Fintech PodcastLFP156 “The Importance Of A Great Chairman in Business Success” w/Brian Basham serial entrepreneur/Chairman for over 40yrs
One thing serial entrepreneurs learn if the value of a Good Board in helping drive business success and avoiding car crashes along the way. The ne plus ultra…
London Fintech PodcastLFP155 – Buying & Selling Of Labour In Ever Smaller Pieces: Freelancing & Project-Based Working w/Albert Azis Clauson CEO Underpinned
The trend in recent decades has been to ever-more flexible working contracts – be it gig economy, independent consultants or the freelancing/project-based work…
London Fintech PodcastLFP154 – Successful Partnering in Fintech w/Joanne Dewar CEO GPS
One reason that as the Fintech revolution proceeds Fintechs can do more ambitious things is that there an increasing number of back-end service providers that…
London Fintech PodcastLFP153 – Landbay & BTL Mortgages, A Case Study of Finteching Pre- & Post- Corona w/Julian Cork COO
In LFP152 we took a strategic look at the post-Covid landscape. In this show Julian Cork, COO of Landbay, guides us through the tactical responses by one of…
London Fintech PodcastLFP152 – Covid19 Response Will Change Strategic Landscape Forever – Society, Government, Economy & Liberty
It is a cliche to say “the world changed forever” but macroeconomically and microeconomically it has – not because of the C19 virus but because of governmental…
London Fintech PodcastLFP151 – Meta-Creativity & The Road To Fintech Profitability w/Tim Nicolle CEO Primadollar
As we have repeatedly heard profitability is a major challenge in Fintech. In this episode Tim Nicolle CEO of Trade Finance Fintech Primadollar describes his…
London Fintech PodcastLFP150 – Disrupting the World’s Least Digitised Financial Product – Wills & Probate w/Dan Garrett CEO Farewill
The largest financial transaction of your life is also your last – dying! Get it wrong and Boris gets more money for vanity bridges and your relatives are left…
London Fintech PodcastLFP149 – Discussing “The Realpolitik Of The Unlisted Company Board” w/Guest Host Dan Kiernan
Today the LFP has Dan Kiernan as guest host and instead I am in the guest seat to discuss my long in the making recently released book on the Unlisted Board…
London Fintech PodcastLFP148 – Special Episode! The Lord Mayor Of London: The City, Promoting US-UK Fintech Ties & Regional Fintech
Do you known that William Russell’s – the 692nd Lord Mayor of London – first trip was to the US to promote Fintech and that he is perhaps the first Lord Mayor…
London Fintech PodcastLFP147 – Going Global – Culture and Business Around The World w/Aneesh Varma CEO Aire
In this Brexiting Age the UK must turn its thoughts once again worldwide – how does one do business around the world? How important is localisation vs…
London Fintech PodcastLFP146 – Creating Regtech’s Robocop – Automating AML et al w/Charlie Delingpole ComplyAdvantage
Charlie is one of London’s greatest serial entrepreneurs – with ground-breaking the Student Room and Market Invoice under his belt, as an MLRO he saw the huge…
London Fintech PodcastLFP145 – New Year Special! 2020 Hindsight – A Decade In Fintech
In this show we review a decade in Fintech. Although the earliest Fintechs were formed around 2004/5 (WorldFirst, Zopa) many big names formed around 2010…
London Fintech PodcastLFP144 – Convergence: The Innovative Combination of Different Silos w/Sam O’Connor CEO Coconut
So far Fintech has lionised technologies – APIs, Open Banking, AI/ML and so forth. But from a different perspective these are just glues to connect things that…
London Fintech PodcastLFP143 – Results From Analysing A Decades Profitability Data On One Hundred UK Fintechs w/Michael Pearson
Michael conducts the most in-depth analysis of Companies House data on UK Fintechs that I am aware of. That earlier this year he partnered with KPMG and Google…
London Fintech PodcastLFP142 – Capital Markets Fintech & “Grown-Up” Digital FS w/ Martin Boyd FIS
Capital Markets is the beating heart of FS – far higher tech and far more hardcore than just bank accounts and it is by definition the most complex area. What…
London Fintech PodcastLFP141 – Open-Banking: Super-Important for SMEs w/Matt Cockayne CCO Yapily
Open-banking hype has generally focused on the consumer marketplace. However SMEs can potentially benefit more especially as they currently pay for banking…
London Fintech PodcastLFP140 – The Fourth UK Retail Credit Bureau Is A Fintech! Freddy Kelly CEO Credit Kudos
The Retail Credit Bureau market has been in place for decades but disruption is coming to the market in the shape of Credit Kudos who help people make faster…
London Fintech PodcastLFP139 – A Fintech That Is Globally The Largest Non-Bank In Its Sector – Global Trade & Supply Chain Finance w/ Peter Cook PrimeRevenue
Not many Fintechs dominate their sector let alone in one of the biggest markets in the world. PrimeRevenue was formed in 2003 and is the largest non-bank…
London Fintech PodcastLFP138 – Discussing Marketing w/Shameer Sachdev CEO Growth Gorilla
Today Shameer Sachdev founder of Growth Gorilla and I have a wide-ranging conversation about marketing. I’ve done it for over 30yrs and Shameer runs a growth…
London Fintech PodcastLFP137 – Amazing! Sci-Fi Is Here! Two-Way Interactive/Responsive Digital Humans (think Red Dwarf’s Holly) w/Marek Zwiefka-Sibley Trulience
This takes not just the biscuit but the whole packet. We’ve interacted with computers via switches, via punched cards, via teletypes, via audio. But Trulience…
London Fintech PodcastLFP136 – Regtech: Using Tech to Connect Data to Consequence and Action w/Evgeny Likhoded CEO Clausematch
A super-important overview today. Data is just information is the standard line. Correct but not what matters in the real world. In the real world a regulatory…
London Fintech PodcastLFP135 – Parenting In The Digital Age – Soc Media, Mental Health, Money, Schools
Change creates positive and negatives. The digital world means newer generations will grow up far more tech savvy. On the shadow side as we have touched on in…
London Fintech PodcastLFP134 – Bumper Episode! Hot Topics in AI/ML – Prediction, Explainability, Alt Data, Self-Learning & Much More w/Tristan Fletcher CEO ChAI
Tristan was last on the show some three years ago in LFP063 which has been solidly in the Top5 most downloaded episodes of all time even since. Today he joins…
London Fintech PodcastLFP133 – The Market For Talent & Getting A Job In Tech w/Ellis Seder CEO Santa Monica Talent
This week’s topic is all about getting jobs whatever your age or stage. Maybe you are in a Tech firm of some sort – if so how long are you likely to stay where…
London Fintech PodcastLFP132 Property Project Finance & Is P2P Becoming Asset Securitisation For Institutions?
Britain needs both megabuilds but also a specialised SME property project finance market. Mike Bristow CEO of CrowdProperty a P2P based in Birmingham offers…
London Fintech PodcastLFP131 – Fintech for Social Good & Income Streaming w/Peter Briffett CEO Wagestream
All businesses employ people, generate salaries, products and services and sometimes even profits without which modern society could simply not exist, Thus all…
London Fintech PodcastLFP130 – Equity Crowdfunding – Past, Present and Future Innovations w/Jeff Lynn Exec Chairman Seedrs
Ten years ago Jeff and his co-founder came up with the idea for Equity Crowdfunding and seven years ago Seedrs became the UK’s (world’s?) first regulated…
London Fintech PodcastLFP129 – IPO-ing & Patient VC Capital Via Closed-End Funds? w/Tim Levene CEO Augmentum
Today we merge two fascinating topics – the Gold Medal for a startup – the Public Listing and innovating in Venture Capital to provide more patient capital…
London Fintech PodcastLFP128 – Farming Meets Fintech! Hedging Soft Commodities w/Richard Counsell CEO Stable
There is no end to Fintechs reach – this week to the most fundamental industry in the world – Farming – easily forgotten but without which we would all die…
London Fintech PodcastLFP127 – Impact & Ethical Investment in the Fintech Age w/Tom McGillycuddy CEO Tickr
Almost all investment has collapsed onto a simple idea of maximising your return. But what if you don’t want your investments to harm society and the world?…
London Fintech PodcastLFP126 – Can Fintech Fill the Financial Advice Gap? w/Max Rofagha CEO Finimize
As we heard in LFP069 Financial Advice costs a packet these days – for most folk it’s simply uneconomic. But FS is a complex topic for those who have spent a…
London Fintech PodcastLFP125 – Special Episode! A Deep-Dive into “Tech” – Past, Present & How To Make It Cool w/Charlie Barker CTO Blue Motor Finance
FinTech = Fin + Tech. But what is tech? No really what is it? We all see the word so many times but only a small minority of the population around the world…
London Fintech PodcastLFP124 – The Reality of Being an Entrepreneur w/Ruzbeh Bacha CEO CityFalcon
What is it actually like being an Entrepreneur? Despite being experienced and having an MBA Ruzbeh Bacha, CEO of personalised news aggregator/filter CityFalcon…
London Fintech PodcastLFP123 – The Secrets of Successful Strategy with Will Wynne Co-Founder Smart Pension & Arena Flowers
Strategy is the heart of all business success. Will Wynne has built two great businesses under his belt which have evolved over 12yrs and 5yrs respectively to…
London Fintech PodcastLFP122 – Securitising Trade Finance To Make It An Investable Asset Class w/Christoph Gugelmann CEO Tradeteq
Trade Finance – a $9trn pa market – is possibly the most important transaction type in FS – a huge number of our possessions will have come round the world in…
London Fintech PodcastLFP121 – Litigation Crowdfunding w/Cormac Leech CEO Axiafunder
Creativity springs eternal. Here is yet another new topic, one that no one could have imagined even a couple of decades ago. Litigation crowdfunding gives…
London Fintech PodcastLFP120 – Two Tribes: VCs and CEOs (w/a side-order of #StableCoin) w/Steve Findlay CEO BondMason
Today the super-important topic of “What VCs don’t know about Entrepreneurs; and what Entrepreneurs don’t know about VCs”. Steve Findlay is a great guest to…